SoFi Checking & Savings: Open New Account w/ Direct Deposit, Get up to 4.00% APY + $250 Bonus w/ $5K+ in Direct Deposit Transactions
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Thread created 08-12-2022 by vrcsu
+74 Score
315 Replies
94,533 Views
Received $300 today.
SoFi Checking & Savings: Open New Account w/ Direct Deposit, Get up to 4.00% APY + $250 Bonus w/ $5K+ in Direct Deposit Transactions
Expired
Thread created 08-12-2022 by vrcsu
+74 Score
315 Replies
94,533 Views
Huh? Bank accounts have nothing to do with credit scores. Bank accounts are not credit or even listed on a report.
SoFi Checking & Savings: Open New Account w/ Direct Deposit, Get up to 4.00% APY + $250 Bonus w/ $5K+ in Direct Deposit Transactions
Expired
Thread created 08-12-2022 by vrcsu
+74 Score
315 Replies
94,533 Views
Do you get 2% APY only on the amount that comes from a DD or you earn 2% APY on the total amount in your account (irrespective of from where the amount is coming as long as you are meeting DD...
SoFi Checking & Savings: Open New Account w/ Direct Deposit, Get up to 4.00% APY + $250 Bonus w/ $5K+ in Direct Deposit Transactions
Expired
Thread created 08-12-2022 by vrcsu
+74 Score
315 Replies
94,533 Views
Yes. They are. But you need 7.5k DD within the first 90 days and also account closure penalty if you close before 90 days.
at Sofi, you can make easy $25 for just opening account and another...
SoFi Checking & Savings: Open New Account w/ Direct Deposit, Get up to 4.00% APY + $250 Bonus w/ $5K+ in Direct Deposit Transactions
Expired
Thread created 08-12-2022 by vrcsu
+74 Score
315 Replies
94,533 Views
As long as it’s FDIC insured, then should be fine
SoFi Checking & Savings: Open New Account w/ Direct Deposit, Get up to 4.00% APY + $250 Bonus w/ $5K+ in Direct Deposit Transactions
Expired
Thread created 08-12-2022 by vrcsu
+74 Score
315 Replies
94,533 Views
about 8 business days
SoFi Checking & Savings: Open New Account w/ Direct Deposit, Get up to 4.00% APY + $250 Bonus w/ $5K+ in Direct Deposit Transactions
Expired
Thread created 08-12-2022 by vrcsu
+74 Score
315 Replies
94,533 Views
No. I have not received any email notification .
2nd deposit on Aug 29th , Bonus credited on 7th
SoFi Checking & Savings: Open New Account w/ Direct Deposit, Get up to 4.00% APY + $250 Bonus w/ $5K+ in Direct Deposit Transactions
Expired
Thread created 08-12-2022 by vrcsu
+74 Score
315 Replies
94,533 Views
Rates can change at any time per the terms.
SoFi Checking & Savings: Open New Account w/ Direct Deposit, Get up to 4.00% APY + $250 Bonus w/ $5K+ in Direct Deposit Transactions
Expired
Thread created 08-12-2022 by vrcsu
+74 Score
315 Replies
94,533 Views
I’ve had only good experiences so far across my accounts. YMMV of course, but I also got the bonus within 24 hours of qualifying for the highest tier.
SoFi Checking & Savings: Open New Account w/ Direct Deposit, Get up to 4.00% APY + $250 Bonus w/ $5K+ in Direct Deposit Transactions
Expired
Thread created 08-12-2022 by vrcsu
+74 Score
315 Replies
94,533 Views
I just did this earlier today. I've had capital One 360 savings since it was ING Orange Savings and until recently I didn't notice they weren't paying me the interest rate posted on their homepage...
SoFi Checking & Savings: Open New Account w/ Direct Deposit, Get up to 4.00% APY + $250 Bonus w/ $5K+ in Direct Deposit Transactions
Expired
Thread created 08-12-2022 by vrcsu
+74 Score
315 Replies
94,533 Views
I closed my “SoFi Money” account a few months ago when they said they were going to stop offering us interest. It was not a smooth process and I had to call in to get an old home loan app closed...
