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Discover Card Existing Card Holders 0% APR for Next 12 months! as Always YMMV!
Expired
Thread created 09-09-2021 by WandaVision
+168 Score 196 Replies 64,950 Views
Post #149575114 added 09-09-2021 10:53 AM by eversavage in Deal Talk
Tell me more about the additional 3% cb offer
Discover Card Existing Card Holders 0% APR for Next 12 months! as Always YMMV!
Expired
Thread created 09-09-2021 by WandaVision
+168 Score 196 Replies 64,950 Views
Post #149576389 added 09-09-2021 11:54 AM by IronManFan in Deal Talk
in this case mine is NOT calculated from day one, but starts after the 12 month period. as always...ymmv..
Discover Card Existing Card Holders 0% APR for Next 12 months! as Always YMMV!
Expired
Thread created 09-09-2021 by WandaVision
+168 Score 196 Replies 64,950 Views
Post #149578114 added 09-09-2021 1:04 PM by Tike71 in Deal Talk
Thanks for the info. TIL
Discover Card Existing Card Holders 0% APR for Next 12 months! as Always YMMV!
Expired
Thread created 09-09-2021 by WandaVision
+168 Score 196 Replies 64,950 Views
Post #149589181 added 09-10-2021 2:51 AM by timmay28 in Deal Talk
I didn’t have luck with this but had just recently balance transferred to discover and only paid 2 minimum payments on it thus far…. Fwiw
Discover Card Existing Card Holders 0% APR for Next 12 months! as Always YMMV!
Expired
Thread created 09-09-2021 by WandaVision
+168 Score 196 Replies 64,950 Views
Post #149708203 added 09-16-2021 9:14 AM by darkcisnelle in Deal Talk
Worked for me
Discover Card Existing Card Holders 0% APR for Next 12 months! as Always YMMV!
Expired
Thread created 09-09-2021 by WandaVision
+168 Score 196 Replies 64,950 Views
Post #149581969 added 09-09-2021 4:08 PM by MaS4074 in Deal Talk
Free money for 12 months. Time to invest more!
Discover Card Existing Card Holders 0% APR for Next 12 months! as Always YMMV!
Expired
Thread created 09-09-2021 by WandaVision
+168 Score 196 Replies 64,950 Views
Post #149599447 added 09-10-2021 1:18 PM by BarkingSpider007 in Deal Talk
Thank you op. Will rep and rep again when I can. You save me big big big big money.
Discover Card Existing Card Holders 0% APR for Next 12 months! as Always YMMV!
Expired
Thread created 09-09-2021 by WandaVision
+168 Score 196 Replies 64,950 Views
Post #149669971 added 09-14-2021 3:54 PM by Gb1908 in Deal Talk
The banks have been chewing on that cheap money for so long they are trying to let some trickle down before it disappears and someone will ask why it did not get to the small fry borrowers.
Discover Card Existing Card Holders 0% APR for Next 12 months! as Always YMMV!
Expired
Thread created 09-09-2021 by WandaVision
+168 Score 196 Replies 64,950 Views
Post #149576890 added 09-09-2021 12:14 PM by XealO in Deal Talk
Cool Story Bro. Even though I can, I don’t. Use the banks money for other things.
Discover Card Existing Card Holders 0% APR for Next 12 months! as Always YMMV!
Expired
Thread created 09-09-2021 by WandaVision
+168 Score 196 Replies 64,950 Views
Post #149603452 added 09-10-2021 3:17 PM by dbz22 in Deal Talk
Used the message/chat feature in the Discover app. I was initially offered 0.9% for 9 months so I asked if there was a way to get the 0% for 12 months that everyone else is talking about. They came...
Discover Card Existing Card Holders 0% APR for Next 12 months! as Always YMMV!
Expired
Thread created 09-09-2021 by WandaVision
+168 Score 196 Replies 64,950 Views
Post #149643568 added 09-13-2021 11:08 AM by tooloud10 in Deal Talk
Nor do many of us here, but you seem to be automatically equating the free use of a $50k LOC as accruing 'debt' in a bad way. Debt is great when there's low or no interest involved--it means that...
Discover Card Existing Card Holders 0% APR for Next 12 months! as Always YMMV!
Expired
Thread created 09-09-2021 by WandaVision
+168 Score 196 Replies 64,950 Views
Post #149724289 added 09-17-2021 3:46 AM by Lanmanna in Deal Talk
What's the opportunity exactly?
Discover Card Existing Card Holders 0% APR for Next 12 months! as Always YMMV!
Expired
Thread created 09-09-2021 by WandaVision
+168 Score 196 Replies 64,950 Views
Post #149624692 added 09-12-2021 5:31 AM by w.k.hunter in Deal Talk
Got the same deal as OP, by simply asking. Sweet!
Discover Card Existing Card Holders 0% APR for Next 12 months! as Always YMMV!
