SoFi Checking & Savings: Open New Account w/ Direct Deposit, Get up to 4.00% APY + $250 Bonus w/ $5K+ in Direct Deposit Transactions
Expired
Thread created 08-12-2022 by vrcsu
+74 Score
315 Replies
96,928 Views
My direct deposit is $10 per month @Sofi
SoFi Checking & Savings: Open New Account w/ Direct Deposit, Get up to 4.00% APY + $250 Bonus w/ $5K+ in Direct Deposit Transactions
Expired
Thread created 08-12-2022 by vrcsu
+74 Score
315 Replies
96,928 Views
weird, i'm paid monthly (sucks as I've been biweekly for so long it's a different mindset to plan for the whole month off 1 check) so sounds like i have to go all in with SoFi or wait until February...
SoFi Checking & Savings: Open New Account w/ Direct Deposit, Get up to 4.00% APY + $250 Bonus w/ $5K+ in Direct Deposit Transactions
Expired
Thread created 08-12-2022 by vrcsu
+74 Score
315 Replies
96,928 Views
WARNING: These guys are scammers.
Opened in good faith, did a direct deposit of $5k from my business account - they denied that it was a direct deposit even though it satisfied their terms to the...
SoFi Checking & Savings: Open New Account w/ Direct Deposit, Get up to 4.00% APY + $250 Bonus w/ $5K+ in Direct Deposit Transactions
Expired
Thread created 08-12-2022 by vrcsu
+74 Score
315 Replies
96,928 Views
My wife got hers but I did not. I submitted a case and they just denied my promotion because "I did not get email or app notification" I will be fighting this. Luckily I have chats throughout the...
SoFi Checking & Savings: Open New Account w/ Direct Deposit, Get up to 4.00% APY + $250 Bonus w/ $5K+ in Direct Deposit Transactions
Expired
Thread created 08-12-2022 by vrcsu
+74 Score
315 Replies
96,928 Views
Just got my $250 checking bonus after a few weeks. Luckily my irl bonus with my regular wage made me qualify for the higher tier.
SoFi Checking & Savings: Open New Account w/ Direct Deposit, Get up to 4.00% APY + $250 Bonus w/ $5K+ in Direct Deposit Transactions
Expired
Thread created 08-12-2022 by vrcsu
+74 Score
315 Replies
96,928 Views
$5,000.00 or more in one or multiple amounts within 25-day evaluation period. Days start counting from the first DD.
SoFi Checking & Savings: Open New Account w/ Direct Deposit, Get up to 4.00% APY + $250 Bonus w/ $5K+ in Direct Deposit Transactions
Expired
Thread created 08-12-2022 by vrcsu
+74 Score
315 Replies
96,928 Views
Have they been just extending the direct deposit bonus promotion? Current end date is 3/31/23.
I just requested to have my direct deposit changed to SoFi through my employer, but it might take...
SoFi Checking & Savings: Open New Account w/ Direct Deposit, Get up to 4.00% APY + $250 Bonus w/ $5K+ in Direct Deposit Transactions
Expired
Thread created 08-12-2022 by vrcsu
+74 Score
315 Replies
96,928 Views
My real dd requirement was fulfilled on Oct 12 and no bonus yet. Anyone the same?
As of 11/12 Still no bonus
Agent on the chat was not helpful
Agent on the phone submitted a ticket
Very...
SoFi Checking & Savings: Open New Account w/ Direct Deposit, Get up to 4.00% APY + $250 Bonus w/ $5K+ in Direct Deposit Transactions
Expired
Thread created 08-12-2022 by vrcsu
+74 Score
315 Replies
96,928 Views
Can I close the account after getting bonus? Any claw backs/fees for closing it so soon?
SoFi Checking & Savings: Open New Account w/ Direct Deposit, Get up to 4.00% APY + $250 Bonus w/ $5K+ in Direct Deposit Transactions
Expired
Thread created 08-12-2022 by vrcsu
+74 Score
315 Replies
96,928 Views
Received $300 today.
SoFi Checking & Savings: Open New Account w/ Direct Deposit, Get up to 4.00% APY + $250 Bonus w/ $5K+ in Direct Deposit Transactions
Expired
Thread created 08-12-2022 by vrcsu
+74 Score
315 Replies
96,928 Views
Huh? Bank accounts have nothing to do with credit scores. Bank accounts are not credit or even listed on a report.
