CIT Bank Platinum Savings: Earn up to 4.75% APY*
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Thread created 04-05-2023 by EfficientGame645
+31 Score
92 Replies
48,862 Views
I opened an account a week ago to park some of my money, and I now see the APY as 4.85% (APR is 4.736%).
Nice!
It did take an additional couple of days for the funds to come out of hold; however,...
CIT Bank Platinum Savings: Earn up to 4.75% APY*
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Thread created 04-05-2023 by EfficientGame645
+31 Score
92 Replies
48,862 Views
I’m curious on this too, about to open a UFB. Guess there are complaints about customer service but I can’t remember when I’ve ever called my bank, guess it’s the old people
CIT Bank Platinum Savings: Earn up to 4.75% APY*
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Thread created 04-05-2023 by EfficientGame645
+31 Score
92 Replies
48,862 Views
I would skip these and go for the 11 month no penalty CD at ALLY. I did that last month when it was 4.75 and that rate is locked. It is 4.25 now and that is still a great rate and you can access your...
CIT Bank Platinum Savings: Earn up to 4.75% APY*
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Thread created 04-05-2023 by EfficientGame645
+31 Score
92 Replies
48,862 Views
They will change product names and change the existing accounts to a very low interest rate. Check constantly if you do decide to go with them.
CIT Bank Platinum Savings: Earn up to 4.75% APY*
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Thread created 04-05-2023 by EfficientGame645
+31 Score
92 Replies
48,862 Views
Just buy T bills. No State and Local taxes
CIT Bank Platinum Savings: Earn up to 4.75% APY*
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Thread created 04-05-2023 by EfficientGame645
+31 Score
92 Replies
48,862 Views
Had the same thing happen to me. I have good credit and pulled my chex systems report to see if something was up. It barely had pulls on it. Oh well, their loss.
CIT Bank Platinum Savings: Earn up to 4.75% APY*
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Thread created 04-05-2023 by EfficientGame645
+31 Score
92 Replies
48,862 Views
the comments are scary though-
canoeguy1 says
March 22, 2023 at 7:57 pm
Your money at Savebetter will be mixed with everyone else’s money into an “Omnibus” account. You won’t have an account...
CIT Bank Platinum Savings: Earn up to 4.75% APY*
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Thread created 04-05-2023 by EfficientGame645
+31 Score
92 Replies
48,862 Views
I was just complaining to someone about this. Ha
CIT Bank Platinum Savings: Earn up to 4.75% APY*
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Thread created 04-05-2023 by EfficientGame645
+31 Score
92 Replies
48,862 Views
The more I read into the fine print, it seems like the first $5000 has 0.25% interest and anything >$5000 has 4.75% APR. This is pretty sly and would mean you'd need over $75,000 balance to earn more...
CIT Bank Platinum Savings: Earn up to 4.75% APY*
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Thread created 04-05-2023 by EfficientGame645
+31 Score
92 Replies
48,862 Views
Can you let us know how to do it ? What symbols should I look for ?
CIT Bank Platinum Savings: Earn up to 4.75% APY*
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Thread created 04-05-2023 by EfficientGame645
+31 Score
92 Replies
48,862 Views
That's not what I'm talking about at all. I don't want to start that discussion... again...
I'm simply talking about Marcus not letting you have your money. They'll make up rules as they go...
CIT Bank Platinum Savings: Earn up to 4.75% APY*
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Thread created 04-05-2023 by EfficientGame645
+31 Score
92 Replies
48,862 Views
2 Millions per transaction/day
CIT Bank Platinum Savings: Earn up to 4.75% APY*
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Thread created 04-05-2023 by EfficientGame645
+31 Score
92 Replies
48,862 Views
Am I missing something here? Looks like a good rate. Would it be worth it to transfer from SoFi Checking (3.75%) to Cit Bank?
CIT Bank Platinum Savings: Earn up to 4.75% APY*
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Thread created 04-05-2023 by EfficientGame645
+31 Score
92 Replies
48,862 Views
Why would it? Roofs age, wear out, etc. Asphalt shingle roofs generally used to have a 25-30 year lifespan, which has now been elongated to more towards 50 years. Of course that depends on what...
CIT Bank Platinum Savings: Earn up to 4.75% APY*
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Thread created 04-05-2023 by EfficientGame645
+31 Score
92 Replies
48,862 Views
It looks like CIT is a division of First Citizens Bank, so does anyone know if it's possible to do transactions at a First Citizens Bank (brick and mortar branch)?
CIT Bank Platinum Savings: Earn up to 4.75% APY*
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Thread created 04-05-2023 by EfficientGame645
+31 Score
92 Replies
48,862 Views
why isn't insurance paying for your Roof? Just curious.
CIT Bank Platinum Savings: Earn up to 4.75% APY*
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Thread created 04-05-2023 by EfficientGame645
+31 Score
92 Replies
48,862 Views
Applied last week, got declined.
Called them and went through the service they get the reports from.
Clean and had nothing on it. Applied again, declined again.
No reasoning for declined, but it...
CIT Bank Platinum Savings: Earn up to 4.75% APY*
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Thread created 04-05-2023 by EfficientGame645
+31 Score
92 Replies
48,862 Views
Goldman my ballSack
CIT Bank Platinum Savings: Earn up to 4.75% APY*
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Thread created 04-05-2023 by EfficientGame645
+31 Score
92 Replies
48,862 Views
Synchrony Bank has a 14mo CD for 5.15%. If you open a Synchrony CD, DO NOT fund it immediately. They have a 10 day(I think, can't remember exact) rate guarantee, but only if you haven't funded it...
