Wells Fargo Active Cash® Card: Spend $500 in First 3 Months Earn A $200 Cash Rewards Bonus
Thread created 04-05-2023 by EfficientGame645
+274 Score
597 Replies
656,052 Views
Having a checking account or being a WF customer doesn't matter when getting a WF credit card -- anyone can apply
You can apply for your own card and your wife can apply for her own card...
Wells Fargo Active Cash® Card: Spend $500 in First 3 Months Earn A $200 Cash Rewards Bonus
Thread created 04-05-2023 by EfficientGame645
+274 Score
597 Replies
656,052 Views
I have this card, I’ve enjoyed it.
Wells Fargo Active Cash® Card: Spend $500 in First 3 Months Earn A $200 Cash Rewards Bonus
Thread created 04-05-2023 by EfficientGame645
+274 Score
597 Replies
656,052 Views
Question - If my wife and I share a checking account at WF, can each of us get one of these cards? Or is it limited to one for each account you already have at WF? I looked in the T&C and didn't...
Wells Fargo Active Cash® Card: Spend $500 in First 3 Months Earn A $200 Cash Rewards Bonus
Thread created 04-05-2023 by EfficientGame645
+274 Score
597 Replies
656,052 Views
How is the claims process on Wells Fargo?
I saw that third party Assurant manages it just like Assurion with Chase.
The third party claims process is not as simple as Amex in app. You have to...
Wells Fargo Active Cash® Card: Spend $500 in First 3 Months Earn A $200 Cash Rewards Bonus
Thread created 04-05-2023 by EfficientGame645
+274 Score
597 Replies
656,052 Views
I like WF cards as when you do $2/mo purchases at wallyworld-they waive it.
Super simple @ self checkout to split transaction
Wells Fargo Active Cash® Card: Spend $500 in First 3 Months Earn A $200 Cash Rewards Bonus
Thread created 04-05-2023 by EfficientGame645
+274 Score
597 Replies
656,052 Views
Citi stopped all travel benefits. They also don't give the second 1% until you pay. WF gives travel protection, as well as cell phone loss/damage protection. It pairs well with the WF Autograph,...
Wells Fargo Active Cash® Card: Spend $500 in First 3 Months Earn A $200 Cash Rewards Bonus
Thread created 04-05-2023 by EfficientGame645
+274 Score
597 Replies
656,052 Views
So... what didn't you like about it?
Wells Fargo Active Cash® Card: Spend $500 in First 3 Months Earn A $200 Cash Rewards Bonus
Thread created 04-05-2023 by EfficientGame645
+274 Score
597 Replies
656,052 Views
Nope -- just pay the minimum amount due each statement
Card has 0% APR for 12mo so you won't be charged interest -- pay off your balance within 12mo
Bonus is paid when statement generates after...
Wells Fargo Active Cash® Card: Spend $500 in First 3 Months Earn A $200 Cash Rewards Bonus
Thread created 04-05-2023 by EfficientGame645
+274 Score
597 Replies
656,052 Views
Did they give you a reason? They denied me the first time and I have two Wells Fargo accounts, a Wells Fargo credit card and an 800+ credit rating. The reason they gave was that I had too many credit...
Wells Fargo Active Cash® Card: Spend $500 in First 3 Months Earn A $200 Cash Rewards Bonus
Thread created 04-05-2023 by EfficientGame645
+274 Score
597 Replies
656,052 Views
Thanks. They indicated that they are going to mail me a letter with the reason for denial. I will follow your suggestion. I actually would use this card after the bonus, for the 2% cashback.
Wells Fargo Active Cash® Card: Spend $500 in First 3 Months Earn A $200 Cash Rewards Bonus
Thread created 04-05-2023 by EfficientGame645
+274 Score
597 Replies
656,052 Views
The denial letter I received indicates two factors:
-Ratio of credit bureau trades with a balance greater than zero (We look at the ratio of open and closed credit accounts that have a balance...
Wells Fargo Active Cash® Card: Spend $500 in First 3 Months Earn A $200 Cash Rewards Bonus
Thread created 04-05-2023 by EfficientGame645
+274 Score
597 Replies
656,052 Views
I may actually bite on this deal. They finally nerfed my old grandfathered Priceline card and I was looking for an everyday driver to replace it.
