Capital One Spark Cash Plus Business Credit Card - $3000 sign-up bonus on $50k/6 month spend
Expired
Thread created 01-25-2022 by fbueller
+20 Score
109 Replies
46,607 Views
Some car dealers allow you to charge full amount as long as you pay 3% or so fee, might be an option if already in the market
Capital One Spark Cash Plus Business Credit Card - $3000 sign-up bonus on $50k/6 month spend
Expired
Thread created 01-25-2022 by fbueller
+20 Score
109 Replies
46,607 Views
I'm not going to lie, I did this last year and it wasn't super pleasant.
I didn't need the money, so after I haven't received it with my regular refund I just waited until late September before I...
Capital One Spark Cash Plus Business Credit Card - $3000 sign-up bonus on $50k/6 month spend
Expired
Thread created 01-25-2022 by fbueller
+20 Score
109 Replies
46,607 Views
Looks dead now... down to $1000 sign-up bonus.
Capital One Spark Cash Plus Business Credit Card - $3000 sign-up bonus on $50k/6 month spend
Expired
Thread created 01-25-2022 by fbueller
+20 Score
109 Replies
46,607 Views
Haha, this is clearly a statement from someone without person experience.
With the exception of AMEX, no business card treats your charges any different than if you used a personal card. After...
Capital One Spark Cash Plus Business Credit Card - $3000 sign-up bonus on $50k/6 month spend
Expired
Thread created 01-25-2022 by fbueller
+20 Score
109 Replies
46,607 Views
Is the $3000 taxable?
Capital One Spark Cash Plus Business Credit Card - $3000 sign-up bonus on $50k/6 month spend
Expired
Thread created 01-25-2022 by fbueller
+20 Score
109 Replies
46,607 Views
will use it for CyberTruck
Capital One Spark Cash Plus Business Credit Card - $3000 sign-up bonus on $50k/6 month spend
Expired
Thread created 01-25-2022 by fbueller
+20 Score
109 Replies
46,607 Views
It is NOT to pre-authorize payment. It is only to check whether the amount will go through or be rejected.
With annual fee $150 already charged, It is quite likely that $9850 will be the limit. ...
Capital One Spark Cash Plus Business Credit Card - $3000 sign-up bonus on $50k/6 month spend
Expired
Thread created 01-25-2022 by fbueller
+20 Score
109 Replies
46,607 Views
Not for IRS purposes! For the issuer. For IRS, I know I can take these expenses. But wonder if anyone knew whether owning income properties is considered a business with Cap 1.
Capital One Spark Cash Plus Business Credit Card - $3000 sign-up bonus on $50k/6 month spend
Expired
Thread created 01-25-2022 by fbueller
+20 Score
109 Replies
46,607 Views
Capital one is cancer, utter CS and security incompetence, stay away for your own good.
Capital One Spark Cash Plus Business Credit Card - $3000 sign-up bonus on $50k/6 month spend
Expired
Thread created 01-25-2022 by fbueller
+20 Score
109 Replies
46,607 Views
Would you recommend a similar offer that is not as business-y? :hug:
Would really help swallowing that CGT...:eek:
Capital One Spark Cash Plus Business Credit Card - $3000 sign-up bonus on $50k/6 month spend
Expired
Thread created 01-25-2022 by fbueller
+20 Score
109 Replies
46,607 Views
Car lease ending soon. Too expensive to buy a new car. Maybe I should buy out the lease with this card?
Capital One Spark Cash Plus Business Credit Card - $3000 sign-up bonus on $50k/6 month spend
Expired
Thread created 01-25-2022 by fbueller
+20 Score
109 Replies
46,607 Views
Seriously. I've done several business cards that I basically only use for personal for the bonus. I occasionally mis-charge and get personal onto my (real) bus cards and usually just book the expense...
Capital One Spark Cash Plus Business Credit Card - $3000 sign-up bonus on $50k/6 month spend
Expired
Thread created 01-25-2022 by fbueller
+20 Score
109 Replies
46,607 Views
This would have been useful last year when i spent 50k on consoles and gpus
Capital One Spark Cash Plus Business Credit Card - $3000 sign-up bonus on $50k/6 month spend
Expired
Thread created 01-25-2022 by fbueller
+20 Score
109 Replies
46,607 Views
$3,000, not $300. Also, this is a charge and not credit card, so you have to pay it off every month. This deal isn't for amateurs.
