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CIT Bank 11 Month No-Penalty CD: Earn 4.80% APY*
Expired
Thread created 03-31-2023 by LD7
+37 Score 143 Replies 45,256 Views
Post #163387397 added 05-09-2023 8:42 AM by psychojinx in Deal Talk
The interest rate on that savings account can fluctuate and change at any time to something less and for no real reason. And believe me, it will. CD's lock in your interest rate.
CIT Bank 11 Month No-Penalty CD: Earn 4.80% APY*
Expired
Thread created 03-31-2023 by LD7
+37 Score 143 Replies 45,256 Views
Post #163385909 added 05-09-2023 7:30 AM by garfieldatorlando in Deal Talk
Marcus has regular saving account at 5.15% for at least 3months through referral, or 5.25% if you have aarp membership. No minimal and lock in. Isn’t it better than this offering?
CIT Bank 11 Month No-Penalty CD: Earn 4.80% APY*
Expired
Thread created 03-31-2023 by LD7
+37 Score 143 Replies 45,256 Views
Post #163385609 added 05-09-2023 7:17 AM by dbcmeplease in Deal Talk
Thumbs up. Good for people currently in a no penalty cd to open a new account at the higher rate (assuming 7 days have passed from original account opening)
CIT Bank 11 Month No-Penalty CD: Earn 4.80% APY*
Expired
Thread created 03-31-2023 by LD7
+37 Score 143 Replies 45,256 Views
Post #163384562 added 05-09-2023 6:17 AM by psychojinx in Deal Talk
This CIT Bank 11-month No penalty CD just increased to 4.90%. was 4.80%....now 4.90%
CIT Bank 11 Month No-Penalty CD: Earn 4.80% APY*
Expired
Thread created 03-31-2023 by LD7
+37 Score 143 Replies 45,256 Views
Post #163379411 added 05-08-2023 7:55 PM by NoSleep007 in Deal Talk
Anyone feels comfortable with opening bank accounts during this time of uncertainty
CIT Bank 11 Month No-Penalty CD: Earn 4.80% APY*
Expired
Thread created 03-31-2023 by LD7
+37 Score 143 Replies 45,256 Views
Post #163195655 added 04-28-2023 10:59 AM by BillG7 in Deal Talk
the Marcus ball sachz is 5.15% I believe, but for 10 months. I already did the 4.8% no penalty, but im thinking of throwing a small amount into the sachz account as well.
CIT Bank 11 Month No-Penalty CD: Earn 4.80% APY*
Expired
Thread created 03-31-2023 by LD7
+37 Score 143 Replies 45,256 Views
Post #163164260 added 04-26-2023 6:38 PM by C47V3770 in Deal Talk
To me, CIT is better because you aren't' locked in for 10 months and it's just a 0.2% difference between the two.
CIT Bank 11 Month No-Penalty CD: Earn 4.80% APY*
Expired
Thread created 03-31-2023 by LD7
+37 Score 143 Replies 45,256 Views
Post #163133471 added 04-25-2023 9:56 AM by Jazzyjaz12 in Deal Talk
This CIT no penalty CD or Marcus 5% for 10 mo CD better?
CIT Bank 11 Month No-Penalty CD: Earn 4.80% APY*
Expired
Thread created 03-31-2023 by LD7
+37 Score 143 Replies 45,256 Views
Post #162982178 added 04-17-2023 3:27 PM by C47V3770 in Deal Talk
Thanks, I figured it wouldn't be an issue since like you said, I'm giving them money. Do you know if I can have two CDs under the same account?
CIT Bank 11 Month No-Penalty CD: Earn 4.80% APY*
Expired
Thread created 03-31-2023 by LD7
+37 Score 143 Replies 45,256 Views
Post #162982067 added 04-17-2023 3:23 PM by C47V3770 in Deal Talk
So I opened a CD account without unfreezing my credit reports and had no issues. Does anyone know if a 2nd CD can be managed under the same online account?
CIT Bank 11 Month No-Penalty CD: Earn 4.80% APY*
Expired
Thread created 03-31-2023 by LD7
+37 Score 143 Replies 45,256 Views
Post #162941525 added 04-15-2023 8:11 AM by unami218 in Deal Talk
Just confirming - I've opened multiple bank accounts over the last year for checking account bonuses, and NONE of them have affected my credit. Granted, this is a CD and not a checking account,...
CIT Bank 11 Month No-Penalty CD: Earn 4.80% APY*
Expired
Thread created 03-31-2023 by LD7
+37 Score 143 Replies 45,256 Views
Post #162900956 added 04-13-2023 6:00 AM by wallykid in Deal Talk
How does selling tbills at the treasury website works if I decide to sell before the term is up?
CIT Bank 11 Month No-Penalty CD: Earn 4.80% APY*
Expired
Thread created 03-31-2023 by LD7
+37 Score 143 Replies 45,256 Views
Post #162900416 added 04-13-2023 5:06 AM by C47V3770 in Deal Talk
Ok good to know, thanks
CIT Bank 11 Month No-Penalty CD: Earn 4.80% APY*
Expired
Thread created 03-31-2023 by LD7
+37 Score 143 Replies 45,256 Views
Post #162897725 added 04-12-2023 9:48 PM by pur in Deal Talk
If you're a new customer they will do a credit check to verify identity, should be a soft pull, though I think in rare cases it may be hard.
CIT Bank 11 Month No-Penalty CD: Earn 4.80% APY*
Expired
Thread created 03-31-2023 by LD7
+37 Score 143 Replies 45,256 Views
Post #162897644 added 04-12-2023 9:38 PM by C47V3770 in Deal Talk
Do CDs require a credit check? If so, is it a hard or soft pull? Thx
CIT Bank 11 Month No-Penalty CD: Earn 4.80% APY*
Expired
Thread created 03-31-2023 by LD7
+37 Score 143 Replies 45,256 Views
Post #162888725 added 04-12-2023 12:04 PM by BeigeIdea523 in Deal Talk
Besides the difference in interest over the 11 months, which depends on how much you're moving (10k difference is $110, 20k difference is $220, 50k difference is $550, and so on)...you're also...
CIT Bank 11 Month No-Penalty CD: Earn 4.80% APY*
Expired
Thread created 03-31-2023 by LD7
+37 Score 143 Replies 45,256 Views
Post #162878795 added 04-11-2023 9:56 PM by BeigeLake5822 in Deal Talk
System is down for maintenance. Couldn’t activate my new account.
CIT Bank 11 Month No-Penalty CD: Earn 4.80% APY*
Expired
Thread created 03-31-2023 by LD7
+37 Score 143 Replies 45,256 Views
Post #162848774 added 04-10-2023 11:51 AM by mainkaun123 in Deal Talk
What benefit does wealthfront has over this ?
CIT Bank 11 Month No-Penalty CD: Earn 4.80% APY*
Expired
Thread created 03-31-2023 by LD7
+37 Score 143 Replies 45,256 Views
Post #162848759 added 04-10-2023 11:50 AM by mainkaun123 in Deal Talk
This was CIT bank ? @rembold ?
CIT Bank 11 Month No-Penalty CD: Earn 4.80% APY*
Expired
Thread created 03-31-2023 by LD7
+37 Score 143 Replies 45,256 Views
Post #162843980 added 04-10-2023 7:42 AM by spillama in Deal Talk
Fidelity is also offering 4.90% for 6,9 and 12 months. Anyone had issues with them or any conditions apply?
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