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Discover Card Existing Card Holders 0% APR for Next 12 months! as Always YMMV!
Thread created 09-09-2021 by WandaVision
+168 Score 196 Replies 62,322 Views
Post #149621800 added 09-11-2021 9:16 PM by Samwise Gamgee in Hot Deals
Is there potential for accumulating such a huge balance that it becomes overwhelming to pay off? I pay my balance monthly. 0% apr is nice. I'd imagine you'd still want to pay more than the...
Discover Card Existing Card Holders 0% APR for Next 12 months! as Always YMMV!
Thread created 09-09-2021 by WandaVision
+168 Score 196 Replies 62,322 Views
Post #149576890 added 09-09-2021 1:14 PM by XealO in Hot Deals
Cool Story Bro. Even though I can, I don’t. Use the banks money for other things.
Discover Card Existing Card Holders 0% APR for Next 12 months! as Always YMMV!
Thread created 09-09-2021 by WandaVision
+168 Score 196 Replies 62,322 Views
Post #149577061 added 09-09-2021 1:22 PM by mwebb11111 in Hot Deals
Nothing new, I do this every year
Discover Card Existing Card Holders 0% APR for Next 12 months! as Always YMMV!
Thread created 09-09-2021 by WandaVision
+168 Score 196 Replies 62,322 Views
Post #149599978 added 09-10-2021 2:33 PM by whiteorchids in Hot Deals
I pay off my Discover every month for 25 years I never leave a balance. I want to preorder an ebike that’s back ordered on a waiting 8+ weeks before ship they do bill your credit card for the full...
Discover Card Existing Card Holders 0% APR for Next 12 months! as Always YMMV!
Thread created 09-09-2021 by WandaVision
+168 Score 196 Replies 62,322 Views
Post #149600431 added 09-10-2021 2:47 PM by nizwhat in Hot Deals
It's going to be applied to future purchases.
Discover Card Existing Card Holders 0% APR for Next 12 months! as Always YMMV!
Thread created 09-09-2021 by WandaVision
+168 Score 196 Replies 62,322 Views
Post #149603452 added 09-10-2021 4:17 PM by dbz22 in Hot Deals
Used the message/chat feature in the Discover app. I was initially offered 0.9% for 9 months so I asked if there was a way to get the 0% for 12 months that everyone else is talking about. They came...
Discover Card Existing Card Holders 0% APR for Next 12 months! as Always YMMV!
Thread created 09-09-2021 by WandaVision
+168 Score 196 Replies 62,322 Views
Post #149608819 added 09-10-2021 10:25 PM by myhuynh702 in Hot Deals
worked for me. Thanks OP
Discover Card Existing Card Holders 0% APR for Next 12 months! as Always YMMV!
Thread created 09-09-2021 by WandaVision
+168 Score 196 Replies 62,322 Views
Post #150628963 added 10-29-2021 1:45 PM by rudyae86 in Hot Deals
I want to do the same thing. How's Bitcoin going for you though? I'm still holding but not sure when to sell.
Discover Card Existing Card Holders 0% APR for Next 12 months! as Always YMMV!
Thread created 09-09-2021 by WandaVision
+168 Score 196 Replies 62,322 Views
Post #149867866 added 09-24-2021 7:42 AM by nodoubts2k in Hot Deals
No go for me, I had a 0% that concluded in August. They offered me 14% APR.
Discover Card Existing Card Holders 0% APR for Next 12 months! as Always YMMV!
Thread created 09-09-2021 by WandaVision
+168 Score 196 Replies 62,322 Views
Post #149643568 added 09-13-2021 12:08 PM by tooloud10 in Hot Deals
Nor do many of us here, but you seem to be automatically equating the free use of a $50k LOC as accruing 'debt' in a bad way. Debt is great when there's low or no interest involved--it means that...
Discover Card Existing Card Holders 0% APR for Next 12 months! as Always YMMV!
Thread created 09-09-2021 by WandaVision
+168 Score 196 Replies 62,322 Views
Post #149652754 added 09-13-2021 8:32 PM by rajivnaidu0 in Hot Deals
Worked for me
Discover Card Existing Card Holders 0% APR for Next 12 months! as Always YMMV!
Thread created 09-09-2021 by WandaVision
+168 Score 196 Replies 62,322 Views
Post #149571808 added 09-09-2021 10:02 AM by s4rah in Hot Deals
Worked for me too!
Discover Card Existing Card Holders 0% APR for Next 12 months! as Always YMMV!
Thread created 09-09-2021 by WandaVision
+168 Score 196 Replies 62,322 Views
Post #149577373 added 09-09-2021 1:37 PM by cowbe0x004 in Hot Deals
Discover is the only card I'm able to do this year after year, any other card that would give you 0% if you ask?
Discover Card Existing Card Holders 0% APR for Next 12 months! as Always YMMV!
Thread created 09-09-2021 by WandaVision
+168 Score 196 Replies 62,322 Views
Post #149577661 added 09-09-2021 1:49 PM by aavi in Hot Deals
I don’t think that’s true - payment should always go to higher interest balance first
Discover Card Existing Card Holders 0% APR for Next 12 months! as Always YMMV!