Wells Fargo Active Cash® Card: Spend $500 in First 3 Months Earn A $200 Cash Rewards Bonus
Thread created 04-05-2023 by EfficientGame645
+274 Score
597 Replies
656,052 Views
Great deal and I personally never had an issue with Wells Fargo despite all their malpractices in the past
Wells Fargo Active Cash® Card: Spend $500 in First 3 Months Earn A $200 Cash Rewards Bonus
Thread created 04-05-2023 by EfficientGame645
+274 Score
597 Replies
656,052 Views
How much is Annual feee?
Wells Fargo Active Cash® Card: Spend $500 in First 3 Months Earn A $200 Cash Rewards Bonus
Thread created 04-05-2023 by EfficientGame645
+274 Score
597 Replies
656,052 Views
What is 75% for the member
Wells Fargo Active Cash® Card: Spend $500 in First 3 Months Earn A $200 Cash Rewards Bonus
Thread created 04-05-2023 by EfficientGame645
+274 Score
597 Replies
656,052 Views
I don't know about having this card before, but I have a WF Rewards card and was approved for this card and received an additional $100 on top of the $200.
Wells Fargo Active Cash® Card: Spend $500 in First 3 Months Earn A $200 Cash Rewards Bonus
Thread created 04-05-2023 by EfficientGame645
+274 Score
597 Replies
656,052 Views
You are obviously not well versed financially. The Robinhood Gold gives 3% on everything. Wells Fargo is a ghetto bank.
Wells Fargo Active Cash® Card: Spend $500 in First 3 Months Earn A $200 Cash Rewards Bonus
Thread created 04-05-2023 by EfficientGame645
+274 Score
597 Replies
656,052 Views
If you have a high credit rating I don't know what the limit is but it's pretty high. I have 2 Capitol One cards, at least 5 Chase cards, 2 Citi cards, 1 Wells Fargo, 1 US Bank card, and 1 American...
Wells Fargo Active Cash® Card: Spend $500 in First 3 Months Earn A $200 Cash Rewards Bonus
Thread created 04-05-2023 by EfficientGame645
+274 Score
597 Replies
656,052 Views
It seems, that this card is for US citizens only. I was declined suddenly. Never had any issues with other cards with $4500-6000 in credit line.
Wells Fargo Active Cash® Card: Spend $500 in First 3 Months Earn A $200 Cash Rewards Bonus
Thread created 04-05-2023 by EfficientGame645
+274 Score
597 Replies
656,052 Views
If you can be disciplined to pay off the utility charge in 12 months and that is more than $500, then yes. The card gives you interest free 12 months. This is not a balance transfer so there’s no...
Wells Fargo Active Cash® Card: Spend $500 in First 3 Months Earn A $200 Cash Rewards Bonus
Thread created 04-05-2023 by EfficientGame645
+274 Score
597 Replies
656,052 Views
People with high credit score being rejected… There is a reason, although they won’t come right out and say it. If you’re responsible enough to have a great credit score and apply for this card, they...
Wells Fargo Active Cash® Card: Spend $500 in First 3 Months Earn A $200 Cash Rewards Bonus
Thread created 04-05-2023 by EfficientGame645
+274 Score
597 Replies
656,052 Views
I've used the cell phone insurance once and it was a $25 fee/deductible. I think that's the case no matter the value of the phone but mine was only valued at $250 so I'm not sure if it goes up with...
Wells Fargo Active Cash® Card: Spend $500 in First 3 Months Earn A $200 Cash Rewards Bonus
Thread created 04-05-2023 by EfficientGame645
+274 Score
597 Replies
656,052 Views
Chase unlimited offers $250 by spending $500 which is very good.
Update: The $250 offer has been decreased to $200 from May 2025.
Wells Fargo Active Cash® Card: Spend $500 in First 3 Months Earn A $200 Cash Rewards Bonus
Thread created 04-05-2023 by EfficientGame645
+274 Score
597 Replies
656,052 Views
This is the highest return ratio I've seen at 40%. Easy card to get too.
Wells Fargo Active Cash® Card: Spend $500 in First 3 Months Earn A $200 Cash Rewards Bonus
Thread created 04-05-2023 by EfficientGame645
+274 Score
597 Replies
656,052 Views
More likely you just got caught up in some random filter. Worth trying later.
Wells Fargo Active Cash® Card: Spend $500 in First 3 Months Earn A $200 Cash Rewards Bonus
Thread created 04-05-2023 by EfficientGame645
+274 Score
597 Replies
656,052 Views
How many cards is normal or too much. I only have capital one and amazon / paycal credit cards. What number is too many credit cards. I pay off my credit every month.
