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+444 Score 776 Replies 449,545 Views
Post #161428366 added 02-02-2023 10:12 AM by warsaws in Deal Talk
Is there an actual good reason this is getting thumbs down or just the usual SD trolls?
+444 Score 776 Replies 449,545 Views
Post #161432491 added 02-02-2023 12:33 PM by GreasyBum in Deal Talk
search engine
+444 Score 776 Replies 449,545 Views
Post #161432725 added 02-02-2023 12:40 PM by tygron in Deal Talk
Depends on what state you live in as well as what income tax bracket you find yourself in. More info
+444 Score 776 Replies 449,545 Views
Post #161432740 added 02-02-2023 12:41 PM by cheapviet in Deal Talk
for those worried about missing rates if they increase, Marcus has a bump-up CD
+444 Score 776 Replies 449,545 Views
Post #161432833 added 02-02-2023 12:45 PM by LovelyBike5590 in Deal Talk
For savings account interest , no tax?
+444 Score 776 Replies 449,545 Views
Post #161432884 added 02-02-2023 12:47 PM by TurtlePerson2 in Deal Talk
If the federal government actually defaults on treasuries, then there are really much bigger problems for you to worry about, as any dollar-denominated assets would be put at risk. Keep in mind that...
+444 Score 776 Replies 449,545 Views
Post #161432893 added 02-02-2023 12:48 PM by qwertyaas in Deal Talk
They generally auto-roll to a 12M.
+444 Score 776 Replies 449,545 Views
Post #161432977 added 02-02-2023 12:51 PM by Nattefrost in Deal Talk
Chasing rates is exhausting...hard to keep up w where all the money is
+444 Score 776 Replies 449,545 Views
Post #161435176 added 02-02-2023 2:25 PM by bruce460460 in Deal Talk
This is smart thinking. Repped.
+444 Score 776 Replies 449,545 Views
Post #161435206 added 02-02-2023 2:26 PM by WestCoastSDer in Deal Talk
Thank you. I calculated $91.48 earned if kept in for 11 months at the 5% rate. Then, the CD percent will either go up or down a bit after that.
+444 Score 776 Replies 449,545 Views
Post #161435218 added 02-02-2023 2:27 PM by sabby007 in Deal Talk
Exactly what I do, have more CDs with less amounts so you can break only what you need
+444 Score 776 Replies 449,545 Views
Post #161436601 added 02-02-2023 3:34 PM by shopperuvdealz in Deal Talk
Thanks for replying.So, I could just transfer the whole amount to another bank after 11 months ,and then the CD atomatically closes?Are there fees to transfer the money out?
+444 Score 776 Replies 449,545 Views
Post #161439793 added 02-02-2023 6:12 PM by flu1228 in Deal Talk
this bank has horrible review on google, I cancelled my application yesterday.
+444 Score 776 Replies 449,545 Views
Post #161440159 added 02-02-2023 6:31 PM by myselfdotcom in Deal Talk
cocaine and hookers!
+444 Score 776 Replies 449,545 Views
Post #161440876 added 02-02-2023 7:08 PM by beowulf7 in Deal Talk
What's the penalty for early withdrawal? Loss of all the interest earned? Edit: I found the answer. Early Withdrawal Penalty: If you redeem a Certificate of Deposit (CD) prior to maturity, you...
+444 Score 776 Replies 449,545 Views
Post #161440885 added 02-02-2023 7:09 PM by HonestSink770 in Deal Talk
Great post. Thanks for sharing.
+444 Score 776 Replies 449,545 Views
Post #161441146 added 02-02-2023 7:25 PM by jteslik in Deal Talk
I was going to say this as well. $1500 is breakeven, but after that 4% yield and your money remains liquid.
