Chase Freedom Unlimited®: Earn an Extra 1.5% Cash Back On Everything in the First Year or $20K Spent
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Thread created 01-14-2022 by sd_keets
+26 Score
85 Replies
182,627 Views
I agree 1.5 percent on 20k is nothing since you can do a lot of signup bonuses for 20k spend but lol@ paying interest. Who cares what the rate is just pay it in full every month.
Chase Freedom Unlimited®: Earn an Extra 1.5% Cash Back On Everything in the First Year or $20K Spent
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Thread created 01-14-2022 by sd_keets
+26 Score
85 Replies
182,627 Views
Everyone I talked to said to get flex over this card. Anyone who owns both can comment?
Chase Freedom Unlimited®: Earn an Extra 1.5% Cash Back On Everything in the First Year or $20K Spent
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Thread created 01-14-2022 by sd_keets
+26 Score
85 Replies
182,627 Views
nope it's definitely 2 years from when you got the bonus. You're confusing the bonus opportunites with the 5/24 rule thing.
Chase Freedom Unlimited®: Earn an Extra 1.5% Cash Back On Everything in the First Year or $20K Spent
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Thread created 01-14-2022 by sd_keets
+26 Score
85 Replies
182,627 Views
Did this not long ago. Worked wonderfully. This also enabled me to take advantage of the $0 annual fee due to active military status, which my original card was just 2 months too early to apply for.
Chase Freedom Unlimited®: Earn an Extra 1.5% Cash Back On Everything in the First Year or $20K Spent
Expired
Thread created 01-14-2022 by sd_keets
+26 Score
85 Replies
182,627 Views
I think you have to wait until it has been 4 years from date you got the bonus $200.
Chase Freedom Unlimited®: Earn an Extra 1.5% Cash Back On Everything in the First Year or $20K Spent
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Thread created 01-14-2022 by sd_keets
+26 Score
85 Replies
182,627 Views
The base is 1.5% on everything. There are special categories that give more (like drug stores give 3%).
This sign-on bonus isn't particularly nice. It's requires so much spending to get so little....
Chase Freedom Unlimited®: Earn an Extra 1.5% Cash Back On Everything in the First Year or $20K Spent
Expired
Thread created 01-14-2022 by sd_keets
+26 Score
85 Replies
182,627 Views
Yes and no. There's no limit on the amount of freedom cards you can get. So if you already got some subs on the card and enough time has passed, it might be worth getting this for the extra cashback....
Chase Freedom Unlimited®: Earn an Extra 1.5% Cash Back On Everything in the First Year or $20K Spent
Expired
Thread created 01-14-2022 by sd_keets
+26 Score
85 Replies
182,627 Views
TLDR:
If you are planning on putting 13k to 20k on this card this year, this sign up bonus is worth more than the normal $200 sign up bonus for $500 spend, but it's still not worthwhile. Keep in...
Chase Freedom Unlimited®: Earn an Extra 1.5% Cash Back On Everything in the First Year or $20K Spent
Expired
Thread created 01-14-2022 by sd_keets
+26 Score
85 Replies
182,627 Views
I am an authorized user on my wife's chase freedom unlimited card. Can i still apply my own card and get the bonus? Or does she need to remove me from her card first?
Chase Freedom Unlimited®: Earn an Extra 1.5% Cash Back On Everything in the First Year or $20K Spent
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Thread created 01-14-2022 by sd_keets
+26 Score
85 Replies
182,627 Views
Booking using chase travel is the dumbest thing to do. I have never found better prices there. You end up spending atleast 10% extra even after 6.5% rewards 😂
Chase Freedom Unlimited®: Earn an Extra 1.5% Cash Back On Everything in the First Year or $20K Spent
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Thread created 01-14-2022 by sd_keets
+26 Score
85 Replies
182,627 Views
Yes you can product change, but the chase freedom/unlimited ALREADY has 3% on restaurants/food.
Chase Freedom Unlimited®: Earn an Extra 1.5% Cash Back On Everything in the First Year or $20K Spent
Expired
Thread created 01-14-2022 by sd_keets
+26 Score
85 Replies
182,627 Views
This is "cash back" but it is given as Chase Ultimate Rewards points.
Chase Freedom Unlimited®: Earn an Extra 1.5% Cash Back On Everything in the First Year or $20K Spent
Expired
Thread created 01-14-2022 by sd_keets
+26 Score
85 Replies
182,627 Views
Just applied and finally got approved for this card I've tried a few times before and been shot down.