Expired
Thread created 09-09-2021 by WandaVision
+168 Score 196 Replies 64,950 Views
Post #149626519 added 09-12-2021 8:19 AM by Svetlana1951 in Deal Talk
Thank you! Just tried it - and it worked for me as well!!!
Discover Card Existing Card Holders 0% APR for Next 12 months! as Always YMMV!
Expired
Thread created 09-09-2021 by WandaVision
+168 Score 196 Replies 64,950 Views
Post #149626789 added 09-12-2021 8:35 AM by tickle_tickle in Deal Talk
Yes. I’ve done it lol. We moved some money around and paid it, but it hurt. It wasn’t so much “extra” spend, as us putting EVERYTHING on this card for a year and paying off other debt, but definitely...
Discover Card Existing Card Holders 0% APR for Next 12 months! as Always YMMV!
Expired
Thread created 09-09-2021 by WandaVision
+168 Score 196 Replies 64,950 Views
Post #149579350 added 09-09-2021 1:51 PM by MICHAELSD in Deal Talk
Yes. Just pay it off by the time that the promotion is over, even if it’s the day after your statement date, and continue paying the minimum payment.
Discover Card Existing Card Holders 0% APR for Next 12 months! as Always YMMV!
Expired
Thread created 09-09-2021 by WandaVision
+168 Score 196 Replies 64,950 Views
Post #149572420 added 09-09-2021 9:21 AM by User420 in Deal Talk
Worked and thanks OP.
Discover Card Existing Card Holders 0% APR for Next 12 months! as Always YMMV!
Expired
Thread created 09-09-2021 by WandaVision
+168 Score 196 Replies 64,950 Views
Post #149572564 added 09-09-2021 9:25 AM by HermanMunchther in Deal Talk
Wtf all I got was .9% interest for 6 months!
Discover Card Existing Card Holders 0% APR for Next 12 months! as Always YMMV!
Expired
Thread created 09-09-2021 by WandaVision
+168 Score 196 Replies 64,950 Views
Post #149721775 added 09-16-2021 8:39 PM by kensteele in Deal Talk
i couldn't have said it better myself. a bank trying to give you interest free money for a year and someone would turn their nose up at it....it's absolutely laughable. debt?! :lol:
Discover Card Existing Card Holders 0% APR for Next 12 months! as Always YMMV!
Expired
Thread created 09-09-2021 by WandaVision
+168 Score 196 Replies 64,950 Views
Post #154463887 added 04-09-2022 9:33 AM by scarru in Deal Talk
Requested 0% for 12 months last night and was approved via chat.
Discover Card Existing Card Holders 0% APR for Next 12 months! as Always YMMV!
Expired
Thread created 09-09-2021 by WandaVision
+168 Score 196 Replies 64,950 Views
Post #149576932 added 09-09-2021 12:15 PM by ultratumba in Deal Talk
Thxs Op, just got on the bandwagon for 0% APR for 12 months. I called in however as it was taking too long to wait for Chat Rep.
Discover Card Existing Card Holders 0% APR for Next 12 months! as Always YMMV!
Expired
Thread created 09-09-2021 by WandaVision
+168 Score 196 Replies 64,950 Views
Post #149574679 added 09-09-2021 10:35 AM by ptt1404 in Deal Talk
have 11k on this card. thks so much!!
Discover Card Existing Card Holders 0% APR for Next 12 months! as Always YMMV!
Expired
Thread created 09-09-2021 by WandaVision
+168 Score 196 Replies 64,950 Views
Post #149587720 added 09-09-2021 10:23 PM by duckingdeals in Deal Talk
Worked for me! Time to buy more flashlights, pocket knives, and portable battery banks/chargers… all found on SD of course
Discover Card Existing Card Holders 0% APR for Next 12 months! as Always YMMV!
Expired
Thread created 09-09-2021 by WandaVision
+168 Score 196 Replies 64,950 Views
Post #149587906 added 09-09-2021 10:48 PM by dealnabber in Deal Talk
if I weren't already using two other cards that currently have 0% APR for another 5 months or so, I'd be in on this now. Maybe at that time I'll consider this option. Thanks for the information
Discover Card Existing Card Holders 0% APR for Next 12 months! as Always YMMV!
Expired
Thread created 09-09-2021 by WandaVision
+168 Score 196 Replies 64,950 Views
Post #149573188 added 09-09-2021 9:42 AM by stasis in Deal Talk
Will it affect my credit score since im technically not paying off the balance every month?
Discover Card Existing Card Holders 0% APR for Next 12 months! as Always YMMV!
Expired
Thread created 09-09-2021 by WandaVision
+168 Score 196 Replies 64,950 Views
Post #149574832 added 09-09-2021 10:41 AM by jaderxiii in Deal Talk
Thank you! worked for me as well
Discover Card Existing Card Holders 0% APR for Next 12 months! as Always YMMV!
Expired
Thread created 09-09-2021 by WandaVision
+168 Score 196 Replies 64,950 Views
Post #149575639 added 09-09-2021 11:15 AM by smartdeals in Deal Talk
delete...
