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+31 Score 92 Replies 48,862 Views
Post #163461611 added 05-12-2023 9:35 PM by TurboSri in Deal Talk
I opened an account a week ago to park some of my money, and I now see the APY as 4.85% (APR is 4.736%). Nice! It did take an additional couple of days for the funds to come out of hold; however,...
+31 Score 92 Replies 48,862 Views
Post #163052738 added 04-20-2023 6:53 PM by pidass15 in Deal Talk
I’m curious on this too, about to open a UFB. Guess there are complaints about customer service but I can’t remember when I’ve ever called my bank, guess it’s the old people
+31 Score 92 Replies 48,862 Views
Post #162926570 added 04-14-2023 10:42 AM by azad814 in Deal Talk
I would skip these and go for the 11 month no penalty CD at ALLY. I did that last month when it was 4.75 and that rate is locked. It is 4.25 now and that is still a great rate and you can access your...
+31 Score 92 Replies 48,862 Views
Post #163055408 added 04-20-2023 9:32 PM by supa2001 in Deal Talk
They will change product names and change the existing accounts to a very low interest rate. Check constantly if you do decide to go with them.
+31 Score 92 Replies 48,862 Views
Post #163049441 added 04-20-2023 3:29 PM by caymera in Deal Talk
Just buy T bills. No State and Local taxes
+31 Score 92 Replies 48,862 Views
Had the same thing happen to me. I have good credit and pulled my chex systems report to see if something was up. It barely had pulls on it. Oh well, their loss.
+31 Score 92 Replies 48,862 Views
Post #162932939 added 04-14-2023 4:25 PM by egkr in Deal Talk
the comments are scary though- canoeguy1 says March 22, 2023 at 7:57 pm Your money at Savebetter will be mixed with everyone else’s money into an “Omnibus” account. You won’t have an account...
+31 Score 92 Replies 48,862 Views
Post #162940046 added 04-15-2023 6:01 AM by wnpstm85 in Deal Talk
I was just complaining to someone about this. Ha
+31 Score 92 Replies 48,862 Views
Post #162854612 added 04-10-2023 4:45 PM by kqian111 in Deal Talk
The more I read into the fine print, it seems like the first $5000 has 0.25% interest and anything >$5000 has 4.75% APR. This is pretty sly and would mean you'd need over $75,000 balance to earn more...
+31 Score 92 Replies 48,862 Views
Post #162924641 added 04-14-2023 9:12 AM by iansp in Deal Talk
Can you let us know how to do it ? What symbols should I look for ?
+31 Score 92 Replies 48,862 Views
Post #162941924 added 04-15-2023 8:41 AM by jbstrom in Deal Talk
That's not what I'm talking about at all. I don't want to start that discussion... again... I'm simply talking about Marcus not letting you have your money. They'll make up rules as they go...
+31 Score 92 Replies 48,862 Views
Post #163050947 added 04-20-2023 5:00 PM by pineroad in Deal Talk
2 Millions per transaction/day
+31 Score 92 Replies 48,862 Views
Post #162756304 added 04-05-2023 7:25 PM by stemple in Deal Talk
Am I missing something here? Looks like a good rate. Would it be worth it to transfer from SoFi Checking (3.75%) to Cit Bank?
+31 Score 92 Replies 48,862 Views
Post #162970127 added 04-17-2023 6:05 AM by Dr. J in Deal Talk
Why would it? Roofs age, wear out, etc. Asphalt shingle roofs generally used to have a 25-30 year lifespan, which has now been elongated to more towards 50 years. Of course that depends on what...
+31 Score 92 Replies 48,862 Views
Post #163074767 added 04-21-2023 8:14 PM by SharpSink689 in Deal Talk
It looks like CIT is a division of First Citizens Bank, so does anyone know if it's possible to do transactions at a First Citizens Bank (brick and mortar branch)?
+31 Score 92 Replies 48,862 Views
Post #162842636 added 04-10-2023 6:06 AM by kaslee in Deal Talk
why isn't insurance paying for your Roof? Just curious.
+31 Score 92 Replies 48,862 Views
Post #162884612 added 04-12-2023 8:56 AM by aznboicn in Deal Talk
Applied last week, got declined. Called them and went through the service they get the reports from. Clean and had nothing on it. Applied again, declined again. No reasoning for declined, but it...
+31 Score 92 Replies 48,862 Views
Post #163041089 added 04-20-2023 9:02 AM by TekkenLord in Deal Talk
Goldman my ballSack
+31 Score 92 Replies 48,862 Views
Post #163042907 added 04-20-2023 10:15 AM by crablover2 in Deal Talk
Synchrony Bank has a 14mo CD for 5.15%. If you open a Synchrony CD, DO NOT fund it immediately. They have a 10 day(I think, can't remember exact) rate guarantee, but only if you haven't funded it...