CIT Bank Platinum Savings: Earn up to 4.75% APY*
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Thread created 04-05-2023 by EfficientGame645
+31 Score
92 Replies
48,862 Views
A little inconvenience for free money...I get it though
CIT Bank Platinum Savings: Earn up to 4.75% APY*
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Thread created 04-05-2023 by EfficientGame645
+31 Score
92 Replies
48,862 Views
I'm WOW to this. Have links or instructions to more detailed writeup? I've been sticking to MMFs on Medge.
CIT Bank Platinum Savings: Earn up to 4.75% APY*
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Thread created 04-05-2023 by EfficientGame645
+31 Score
92 Replies
48,862 Views
Thanks, yeah I thought that was the case.
CIT Bank Platinum Savings: Earn up to 4.75% APY*
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Thread created 04-05-2023 by EfficientGame645
+31 Score
92 Replies
48,862 Views
Thanks for confirming. I had a feeling that was incorrect when I read the terms again but I just assumed he knew what he was talking about.
CIT Bank Platinum Savings: Earn up to 4.75% APY*
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Thread created 04-05-2023 by EfficientGame645
+31 Score
92 Replies
48,862 Views
Totally with you, I don't understand the logic of dropping your rate back down to nothing after the promo period only for me to close the account down. Seems like you could continue to offer it...
CIT Bank Platinum Savings: Earn up to 4.75% APY*
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Thread created 04-05-2023 by EfficientGame645
+31 Score
92 Replies
48,862 Views
Ah, that explains the 4.65% I am getting. Oh well, still better that 99% of MMA out there right now. Thanks for the heads up. Very sly indeed.
CIT Bank Platinum Savings: Earn up to 4.75% APY*
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Thread created 04-05-2023 by EfficientGame645
+31 Score
92 Replies
48,862 Views
It’s been about 6 business days and it hasn’t cleared.
I should have just stuck to my SoFi account.
CIT Bank Platinum Savings: Earn up to 4.75% APY*
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Thread created 04-05-2023 by EfficientGame645
+31 Score
92 Replies
48,862 Views
What’s your credit score?
CIT Bank Platinum Savings: Earn up to 4.75% APY*
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Thread created 04-05-2023 by EfficientGame645
+31 Score
92 Replies
48,862 Views
is there a limit with ACH transfer with CIT? i have Marcus (3.9%), Wealthfront (4.8% with promotion) and these are good for transferring assets.
CIT Bank Platinum Savings: Earn up to 4.75% APY*
Expired
Thread created 04-05-2023 by EfficientGame645
+31 Score
92 Replies
48,862 Views
Becareful with this bank and other bank some reported in comments,its easy to hack your account, there security is so stupid that people can change their security phone number,they dis to my account...
CIT Bank Platinum Savings: Earn up to 4.75% APY*
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Thread created 04-05-2023 by EfficientGame645
+31 Score
92 Replies
48,862 Views
It just means that if you have less than $5,000, your rate is 0.25% APY. As soon as your account is over $5,000, it starts getting the 4.75% rate. So, just keep it over $5,000 to get the best rate.
...
CIT Bank Platinum Savings: Earn up to 4.75% APY*
Expired
Thread created 04-05-2023 by EfficientGame645
+31 Score
92 Replies
48,862 Views
i would suggest ufb direct, they hve like a 4.81apy as well as a 4.7 monthly rate
CIT Bank Platinum Savings: Earn up to 4.75% APY*
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Thread created 04-05-2023 by EfficientGame645
+31 Score
92 Replies
48,862 Views
Horrible customer service, had trouble dealing with CIT every single time.
CIT Bank Platinum Savings: Earn up to 4.75% APY*
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Thread created 04-05-2023 by EfficientGame645
+31 Score
92 Replies
48,862 Views
Already discussed above. I’d be skeptical of fdic insurance working properly given they pool your money into a single account. Not worth the risk
CIT Bank Platinum Savings: Earn up to 4.75% APY*
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Thread created 04-05-2023 by EfficientGame645
+31 Score
92 Replies
48,862 Views
Wrong. Read the fine print again, which I conveniently copy/pasted below. clearly says it's a tiered interest account and specifies the tiering. You only get the 4.75% on the marginal balance above...
CIT Bank Platinum Savings: Earn up to 4.75% APY*
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Thread created 04-05-2023 by EfficientGame645
+31 Score
92 Replies
48,862 Views
It's run by one of the most diversified-stable financial institutions in the US. Its not going to be a SVB situation. It's these banks that people run to when bank-runs happen
CIT Bank Platinum Savings: Earn up to 4.75% APY*
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Thread created 04-05-2023 by EfficientGame645
+31 Score
92 Replies
48,862 Views
I don't think that's how that works. The reason I think that is when you increase your amount after the 5K I bet your 4.65% will stay the same.
I just switched from Capital One 3.5% and felt like...
CIT Bank Platinum Savings: Earn up to 4.75% APY*
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Thread created 04-05-2023 by EfficientGame645
+31 Score
92 Replies
48,862 Views
I'm tired of opening new accounts to transfer funds...soon I'm going to have an account open in every single online bank institutes...
CIT Bank Platinum Savings: Earn up to 4.75% APY*
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Thread created 04-05-2023 by EfficientGame645
+31 Score
92 Replies
48,862 Views
Thank you for your recent application for a CIT Bank account. We regret to inform you that after a thorough review of your application, we have elected to not open a bank account for you at this...
CIT Bank Platinum Savings: Earn up to 4.75% APY*
Expired
Thread created 04-05-2023 by EfficientGame645
+31 Score
92 Replies
48,862 Views
The process is super simple. You can make a new account while logged into your current account. It will ask you during the new account if you'd like to fund it with your old fund's balance. But...
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