Capital One Spark Cash Plus Business Credit Card - $3000 sign-up bonus on $50k/6 month spend
Expired
Thread created 01-25-2022 by fbueller
+20 Score
109 Replies
46,607 Views
I don't trust the government keeping good records for that amount of money!
Capital One Spark Cash Plus Business Credit Card - $3000 sign-up bonus on $50k/6 month spend
Expired
Thread created 01-25-2022 by fbueller
+20 Score
109 Replies
46,607 Views
They don't usually care about small purchases but it would be hard to hide personal purchases when you have to spend $50k
Capital One Spark Cash Plus Business Credit Card - $3000 sign-up bonus on $50k/6 month spend
Expired
Thread created 01-25-2022 by fbueller
+20 Score
109 Replies
46,607 Views
Would have been great for me if I did not already have this card. I have the older one though same 2% but $99 annual fee
Capital One Spark Cash Plus Business Credit Card - $3000 sign-up bonus on $50k/6 month spend
Expired
Thread created 01-25-2022 by fbueller
+20 Score
109 Replies
46,607 Views
How's it considered debt if it's a BUSINESS spend?? Stay away if you don't own a legit business then lol
Capital One Spark Cash Plus Business Credit Card - $3000 sign-up bonus on $50k/6 month spend
Expired
Thread created 01-25-2022 by fbueller
+20 Score
109 Replies
46,607 Views
I wouldn’t suggest making a crazy payment to the irs hoping for a quick refund, they are still processing tax returns from last year, good luck getting your money tied up for months or years and...
Capital One Spark Cash Plus Business Credit Card - $3000 sign-up bonus on $50k/6 month spend
Expired
Thread created 01-25-2022 by fbueller
+20 Score
109 Replies
46,607 Views
Can I pay myself then?
Capital One Spark Cash Plus Business Credit Card - $3000 sign-up bonus on $50k/6 month spend
Expired
Thread created 01-25-2022 by fbueller
+20 Score
109 Replies
46,607 Views
Highly considering this card. Own 3 businesses (real ones) and considering just charging myself the 50k. I would lose a little over 2% due to my fees but there would be no waiting for the funds to...
Capital One Spark Cash Plus Business Credit Card - $3000 sign-up bonus on $50k/6 month spend
Expired
Thread created 01-25-2022 by fbueller
+20 Score
109 Replies
46,607 Views
Yup.
We use the $ owed to the IRS each year to knock out several signup bonuses at once.
Note there's usually a fee to pay taxes with a card, but it's much smaller than the gain from the...
Capital One Spark Cash Plus Business Credit Card - $3000 sign-up bonus on $50k/6 month spend
Expired
Thread created 01-25-2022 by fbueller
+20 Score
109 Replies
46,607 Views
Thanks for sharing! That's a good point, may bite one in the back if counting on charging a large sum.
Capital One Spark Cash Plus Business Credit Card - $3000 sign-up bonus on $50k/6 month spend
Expired
Thread created 01-25-2022 by fbueller
+20 Score
109 Replies
46,607 Views
down with the tax vampires, leviathan and all
Capital One Spark Cash Plus Business Credit Card - $3000 sign-up bonus on $50k/6 month spend
Expired
Thread created 01-25-2022 by fbueller
+20 Score
109 Replies
46,607 Views
True, but 100% increase of a penny is still only 2 cents. The absolute numbers matter too, and you shouldn't be doing cc churning for $100 a pop ($300 is the commonly accepted minimum even if you can...
Capital One Spark Cash Plus Business Credit Card - $3000 sign-up bonus on $50k/6 month spend
Expired
Thread created 01-25-2022 by fbueller
+20 Score
109 Replies
46,607 Views
Please point me to a guaranteed source of approx. 8% return on a $50,000 investment over 6 months. I'm waiting.
Capital One Spark Cash Plus Business Credit Card - $3000 sign-up bonus on $50k/6 month spend
Expired
Thread created 01-25-2022 by fbueller
+20 Score
109 Replies
46,607 Views
IRS allows 30,000 gift to spouse without tax implications. I suppose if you could spend the remaining 20,000 in 6 months, and I suspect that most of us could, that would work, no?
