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UFB Preferred Savings: Earn up to 5.02% APY
Expired
Thread created 02-22-2023 by LD7
+52 Score 409 Replies 107,806 Views
Post #165038051 added 08-01-2023 4:37 PM by scgt1 in Deal Talk
Can you hold multiple Savings accounts under the same name with UFB Direct?
UFB Preferred Savings: Earn up to 5.02% APY
Expired
Thread created 02-22-2023 by LD7
+52 Score 409 Replies 107,806 Views
Post #165308729 added 08-16-2023 4:39 PM by TurboMann in Deal Talk
Mine also dropped from 5.02% to 4.50% without warning. Contacting CS to get it increased to the new 5.25% rate per https://slickdeals.net/f/16854260-ufb-high-yield-savings-earn-up-to-5-25-apy
UFB Preferred Savings: Earn up to 5.02% APY
Expired
Thread created 02-22-2023 by LD7
+52 Score 409 Replies 107,806 Views
Post #165310718 added 08-16-2023 6:27 PM by localHero in Deal Talk
4.5% was APR or APY? When I did the APY calculation on my account it came out to 5.02% I just had mine adjusted to 5.25%. Thanks for mentioning that.
UFB Preferred Savings: Earn up to 5.02% APY
Expired
Thread created 02-22-2023 by LD7
+52 Score 409 Replies 107,806 Views
Post #165309524 added 08-16-2023 5:24 PM by localHero in Deal Talk
Yikes that's not good. Good thing I request the 5.25% last week. Already done.[/QUOTE Is UFB offering 5.25% now? I had them bump me up to 5.06% when I saw that but I hadn't seen higher. Is...
UFB Preferred Savings: Earn up to 5.02% APY
Expired
Thread created 02-22-2023 by LD7
+52 Score 409 Replies 107,806 Views
Post #165047159 added 08-02-2023 7:22 AM by scgt1 in Deal Talk
From chat support "I would like to inform you that yes, you can have any number of Savings accounts at the same time." :applause:
UFB Preferred Savings: Earn up to 5.02% APY
Expired
Thread created 02-22-2023 by LD7
+52 Score 409 Replies 107,806 Views
Post #165296960 added 08-16-2023 1:33 AM by logoMANNYger in Deal Talk
Guys did you all check your rate today, I checked mine and it’s not 5.02% anymore. It went down to 4.50%.
UFB Preferred Savings: Earn up to 5.02% APY
Expired
Thread created 02-22-2023 by LD7
+52 Score 409 Replies 107,806 Views
Post #162334645 added 03-15-2023 7:42 PM by Ishbi-Benob in Deal Talk
Here's notes from after phone calls (many on hold too long) yesterday with strikethroughs on the ones I rejected, and comments on why. I did need a checking account directly within the account, not...
UFB Preferred Savings: Earn up to 5.02% APY
Expired
Thread created 02-22-2023 by LD7
+52 Score 409 Replies 107,806 Views
Post #162353356 added 03-16-2023 5:06 PM by nevergoodenough in Deal Talk
My account says apy 0.00 but my funds havent transfered so not sure when that is going to adjust. Hopefully it's actually 5.2
UFB Preferred Savings: Earn up to 5.02% APY
Expired
Thread created 02-22-2023 by LD7
+52 Score 409 Replies 107,806 Views
Post #162369703 added 03-17-2023 12:09 PM by TheKingofDeals in Deal Talk
So whats the verdict UFB or IvyBanks Index Savings Account? If feds raise rates next week as UFB expected Ivybank will be in the 5% also Currently 4.75% Annual Percentage Yield (APY) the rate for...
UFB Preferred Savings: Earn up to 5.02% APY
Expired
Thread created 02-22-2023 by LD7
+52 Score 409 Replies 107,806 Views
Post #162372214 added 03-17-2023 2:21 PM by CoralStar878 in Deal Talk
Because much larger banks recently went under for not being able to cover withdraws lol. You'd have to be a fool to do this
UFB Preferred Savings: Earn up to 5.02% APY
Expired
Thread created 02-22-2023 by LD7
+52 Score 409 Replies 107,806 Views
Post #162382339 added 03-18-2023 5:12 AM by abravic in Deal Talk
Google the bank and reviews. Be careful with your money. One out of ten start review.
UFB Preferred Savings: Earn up to 5.02% APY
Expired
Thread created 02-22-2023 by LD7
+52 Score 409 Replies 107,806 Views
Post #162382672 added 03-18-2023 6:11 AM by mrintro in Deal Talk
Been using them since October. I’m still alive :lmao:
UFB Preferred Savings: Earn up to 5.02% APY
Expired
Thread created 02-22-2023 by LD7
+52 Score 409 Replies 107,806 Views
Post #162394168 added 03-18-2023 8:07 PM by TurboMann in Deal Talk
Am I missing something, only see 3.75% with that Marcus link? edit NVM, read more about it here: https://themoneyninja.com/marcus-100-savings-bonus/ It's an interesting value proposition....
