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Post #165566395 added 08-31-2023 10:19 AM by jeff44jeff in Deal Talk
My favorite credit card. There's probably better options but I use this daily as my primary card.
Post #166771684 added 11-03-2023 5:10 PM by dartshi1 in Deal Talk
very weak card.. donot waste HARD PULL
Post #166790719 added 11-04-2023 6:12 PM by bjraval123 in Deal Talk
Totally doable and worth it, been doing that to pay off high interest loans since years Just ensure that you pay off in time
Post #166815844 added 11-06-2023 6:28 AM by zba in Deal Talk
Be awate that Paypal CC may be worthless for you. My card was suspended after 3 w for no reason( suspicious transaction) and I had to call their CS. Part of their verification is checking mobile...
Post #166974139 added 11-12-2023 6:52 AM by CrimsonChin1714 in Deal Talk
This is the best credit card, I have been using it for probably 10 years now. The 2% cash is good, but the best benefit is the Virtual Account Number (VAN) feature. I create new card numbers for...
Post #166974199 added 11-12-2023 6:55 AM by CrimsonChin1714 in Deal Talk
Yikes, I have never paid interest on that card, not ever as I pay it off every month. Hope that doesn't happen to me.
Post #165300803 added 08-16-2023 8:14 AM by JCreazy in Deal Talk
Yeah, it said too many recent inquiries. There are none. Oh well.
Post #164912423 added 07-25-2023 8:47 PM by Teddysm in Deal Talk
This card vs the Wells Fargo counterpart?
Post #166115152 added 10-01-2023 7:02 AM by TidalWaveOne in Deal Talk
1. I believe there is some truth to this because you only get 1% back on what you send in to pay off the credit card, so if you get a statement credit, that won't count toward 1% back on payments....
Post #166109710 added 09-30-2023 8:03 PM by SoggyBuz in Deal Talk
There was a This American Life episode about this. Basically someone close to you is stealing your information, a family member, boyfriend/girlfriend, neighbor.
Post #166230319 added 10-07-2023 6:12 AM by RedDragon45 in Deal Talk
Same here, can’t beat the PayPal Mastercard!
Post #164926943 added 07-26-2023 2:02 PM by Nashiq in Deal Talk
Still my favorite card to use after what feels like 20 years.
Post #165087368 added 08-04-2023 5:58 AM by techie_review101 in Deal Talk
I don’t keep them with me, yes they are saved in the app, the only 4 I carry with me Citi, discover, chase and my DL
Post #163794140 added 05-31-2023 5:44 PM by Knightshade in Deal Talk
Freedom does at least 1 quarter per year ($1500 spend cap)- as does Discover and Citi Dividend- so that gets you 5% (or even better 5x UR) 3/4ths of the year if you have those cards. And if you...
Post #163802192 added 06-01-2023 7:33 AM by woodygg in Deal Talk
Yes, it's only for three months for groceries. Better off with your card unless you purchase all your groceries in those three months for the year! :)
Post #164763869 added 07-17-2023 2:47 PM by LetsDoSlick in Deal Talk
Be very careful of credit karma. They use vantagescore 3.0. But lenders use other algorithms such as FICO, making their score not very useful - actually misleading. I had this experience whilst...
Post #163416017 added 05-10-2023 4:19 PM by AmIbroke in Deal Talk
Wish Citi did pre quals on their site again.
Post #164330435 added 06-28-2023 11:37 AM by techie_review101 in Deal Talk
my wallet consists of the following: Citi double cash for 2% Apple pay for 2% Discover (5% rotating) Chase Flex (5% rotating) Amazon Prime (5% back on amazon purchases) Target (5% at target...
Post #164491433 added 07-07-2023 12:23 AM by ProudDad2 in Deal Talk
Is this card good for balance transfers? I new to that discover has become 💩
Post #164346383 added 06-29-2023 8:48 AM by techie_review101 in Deal Talk
i can understand !!! :( ... they are building a costco 5 miles from me To be completed in 2024 so then ill get costco card heheh
Post #164345747 added 06-29-2023 8:16 AM by TidalWaveOne in Deal Talk
What?! No Costco card?!
Post #164141510 added 06-18-2023 11:17 AM by N01978 in Deal Talk
it's a great card but pretty stingy starting credit limit when compared to Discover or even a small local credit union card.
Post #163944983 added 06-08-2023 6:37 AM by Knightshade in Deal Talk
Knowing which of like 3 total cards to use in person for which thing is "a lot more work and planning" to get 2.5x (or 5-10x if you travel) the rewards value?
Post #163944470 added 06-08-2023 6:13 AM by mathi168 in Deal Talk
Can someone give link to check to see if we are pre-qualified.
Post #163957154 added 06-08-2023 3:14 PM by Turbotalon in Deal Talk
If I take advantage of the 0% and wait till the end to pay off the entire balance do I get the 1% on everything? Or is the 1% tied to some sort of time constraint? Borrowing money at 0% while I'm...
Post #166037893 added 09-26-2023 3:48 PM by MaZx in Deal Talk
YMMV. 3 Years in a row had this card reported for fraud charges without even using it much. I used it for few purchases in 3 years total and even when I have not used it, somehow they managed to...
Post #166146274 added 10-02-2023 7:58 PM by drslovak in Deal Talk
I'm deciding between this card and the Wells Fargo 2% cashback. Does this card still offer extended warranty?
Post #166054399 added 09-27-2023 1:31 PM by MaZx in Deal Talk
What about a new card that I just received in 20 days with zero usage and locked activated? Citi is investigating and I hope they find the culprit.
Post #163377053 added 05-08-2023 5:33 PM by LamontC1445 in Deal Talk
Also 0% apr for 15 months. But hard to get from what many say. You need a prior relationship with them, that helps but still no prequalify check so it's a gamble on a hard inquiry
Post #163395965 added 05-09-2023 3:54 PM by Skidrow in Deal Talk
Cant agree more!! Worst bank in the country, worst customer service. Recently closed my checking savings and pulled all my funds out..
Post #163292549 added 05-03-2023 5:50 PM by scowl in Deal Talk
Can this do a money transfer so you can pay off PayPal credit (PPC is not a credit card)?
Post #161760595 added 02-17-2023 5:58 AM by eyeofthetiger in Deal Talk
how many citi cards can one own?
Post #161895277 added 02-23-2023 1:42 PM by doboy007 in Deal Talk
Haven't done it myself but I think you just call and ask to change it to this card as long as your other card is a Mastercard since this card is MC.
Post #161759383 added 02-17-2023 4:09 AM by woodygg in Deal Talk
Unless they have changed their process - you do not get 1% back if you pay it off immediately. I did that for quite a while until I realized I wasn't getting the extra 1% - I called them and they...
Post #161762218 added 02-17-2023 7:23 AM by samHD in Deal Talk
yes. i pay in full each month. i get the full 2%.
Post #161859922 added 02-22-2023 12:28 AM by slicksmurf in Deal Talk
Still waiting for a signup bonus again.. any chance for one to come back. :/
Post #161753710 added 02-16-2023 6:24 PM by flightxxx in Deal Talk
chase slate runs 0% balance transfer promos time to time
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