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Post #165091211 added 08-04-2023 9:33 AM by ctz in Deal Talk
Decided to move out funds soon. Will keep balance below $100. Any hidden fees for this 'Performance Savings Account'? or requirements like direct deposit to keep account alive and free of charge? I...
Post #163073033 added 04-21-2023 5:54 PM by phewry in Deal Talk
Repost
Post #163078403 added 04-22-2023 6:08 AM by mtnagel in Deal Talk
This exactly! This person gets it!
Post #163073147 added 04-21-2023 6:03 PM by Rinzler3lite in Deal Talk
They never gave me my last bonus
Post #163073498 added 04-21-2023 6:30 PM by mtnagel in Deal Talk
Why not both? I just opened the Chase Sapphire Preferred last month and now just opened this.
Post #163073522 added 04-21-2023 6:32 PM by easybeart in Deal Talk
Who readily has $100k to drop in a savings account? This is just another handout to the rich.
Post #163073669 added 04-21-2023 6:45 PM by ElatedSoda4203 in Deal Talk
You only have to keep it end for 90 days. You will earn $875 just in interest during that time. With the extra $1,000 that would be $1,875 for 90 days which is equivalent to 7.5% return for the 90...
Post #163075433 added 04-21-2023 9:14 PM by SOGE in Deal Talk
with all the 4.3%-5% CDs, savings around, this is pretty lame to be honest.
Post #163085087 added 04-22-2023 2:06 PM by js2724 in Deal Talk
What’s the interest rate on the account?
Post #163072499 added 04-21-2023 5:21 PM by iBoo in Deal Talk
100k/1k is 4% APY. No thanks.
Post #163081769 added 04-22-2023 10:07 AM by thakoolkid in Deal Talk
Dumb question but 33% is the rate? So basically only like $660ish
Post #163082747 added 04-22-2023 11:12 AM by tygron in Deal Talk
Earning 1% on 100k for a "sign up bonus" is not good at all. Even the 3.5% is just average now, and will surely fall as the FED lowers rates in the coming years. I get a better rate at Ally and don't...
Post #163088432 added 04-22-2023 6:11 PM by sodaKING in Deal Talk
Pulling a Bill Belichick red flag from ankle! So you got 5 million in a Marcus account with with 4.75 million or 4.5 million unprotecte(depending on how you have account structured). Not very smart...
Post #163110770 added 04-24-2023 7:18 AM by ctz in Deal Talk
100K in UFB 5%, now transfer to Capital One 3.5% for 3 months. So 1.5% loss for 3 months for 100K, but gain $1k, worth it? I think it will worth it, because the interest you loss is about $375,...
Post #163120469 added 04-24-2023 3:38 PM by senseye2437 in Deal Talk
Just wondering if moving around $100k on one transaction between banks won't raise red flags to IRS?
Post #163074770 added 04-21-2023 8:15 PM by bjsguess in Deal Talk
My question as well. If I just want to move the money from WF to C1 and then back to WF is that an issue? Would hate to have the $100k tied up for longer than anticipated.
Post #163147805 added 04-26-2023 3:28 AM by iflabs in Deal Talk
I'd rather invest the $100K in stocks and earn $300 in dividend every quarter. Unless you're balling in income and $100K is your emergency savings, or you're retired or close to retirement, having...
Post #163105271 added 04-23-2023 7:56 PM by Kumar19 in Deal Talk
Multiple times are allowed as long as deposited within 15 days.
Post #163108553 added 04-24-2023 4:15 AM by iahawks550 in Deal Talk
Those who have saved for retirement. Doesn't make them rich, either.
Post #163112966 added 04-24-2023 9:16 AM by alex0917lfo in Deal Talk
Opening a Citi bank checking account with 75000, giving 1k bouns according to my banker
Post #163099322 added 04-23-2023 12:52 PM by mwd21 in Deal Talk
What..? I do not have 5 million dollars unprotected? Haha. I think you might have read “it took me 5m to have my money in my account” as in 5 minutes to sign up, link another bank account, and...
Post #163108103 added 04-24-2023 2:21 AM by dualityofman in Deal Talk
I read that the Feds are expected to lower rates come September. That's only 4 months away. Something to think about if you're looking for the highest rate on a CD for 1-5 years.
Post #163272524 added 05-02-2023 5:56 PM by sabby007 in Deal Talk
I feel poor reading this thread… all are talking about interest rate on 100K. I am thinking of putting 50k, can imagine how ppl who want to put less than 50k must be feeling 🤪
Post #163117304 added 04-24-2023 12:49 PM by MKR800 in Deal Talk
Holding 100k for 90days for just $1000 ?
Post #163118231 added 04-24-2023 1:36 PM by gergev in Deal Talk
You can transfer to the new 'performance' 3.75 APY, but it's not as good as Apple and many others. My Vanguard brokerage account earns more. Too bad Capitol One just doesn't roll over old accounts...
Post #163126703 added 04-24-2023 10:34 PM by TurkeyGuy in Deal Talk
It wouldn't be a red flag if they see it was just a transfer from one savings acct to another or a CD, but yes any transfer or deposit of $10k or more is automatically reported by the bank to the...
Post #163073525 added 04-21-2023 6:33 PM by MaverickManDog in Deal Talk
Its not paid daily
Post #163078373 added 04-22-2023 6:06 AM by dcee in Deal Talk
This is a simple deal. I don't know why people are complicating it. Deposit 100K, wait the 90 days and then either transfer out to a higher yield account or keep it in. After 90 days and the bonus...
Post #163270601 added 05-02-2023 4:01 PM by stan1337 in Deal Talk
I’m still 3.5 rip
Post #163088375 added 04-22-2023 6:08 PM by mtnagel in Deal Talk
17 cents after 30 days.
Post #163077956 added 04-22-2023 5:16 AM by mtnagel in Deal Talk
The transfer function of most online banks allows you to do large sums. I have some that limit the amount and frequency, but usually you can use another bank to push or pull a higher amount of money...
Post #163078058 added 04-22-2023 5:29 AM by unknown00 in Deal Talk
3.5%?! You know 4% is considered low these days, many close to 5%
Post #163085522 added 04-22-2023 2:41 PM by pjar in Deal Talk
Thanks for pointing this out. It disqualifies me unfortunately 😔
Post #163064330 added 04-21-2023 10:15 AM by henry333 in Deal Talk
Got a Discover mailing with 3.5% APY and $150 (15k deposit) or $200 (25k deposit) bonus. It looks my banks and brokerage have interest rate
Post #163064360 added 04-21-2023 10:17 AM by Butcherboy in Deal Talk
more information please how much do you need to deposit to get the $1,000 bonus ???
Post #163077224 added 04-22-2023 2:34 AM by namlook in Deal Talk
I don't think you are understanding this deal. You get $1000 plus 3.5% interest. It's around a 7.5% return.
Post #163093952 added 04-23-2023 6:02 AM by pinback77 in Deal Talk
So I guess it is the equivalent of earning 7.5% APY for three months? That's a good guaranteed return. I wish I was one of those that has $100K sitting around just waiting to jump on these offers. :D
Post #163102310 added 04-23-2023 4:26 PM by justye in Deal Talk
Do I have to deposit the 100k at one single time or just have a total of 100k by the time the 15 days are up?
Post #163261631 added 05-02-2023 8:46 AM by Peerless_Warrior in Deal Talk
Looking for some advice. I'm a young adult with 17k savings and 90k in investments. I don't want to touch the latter, just want to know if I should leave my savings or try their CD.
Post #163263827 added 05-02-2023 10:31 AM by nba2k18 in Deal Talk
cash me outside
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