SoFi Checking & Savings: Open New Account w/ Direct Deposit, Get up to 4.00% APY + $250 Bonus w/ $5K+ in Direct Deposit Transactions
Expired
Thread created 08-12-2022 by vrcsu
+74 Score
315 Replies
96,928 Views
Do you get 2% APY only on the amount that comes from a DD or you earn 2% APY on the total amount in your account (irrespective of from where the amount is coming as long as you are meeting DD...
SoFi Checking & Savings: Open New Account w/ Direct Deposit, Get up to 4.00% APY + $250 Bonus w/ $5K+ in Direct Deposit Transactions
Expired
Thread created 08-12-2022 by vrcsu
+74 Score
315 Replies
96,928 Views
Yes. They are. But you need 7.5k DD within the first 90 days and also account closure penalty if you close before 90 days.
at Sofi, you can make easy $25 for just opening account and another...
SoFi Checking & Savings: Open New Account w/ Direct Deposit, Get up to 4.00% APY + $250 Bonus w/ $5K+ in Direct Deposit Transactions
Expired
Thread created 08-12-2022 by vrcsu
+74 Score
315 Replies
96,928 Views
As long as it’s FDIC insured, then should be fine
SoFi Checking & Savings: Open New Account w/ Direct Deposit, Get up to 4.00% APY + $250 Bonus w/ $5K+ in Direct Deposit Transactions
Expired
Thread created 08-12-2022 by vrcsu
+74 Score
315 Replies
96,928 Views
about 8 business days
SoFi Checking & Savings: Open New Account w/ Direct Deposit, Get up to 4.00% APY + $250 Bonus w/ $5K+ in Direct Deposit Transactions
Expired
Thread created 08-12-2022 by vrcsu
+74 Score
315 Replies
96,928 Views
No. I have not received any email notification .
2nd deposit on Aug 29th , Bonus credited on 7th
SoFi Checking & Savings: Open New Account w/ Direct Deposit, Get up to 4.00% APY + $250 Bonus w/ $5K+ in Direct Deposit Transactions
Expired
Thread created 08-12-2022 by vrcsu
+74 Score
315 Replies
96,928 Views
Rates can change at any time per the terms.
SoFi Checking & Savings: Open New Account w/ Direct Deposit, Get up to 4.00% APY + $250 Bonus w/ $5K+ in Direct Deposit Transactions
Expired
Thread created 08-12-2022 by vrcsu
+74 Score
315 Replies
96,928 Views
I’ve had only good experiences so far across my accounts. YMMV of course, but I also got the bonus within 24 hours of qualifying for the highest tier.
SoFi Checking & Savings: Open New Account w/ Direct Deposit, Get up to 4.00% APY + $250 Bonus w/ $5K+ in Direct Deposit Transactions
Expired
Thread created 08-12-2022 by vrcsu
+74 Score
315 Replies
96,928 Views
I just did this earlier today. I've had capital One 360 savings since it was ING Orange Savings and until recently I didn't notice they weren't paying me the interest rate posted on their homepage...
SoFi Checking & Savings: Open New Account w/ Direct Deposit, Get up to 4.00% APY + $250 Bonus w/ $5K+ in Direct Deposit Transactions
Expired
Thread created 08-12-2022 by vrcsu
+74 Score
315 Replies
96,928 Views
I closed my “SoFi Money” account a few months ago when they said they were going to stop offering us interest. It was not a smooth process and I had to call in to get an old home loan app closed...
SoFi Checking & Savings: Open New Account w/ Direct Deposit, Get up to 4.00% APY + $250 Bonus w/ $5K+ in Direct Deposit Transactions
Expired
Thread created 08-12-2022 by vrcsu
+74 Score
315 Replies
96,928 Views
so direct deposit from lets say my brokerage account like etrade will not qualify for the bonus?
SoFi Checking & Savings: Open New Account w/ Direct Deposit, Get up to 4.00% APY + $250 Bonus w/ $5K+ in Direct Deposit Transactions
Expired
Thread created 08-12-2022 by vrcsu
+74 Score
315 Replies
96,928 Views
What's the cap on the amount that can earn 2%? Most banks have a limit around $15k.
As an aside, I expect them to reduce the interest rate within 6 months. Just like insurance and cable providers,...
