Wells Fargo Active Cash® Card: Spend $500 in First 3 Months Earn A $200 Cash Rewards Bonus
Thread created 04-05-2023 by EfficientGame645
+273 Score
597 Replies
658,393 Views
If you can be disciplined to pay off the utility charge in 12 months and that is more than $500, then yes. The card gives you interest free 12 months. This is not a balance transfer so there’s no...
Wells Fargo Active Cash® Card: Spend $500 in First 3 Months Earn A $200 Cash Rewards Bonus
Thread created 04-05-2023 by EfficientGame645
+273 Score
597 Replies
658,393 Views
People with high credit score being rejected… There is a reason, although they won’t come right out and say it. If you’re responsible enough to have a great credit score and apply for this card, they...
Wells Fargo Active Cash® Card: Spend $500 in First 3 Months Earn A $200 Cash Rewards Bonus
Thread created 04-05-2023 by EfficientGame645
+273 Score
597 Replies
658,393 Views
How many cards is normal or too much. I only have capital one and amazon / paycal credit cards. What number is too many credit cards. I pay off my credit every month.
Wells Fargo Active Cash® Card: Spend $500 in First 3 Months Earn A $200 Cash Rewards Bonus
Thread created 04-05-2023 by EfficientGame645
+273 Score
597 Replies
658,393 Views
If you have a high credit rating I don't know what the limit is but it's pretty high. I have 2 Capitol One cards, at least 5 Chase cards, 2 Citi cards, 1 Wells Fargo, 1 US Bank card, and 1 American...
Wells Fargo Active Cash® Card: Spend $500 in First 3 Months Earn A $200 Cash Rewards Bonus
Thread created 04-05-2023 by EfficientGame645
+273 Score
597 Replies
658,393 Views
Ooh. Earn a $200 reward, and get 5 new Wells Fargo accounts that you didn’t authorize!
Wells Fargo Active Cash® Card: Spend $500 in First 3 Months Earn A $200 Cash Rewards Bonus
Thread created 04-05-2023 by EfficientGame645
+273 Score
597 Replies
658,393 Views
Nevermind
Wells Fargo Active Cash® Card: Spend $500 in First 3 Months Earn A $200 Cash Rewards Bonus
Thread created 04-05-2023 by EfficientGame645
+273 Score
597 Replies
658,393 Views
I just got a $214.xx gift card to Amazon. Took like 2 days to get it once I put in for it.
Card is now a back up card to use on sketchy purchases. May cancel it, not sure yet.
Just signed up for...
Wells Fargo Active Cash® Card: Spend $500 in First 3 Months Earn A $200 Cash Rewards Bonus
Thread created 04-05-2023 by EfficientGame645
+273 Score
597 Replies
658,393 Views
I am considering repping you for this. :applause:
Wells Fargo Active Cash® Card: Spend $500 in First 3 Months Earn A $200 Cash Rewards Bonus
Thread created 04-05-2023 by EfficientGame645
+273 Score
597 Replies
658,393 Views
Hey dude, I know this post is over a year old but question for you if you see this.
I have very good credit but haven't traveled in forever... what Amex would you recommend for me if I plan on...
Wells Fargo Active Cash® Card: Spend $500 in First 3 Months Earn A $200 Cash Rewards Bonus
Thread created 04-05-2023 by EfficientGame645
+273 Score
597 Replies
658,393 Views
Got an account pending during application process. A minute later an email arrived that said the account is approved with a 10k credit. Nice! How long does it take for the physical card to arrive?
Wells Fargo Active Cash® Card: Spend $500 in First 3 Months Earn A $200 Cash Rewards Bonus
Thread created 04-05-2023 by EfficientGame645
+273 Score
597 Replies
658,393 Views
I didn't know about this. I should have redeemed for a statement credit for my $22.?? What a mess...
Wells Fargo Active Cash® Card: Spend $500 in First 3 Months Earn A $200 Cash Rewards Bonus
Thread created 04-05-2023 by EfficientGame645
+273 Score
597 Replies
658,393 Views
What’s the catch?
Wells Fargo Active Cash® Card: Spend $500 in First 3 Months Earn A $200 Cash Rewards Bonus
Thread created 04-05-2023 by EfficientGame645
+273 Score
597 Replies
658,393 Views
Marriott bonvoy card give 3% cash back
Wells Fargo Active Cash® Card: Spend $500 in First 3 Months Earn A $200 Cash Rewards Bonus
Thread created 04-05-2023 by EfficientGame645
+273 Score
597 Replies
658,393 Views
Can you cancel card once you receive the $200 if so what are drawbacks?
