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CIT Bank Platinum Savings: Earn up to 4.75% APY*
Expired
Thread created 04-05-2023 by EfficientGame645
+31 Score 92 Replies 43,549 Views
Post #163461611 added 05-12-2023 9:35 PM by TurboSri in Deal Talk
I opened an account a week ago to park some of my money, and I now see the APY as 4.85% (APR is 4.736%). Nice! It did take an additional couple of days for the funds to come out of hold; however,...
CIT Bank Platinum Savings: Earn up to 4.75% APY*
Expired
Thread created 04-05-2023 by EfficientGame645
+31 Score 92 Replies 43,549 Views
Post #162936968 added 04-14-2023 9:03 PM by OniEdge in Deal Talk
It just means that if you have less than $5,000, your rate is 0.25% APY. As soon as your account is over $5,000, it starts getting the 4.75% rate. So, just keep it over $5,000 to get the best rate. ...
CIT Bank Platinum Savings: Earn up to 4.75% APY*
Expired
Thread created 04-05-2023 by EfficientGame645
+31 Score 92 Replies 43,549 Views
Post #163041380 added 04-20-2023 9:14 AM by FireDragonMule in Deal Talk
How does this compare to UFB, which offers 4.81% APY or CFG bank which offers 5.15% APY.
CIT Bank Platinum Savings: Earn up to 4.75% APY*
Expired
Thread created 04-05-2023 by EfficientGame645
+31 Score 92 Replies 43,549 Views
Post #163042907 added 04-20-2023 10:15 AM by crablover2 in Deal Talk
Synchrony Bank has a 14mo CD for 5.15%. If you open a Synchrony CD, DO NOT fund it immediately. They have a 10 day(I think, can't remember exact) rate guarantee, but only if you haven't funded it...
CIT Bank Platinum Savings: Earn up to 4.75% APY*
Expired
Thread created 04-05-2023 by EfficientGame645
+31 Score 92 Replies 43,549 Views
Post #163043000 added 04-20-2023 10:19 AM by dormat029 in Deal Talk
It states "on balances" less than 5k. Balance in banking is the amount in an account. If it said "on amounts" less than 5k then your reading would be accurate. Also, I have this account and can...
CIT Bank Platinum Savings: Earn up to 4.75% APY*
Expired
Thread created 04-05-2023 by EfficientGame645
+31 Score 92 Replies 43,549 Views
Post #163043108 added 04-20-2023 10:23 AM by thi3nd1a in Deal Talk
is there a limit with ACH transfer with CIT? i have Marcus (3.9%), Wealthfront (4.8% with promotion) and these are good for transferring assets.
CIT Bank Platinum Savings: Earn up to 4.75% APY*
Expired
Thread created 04-05-2023 by EfficientGame645
+31 Score 92 Replies 43,549 Views
Post #163045793 added 04-20-2023 12:22 PM by ArmchairQB in Deal Talk
Really have been happy with Sofi so far, but another .75 is a pretty big incentive to leave.
CIT Bank Platinum Savings: Earn up to 4.75% APY*
Expired
Thread created 04-05-2023 by EfficientGame645
+31 Score 92 Replies 43,549 Views
Post #163069790 added 04-21-2023 2:49 PM by shaolinwookie in Deal Talk
i would suggest ufb direct, they hve like a 4.81apy as well as a 4.7 monthly rate
CIT Bank Platinum Savings: Earn up to 4.75% APY*
Expired
Thread created 04-05-2023 by EfficientGame645
+31 Score 92 Replies 43,549 Views
Post #162940715 added 04-15-2023 6:56 AM by jbstrom in Deal Talk
I have the big three frozen and I successfully opened one a couple weeks ago. I think they use Chex which can be bad for many folks with too many accounts open.
CIT Bank Platinum Savings: Earn up to 4.75% APY*
Expired
Thread created 04-05-2023 by EfficientGame645
+31 Score 92 Replies 43,549 Views
Post #162940826 added 04-15-2023 7:09 AM by jbstrom in Deal Talk
I wouldn't recommend Marcus at all. Read reviews about them anywhere else and believe them - I know.