Wells Fargo Active Cash® Card: Spend $500 in First 3 Months Earn A $200 Cash Rewards Bonus
Thread created 04-05-2023 by EfficientGame645
+274 Score
597 Replies
656,052 Views
Costco is one of the reasons I got this. Frustrating they wouldn't accept Mastercard. Never encountered that anywhere else but oh well.
Got approved right away too. No issues.
Wells Fargo Active Cash® Card: Spend $500 in First 3 Months Earn A $200 Cash Rewards Bonus
Thread created 04-05-2023 by EfficientGame645
+274 Score
597 Replies
656,052 Views
What is the USBank card with 2% cash back on everything. I just got the $750 bonus on their business card but it only gives 1% on most things.
Wells Fargo Active Cash® Card: Spend $500 in First 3 Months Earn A $200 Cash Rewards Bonus
Thread created 04-05-2023 by EfficientGame645
+274 Score
597 Replies
656,052 Views
Well, it’s a pretty dang good card and that may be the reason. That 2% across the board is worth making it a part of your collection.
I have six cards, and I just learned about a couple of apps...
Wells Fargo Active Cash® Card: Spend $500 in First 3 Months Earn A $200 Cash Rewards Bonus
Thread created 04-05-2023 by EfficientGame645
+274 Score
597 Replies
656,052 Views
I got approved with excellent. 800+ credit score but I'm a poor so they like that aspect.
Wells Fargo Active Cash® Card: Spend $500 in First 3 Months Earn A $200 Cash Rewards Bonus
Thread created 04-05-2023 by EfficientGame645
+274 Score
597 Replies
656,052 Views
I've used the insurance once and it wasn't bad. It was an older phone (Samsung S10) that didn't work properly after I shattered the back. Phone repair place gave me a $225 invoice/estimate to fix...
Wells Fargo Active Cash® Card: Spend $500 in First 3 Months Earn A $200 Cash Rewards Bonus
Thread created 04-05-2023 by EfficientGame645
+274 Score
597 Replies
656,052 Views
How about U.S. Bank Cash+ Visa Signature with up to 5% cash back on two categories, plus a $200 bonus.
Plus, 2% cash back on one everyday category you choose each quarter.
Plus, 1% on...
Wells Fargo Active Cash® Card: Spend $500 in First 3 Months Earn A $200 Cash Rewards Bonus
Thread created 04-05-2023 by EfficientGame645
+274 Score
597 Replies
656,052 Views
If you have the promotion, you should be able to see it by logging in and checking the rewards section
Wells Fargo Active Cash® Card: Spend $500 in First 3 Months Earn A $200 Cash Rewards Bonus
Thread created 04-05-2023 by EfficientGame645
+274 Score
597 Replies
656,052 Views
This is my favorite card to use right now. Been using it for a few months with 15 month 0 apr on purchases, 2% back on all purchases. I stopped using Cap1 Quicksilver since they screwed one of...
Wells Fargo Active Cash® Card: Spend $500 in First 3 Months Earn A $200 Cash Rewards Bonus
Thread created 04-05-2023 by EfficientGame645
+274 Score
597 Replies
656,052 Views
The cell phone protection was a sht experience for me. They tried very hard to deny the claim. All I remember now is cussing at this scam for losing my phone.
Wells Fargo Active Cash® Card: Spend $500 in First 3 Months Earn A $200 Cash Rewards Bonus
Thread created 04-05-2023 by EfficientGame645
+274 Score
597 Replies
656,052 Views
I have an 800+ and only got $6k
Wells Fargo Active Cash® Card: Spend $500 in First 3 Months Earn A $200 Cash Rewards Bonus
Thread created 04-05-2023 by EfficientGame645
+274 Score
597 Replies
656,052 Views
I've been declined from WF 3 times with a score of 823. No one else declines ever.
Wells Fargo Active Cash® Card: Spend $500 in First 3 Months Earn A $200 Cash Rewards Bonus
Thread created 04-05-2023 by EfficientGame645
+274 Score
597 Replies
656,052 Views
Is this a true 2% cashback rate in nominal terms that you get out of this?
Another card I have has a 1% return in terms of points earned ($1 -> 100 points) but the point redemption rates are...
Wells Fargo Active Cash® Card: Spend $500 in First 3 Months Earn A $200 Cash Rewards Bonus
Thread created 04-05-2023 by EfficientGame645
+274 Score
597 Replies
656,052 Views
Always fantastic to see a nice usury deal!
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