Discover Card Existing Card Holders 0% APR for Next 12 months! as Always YMMV!
Expired
Thread created 09-09-2021 by WandaVision
+168 Score 196 Replies 64,950 Views
Post #149577901 added 09-09-2021 12:55 PM by aavi in Deal Talk
From a customer perspective as well this is what the credit card companies follow: The Credit CARD Act of 2009 stipulates that any excess payments you make (amounts higher than your minimum...
Discover Card Existing Card Holders 0% APR for Next 12 months! as Always YMMV!
Expired
Thread created 09-09-2021 by WandaVision
+168 Score 196 Replies 64,950 Views
Post #149578441 added 09-09-2021 1:17 PM by Martin14 in Deal Talk
last statement, scroll down to where there's a breakdown of rate on purchases. Even tells you when your 0% ends.
Discover Card Existing Card Holders 0% APR for Next 12 months! as Always YMMV!
Expired
Thread created 09-09-2021 by WandaVision
+168 Score 196 Replies 64,950 Views
Post #149578468 added 09-09-2021 1:17 PM by Baratohon in Deal Talk
Thank you
Discover Card Existing Card Holders 0% APR for Next 12 months! as Always YMMV!
Expired
Thread created 09-09-2021 by WandaVision
+168 Score 196 Replies 64,950 Views
Post #149590837 added 09-10-2021 6:00 AM by findmedealsss in Deal Talk
Thanks! Oddly the rep first offered me a 16% rates and I was sad and asked about a potential 0% offer and the rep said would you like to hear about that offer? Why wouldn't you offer me that first...
Discover Card Existing Card Holders 0% APR for Next 12 months! as Always YMMV!
Expired
Thread created 09-09-2021 by WandaVision
+168 Score 196 Replies 64,950 Views
Post #149610778 added 09-11-2021 4:55 AM by finephilly in Deal Talk
Got it! Thanks! Son and daughter in law are about to settle on their first home and need some stuff. This plus 5% cash back at Amazon, Target and Walmart in October plus black Friday sales should...
Discover Card Existing Card Holders 0% APR for Next 12 months! as Always YMMV!
Expired
Thread created 09-09-2021 by WandaVision
+168 Score 196 Replies 64,950 Views
Post #149573677 added 09-09-2021 9:58 AM by Hawkins1 in Deal Talk
Wahoo - encouraging more debt!
Discover Card Existing Card Holders 0% APR for Next 12 months! as Always YMMV!
Expired
Thread created 09-09-2021 by WandaVision
+168 Score 196 Replies 64,950 Views
Post #149601928 added 09-10-2021 2:31 PM by ptt1404 in Deal Talk
cause they are snakes bite off your cash before showing good will
Discover Card Existing Card Holders 0% APR for Next 12 months! as Always YMMV!
Expired
Thread created 09-09-2021 by WandaVision
+168 Score 196 Replies 64,950 Views
Post #149570014 added 09-09-2021 8:12 AM by slickerdealsthomas in Deal Talk
Worked! Thanks OP!
Discover Card Existing Card Holders 0% APR for Next 12 months! as Always YMMV!
Expired
Thread created 09-09-2021 by WandaVision
+168 Score 196 Replies 64,950 Views
Post #149570230 added 09-09-2021 8:18 AM by njguy99 in Deal Talk
Worked for me too. Thanks OP!
Discover Card Existing Card Holders 0% APR for Next 12 months! as Always YMMV!
Expired
Thread created 09-09-2021 by WandaVision
+168 Score 196 Replies 64,950 Views
Post #149584087 added 09-09-2021 6:09 PM by hexabob in Deal Talk
worked for me, thanks
Discover Card Existing Card Holders 0% APR for Next 12 months! as Always YMMV!
Expired
Thread created 09-09-2021 by WandaVision
+168 Score 196 Replies 64,950 Views
Post #149588389 added 09-09-2021 11:59 PM by namlook in Deal Talk
The most obvious way is charge all possible expenses to the card and divert that money into investments until the one year anniversary.
Discover Card Existing Card Holders 0% APR for Next 12 months! as Always YMMV!
Expired
Thread created 09-09-2021 by WandaVision
+168 Score 196 Replies 64,950 Views
Post #149581627 added 09-09-2021 3:48 PM by Tazmania99 in Deal Talk
Yup, they do it all the time. The problem is they charge transaction fee on 0% BT, somewhere between 2% and 4%.
Discover Card Existing Card Holders 0% APR for Next 12 months! as Always YMMV!
Expired
Thread created 09-09-2021 by WandaVision
+168 Score 196 Replies 64,950 Views
Post #149601442 added 09-10-2021 2:15 PM by CharlesF1864 in Deal Talk
Got offered 0.9% and then 0% when I asked if they could offer anything better. I guess they are trained to always go for the higher offer first and see if you'll bite.
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