CIT Bank Platinum Savings: Earn up to 4.75% APY*
Expired
Thread created 04-05-2023 by EfficientGame645
+31 Score 92 Replies 43,549 Views
Post #162941411 added 04-15-2023 8:00 AM by UniqueDolphin9617 in Deal Talk
A little inconvenience for free money...I get it though
CIT Bank Platinum Savings: Earn up to 4.75% APY*
Expired
Thread created 04-05-2023 by EfficientGame645
+31 Score 92 Replies 43,549 Views
Post #162944480 added 04-15-2023 11:49 AM by leland in Deal Talk
I'm WOW to this. Have links or instructions to more detailed writeup? I've been sticking to MMFs on Medge.
CIT Bank Platinum Savings: Earn up to 4.75% APY*
Expired
Thread created 04-05-2023 by EfficientGame645
+31 Score 92 Replies 43,549 Views
Post #163042316 added 04-20-2023 9:52 AM by phewry in Deal Talk
https://www.ufbdirect.com/Savings/ufb-premier-savings Or this?
CIT Bank Platinum Savings: Earn up to 4.75% APY*
Expired
Thread created 04-05-2023 by EfficientGame645
+31 Score 92 Replies 43,549 Views
Post #163042325 added 04-20-2023 9:52 AM by dongd333 in Deal Talk
Marcus beats CIT in every aspects! Stay away from CIT
CIT Bank Platinum Savings: Earn up to 4.75% APY*
Expired
Thread created 04-05-2023 by EfficientGame645
+31 Score 92 Replies 43,549 Views
Post #163046342 added 04-20-2023 12:48 PM by dewski in Deal Talk
Opened my CIT account....took all of 5 minutes. Will be moving funds from Citi and earning almost 1% more. :)
CIT Bank Platinum Savings: Earn up to 4.75% APY*
Expired
Thread created 04-05-2023 by EfficientGame645
+31 Score 92 Replies 43,549 Views
Post #163050947 added 04-20-2023 5:00 PM by pineroad in Deal Talk
2 Millions per transaction/day
CIT Bank Platinum Savings: Earn up to 4.75% APY*
Expired
Thread created 04-05-2023 by EfficientGame645
+31 Score 92 Replies 43,549 Views
Post #162924290 added 04-14-2023 8:56 AM by ECartman in Deal Talk
Vio Bank is at 4.77%, no minimum, in their Cornerstone Money Market. And they constantly adjust up the rate ... no need to open a new account all the time. They have been near the top of rates...
CIT Bank Platinum Savings: Earn up to 4.75% APY*
Expired
Thread created 04-05-2023 by EfficientGame645
+31 Score 92 Replies 43,549 Views
Post #163074635 added 04-21-2023 8:03 PM by suednim in Deal Talk
I closed my CIT acct. Impossible to get thru to them when needed. Many other alternatives. Also, Cap1 the same problems as mentioned above with them "playing games" with old accts. having rate...
CIT Bank Platinum Savings: Earn up to 4.75% APY*
Expired
Thread created 04-05-2023 by EfficientGame645
+31 Score 92 Replies 43,549 Views
Post #163041008 added 04-20-2023 8:57 AM by pug_ster in Deal Talk
Now they have this savings plan. I pulled out money from them 2 months ago when their interest rate was .25%
CIT Bank Platinum Savings: Earn up to 4.75% APY*
Expired
Thread created 04-05-2023 by EfficientGame645
+31 Score 92 Replies 43,549 Views
Post #163052738 added 04-20-2023 6:53 PM by pidass15 in Deal Talk
I’m curious on this too, about to open a UFB. Guess there are complaints about customer service but I can’t remember when I’ve ever called my bank, guess it’s the old people
CIT Bank Platinum Savings: Earn up to 4.75% APY*
Expired
Thread created 04-05-2023 by EfficientGame645
+31 Score 92 Replies 43,549 Views
Post #163090838 added 04-22-2023 9:09 PM by TheMasterPrankCaller in Deal Talk
Had the same thing happen to me. I have good credit and pulled my chex systems report to see if something was up. It barely had pulls on it. Oh well, their loss.