Thread created 09-09-2021 by WandaVision
+168 Score 196 Replies 62,322 Views
Post #149577664 added 09-09-2021 1:49 PM by XealO in Hot Deals
Well see, this is why I don’t carry a balance into the next month when not in a promo like this. Always pay it off every month. So today I signed up for the 0% interest. Balance is zero on the CC. ...
Discover Card Existing Card Holders 0% APR for Next 12 months! as Always YMMV!
Thread created 09-09-2021 by WandaVision
+168 Score 196 Replies 62,322 Views
Post #149575918 added 09-09-2021 12:29 PM by XealO in Hot Deals
Granted I use mine a lot less than Costco or Amazon, but I disagree about it being useless. Neither of those offer this renewable 0% rate afaik.
Discover Card Existing Card Holders 0% APR for Next 12 months! as Always YMMV!
Thread created 09-09-2021 by WandaVision
+168 Score 196 Replies 62,322 Views
Post #149579704 added 09-09-2021 3:06 PM by tailung in Hot Deals
no dice for me. said "i don't see any offers on your account".
Discover Card Existing Card Holders 0% APR for Next 12 months! as Always YMMV!
Thread created 09-09-2021 by WandaVision
+168 Score 196 Replies 62,322 Views
Post #149579857 added 09-09-2021 3:14 PM by geo2209 in Hot Deals
Do they ever give 0% balance transfers?
Discover Card Existing Card Holders 0% APR for Next 12 months! as Always YMMV!
Thread created 09-09-2021 by WandaVision
+168 Score 196 Replies 62,322 Views
Post #149581468 added 09-09-2021 4:35 PM by namlook in Hot Deals
Discover 5% for Paypal purchases is very useful, especially if you have access to multiple cards. Have four Discover cards here so that's $300 back in just that quarter alone if I spend enough.
Discover Card Existing Card Holders 0% APR for Next 12 months! as Always YMMV!
Thread created 09-09-2021 by WandaVision
+168 Score 196 Replies 62,322 Views
Post #149581627 added 09-09-2021 4:48 PM by Tazmania99 in Hot Deals
Yup, they do it all the time. The problem is they charge transaction fee on 0% BT, somewhere between 2% and 4%.
Discover Card Existing Card Holders 0% APR for Next 12 months! as Always YMMV!
Thread created 09-09-2021 by WandaVision
+168 Score 196 Replies 62,322 Views
Post #149581897 added 09-09-2021 5:02 PM by Requiem2242 in Hot Deals
Thanks. Quick chat and I got 0% for 12 months. Makes Christmas shopping easy lol
Discover Card Existing Card Holders 0% APR for Next 12 months! as Always YMMV!
Thread created 09-09-2021 by WandaVision
+168 Score 196 Replies 62,322 Views
Post #149587291 added 09-09-2021 10:41 PM by chowdarygm in Hot Deals
Worked, thanks. Repped.
Discover Card Existing Card Holders 0% APR for Next 12 months! as Always YMMV!
Thread created 09-09-2021 by WandaVision
+168 Score 196 Replies 62,322 Views
Post #149601442 added 09-10-2021 3:15 PM by CharlesF1864 in Hot Deals
Got offered 0.9% and then 0% when I asked if they could offer anything better. I guess they are trained to always go for the higher offer first and see if you'll bite.
Discover Card Existing Card Holders 0% APR for Next 12 months! as Always YMMV!
Thread created 09-09-2021 by WandaVision
+168 Score 196 Replies 62,322 Views
Post #149601499 added 09-10-2021 3:17 PM by CharlesF1864 in Hot Deals
Yup, you would only owe the minimum each month with no interest accruing.
Discover Card Existing Card Holders 0% APR for Next 12 months! as Always YMMV!
Thread created 09-09-2021 by WandaVision
+168 Score 196 Replies 62,322 Views
Post #149610811 added 09-11-2021 5:59 AM by IronManFan in Hot Deals
bot all dealers. I have used a credit card at various dealers for decades for the down payment and in one case a $4500 car outright. but as always...ymmv
Discover Card Existing Card Holders 0% APR for Next 12 months! as Always YMMV!
Thread created 09-09-2021 by WandaVision
+168 Score 196 Replies 62,322 Views
Post #149615800 added 09-11-2021 1:22 PM by edmartinez44 in Hot Deals
Thanks, Rep gave me 2 options 0% for 12 months or lower APR 4%....
Discover Card Existing Card Holders 0% APR for Next 12 months! as Always YMMV!
Thread created 09-09-2021 by WandaVision
+168 Score 196 Replies 62,322 Views
Post #149615923 added 09-11-2021 1:30 PM by ryanv1993 in Hot Deals
Future purchases only. I accepted the offer today 9/11 and it goes into affect 9/12
Discover Card Existing Card Holders 0% APR for Next 12 months! as Always YMMV!