Capital One Spark Cash Plus Business Credit Card - $3000 sign-up bonus on $50k/6 month spend
Expired
Thread created 01-25-2022 by fbueller
+20 Score
109 Replies
46,607 Views
But now you can use it to pay for collections and therapy. :bounce:
Capital One Spark Cash Plus Business Credit Card - $3000 sign-up bonus on $50k/6 month spend
Expired
Thread created 01-25-2022 by fbueller
+20 Score
109 Replies
46,607 Views
Minus $150 annual fee (charged on approval) = 3850
Capital One Spark Cash Plus Business Credit Card - $3000 sign-up bonus on $50k/6 month spend
Expired
Thread created 01-25-2022 by fbueller
+20 Score
109 Replies
46,607 Views
Is it $4000 and not $3850 with 50k spend? (5000*.02)+3000 cash back
Capital One Spark Cash Plus Business Credit Card - $3000 sign-up bonus on $50k/6 month spend
Expired
Thread created 01-25-2022 by fbueller
+20 Score
109 Replies
46,607 Views
Oh yeah if all your credit reports are frozen you'll be denied from about anybody.
That said, Cap 1 is really picky. I get tons of approvals from citi, chase, amex, us bank, boa, etc.... only cap...
Capital One Spark Cash Plus Business Credit Card - $3000 sign-up bonus on $50k/6 month spend
Expired
Thread created 01-25-2022 by fbueller
+20 Score
109 Replies
46,607 Views
You can convert miles to cash easily. Do you have a reference for points to miles transfer?
Capital One Spark Cash Plus Business Credit Card - $3000 sign-up bonus on $50k/6 month spend
Expired
Thread created 01-25-2022 by fbueller
+20 Score
109 Replies
46,607 Views
Oh no, I am not averse to business cards, but apparently Cap1 decided I didn't make the cut and denied my app. :confused:
I am credit worthy (825). Ya know, I put a freeze on my credit because of...
Capital One Spark Cash Plus Business Credit Card - $3000 sign-up bonus on $50k/6 month spend
Expired
Thread created 01-25-2022 by fbueller
+20 Score
109 Replies
46,607 Views
No to be rude , but all of our information is already out there we think only we know but World Wide Web knows everything and what so funny is that we provide this info ourself using our gadgets ,...
Capital One Spark Cash Plus Business Credit Card - $3000 sign-up bonus on $50k/6 month spend
Expired
Thread created 01-25-2022 by fbueller
+20 Score
109 Replies
46,607 Views
You need to spend $50k in 6 months on this card to get the $3,000 bonus. If you can't charge that much, or can't manufacture that spend, move along. This isn't a card for a college kid. This is a...
Capital One Spark Cash Plus Business Credit Card - $3000 sign-up bonus on $50k/6 month spend
Expired
Thread created 01-25-2022 by fbueller
+20 Score
109 Replies
46,607 Views
Can I prepay $50K in personal taxes (even though I likely do not owe any), get the bonus, and then receive the $50K back on my tax return? The IRS would not flag this? Technically it's a free loan...
Capital One Spark Cash Plus Business Credit Card - $3000 sign-up bonus on $50k/6 month spend
Expired
Thread created 01-25-2022 by fbueller
+20 Score
109 Replies
46,607 Views
Lmao man I wish, it was a 0% interest card! I'd put the whole mortgage on there! 😂 sadly it was just on the purchases and repairs
Capital One Spark Cash Plus Business Credit Card - $3000 sign-up bonus on $50k/6 month spend
Expired
Thread created 01-25-2022 by fbueller
+20 Score
109 Replies
46,607 Views
had Cap One BC one for 5 years. This Feb the card expired and the replacement was lost in the mail.
They refused to waive the expedited (2-3 bus days) shipment of $15 and stated that they can't...
Capital One Spark Cash Plus Business Credit Card - $3000 sign-up bonus on $50k/6 month spend
Expired
Thread created 01-25-2022 by fbueller
+20 Score
109 Replies
46,607 Views
So I am expecting to pay a load of Capital Gains Taxes to The Man next year. Could I use this card to make pre-payments and cash in on the bonus, and prevent penalties from the IRS?
I do sell a...
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