UFB Preferred Savings: Earn up to 5.02% APY
Expired
Thread created 02-22-2023 by LD7
+52 Score 409 Replies 107,806 Views
Post #162403570 added 03-19-2023 12:39 PM by SlvrFox in Deal Talk
$500,000. with a joint acct
UFB Preferred Savings: Earn up to 5.02% APY
Expired
Thread created 02-22-2023 by LD7
+52 Score 409 Replies 107,806 Views
Post #162422410 added 03-20-2023 12:48 PM by pineroad in Deal Talk
Seems to be on a down trend this week? Still less risky though. https://www.treasurydirect.gov/auctions/announcements-data-results/
UFB Preferred Savings: Earn up to 5.02% APY
Expired
Thread created 02-22-2023 by LD7
+52 Score 409 Replies 107,806 Views
Post #162422875 added 03-20-2023 1:09 PM by TurboMann in Deal Talk
I believe transfers initiated externally (push/pull) have no limits. As for the ACH limits themselves (initiated from Axos) this is the response I got back in Jan of this year:
UFB Preferred Savings: Earn up to 5.02% APY
Expired
Thread created 02-22-2023 by LD7
+52 Score 409 Replies 107,806 Views
Post #162433126 added 03-20-2023 9:52 PM by misel00 in Deal Talk
NOPE, it is going down starting 4/1!!! You can say Good bye to the 4.75 Ivy rate come 4/1, as it's determined by the 1 month t-bill on the 15th of this month for next month(look on the ivy site ,...
UFB Preferred Savings: Earn up to 5.02% APY
Expired
Thread created 02-22-2023 by LD7
+52 Score 409 Replies 107,806 Views
Post #162435268 added 03-21-2023 1:49 AM by nevergoodenough in Deal Talk
sure... but a quick Google search will also find you thousands of negative reviews. I still gave it a shot though
UFB Preferred Savings: Earn up to 5.02% APY
Expired
Thread created 02-22-2023 by LD7
+52 Score 409 Replies 107,806 Views
Post #162438139 added 03-21-2023 7:57 AM by beachpatrol in Deal Talk
Not sure about wires but there are ACH transfer limits if initiated from UFB. However, I confirmed that you can transfer out more if initiated from the other bank. That amount depends on the other...
UFB Preferred Savings: Earn up to 5.02% APY
Expired
Thread created 02-22-2023 by LD7
+52 Score 409 Replies 107,806 Views
Post #162445819 added 03-21-2023 2:26 PM by beachpatrol in Deal Talk
I have the preferred savings. UFB may create a new savings name for their next rate increase. If that happens, you’ll need ask them to change your savings to the new name to get that better rate. ...
UFB Preferred Savings: Earn up to 5.02% APY
Expired
Thread created 02-22-2023 by LD7
+52 Score 409 Replies 107,806 Views
Post #162463126 added 03-22-2023 11:35 AM by localHero in Deal Talk
If you're looking to withdraw more than what their restrictions allow, $35 is an insignificant amount.
UFB Preferred Savings: Earn up to 5.02% APY
Expired
Thread created 02-22-2023 by LD7
+52 Score 409 Replies 107,806 Views
Post #162491125 added 03-23-2023 5:22 PM by whereisjim in Deal Talk
I know I saw a really bad review of UFB. Most of them put just 1 star and really complained. Lots of cases when they try to talk to customer support, but hard to speak with anyone. BUT, because they...
UFB Preferred Savings: Earn up to 5.02% APY
Expired
Thread created 02-22-2023 by LD7
+52 Score 409 Replies 107,806 Views
Post #162491281 added 03-23-2023 5:31 PM by sevengroove in Deal Talk
I went to Capital One and added UFB as an external account instead. I was also kinda spooked with the data disclaimers that UFB wanted me to sign to link CapOne from their end, so decided to do the...
UFB Preferred Savings: Earn up to 5.02% APY
Expired
Thread created 02-22-2023 by LD7
+52 Score 409 Replies 107,806 Views
Post #162503482 added 03-24-2023 9:50 AM by crudd in Deal Talk
Yeah, you have to monitor UFB direct weekly. They with offer better rates on new accounts with a different name. You have apply for that new account then “fund” it by transferring the money from the...
UFB Preferred Savings: Earn up to 5.02% APY
Expired
Thread created 02-22-2023 by LD7
+52 Score 409 Replies 107,806 Views
Post #162576337 added 03-28-2023 8:20 AM by localHero in Deal Talk
My experience is only 5 days but it's been fine so far. Wired money on Friday and it showed up quickly. Accrued interest shows the right amount through Monday and I had linked my Wells Fargo acct...