Thread created 09-09-2021 by WandaVision
+168 Score 196 Replies 62,322 Views
Post #149569924 added 09-09-2021 9:09 AM by rokr9 in Hot Deals
Worked for me. Took 10mins on chat. Thanks OP!
Discover Card Existing Card Holders 0% APR for Next 12 months! as Always YMMV!
Thread created 09-09-2021 by WandaVision
+168 Score 196 Replies 62,322 Views
Post #149573443 added 09-09-2021 10:51 AM by jpa1 in Hot Deals
I did this to buy my 77” LG CX lol
Discover Card Existing Card Holders 0% APR for Next 12 months! as Always YMMV!
Thread created 09-09-2021 by WandaVision
+168 Score 196 Replies 62,322 Views
Post #149574646 added 09-09-2021 11:34 AM by leoskee in Hot Deals
Be careful when using 0% for x number of months promos. It's a very easy way to end up in debt. Make sure that you factor our how you will pay everything off by that 12th month.
Discover Card Existing Card Holders 0% APR for Next 12 months! as Always YMMV!
Thread created 09-09-2021 by WandaVision
+168 Score 196 Replies 62,322 Views
Post #149574715 added 09-09-2021 11:36 AM by cobra11murderer in Hot Deals
If your a slickdealer.. you also should know that paying this stuff off asap is the best way to make the most out of it.. if you need to carry a balance from time to time go for it but agreed if you...
Discover Card Existing Card Holders 0% APR for Next 12 months! as Always YMMV!
Thread created 09-09-2021 by WandaVision
+168 Score 196 Replies 62,322 Views
Post #149574736 added 09-09-2021 11:37 AM by temperlancer in Hot Deals
I knew that I shouldn't activate the 0.9% special promotion APR earlier. Sigh. Now the agent told me I had to wait till it's off my account...
Discover Card Existing Card Holders 0% APR for Next 12 months! as Always YMMV!
Thread created 09-09-2021 by WandaVision
+168 Score 196 Replies 62,322 Views
Post #149574754 added 09-09-2021 11:37 AM by Tazmania99 in Hot Deals
I found that Discover is useful as it has 5% CB on rotating categories every quarter, including Paypal, Amazon, Target, and Walmart. Amazon Visa has no foreign transaction fee with which I found it...
Discover Card Existing Card Holders 0% APR for Next 12 months! as Always YMMV!
Thread created 09-09-2021 by WandaVision
+168 Score 196 Replies 62,322 Views
Post #149574757 added 09-09-2021 11:37 AM by cobra11murderer in Hot Deals
Anyone think they will extend current ones on this?
Discover Card Existing Card Holders 0% APR for Next 12 months! as Always YMMV!
Thread created 09-09-2021 by WandaVision
+168 Score 196 Replies 62,322 Views
Post #149574856 added 09-09-2021 11:42 AM by shade45 in Hot Deals
They denied me on Chat but I was able to get it over the phone 0% for 12 months promo few weeks ago. I called back next day and got the 3% additional cash back for $2500 spend also.
Discover Card Existing Card Holders 0% APR for Next 12 months! as Always YMMV!
Thread created 09-09-2021 by WandaVision
+168 Score 196 Replies 62,322 Views
Post #149575093 added 09-09-2021 11:52 AM by stasis in Hot Deals
How would you do that? Taking out cash without any fees
Discover Card Existing Card Holders 0% APR for Next 12 months! as Always YMMV!
Thread created 09-09-2021 by WandaVision
+168 Score 196 Replies 62,322 Views
Post #149575135 added 09-09-2021 11:54 AM by karazi in Hot Deals
I always have 0% apr because I pay my balance every month. You should too. Unless in an exceptional circumstance where it makes financial sense to hold a balance, I'll give you that.
Discover Card Existing Card Holders 0% APR for Next 12 months! as Always YMMV!
Thread created 09-09-2021 by WandaVision
+168 Score 196 Replies 62,322 Views
Post #149575876 added 09-09-2021 12:27 PM by XealO in Hot Deals
Re-upped. Thanks OP. Got it last year and didn’t think to ask if they would do it again.
Discover Card Existing Card Holders 0% APR for Next 12 months! as Always YMMV!
Thread created 09-09-2021 by WandaVision
+168 Score 196 Replies 62,322 Views
Post #149578090 added 09-09-2021 2:03 PM by Tike71 in Hot Deals
Had to bust out the T&C for one of my latest promos and yes this is now the case. I've never been one to ever carry over a balance so I never really bothered to read the nitty gritty, but long ago it...
Discover Card Existing Card Holders 0% APR for Next 12 months! as Always YMMV!
Thread created 09-09-2021 by WandaVision
+168 Score 196 Replies 62,322 Views
Post #149581261 added 09-09-2021 4:23 PM by TheAnarchist in Hot Deals
Took a while but I got the 0% offer. My chat was on hold for an hour then I had to leave.. checked again and tried to chat then another delay. No biggie, they got me sorted out at the end of it. Thx...
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