CIT Bank Platinum Savings: Earn up to 4.75% APY*
Expired
Thread created 04-05-2023 by EfficientGame645
+31 Score 92 Replies 43,549 Views
Post #163040771 added 04-05-2023 2:22 PM by megakimcheelove in Deal Talk
CIT Bank, our partner, offers the following benefits with their Platinum Savings account. Thanks to staff member EfficientGame645 for finding this deal. Must have a minimum daily balance of...
CIT Bank Platinum Savings: Earn up to 4.75% APY*
Expired
Thread created 04-05-2023 by EfficientGame645
+31 Score 92 Replies 43,549 Views
Post #162854612 added 04-10-2023 4:45 PM by kqian111 in Deal Talk
The more I read into the fine print, it seems like the first $5000 has 0.25% interest and anything >$5000 has 4.75% APR. This is pretty sly and would mean you'd need over $75,000 balance to earn more...
CIT Bank Platinum Savings: Earn up to 4.75% APY*
Expired
Thread created 04-05-2023 by EfficientGame645
+31 Score 92 Replies 43,549 Views
Post #162902990 added 04-13-2023 7:54 AM by CoronaKid in Deal Talk
Thanks, yeah I thought that was the case.
CIT Bank Platinum Savings: Earn up to 4.75% APY*
Expired
Thread created 04-05-2023 by EfficientGame645
+31 Score 92 Replies 43,549 Views
Post #162903014 added 04-13-2023 7:56 AM by CoronaKid in Deal Talk
Thanks for confirming. I had a feeling that was incorrect when I read the terms again but I just assumed he knew what he was talking about.
CIT Bank Platinum Savings: Earn up to 4.75% APY*
Expired
Thread created 04-05-2023 by EfficientGame645
+31 Score 92 Replies 43,549 Views
Post #162925967 added 04-14-2023 10:13 AM by RowdyReptile in Deal Talk
I had CIT savings from 2019-2021 but they kept lowering the rate, bottoming out at 0.4%. Now I'm intrigued by SaveBetter.com, a portal that lets you easily switch between a variety of credit...
CIT Bank Platinum Savings: Earn up to 4.75% APY*
Expired
Thread created 04-05-2023 by EfficientGame645
+31 Score 92 Replies 43,549 Views
Post #162930545 added 04-14-2023 2:07 PM by timp in Deal Talk
Thank you, I've been looking for something like this for months! I've had CIT bank since their last promotional interest deal, until I realized that they suddenly dropped their interest from 4% to...
CIT Bank Platinum Savings: Earn up to 4.75% APY*
Expired
Thread created 04-05-2023 by EfficientGame645
+31 Score 92 Replies 43,549 Views
Post #162932939 added 04-14-2023 4:25 PM by egkr in Deal Talk
the comments are scary though- canoeguy1 says March 22, 2023 at 7:57 pm Your money at Savebetter will be mixed with everyone else’s money into an “Omnibus” account. You won’t have an account...
CIT Bank Platinum Savings: Earn up to 4.75% APY*
Expired
Thread created 04-05-2023 by EfficientGame645
+31 Score 92 Replies 43,549 Views
Post #162842786 added 04-10-2023 6:19 AM by Fellblade16 in Deal Talk
Totally with you, I don't understand the logic of dropping your rate back down to nothing after the promo period only for me to close the account down. Seems like you could continue to offer it...