SoFi Checking & Savings: Open New Account w/ Direct Deposit, Get up to 4.00% APY + $250 Bonus w/ $5K+ in Direct Deposit Transactions
Expired
Thread created 08-12-2022 by vrcsu
+74 Score
315 Replies
94,533 Views
so direct deposit from lets say my brokerage account like etrade will not qualify for the bonus?
SoFi Checking & Savings: Open New Account w/ Direct Deposit, Get up to 4.00% APY + $250 Bonus w/ $5K+ in Direct Deposit Transactions
Expired
Thread created 08-12-2022 by vrcsu
+74 Score
315 Replies
94,533 Views
What's the cap on the amount that can earn 2%? Most banks have a limit around $15k.
As an aside, I expect them to reduce the interest rate within 6 months. Just like insurance and cable providers,...
SoFi Checking & Savings: Open New Account w/ Direct Deposit, Get up to 4.00% APY + $250 Bonus w/ $5K+ in Direct Deposit Transactions
Expired
Thread created 08-12-2022 by vrcsu
+74 Score
315 Replies
94,533 Views
Is this FDIC secured?
SoFi Checking & Savings: Open New Account w/ Direct Deposit, Get up to 4.00% APY + $250 Bonus w/ $5K+ in Direct Deposit Transactions
Expired
Thread created 08-12-2022 by vrcsu
+74 Score
315 Replies
94,533 Views
thanks. received
SoFi Checking & Savings: Open New Account w/ Direct Deposit, Get up to 4.00% APY + $250 Bonus w/ $5K+ in Direct Deposit Transactions
Expired
Thread created 08-12-2022 by vrcsu
+74 Score
315 Replies
94,533 Views
the 30 days doesnt start until the first DD hits so you actually get 3 DD in that 30 days
(every 2 weeks) .....if that helps
SoFi Checking & Savings: Open New Account w/ Direct Deposit, Get up to 4.00% APY + $250 Bonus w/ $5K+ in Direct Deposit Transactions
Expired
Thread created 08-12-2022 by vrcsu
+74 Score
315 Replies
94,533 Views
Deposit cash
Add cash to your account at one of 90,000+ retailers nationwide. Just tell the cashier you want to deposit cash. You’ll hand them the cash, swipe your debit card, and typically within...
SoFi Checking & Savings: Open New Account w/ Direct Deposit, Get up to 4.00% APY + $250 Bonus w/ $5K+ in Direct Deposit Transactions
Expired
Thread created 08-12-2022 by vrcsu
+74 Score
315 Replies
94,533 Views
I got a direct deposit from my employer several days ago.
The transaction is shown as "ACH ID Direct Dep", but the Current APY is still 1.00%.
How long does it take to change to 2.00%?
Or is Sofi...
SoFi Checking & Savings: Open New Account w/ Direct Deposit, Get up to 4.00% APY + $250 Bonus w/ $5K+ in Direct Deposit Transactions
Expired
Thread created 08-12-2022 by vrcsu
+74 Score
315 Replies
94,533 Views
Happened to me , support was of no help. I solved it by using the app instead, worked for me good luck .
SoFi Checking & Savings: Open New Account w/ Direct Deposit, Get up to 4.00% APY + $250 Bonus w/ $5K+ in Direct Deposit Transactions
Expired
Thread created 08-12-2022 by vrcsu
+74 Score
315 Replies
94,533 Views
I went through this issue with penfed and mybankingdirect last week.
We have to pay pay fees for doing more than 5 transactions and I also paid.
SoFi Checking & Savings: Open New Account w/ Direct Deposit, Get up to 4.00% APY + $250 Bonus w/ $5K+ in Direct Deposit Transactions
Expired
Thread created 08-12-2022 by vrcsu
+74 Score
315 Replies
94,533 Views
first direct deposit
SoFi Checking & Savings: Open New Account w/ Direct Deposit, Get up to 4.00% APY + $250 Bonus w/ $5K+ in Direct Deposit Transactions
Expired
Thread created 08-12-2022 by vrcsu
+74 Score
315 Replies
94,533 Views
Kinda defeats the purpose! :rolleyes:
SoFi Checking & Savings: Open New Account w/ Direct Deposit, Get up to 4.00% APY + $250 Bonus w/ $5K+ in Direct Deposit Transactions
Expired
Thread created 08-12-2022 by vrcsu
+74 Score
315 Replies
94,533 Views
not sure if its worth the effort..need higher bonus..
