Capital One: 11-Month 360 CD 5% APY (No Minimum Deposit)
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Thread created 02-02-2023 by ginger_ale
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Is there an actual good reason this is getting thumbs down or just the usual SD trolls?
Capital One: 11-Month 360 CD 5% APY (No Minimum Deposit)
Expired
Thread created 02-02-2023 by ginger_ale
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776 Replies
449,545 Views
search engine
Capital One: 11-Month 360 CD 5% APY (No Minimum Deposit)
Expired
Thread created 02-02-2023 by ginger_ale
+444 Score
776 Replies
449,545 Views
Depends on what state you live in as well as what income tax bracket you find yourself in.
More info
Capital One: 11-Month 360 CD 5% APY (No Minimum Deposit)
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Thread created 02-02-2023 by ginger_ale
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776 Replies
449,545 Views
for those worried about missing rates if they increase, Marcus has a bump-up CD
Capital One: 11-Month 360 CD 5% APY (No Minimum Deposit)
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Thread created 02-02-2023 by ginger_ale
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776 Replies
449,545 Views
For savings account interest , no tax?
Capital One: 11-Month 360 CD 5% APY (No Minimum Deposit)
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Thread created 02-02-2023 by ginger_ale
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776 Replies
449,545 Views
If the federal government actually defaults on treasuries, then there are really much bigger problems for you to worry about, as any dollar-denominated assets would be put at risk. Keep in mind that...
Capital One: 11-Month 360 CD 5% APY (No Minimum Deposit)
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Thread created 02-02-2023 by ginger_ale
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776 Replies
449,545 Views
They generally auto-roll to a 12M.
Capital One: 11-Month 360 CD 5% APY (No Minimum Deposit)
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Thread created 02-02-2023 by ginger_ale
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Chasing rates is exhausting...hard to keep up w where all the money is
Capital One: 11-Month 360 CD 5% APY (No Minimum Deposit)
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Thread created 02-02-2023 by ginger_ale
+444 Score
776 Replies
449,545 Views
This is smart thinking. Repped.
Capital One: 11-Month 360 CD 5% APY (No Minimum Deposit)
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Thread created 02-02-2023 by ginger_ale
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776 Replies
449,545 Views
Thank you. I calculated $91.48 earned if kept in for 11 months at the 5% rate. Then, the CD percent will either go up or down a bit after that.
Capital One: 11-Month 360 CD 5% APY (No Minimum Deposit)
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Thread created 02-02-2023 by ginger_ale
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776 Replies
449,545 Views
Exactly what I do, have more CDs with less amounts so you can break only what you need
Capital One: 11-Month 360 CD 5% APY (No Minimum Deposit)
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Thread created 02-02-2023 by ginger_ale
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776 Replies
449,545 Views
Thanks for replying.So, I could just transfer the whole amount to another bank after 11 months ,and then the CD atomatically closes?Are there fees to transfer the money out?
Capital One: 11-Month 360 CD 5% APY (No Minimum Deposit)
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Thread created 02-02-2023 by ginger_ale
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776 Replies
449,545 Views
this bank has horrible review on google, I cancelled my application yesterday.
Capital One: 11-Month 360 CD 5% APY (No Minimum Deposit)
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Thread created 02-02-2023 by ginger_ale
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776 Replies
449,545 Views
cocaine and hookers!
Capital One: 11-Month 360 CD 5% APY (No Minimum Deposit)
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Thread created 02-02-2023 by ginger_ale
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776 Replies
449,545 Views
What's the penalty for early withdrawal? Loss of all the interest earned?
Edit: I found the answer.
Early Withdrawal Penalty: If you redeem a Certificate of Deposit (CD) prior to maturity, you...
Capital One: 11-Month 360 CD 5% APY (No Minimum Deposit)
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Thread created 02-02-2023 by ginger_ale
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776 Replies
449,545 Views
Great post. Thanks for sharing.
Capital One: 11-Month 360 CD 5% APY (No Minimum Deposit)
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Thread created 02-02-2023 by ginger_ale
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776 Replies
449,545 Views
I was going to say this as well. $1500 is breakeven, but after that 4% yield and your money remains liquid.
Capital One: 11-Month 360 CD 5% APY (No Minimum Deposit)
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Thread created 02-02-2023 by ginger_ale
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Until you get the itch to gamble on a 'free' trading platform and.. boom Shaka laka 💥
Capital One: 11-Month 360 CD 5% APY (No Minimum Deposit)
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Thread created 02-02-2023 by ginger_ale
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776 Replies
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If you want small change, look at CD.
If you got mattress money, look at ETFs
I'll give you the best slickdeal
MUTF: AMAGX
Look at the returns and then compare with other grandpa etfs
Capital One: 11-Month 360 CD 5% APY (No Minimum Deposit)
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Thread created 02-02-2023 by ginger_ale
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Not true. 360 Performance Savings has 3.40% APY.
