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+108 Score 541 Replies 271,334 Views
Post #163408346 added 05-10-2023 10:27 AM by fobfromhtown in Deal Talk
Can someone help me decipher why I got declined? Chase said "We based our decision on the following reason(s): Obligations too high relative to income" but then "Here are the key factors that...
+108 Score 541 Replies 271,334 Views
Post #163409024 added 05-10-2023 11:00 AM by vksduser in Deal Talk
do you have - debts are substantially higher than the income you bring in
+108 Score 541 Replies 271,334 Views
Post #163401002 added 05-09-2023 10:35 PM by ctbear in Deal Talk
How do you add the card to your virtual wallet if you haven't received any info on it yet?
+108 Score 541 Replies 271,334 Views
Post #163401035 added 05-09-2023 10:40 PM by ejvyas in Deal Talk
Through Chase app.
+108 Score 541 Replies 271,334 Views
Post #163401053 added 05-09-2023 10:42 PM by ejvyas in Deal Talk
No, I tried but doesn't hurt trying in your local branch
+108 Score 541 Replies 271,334 Views
Post #163401158 added 05-09-2023 10:53 PM by geocacher99 in Deal Talk
Thank you, I see it!
+108 Score 541 Replies 271,334 Views
Post #163401485 added 05-09-2023 11:29 PM by ideazinfinite in Deal Talk
Probably a stupid question but will ask away. Could one get this if they already have the reserve?
+108 Score 541 Replies 271,334 Views
Post #163696073 added 05-25-2023 7:30 PM by JorgonVonMuckter in Deal Talk
Dang. The Points Guy had on their website that this deal was good until 5/25…I guess until 5/25 is different than through 5/25.
+108 Score 541 Replies 271,334 Views
Post #163647950 added 05-23-2023 10:51 AM by dabomb156 in Deal Talk
I've heard this is the best credit card, but I don't want to fuss with all the points and points transfers, was thinking of just getting the Citi double points where you get 2% on everything, easier...
+108 Score 541 Replies 271,334 Views
Post #163650107 added 05-23-2023 12:38 PM by Kevfactor in Deal Talk
I just got a tv lol. Curious Do you think I could transfer one credit card to the other and get the points? I got 20k with citi whatever that means lol. If that works with transferring balances why...
+108 Score 541 Replies 271,334 Views
Post #163652753 added 05-23-2023 3:09 PM by Tokar in Deal Talk
First off, you have to be a traveler to really get the full benefit of this card. Then, you have to look at this card as essentially a 1 year card wherein you will get 80,000 points (or 90,000, with...
+108 Score 541 Replies 271,334 Views
Post #163652357 added 05-23-2023 2:44 PM by tdk721 in Deal Talk
Question on the annual 50$ hotel credit - Will you get it if you book a hotel using only points through the portal?
+108 Score 541 Replies 271,334 Views
Post #163652372 added 05-23-2023 2:45 PM by airforce1s in Deal Talk
Experian
+108 Score 541 Replies 271,334 Views
Post #163577543 added 05-19-2023 9:38 AM by vksduser in Deal Talk
its 25% more if you book for travel from chase travel portal, check it out also you get 2 points for your $4000 travel purchase
+108 Score 541 Replies 271,334 Views
Post #163579025 added 05-19-2023 10:42 AM by Fanime in Deal Talk
Referral 80k online deal is ending on the 25th. The links usually last a little longer but still. Get the apps in now.
+108 Score 541 Replies 271,334 Views
Post #163583339 added 05-19-2023 2:13 PM by SeriousShow5648 in Deal Talk
If you applied within 30 days of when this promo started. Which I believe was 4/20 (lolz), they should honor the the current promo and add the additional points. I asked about it because I was upset...
+108 Score 541 Replies 271,334 Views
Post #163587107 added 05-19-2023 5:46 PM by pyroskater85 in Deal Talk
Two questions: 1. Can I move the credit limit from the sapphire preferred to freedom unlimited and back? 2. If they've never raised the current credit limit on the freedom unlimited (on their...
+108 Score 541 Replies 271,334 Views
Post #163587842 added 05-19-2023 6:33 PM by Knightshade in Deal Talk
Downgrades don't get you new card bonuses, so you'd need to do the flex signup bonus first- then you could downgrade the sapphire to a second freedom card later (which would give you a second...
+108 Score 541 Replies 271,334 Views
Post #163629398 added 05-22-2023 11:40 AM by bluebird1002 in Deal Talk
Bonus points applicable to new application only. Not for product change.
+108 Score 541 Replies 271,334 Views
Post #163716440 added 05-26-2023 8:56 PM by crownline266 in Deal Talk
Oh, that's right! Thanks!
+108 Score 541 Replies 271,334 Views
Post #163654529 added 05-23-2023 4:59 PM by Knightshade in Deal Talk
This is objectively wrong. Hyatt for example routinely offers you north of 2 cents a point with transfers, meaning 90k points can easily approach $2000 (or more for some properties) in cash...