SoFi Checking & Savings: Open New Account w/ Direct Deposit, Get up to 4.00% APY + $250 Bonus w/ $5K+ in Direct Deposit Transactions
Expired
Thread created 08-12-2022 by vrcsu
+74 Score
315 Replies
94,533 Views
Which online savings account has 2% from Citi? I’m only seeing a 0.15 APY offered on their page. I’d jump on that.
SoFi Checking & Savings: Open New Account w/ Direct Deposit, Get up to 4.00% APY + $250 Bonus w/ $5K+ in Direct Deposit Transactions
Expired
Thread created 08-12-2022 by vrcsu
+74 Score
315 Replies
94,533 Views
My first DD just showed up on my checking account yesterday even though my payday is 2 days later. I did not know until they sent me an email about the very first DD. Maybe an email notice only sent...
SoFi Checking & Savings: Open New Account w/ Direct Deposit, Get up to 4.00% APY + $250 Bonus w/ $5K+ in Direct Deposit Transactions
Expired
Thread created 08-12-2022 by vrcsu
+74 Score
315 Replies
94,533 Views
I got my $300 credited after my 2nd deposit . It took 8 days to show up $300 credit from 2nd deposit day. $25 referral showed up after depositing $10 when I opened the account
free $325 , 2%...
SoFi Checking & Savings: Open New Account w/ Direct Deposit, Get up to 4.00% APY + $250 Bonus w/ $5K+ in Direct Deposit Transactions
Expired
Thread created 08-12-2022 by vrcsu
+74 Score
315 Replies
94,533 Views
Could you direct me where the menu is in the sofi app? I see the referral stats, where is the one for the other bonus?
SoFi Checking & Savings: Open New Account w/ Direct Deposit, Get up to 4.00% APY + $250 Bonus w/ $5K+ in Direct Deposit Transactions
Expired
Thread created 08-12-2022 by vrcsu
+74 Score
315 Replies
94,533 Views
Is that the new $1000 offer for a new customer?
I opened a new Sofi account 4 weeks ago.
All my DD from my employer was counted as a regular deposit. So I didn't receive any signup bonus. Only...
SoFi Checking & Savings: Open New Account w/ Direct Deposit, Get up to 4.00% APY + $250 Bonus w/ $5K+ in Direct Deposit Transactions
Expired
Thread created 08-12-2022 by vrcsu
+74 Score
315 Replies
94,533 Views
You can just redeem posits into your checking or saving account. Judy like any deposit.
BTW, did u get email for this offer?
SoFi Checking & Savings: Open New Account w/ Direct Deposit, Get up to 4.00% APY + $250 Bonus w/ $5K+ in Direct Deposit Transactions
Expired
Thread created 08-12-2022 by vrcsu
+74 Score
315 Replies
94,533 Views
I can confirm that this was the limit when I opened the account. The customer service acknowledged that it is not disclosed in T&C. Sofi raise that limit after a month. I can't trust an...
SoFi Checking & Savings: Open New Account w/ Direct Deposit, Get up to 4.00% APY + $250 Bonus w/ $5K+ in Direct Deposit Transactions
Expired
Thread created 08-12-2022 by vrcsu
+74 Score
315 Replies
94,533 Views
Does anyone know how to set up recurring transfers? When I try to set up a transfer, the frequency always shows as "One-time, today". I can't even set a future date for a transfer.
SoFi Checking & Savings: Open New Account w/ Direct Deposit, Get up to 4.00% APY + $250 Bonus w/ $5K+ in Direct Deposit Transactions
Expired
Thread created 08-12-2022 by vrcsu
+74 Score
315 Replies
94,533 Views
What Counts as a Direct Deposit?
SoFi Checking & Savings: Open New Account w/ Direct Deposit, Get up to 4.00% APY + $250 Bonus w/ $5K+ in Direct Deposit Transactions
Expired
Thread created 08-12-2022 by vrcsu
+74 Score
315 Replies
94,533 Views
What about impact to credit score?
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