Link:
https://www.capitalone.com/bank/savings-accounts/online-performance-savings-account/
Capital One: 11-Month 360 CD 5% APY (No Minimum Deposit)
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Thread created 02-02-2023 by ginger_ale
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776 Replies
449,545 Views
Same complaint have moved $ several times as rates changed.
I use Mint to track the monies that are all over. Have been using it for years and its free.
There are several other similar sites but I...
Capital One: 11-Month 360 CD 5% APY (No Minimum Deposit)
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Thread created 02-02-2023 by ginger_ale
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Super thanks for the detail process. I'm sure you are bombarded with questions, but when do you think is a good time to stop the treasury laddering (if ever)? Thanks in advance.
Capital One: 11-Month 360 CD 5% APY (No Minimum Deposit)
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Thread created 02-02-2023 by ginger_ale
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776 Replies
449,545 Views
*yield*
Capital One: 11-Month 360 CD 5% APY (No Minimum Deposit)
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Thread created 02-02-2023 by ginger_ale
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776 Replies
449,545 Views
I am seeing Zero Coupon Treasury Bills with various maturity dates. I went into the New Issues tab in the Bonds section thinking that it would show bills with new issue and not the ones on the...
Capital One: 11-Month 360 CD 5% APY (No Minimum Deposit)
Expired
Thread created 02-02-2023 by ginger_ale
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776 Replies
449,545 Views
Thank you for your advice.
Capital One: 11-Month 360 CD 5% APY (No Minimum Deposit)
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Thread created 02-02-2023 by ginger_ale
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776 Replies
449,545 Views
You are welcome.
There is a woman Diamond NestEgg on Youtube who has terrifc videos about buying T-Bills.
She explains it very clearly.
Capital One: 11-Month 360 CD 5% APY (No Minimum Deposit)
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Thread created 02-02-2023 by ginger_ale
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I know Citi has a bad rep in the banking community, however they are offering a 12mo no penalty CD @ 4.05%. Making it very liquid after the initial 7 days. Might be worth it of you are already...
Capital One: 11-Month 360 CD 5% APY (No Minimum Deposit)
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Thread created 02-02-2023 by ginger_ale
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776 Replies
449,545 Views
When the rates start to lower and I can get a better return back in the stack market. Right now we are experiencing more of a flight to low risk no risk instruments because the fed keeps increasing...
Capital One: 11-Month 360 CD 5% APY (No Minimum Deposit)
Expired
Thread created 02-02-2023 by ginger_ale
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776 Replies
449,545 Views
sbf genius man
Capital One: 11-Month 360 CD 5% APY (No Minimum Deposit)
Expired
Thread created 02-02-2023 by ginger_ale
+444 Score
776 Replies
449,545 Views
NOT for everyone? American Express High Yield Savings $350 Bonus (Targeted)
Only need to keep it there 60 days for the bonus, IF you can get it..
Capital One: 11-Month 360 CD 5% APY (No Minimum Deposit)
Expired
Thread created 02-02-2023 by ginger_ale
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776 Replies
449,545 Views
No minimum balance required.
Expires 3/15/23
https://www.capitalone.com/bank/cds/online-cds/
Full CD Disclosure
https://www.capitalone.com/bank/disclosures/cds/online-cds/
Capital One: 11-Month 360 CD 5% APY (No Minimum Deposit)
Expired
Thread created 02-02-2023 by ginger_ale
+444 Score
776 Replies
449,545 Views
There are savings account that's gives 5% apy
...
Capital One: 11-Month 360 CD 5% APY (No Minimum Deposit)
Expired
Thread created 02-02-2023 by ginger_ale
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776 Replies
449,545 Views
:confused:
Capital One: 11-Month 360 CD 5% APY (No Minimum Deposit)
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Thread created 02-02-2023 by ginger_ale
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776 Replies
449,545 Views
Could be good timing rolling over a 360 savings account with cash back after 90 days from a promo (fall22) last year.
Capital One: 11-Month 360 CD 5% APY (No Minimum Deposit)
Expired
Thread created 02-02-2023 by ginger_ale
+444 Score
776 Replies
449,545 Views
Doubtful. Fed only hiked 25bp yesterday.
Capital One: 11-Month 360 CD 5% APY (No Minimum Deposit)
Expired
Thread created 02-02-2023 by ginger_ale
+444 Score
776 Replies
449,545 Views
5.25 NFCU here. A bird in the hand is worth two in the bush.
Capital One: 11-Month 360 CD 5% APY (No Minimum Deposit)
Expired
Thread created 02-02-2023 by ginger_ale
+444 Score
776 Replies
449,545 Views
Good point! How do you all keep track of accounts and balances? (Without just relying on whatever the bank says)
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