+444 Score 776 Replies 449,545 Views
Post #161442847 added 02-02-2023 9:16 PM by nba2k18 in Deal Talk
Until you get the itch to gamble on a 'free' trading platform and.. boom Shaka laka 💥
+444 Score 776 Replies 449,545 Views
Post #161443018 added 02-02-2023 9:28 PM by nba2k18 in Deal Talk
If you want small change, look at CD. If you got mattress money, look at ETFs I'll give you the best slickdeal MUTF: AMAGX Look at the returns and then compare with other grandpa etfs
+444 Score 776 Replies 449,545 Views
Post #161443111 added 02-02-2023 9:34 PM by lg_20 in Deal Talk
Not true. 360 Performance Savings has 3.40% APY. Link: https://www.capitalone.com/bank/savings-accounts/online-performance-savings-account/
+444 Score 776 Replies 449,545 Views
Post #161446942 added 02-03-2023 5:59 AM by TheKingofDeals in Deal Talk
Same complaint have moved $ several times as rates changed. I use Mint to track the monies that are all over. Have been using it for years and its free. There are several other similar sites but I...
+444 Score 776 Replies 449,545 Views
Post #161451151 added 02-03-2023 9:10 AM by OrangeMustang158 in Deal Talk
Super thanks for the detail process. I'm sure you are bombarded with questions, but when do you think is a good time to stop the treasury laddering (if ever)? Thanks in advance.
+444 Score 776 Replies 449,545 Views
*yield*
+444 Score 776 Replies 449,545 Views
Post #161451643 added 02-03-2023 9:28 AM by sam_ay in Deal Talk
I am seeing Zero Coupon Treasury Bills with various maturity dates. I went into the New Issues tab in the Bonds section thinking that it would show bills with new issue and not the ones on the...
+444 Score 776 Replies 449,545 Views
Post #161452288 added 02-03-2023 9:51 AM by sam_ay in Deal Talk
Thank you for your advice.
+444 Score 776 Replies 449,545 Views
Post #161452930 added 02-03-2023 10:16 AM by nyc10036 in Deal Talk
You are welcome. There is a woman Diamond NestEgg on Youtube who has terrifc videos about buying T-Bills. She explains it very clearly.
+444 Score 776 Replies 449,545 Views
Post #161453257 added 02-03-2023 10:30 AM by MichaelP84 in Deal Talk
I know Citi has a bad rep in the banking community, however they are offering a 12mo no penalty CD @ 4.05%. Making it very liquid after the initial 7 days. Might be worth it of you are already...
+444 Score 776 Replies 449,545 Views
Post #161454184 added 02-03-2023 11:08 AM by BlockCharger in Deal Talk
When the rates start to lower and I can get a better return back in the stack market. Right now we are experiencing more of a flight to low risk no risk instruments because the fed keeps increasing...
+444 Score 776 Replies 449,545 Views
Post #161458855 added 02-03-2023 2:42 PM by JohnS7762 in Deal Talk
sbf genius man
+444 Score 776 Replies 449,545 Views
Post #161458867 added 02-03-2023 2:42 PM by geoffkin in Deal Talk
NOT for everyone? American Express High Yield Savings $350 Bonus (Targeted) Only need to keep it there 60 days for the bonus, IF you can get it..
+444 Score 776 Replies 449,545 Views
Post #161427223 added 02-02-2023 9:29 AM by ginger_ale in Deal Talk
No minimum balance required. Expires 3/15/23 https://www.capitalone.com/bank/cds/online-cds/ Full CD Disclosure https://www.capitalone.com/bank/disclosures/cds/online-cds/
+444 Score 776 Replies 449,545 Views
Post #161429053 added 02-02-2023 10:37 AM by George_P_Burdell in Deal Talk
There are savings account that's gives 5% apy ...
+444 Score 776 Replies 449,545 Views
Post #161429098 added 02-02-2023 10:38 AM by warsaws in Deal Talk
:confused:
+444 Score 776 Replies 449,545 Views
Post #161429200 added 02-02-2023 10:41 AM by low_ball_88 in Deal Talk
Could be good timing rolling over a 360 savings account with cash back after 90 days from a promo (fall22) last year.
+444 Score 776 Replies 449,545 Views
Doubtful. Fed only hiked 25bp yesterday.
+444 Score 776 Replies 449,545 Views
5.25 NFCU here. A bird in the hand is worth two in the bush.
+444 Score 776 Replies 449,545 Views
Post #161433103 added 02-02-2023 12:57 PM by warsaws in Deal Talk
Good point! How do you all keep track of accounts and balances? (Without just relying on whatever the bank says)
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