I use the Citi double cash back so switching to this gives me 3% for the year and it opens up...
Chase Freedom Unlimited®: Earn an Extra 1.5% Cash Back On Everything in the First Year or $20K Spent
Expired
Thread created 01-14-2022 by sd_keets
+26 Score
85 Replies
182,627 Views
If I downgrade your chase Sapphire reserve to this, would you qualify for this?
Chase Freedom Unlimited®: Earn an Extra 1.5% Cash Back On Everything in the First Year or $20K Spent
Expired
Thread created 01-14-2022 by sd_keets
+26 Score
85 Replies
182,627 Views
Yes, you can transfer from freedom to sapphire.
Chase Freedom Unlimited®: Earn an Extra 1.5% Cash Back On Everything in the First Year or $20K Spent
Expired
Thread created 01-14-2022 by sd_keets
+26 Score
85 Replies
182,627 Views
FYI - most people think you are getting $300 back from $20,000 spend which is not the case. You get the regular 1.5% CB which is $300 and then an additional 1.5% CB so the total is $600 if you spend...
Chase Freedom Unlimited®: Earn an Extra 1.5% Cash Back On Everything in the First Year or $20K Spent
Expired
Thread created 01-14-2022 by sd_keets
+26 Score
85 Replies
182,627 Views
Don't you need Sapphire card to transfer points to a partner airline?
Chase Freedom Unlimited®: Earn an Extra 1.5% Cash Back On Everything in the First Year or $20K Spent
Expired
Thread created 01-14-2022 by sd_keets
+26 Score
85 Replies
182,627 Views
because you'll be getting 3% back on everything plus more for the certain categories
Chase Freedom Unlimited®: Earn an Extra 1.5% Cash Back On Everything in the First Year or $20K Spent
Expired
Thread created 01-14-2022 by sd_keets
+26 Score
85 Replies
182,627 Views
Not sure if I'm going to love this more or less than my Starbucks Card when we get switched over...
Chase Freedom Unlimited®: Earn an Extra 1.5% Cash Back On Everything in the First Year or $20K Spent
Expired
Thread created 01-14-2022 by sd_keets
+26 Score
85 Replies
182,627 Views
No. This is the signup bonus.
Kinda? The extra cash back IS the signup. So if you were going to spend $20K, you get an additional $300 in cash back, on top of the $300 you'd normally get.
...
Chase Freedom Unlimited®: Earn an Extra 1.5% Cash Back On Everything in the First Year or $20K Spent
Expired
Thread created 01-14-2022 by sd_keets
+26 Score
85 Replies
182,627 Views
Luckily I got the $200 before they changed the deal lol
Chase Freedom Unlimited®: Earn an Extra 1.5% Cash Back On Everything in the First Year or $20K Spent
Expired
Thread created 01-14-2022 by sd_keets
+26 Score
85 Replies
182,627 Views
why is this better than Citi double cash card @ 2%?
or is it not?
Chase Freedom Unlimited®: Earn an Extra 1.5% Cash Back On Everything in the First Year or $20K Spent
Expired
Thread created 01-14-2022 by sd_keets
+26 Score
85 Replies
182,627 Views
Is it possible to convert a Chase Freedom card to Chase Freedom Unlimited? I would love to have 3% CB for restaurants.
Chase Freedom Unlimited®: Earn an Extra 1.5% Cash Back On Everything in the First Year or $20K Spent
Expired
Thread created 01-14-2022 by sd_keets
+26 Score
85 Replies
182,627 Views
This product is available to you if you do not have this card and have not received a new cardmember bonus for this card in the past 24 months.
You have to apply for the card, not downgrade.
Chase Freedom Unlimited®: Earn an Extra 1.5% Cash Back On Everything in the First Year or $20K Spent
Expired
Thread created 01-14-2022 by sd_keets
+26 Score
85 Replies
182,627 Views
I have a few different Chase cards including Freedom unlimited. I've had it for many years.
Mine mostly goes unused and I barely ever touch it these days.
1.5% cashback on everything is just...
Chase Freedom Unlimited®: Earn an Extra 1.5% Cash Back On Everything in the First Year or $20K Spent
Expired
Thread created 01-14-2022 by sd_keets
+26 Score
85 Replies
182,627 Views
Earn an extra 1.5% on everything you buy (on up to $20,000 spent in the first year) — worth up to $300 cash back with the Chase Freedom Unlimited® card. That's 6.5% on travel purchased through Chase...