+108 Score 541 Replies 271,334 Views
Post #163655042 added 05-23-2023 5:28 PM by Tokar in Deal Talk
I have no loyalty to hotels or airlines. I always buy what is cheapest (and I'm sure I'm not alone in that sentiment). Using points with a hotel group is always a challenge because you have to find a...
+108 Score 541 Replies 271,334 Views
Post #163655168 added 05-23-2023 5:38 PM by crimsonroses in Deal Talk
I can use someone's link provided we split the monies as statement credit. Not sure whose trustworthy enough though? lol
+108 Score 541 Replies 271,334 Views
Post #163656905 added 05-23-2023 7:28 PM by Knightshade in Deal Talk
I mean, to maximize it 100%, sure... but it's easy to get over $550 in value without it. So you're saying you do NOT already have global entry or precheck? Because I fly a decent bit...
+108 Score 541 Replies 271,334 Views
Post #163657148 added 05-23-2023 7:47 PM by derter1 in Deal Talk
Have sapphire preferred, got denied for sapphire reserve. How do people get both? You have wait two year in between or is better to upgrade to reserve?
+108 Score 541 Replies 271,334 Views
Post #163583027 added 05-19-2023 1:59 PM by MooseBaby11 in Deal Talk
does anyone know if you can take the 80,000 bonus points and cash out to ur savings/bank account? also DO you have to spend $4000 or can you still get a good amount of points by spending like...
+108 Score 541 Replies 271,334 Views
Post #163648478 added 05-23-2023 11:16 AM by preetam1030 in Deal Talk
You can make up a lot of the annual fee with their Hotel Credits, Doordash membership, GoPuff credits, etc.
+108 Score 541 Replies 271,334 Views
Post #163656053 added 05-23-2023 6:35 PM by Tokar in Deal Talk
A lot of conditions need to be met for you to make the most of this card: You can't already have Global Entry. If you already have it, it is a wasted $100 credit that helps to offset the $550 fee....
+108 Score 541 Replies 271,334 Views
Post #163658651 added 05-23-2023 9:32 PM by 1453191819231991 in Deal Talk
What bureau/s did they pull from for you?
+108 Score 541 Replies 271,334 Views
Post #163665017 added 05-24-2023 9:12 AM by Dr. J in Deal Talk
*Marriott has appx. 6 times as many properties as Hyatt. So, for availability, Marriott points might be valuable.
+108 Score 541 Replies 271,334 Views
Post #163602437 added 05-20-2023 5:52 PM by slimwantsfat in Deal Talk
Spoke with CSR at branch, you must have neither preferred nor reserved for at least 2 years. Otherwise, no bonos for any signup bonuses.
+108 Score 541 Replies 271,334 Views
Post #163605710 added 05-20-2023 10:29 PM by LtChonky in Deal Talk
My friend referred me but the referral page says nothing about me getting a 15k referral bonus. Are we supposed to see any messaging about that? Don't want to sign up with her referral only to find...
+108 Score 541 Replies 271,334 Views
Post #163615346 added 05-21-2023 3:06 PM by terrywang903 in Deal Talk
I put 4000 on ez pass
+108 Score 541 Replies 271,334 Views
Post #163616819 added 05-21-2023 5:03 PM by asterx in Deal Talk
Yes, you downgrade preferable before the renewal. I did right after and they refunded the fee. You can still use the card after that it is just going to be different card with different benefits.
+108 Score 541 Replies 271,334 Views
Post #163619042 added 05-21-2023 8:04 PM by Knightshade in Deal Talk
You get charged the first fee almost immediately. Once the 2nd one posts in a year you can downgrade or cancel (downgrading is usually a better idea in most, but not all, cases). (also using...
+108 Score 541 Replies 271,334 Views
Post #163580228 added 05-19-2023 11:36 AM by Flynt_Flossy in Deal Talk
Hi everyone. If I applied to a Chase card and got denied due to "high debt relative to income", could I re-apply in 30 days to try again as long as I paid some of the CC amounts I owe? Here is...
+108 Score 541 Replies 271,334 Views
Post #163580051 added 05-19-2023 11:28 AM by ideazinfinite in Deal Talk
What are my options to get some of this bonus as someone who already has Sapphire Reserve?
+108 Score 541 Replies 271,334 Views
Post #163595402 added 05-20-2023 8:33 AM by last-shadow in Deal Talk
So I have this offer on my chase freedom account. I'm "pre approved" for it. If I accept the offer, I'm assuming they would just convert my freedom account to a sapphire account. Would my existing...
+108 Score 541 Replies 271,334 Views
Post #163617467 added 05-21-2023 5:52 PM by jonathann13 in Deal Talk
Does Venmo count towards $4000
+108 Score 541 Replies 271,334 Views
Post #163620101 added 05-21-2023 9:27 PM by BoastfulSnow8462 in Deal Talk
Watch out, Cannot spend instantly.
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