SoFi Checking & Savings: Open New Account w/ Direct Deposit, Get up to 4.00% APY + $250 Bonus w/ $5K+ in Direct Deposit Transactions
Expired
Thread created 08-12-2022 by vrcsu
+74 Score
315 Replies
96,928 Views
Is this FDIC secured?
SoFi Checking & Savings: Open New Account w/ Direct Deposit, Get up to 4.00% APY + $250 Bonus w/ $5K+ in Direct Deposit Transactions
Expired
Thread created 08-12-2022 by vrcsu
+74 Score
315 Replies
96,928 Views
thanks. received
SoFi Checking & Savings: Open New Account w/ Direct Deposit, Get up to 4.00% APY + $250 Bonus w/ $5K+ in Direct Deposit Transactions
Expired
Thread created 08-12-2022 by vrcsu
+74 Score
315 Replies
96,928 Views
the 30 days doesnt start until the first DD hits so you actually get 3 DD in that 30 days
(every 2 weeks) .....if that helps
SoFi Checking & Savings: Open New Account w/ Direct Deposit, Get up to 4.00% APY + $250 Bonus w/ $5K+ in Direct Deposit Transactions
Expired
Thread created 08-12-2022 by vrcsu
+74 Score
315 Replies
96,928 Views
Deposit cash
Add cash to your account at one of 90,000+ retailers nationwide. Just tell the cashier you want to deposit cash. You’ll hand them the cash, swipe your debit card, and typically within...
SoFi Checking & Savings: Open New Account w/ Direct Deposit, Get up to 4.00% APY + $250 Bonus w/ $5K+ in Direct Deposit Transactions
Expired
Thread created 08-12-2022 by vrcsu
+74 Score
315 Replies
96,928 Views
I got a direct deposit from my employer several days ago.
The transaction is shown as "ACH ID Direct Dep", but the Current APY is still 1.00%.
How long does it take to change to 2.00%?
Or is Sofi...
SoFi Checking & Savings: Open New Account w/ Direct Deposit, Get up to 4.00% APY + $250 Bonus w/ $5K+ in Direct Deposit Transactions
Expired
Thread created 08-12-2022 by vrcsu
+74 Score
315 Replies
96,928 Views
Happened to me , support was of no help. I solved it by using the app instead, worked for me good luck .
SoFi Checking & Savings: Open New Account w/ Direct Deposit, Get up to 4.00% APY + $250 Bonus w/ $5K+ in Direct Deposit Transactions
Expired
Thread created 08-12-2022 by vrcsu
+74 Score
315 Replies
96,928 Views
I went through this issue with penfed and mybankingdirect last week.
We have to pay pay fees for doing more than 5 transactions and I also paid.
SoFi Checking & Savings: Open New Account w/ Direct Deposit, Get up to 4.00% APY + $250 Bonus w/ $5K+ in Direct Deposit Transactions
Expired
Thread created 08-12-2022 by vrcsu
+74 Score
315 Replies
96,928 Views
first direct deposit
SoFi Checking & Savings: Open New Account w/ Direct Deposit, Get up to 4.00% APY + $250 Bonus w/ $5K+ in Direct Deposit Transactions
Expired
Thread created 08-12-2022 by vrcsu
+74 Score
315 Replies
96,928 Views
Kinda defeats the purpose! :rolleyes:
SoFi Checking & Savings: Open New Account w/ Direct Deposit, Get up to 4.00% APY + $250 Bonus w/ $5K+ in Direct Deposit Transactions
Expired
Thread created 08-12-2022 by vrcsu
+74 Score
315 Replies
96,928 Views
not sure if its worth the effort..need higher bonus..
SoFi Checking & Savings: Open New Account w/ Direct Deposit, Get up to 4.00% APY + $250 Bonus w/ $5K+ in Direct Deposit Transactions
Expired
Thread created 08-12-2022 by vrcsu
+74 Score
315 Replies
96,928 Views
Which online savings account has 2% from Citi? I’m only seeing a 0.15 APY offered on their page. I’d jump on that.
SoFi Checking & Savings: Open New Account w/ Direct Deposit, Get up to 4.00% APY + $250 Bonus w/ $5K+ in Direct Deposit Transactions
Expired
Thread created 08-12-2022 by vrcsu
+74 Score
315 Replies
96,928 Views
My first DD just showed up on my checking account yesterday even though my payday is 2 days later. I did not know until they sent me an email about the very first DD. Maybe an email notice only sent...
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