+31 Score 92 Replies 48,862 Views
Post #162941411 added 04-15-2023 8:00 AM by UniqueDolphin9617 in Deal Talk
A little inconvenience for free money...I get it though
+31 Score 92 Replies 48,862 Views
Post #162944480 added 04-15-2023 11:49 AM by leland in Deal Talk
I'm WOW to this. Have links or instructions to more detailed writeup? I've been sticking to MMFs on Medge.
+31 Score 92 Replies 48,862 Views
Post #162902990 added 04-13-2023 7:54 AM by CoronaKid in Deal Talk
Thanks, yeah I thought that was the case.
+31 Score 92 Replies 48,862 Views
Post #162903014 added 04-13-2023 7:56 AM by CoronaKid in Deal Talk
Thanks for confirming. I had a feeling that was incorrect when I read the terms again but I just assumed he knew what he was talking about.
+31 Score 92 Replies 48,862 Views
Post #162842786 added 04-10-2023 6:19 AM by Fellblade16 in Deal Talk
Totally with you, I don't understand the logic of dropping your rate back down to nothing after the promo period only for me to close the account down. Seems like you could continue to offer it...
+31 Score 92 Replies 48,862 Views
Post #162866768 added 04-11-2023 9:52 AM by CoronaKid in Deal Talk
Ah, that explains the 4.65% I am getting. Oh well, still better that 99% of MMA out there right now. Thanks for the heads up. Very sly indeed.
+31 Score 92 Replies 48,862 Views
Post #163179767 added 04-27-2023 2:12 PM by 1kewldude in Deal Talk
It’s been about 6 business days and it hasn’t cleared. I should have just stuck to my SoFi account.
+31 Score 92 Replies 48,862 Views
Post #163130882 added 04-25-2023 7:40 AM by mattlaubach in Deal Talk
What’s your credit score?
+31 Score 92 Replies 48,862 Views
Post #163043108 added 04-20-2023 10:23 AM by thi3nd1a in Deal Talk
is there a limit with ACH transfer with CIT? i have Marcus (3.9%), Wealthfront (4.8% with promotion) and these are good for transferring assets.
+31 Score 92 Replies 48,862 Views
Post #163208093 added 04-29-2023 6:14 AM by Knockknock13 in Deal Talk
Becareful with this bank and other bank some reported in comments,its easy to hack your account, there security is so stupid that people can change their security phone number,they dis to my account...
+31 Score 92 Replies 48,862 Views
Post #162936968 added 04-14-2023 9:03 PM by OniEdge in Deal Talk
It just means that if you have less than $5,000, your rate is 0.25% APY. As soon as your account is over $5,000, it starts getting the 4.75% rate. So, just keep it over $5,000 to get the best rate. ...
+31 Score 92 Replies 48,862 Views
Post #163069790 added 04-21-2023 2:49 PM by shaolinwookie in Deal Talk
i would suggest ufb direct, they hve like a 4.81apy as well as a 4.7 monthly rate
+31 Score 92 Replies 48,862 Views
Post #163042295 added 04-20-2023 9:51 AM by dongd333 in Deal Talk
Horrible customer service, had trouble dealing with CIT every single time.
+31 Score 92 Replies 48,862 Views
Post #163057058 added 04-21-2023 1:01 AM by blahbooboo2 in Deal Talk
Already discussed above. I’d be skeptical of fdic insurance working properly given they pool your money into a single account. Not worth the risk
+31 Score 92 Replies 48,862 Views
Post #162925478 added 04-14-2023 9:50 AM by kqian111 in Deal Talk
Wrong. Read the fine print again, which I conveniently copy/pasted below. clearly says it's a tiered interest account and specifies the tiering. You only get the 4.75% on the marginal balance above...
+31 Score 92 Replies 48,862 Views
Post #162941651 added 04-15-2023 8:21 AM by Integra92 in Deal Talk
It's run by one of the most diversified-stable financial institutions in the US. Its not going to be a SVB situation. It's these banks that people run to when bank-runs happen
+31 Score 92 Replies 48,862 Views
Post #163041548 added 04-20-2023 9:21 AM by FancyCemetery8688 in Deal Talk
I don't think that's how that works. The reason I think that is when you increase your amount after the 5K I bet your 4.65% will stay the same. I just switched from Capital One 3.5% and felt like...
+31 Score 92 Replies 48,862 Views
Post #163085375 added 04-22-2023 2:31 PM by krnprogamer in Deal Talk
I'm tired of opening new accounts to transfer funds...soon I'm going to have an account open in every single online bank institutes...
+31 Score 92 Replies 48,862 Views
Post #163085600 added 04-22-2023 2:47 PM by JayC3270 in Deal Talk
Thank you for your recent application for a CIT Bank account. We regret to inform you that after a thorough review of your application, we have elected to not open a bank account for you at this...
+31 Score 92 Replies 48,862 Views
Post #162898226 added 04-12-2023 10:52 PM by PocketsThick in Deal Talk
The process is super simple. You can make a new account while logged into your current account. It will ask you during the new account if you'd like to fund it with your old fund's balance. But...
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