CIT Bank Platinum Savings: Earn up to 4.75% APY*
Expired
Thread created 04-05-2023 by EfficientGame645
+31 Score 92 Replies 43,549 Views
Post #162866768 added 04-11-2023 9:52 AM by CoronaKid in Deal Talk
Ah, that explains the 4.65% I am getting. Oh well, still better that 99% of MMA out there right now. Thanks for the heads up. Very sly indeed.
CIT Bank Platinum Savings: Earn up to 4.75% APY*
Expired
Thread created 04-05-2023 by EfficientGame645
+31 Score 92 Replies 43,549 Views
Post #162880349 added 04-12-2023 2:42 AM by dave2157 in Deal Talk
Where did you see these transfer limits? I’m having trouble finding it on their website.
CIT Bank Platinum Savings: Earn up to 4.75% APY*
Expired
Thread created 04-05-2023 by EfficientGame645
+31 Score 92 Replies 43,549 Views
Post #162924641 added 04-14-2023 9:12 AM by iansp in Deal Talk
Can you let us know how to do it ? What symbols should I look for ?
CIT Bank Platinum Savings: Earn up to 4.75% APY*
Expired
Thread created 04-05-2023 by EfficientGame645
+31 Score 92 Replies 43,549 Views
Post #162867428 added 04-11-2023 10:24 AM by kqian111 in Deal Talk
I think the interest is really dependent on how much you put with them. If you only put 5000, then your interest will be 0.25 and go up linearly from there
CIT Bank Platinum Savings: Earn up to 4.75% APY*
Expired
Thread created 04-05-2023 by EfficientGame645
+31 Score 92 Replies 43,549 Views
Post #162868082 added 04-11-2023 10:58 AM by paulsaz in Deal Talk
4.65% compounded daily is a yearly return of 4.75%.
CIT Bank Platinum Savings: Earn up to 4.75% APY*
Expired
Thread created 04-05-2023 by EfficientGame645
+31 Score 92 Replies 43,549 Views
Post #162883766 added 04-12-2023 8:14 AM by dragontales in Deal Talk
Applied and got rejected for no reason lol. Now I'm feeling inadequate. Screw CIT I'm moving on.
CIT Bank Platinum Savings: Earn up to 4.75% APY*
Expired
Thread created 04-05-2023 by EfficientGame645
+31 Score 92 Replies 43,549 Views
Post #162842636 added 04-10-2023 6:06 AM by kaslee in Deal Talk
why isn't insurance paying for your Roof? Just curious.
CIT Bank Platinum Savings: Earn up to 4.75% APY*
Expired
Thread created 04-05-2023 by EfficientGame645
+31 Score 92 Replies 43,549 Views
Post #162926540 added 04-14-2023 10:41 AM by Sparkiekun in Deal Talk
Yeah, I JUST opened a savings connect also -_-. Also FYI , they're merging with First Citizen bank in June/July.
CIT Bank Platinum Savings: Earn up to 4.75% APY*
Expired
Thread created 04-05-2023 by EfficientGame645
+31 Score 92 Replies 43,549 Views
Post #162926570 added 04-14-2023 10:42 AM by azad814 in Deal Talk
I would skip these and go for the 11 month no penalty CD at ALLY. I did that last month when it was 4.75 and that rate is locked. It is 4.25 now and that is still a great rate and you can access your...
CIT Bank Platinum Savings: Earn up to 4.75% APY*
Expired
Thread created 04-05-2023 by EfficientGame645
+31 Score 92 Replies 43,549 Views
Post #162938081 added 04-14-2023 11:43 PM by magic168 in Deal Talk
I'm not quite sure why you're being so adamant that it's tiered. It's NOT tiered. Look at the graphic on this page: https://www.cit.com/cit-bank/bank/savings/platinum-savings-account It clearly...
CIT Bank Platinum Savings: Earn up to 4.75% APY*
Expired
Thread created 04-05-2023 by EfficientGame645
+31 Score 92 Replies 43,549 Views
Post #162942203 added 04-15-2023 9:03 AM by iansp in Deal Talk
Goldman Sucks ....not Sacs 😃
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