UFB Preferred Savings: Earn up to 5.02% APY
Expired
Thread created 02-22-2023 by LD7
+52 Score 409 Replies 107,806 Views
Post #162576085 added 03-28-2023 8:09 AM by nevergoodenough in Deal Talk
I'll pass on these smaller banks plus I don't want to have to meet criteria on a savings account or any account really but in this case a savings account.
UFB Preferred Savings: Earn up to 5.02% APY
Expired
Thread created 02-22-2023 by LD7
+52 Score 409 Replies 107,806 Views
Post #162340621 added 03-16-2023 6:49 AM by CompulsiveBuyer in Deal Talk
Meaningless word salad.
UFB Preferred Savings: Earn up to 5.02% APY
Expired
Thread created 02-22-2023 by LD7
+52 Score 409 Replies 107,806 Views
Post #162345403 added 03-16-2023 10:42 AM by luminoxius in Deal Talk
MMA allows you to write checks, Savings doesn't. MMA charges a monthly fee that is easily waived, Savings doesn't charge a fee in the first place. Overall they are very similar products, especially...
UFB Preferred Savings: Earn up to 5.02% APY
Expired
Thread created 02-22-2023 by LD7
+52 Score 409 Replies 107,806 Views
Post #162347056 added 03-16-2023 11:59 AM by oharag1 in Deal Talk
I'm going to wait till the Fed decision on rate increase. Probably another 1/4 point. See if UFB will go a bit higher. ATM UFB is increasing rates at a fast rate. It was 4.12 when I got turned onto...
UFB Preferred Savings: Earn up to 5.02% APY
Expired
Thread created 02-22-2023 by LD7
+52 Score 409 Replies 107,806 Views
Post #162349621 added 03-16-2023 2:07 PM by offcenter in Deal Talk
rtfm and their customer service is US based during business hours
UFB Preferred Savings: Earn up to 5.02% APY
Expired
Thread created 02-22-2023 by LD7
+52 Score 409 Replies 107,806 Views
Post #162349675 added 03-16-2023 2:10 PM by Immortalsolitude in Deal Talk
I downloaded their document and here they are Wire Transfers Incoming (Domestic and International) Free Wire Transfers Outgoing (Domestic) $35.00 each Wire Transfers Outgoing (International)...
UFB Preferred Savings: Earn up to 5.02% APY
Expired
Thread created 02-22-2023 by LD7
+52 Score 409 Replies 107,806 Views
Post #162352474 added 03-16-2023 4:18 PM by pelicanjoe in Deal Talk
They are FDIC insured. Your money is safe up to $250,000.
UFB Preferred Savings: Earn up to 5.02% APY
Expired
Thread created 02-22-2023 by LD7
+52 Score 409 Replies 107,806 Views
Post #162355855 added 03-16-2023 7:27 PM by alchemista in Deal Talk
They've been around a long time, then lost leader status on highest rates. Guess they are getting back in the game.
UFB Preferred Savings: Earn up to 5.02% APY
Expired
Thread created 02-22-2023 by LD7
+52 Score 409 Replies 107,806 Views
Post #162356122 added 03-16-2023 7:42 PM by Wyvern1 in Deal Talk
Complimentary ATM card lmao
UFB Preferred Savings: Earn up to 5.02% APY
Expired
Thread created 02-22-2023 by LD7
+52 Score 409 Replies 107,806 Views
Post #162359254 added 03-16-2023 11:00 PM by benebsm in Deal Talk
This one wins the ridiculous comment on the thread award. Obviously no clue what "woke" means or how banking works.
UFB Preferred Savings: Earn up to 5.02% APY
Expired
Thread created 02-22-2023 by LD7
+52 Score 409 Replies 107,806 Views
Post #162388027 added 03-18-2023 12:46 PM by doboy007 in Deal Talk
I would educate yourself on the difference between interest rate and APY.
UFB Preferred Savings: Earn up to 5.02% APY
Expired
Thread created 02-22-2023 by LD7
+52 Score 409 Replies 107,806 Views
Post #162389056 added 03-18-2023 1:56 PM by e97 in Deal Talk
Ignore the click bait article title: https://www.nbcnews.com/politics/donald-trump/auditor-fired-axos-bank-trumps-new-lender-wins-lawsuit-bank-rcna30098 The take away is an auditor was fired for...
UFB Preferred Savings: Earn up to 5.02% APY
Expired
Thread created 02-22-2023 by LD7
+52 Score 409 Replies 107,806 Views
Post #162389344 added 03-18-2023 2:13 PM by jacksan1 in Deal Talk
That expired over a month ago.
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