Wells Fargo Active Cash® Card: Spend $500 in First 3 Months Earn A $200 Cash Rewards Bonus
Thread created 04-05-2023 by EfficientGame645
+273 Score
597 Replies
658,393 Views
Isn't there a conformation that you will get the $200 cash reward bonus after receiving the card?
I just got my card in the mail, but nothing inside of the 1/2" thick envelope said anything about...
Wells Fargo Active Cash® Card: Spend $500 in First 3 Months Earn A $200 Cash Rewards Bonus
Thread created 04-05-2023 by EfficientGame645
+273 Score
597 Replies
658,393 Views
I was always under the impression that canceling a credit card is a bad thing? I just did another quick search and everything seems to suggest that it is a bad thing.
Wells Fargo Active Cash® Card: Spend $500 in First 3 Months Earn A $200 Cash Rewards Bonus
Thread created 04-05-2023 by EfficientGame645
+273 Score
597 Replies
658,393 Views
It depends
If you close an old account, it has big impact
Also your balance on cards makes a difference in credit utilization.
If I have $20,000 over 4 cards with a 5,000 balance, I am using 1/4...
Wells Fargo Active Cash® Card: Spend $500 in First 3 Months Earn A $200 Cash Rewards Bonus
Thread created 04-05-2023 by EfficientGame645
+273 Score
597 Replies
658,393 Views
I cancelled after getting my bonus. Also, didnt like that they make you redeem cash back in $25 increments. James Wentworth says, "It's my money and I want it now!!"
Wells Fargo Active Cash® Card: Spend $500 in First 3 Months Earn A $200 Cash Rewards Bonus
Thread created 04-05-2023 by EfficientGame645
+273 Score
597 Replies
658,393 Views
850 score, approved for $20,000.
I got my card on 5/12, made first purchase on that day, reached the $500 mark on 6/7, billing cycle on 6/12, available for redemption on 6/14.
Got a $214 gift...
Wells Fargo Active Cash® Card: Spend $500 in First 3 Months Earn A $200 Cash Rewards Bonus
Thread created 04-05-2023 by EfficientGame645
+273 Score
597 Replies
658,393 Views
Despite outstanding credit they still rejected me 😭
Wells Fargo Active Cash® Card: Spend $500 in First 3 Months Earn A $200 Cash Rewards Bonus
Thread created 04-05-2023 by EfficientGame645
+273 Score
597 Replies
658,393 Views
Beware. If you have another WF card with good credit limit, you will get the new card with very small credit limit. I got the new Active cash card with very small credit limit.
Wells Fargo Active Cash® Card: Spend $500 in First 3 Months Earn A $200 Cash Rewards Bonus
Thread created 04-05-2023 by EfficientGame645
+273 Score
597 Replies
658,393 Views
You could always use your banks bill pay system to send payments to WF. Might not be as fast but then you won't be limited.
Wells Fargo Active Cash® Card: Spend $500 in First 3 Months Earn A $200 Cash Rewards Bonus
Thread created 04-05-2023 by EfficientGame645
+273 Score
597 Replies
658,393 Views
While I agree ME isn't a great broker, if you're like most folks and just holding an IRA with shares of an index fund it's just as good as anywhere else, and provides significant benefits/bonuses- ...
Wells Fargo Active Cash® Card: Spend $500 in First 3 Months Earn A $200 Cash Rewards Bonus
Thread created 04-05-2023 by EfficientGame645
+273 Score
597 Replies
658,393 Views
thanks
Wells Fargo Active Cash® Card: Spend $500 in First 3 Months Earn A $200 Cash Rewards Bonus
Thread created 04-05-2023 by EfficientGame645
+273 Score
597 Replies
658,393 Views
So there's a couple perspectives for this-- if you're talking cards that provide some benefit to the travel itself, that's mainly the Amex Platinum card to get access to Centurion lounges... (also...
Wells Fargo Active Cash® Card: Spend $500 in First 3 Months Earn A $200 Cash Rewards Bonus
Thread created 04-05-2023 by EfficientGame645
+273 Score
597 Replies
658,393 Views
I have Penfed 2% cash back card on everything plus 0 foreign transaction fees which this card does not have.
Wells Fargo Active Cash® Card: Spend $500 in First 3 Months Earn A $200 Cash Rewards Bonus
Thread created 04-05-2023 by EfficientGame645
+273 Score
597 Replies
658,393 Views
Had Chase and Discover but wanted to get a spend card. Applied and got approved with a 7500 limit even though all my other cards are 10k+ and I have a 800 credit score. Maybe I'm a bit sassy but the...