Chase Freedom Unlimited®: Earn an Extra 1.5% Cash Back On Everything in the First Year or $20K Spent
Expired
Thread created 01-14-2022 by sd_keets
+26 Score
85 Replies
182,627 Views
No, the bonus is 1.5% extra on top of the normal rates, but the extra 1.5% can only be $300 max for the first year. You'd still earn the normal rates as usual on top of the extra 1.5%.
Chase Freedom Unlimited®: Earn an Extra 1.5% Cash Back On Everything in the First Year or $20K Spent
Expired
Thread created 01-14-2022 by sd_keets
+26 Score
85 Replies
182,627 Views
Regular freedom only gets 5x in the quarterly categories, anything else is 1x (barring specific signup bonus things where you get some added bonus for 12 months or something)
Chase Freedom Unlimited®: Earn an Extra 1.5% Cash Back On Everything in the First Year or $20K Spent
Expired
Thread created 01-14-2022 by sd_keets
+26 Score
85 Replies
182,627 Views
Both are good cards but i love Chase transfer partners more so it's worth the chase points being 0.5% less.
Chase Freedom Unlimited®: Earn an Extra 1.5% Cash Back On Everything in the First Year or $20K Spent
Expired
Thread created 01-14-2022 by sd_keets
+26 Score
85 Replies
182,627 Views
If you have a premium UR point transfer and value travel/hotels then UR points are worth 2x. So that 1.5% is really worth 3% in this situation
Chase Freedom Unlimited®: Earn an Extra 1.5% Cash Back On Everything in the First Year or $20K Spent
Expired
Thread created 01-14-2022 by sd_keets
+26 Score
85 Replies
182,627 Views
Horrible deal.
Chase Freedom Unlimited®: Earn an Extra 1.5% Cash Back On Everything in the First Year or $20K Spent
Expired
Thread created 01-14-2022 by sd_keets
+26 Score
85 Replies
182,627 Views
I think this is just a meh deal. I already have Wells Fargo that gives me 2% on EVERY purchase. And I got a $300 additional bonus when I had signed up and spent limit was only like $2000.
The...
Chase Freedom Unlimited®: Earn an Extra 1.5% Cash Back On Everything in the First Year or $20K Spent
Expired
Thread created 01-14-2022 by sd_keets
+26 Score
85 Replies
182,627 Views
Not a good deal compare to the regular offer with 200 signup bonus after spending just 500 dollars.
This offer: 20000 spending x3% = 600 back.
Regular offer: 500 spending = 200 back plus...
Chase Freedom Unlimited®: Earn an Extra 1.5% Cash Back On Everything in the First Year or $20K Spent
Expired
Thread created 01-14-2022 by sd_keets
+26 Score
85 Replies
182,627 Views
sign up bonus
Chase Freedom Unlimited®: Earn an Extra 1.5% Cash Back On Everything in the First Year or $20K Spent
Expired
Thread created 01-14-2022 by sd_keets
+26 Score
85 Replies
182,627 Views
Meh Trash deal
Chase Freedom Unlimited®: Earn an Extra 1.5% Cash Back On Everything in the First Year or $20K Spent
Expired
Thread created 01-14-2022 by sd_keets
+26 Score
85 Replies
182,627 Views
I already have a Sapphire preferred card, if I apply for this card then I can transfer the points to my Sapphire card so it gets more redemption value? I'm trying to see if I should downgrade my...
Chase Freedom Unlimited®: Earn an Extra 1.5% Cash Back On Everything in the First Year or $20K Spent
Expired
Thread created 01-14-2022 by sd_keets
+26 Score
85 Replies
182,627 Views
What’s sub?
Chase Freedom Unlimited®: Earn an Extra 1.5% Cash Back On Everything in the First Year or $20K Spent
Expired
Thread created 01-14-2022 by sd_keets
+26 Score
85 Replies
182,627 Views
What a worthless card. Why post something so dumb?
Chase Freedom Unlimited®: Earn an Extra 1.5% Cash Back On Everything in the First Year or $20K Spent
Expired
Thread created 01-14-2022 by sd_keets
+26 Score
85 Replies
182,627 Views
Just get both, there's no annual fee, and you get the sign up bonus for both
Chase Freedom Unlimited®: Earn an Extra 1.5% Cash Back On Everything in the First Year or $20K Spent
Expired
Thread created 01-14-2022 by sd_keets
+26 Score
85 Replies
182,627 Views
I just got this card a couple weeks ago and I'll be getting the $200 bonus next month, I guess I should have waited
Update: I contacted Chase to see if I could claim this promotion. The...
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