Wells Fargo Active Cash® Card: Spend $500 in First 3 Months Earn A $200 Cash Rewards Bonus
Thread created 04-05-2023 by EfficientGame645
+273 Score
597 Replies
658,393 Views
Not sure if they allow any bank account -- I don't have any bank accounts linked but it might just be to WF checking accounts only
You can cash out any amount for a statement credit to the card...
Wells Fargo Active Cash® Card: Spend $500 in First 3 Months Earn A $200 Cash Rewards Bonus
Thread created 04-05-2023 by EfficientGame645
+273 Score
597 Replies
658,393 Views
Bank creditworthiness may be a consideration when you lend them money.
But, not really a consideration for a credit card when they lend you money.
So, in this case, I wouldn't care.
Wells Fargo Active Cash® Card: Spend $500 in First 3 Months Earn A $200 Cash Rewards Bonus
Thread created 04-05-2023 by EfficientGame645
+273 Score
597 Replies
658,393 Views
Goes to your rewards balance -- you can redeem for check or statement credit or use it on gift cards (they sometimes put GCs on sale)
...
Wells Fargo Active Cash® Card: Spend $500 in First 3 Months Earn A $200 Cash Rewards Bonus
Thread created 04-05-2023 by EfficientGame645
+273 Score
597 Replies
658,393 Views
Probably the "tons of stonks" made them think twice.
Wells Fargo Active Cash® Card: Spend $500 in First 3 Months Earn A $200 Cash Rewards Bonus
Thread created 04-05-2023 by EfficientGame645
+273 Score
597 Replies
658,393 Views
Tried applying & Wells Fargo is asking for income verification with last 2 paycheck stubs. WTF? Never ever had a bank ask for income or paycheck verification when applying for a credit card. 780...
Wells Fargo Active Cash® Card: Spend $500 in First 3 Months Earn A $200 Cash Rewards Bonus
Thread created 04-05-2023 by EfficientGame645
+273 Score
597 Replies
658,393 Views
Isn't there an option to check if pre-approved first before taking a ding at credit?
Wells Fargo Active Cash® Card: Spend $500 in First 3 Months Earn A $200 Cash Rewards Bonus
Thread created 04-05-2023 by EfficientGame645
+273 Score
597 Replies
658,393 Views
Tons- including both similar and potentially better ones previously mentioned throughout the thread.
https://www.doctorofcredit.com/best-current-credit-card-sign-bonuses/
Is a great resource...
Wells Fargo Active Cash® Card: Spend $500 in First 3 Months Earn A $200 Cash Rewards Bonus
Thread created 04-05-2023 by EfficientGame645
+273 Score
597 Replies
658,393 Views
Has anyone been able to get the card with the unemployed checked? I've been able to get credit cards at other banks being unemployed but I don't want to risk a hard hit to my credit score if they...
Wells Fargo Active Cash® Card: Spend $500 in First 3 Months Earn A $200 Cash Rewards Bonus
Thread created 04-05-2023 by EfficientGame645
+273 Score
597 Replies
658,393 Views
WF has eliminated the $25 minimum on rewards redemption on my account.
Wells Fargo Active Cash® Card: Spend $500 in First 3 Months Earn A $200 Cash Rewards Bonus
Thread created 04-05-2023 by EfficientGame645
+273 Score
597 Replies
658,393 Views
Now that most cell companies charge you extra if you pay your bill with a credit card I'm not sure the extra coverage the card gives you is much of a benefit anymore.
Wells Fargo Active Cash® Card: Spend $500 in First 3 Months Earn A $200 Cash Rewards Bonus
Thread created 04-05-2023 by EfficientGame645
+273 Score
597 Replies
658,393 Views
If you have sufficient status with BoA you can earn 3.5% plus the 2% exec via one of their VISA cards ($2500/quarter cap)
Or with a different VISA card (also no fee) you can earn 2.625% plus the...
Wells Fargo Active Cash® Card: Spend $500 in First 3 Months Earn A $200 Cash Rewards Bonus
Thread created 04-05-2023 by EfficientGame645
+273 Score
597 Replies
658,393 Views
I have this card for more than 1 year. Can I apply this card again to take advantage of 200?
Wells Fargo Active Cash® Card: Spend $500 in First 3 Months Earn A $200 Cash Rewards Bonus
Thread created 04-05-2023 by EfficientGame645
+273 Score
597 Replies
658,393 Views
Got rejected literally a minute after applying jajajaja 785 credit score here. I think they don't want to give out free money anymore
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