Wells Fargo Reflect® Card: Low Intro APR for 21 Months
Thread created 05-03-2023 by EfficientGame645
+25 Score
82 Replies
120,147 Views
Used this to, effectively, buy a car. 2 year car loan @ 0%. No bank can match it. Sure, it was a $10k used car, but still.
Also, a no annual fee cc with cell phone break/loss protection. Pretty...
Wells Fargo Reflect® Card: Low Intro APR for 21 Months
Thread created 05-03-2023 by EfficientGame645
+25 Score
82 Replies
120,147 Views
Do you have a link to the Autograph 21 Month promotion? I tried going via Google but it shows up as 12 month to me. Thanks
Wells Fargo Reflect® Card: Low Intro APR for 21 Months
Thread created 05-03-2023 by EfficientGame645
+25 Score
82 Replies
120,147 Views
Anyone know of if it's possible to use the balance transfer, even with the 5% fee, and get it transferred to a checking account?
Wells Fargo Reflect® Card: Low Intro APR for 21 Months
Thread created 05-03-2023 by EfficientGame645
+25 Score
82 Replies
120,147 Views
In my case, it's usually to use the 0% APR to make a big purchase, i.e. a $20k multi-family vacation, and pay it off over the 21 month while paying minimum monthly payment and full payment at the...
Wells Fargo Reflect® Card: Low Intro APR for 21 Months
Thread created 05-03-2023 by EfficientGame645
+25 Score
82 Replies
120,147 Views
I have a State Farm US Bank card with 0% for 18 months. My credit limit is higher with them than any other card I have. They gave me a $150 bonus if I spent a certain amount within the first few...
Wells Fargo Reflect® Card: Low Intro APR for 21 Months
Thread created 05-03-2023 by EfficientGame645
+25 Score
82 Replies
120,147 Views
I have a good experience with WF. I still have their signature card. Best card out there from them IMO if you wanna fly .
Wells Fargo Reflect® Card: Low Intro APR for 21 Months
Thread created 05-03-2023 by EfficientGame645
+25 Score
82 Replies
120,147 Views
Do you think this card is the better deal right now considering there are bonuses for other cards that also offer 0% apr sometimes?
Wells Fargo Reflect® Card: Low Intro APR for 21 Months
Thread created 05-03-2023 by EfficientGame645
+25 Score
82 Replies
120,147 Views
No business just monthly expenses. I have a family of 5.
Wells Fargo Reflect® Card: Low Intro APR for 21 Months
Thread created 05-03-2023 by EfficientGame645
+25 Score
82 Replies
120,147 Views
They’ll approve you and then after you pay everything off within the 12 months, they’ll close your account without warning.
F¥
Wells Fargo Reflect® Card: Low Intro APR for 21 Months
Thread created 05-03-2023 by EfficientGame645
+25 Score
82 Replies
120,147 Views
It’s only 21 months if you don’t make miss or make a late payment.
Wells Fargo Reflect® Card: Low Intro APR for 21 Months
Thread created 05-03-2023 by EfficientGame645
+25 Score
82 Replies
120,147 Views
Won't we pay taxes on 1099 INT earned?
Wells Fargo Reflect® Card: Low Intro APR for 21 Months
Thread created 05-03-2023 by EfficientGame645
+25 Score
82 Replies
120,147 Views
I pay my cards in full every month. That being said, at any given time I have about $15k on my cards. So to maintain a good credit utilization (under 10%) you need to have 10x your typical monthly...
Wells Fargo Reflect® Card: Low Intro APR for 21 Months
Thread created 05-03-2023 by EfficientGame645
+25 Score
82 Replies
120,147 Views
What’s to stop you from buying a car with a credit card? I almost always use a card for a down payment. Granted it’s only like $5k. But what’s to stop you from paying for the whole thing?
Wells Fargo Reflect® Card: Low Intro APR for 21 Months
Thread created 05-03-2023 by EfficientGame645
+25 Score
82 Replies
120,147 Views
Sorry! Just saw your reply...
Wells Fargo Reflect® Card
0% intro APR for 21 months from account opening on purchases and qualifying balance transfers. 17.74%, 24.24% or 29.49% variable APR...
Wells Fargo Reflect® Card: Low Intro APR for 21 Months
Thread created 05-03-2023 by EfficientGame645
+25 Score
82 Replies
120,147 Views
I looked at this card about six months ago and decided to pass. It is not a rewards card in the traditional sense and I don't normally pay interest so the long interest free period doesn't mean much...
Wells Fargo Reflect® Card: Low Intro APR for 21 Months
Thread created 05-03-2023 by EfficientGame645
+25 Score
82 Replies
120,147 Views
Don’t even need to apply. well fartgo will open an account for you without you even asking
Wells Fargo Reflect® Card: Low Intro APR for 21 Months
Thread created 05-03-2023 by EfficientGame645
+25 Score
82 Replies
120,147 Views
What's the point of only 1 month?
Wells Fargo Reflect® Card: Low Intro APR for 21 Months
Thread created 05-03-2023 by EfficientGame645
+25 Score
82 Replies
120,147 Views
Do you gave to be ex military for navy federal? Or can anyone open an account?
Wells Fargo Reflect® Card: Low Intro APR for 21 Months
Thread created 05-03-2023 by EfficientGame645
+25 Score
82 Replies
120,147 Views
how much credit score does one need to get approved for this? would they approve if i got debt? i dont want to bother applying if they ruin my credit for applying and wont approve
Wells Fargo Reflect® Card: Low Intro APR for 21 Months
Thread created 05-03-2023 by EfficientGame645
+25 Score
82 Replies
120,147 Views
Only in America would this bank still be allowed to operate.
Wells Fargo Reflect® Card: Low Intro APR for 21 Months
Thread created 05-03-2023 by EfficientGame645
+25 Score
82 Replies
120,147 Views
Good point. It seems that you cannot get the card without some kind of affiliation (including some pretty distant ones, but you do need something).
Wells Fargo Reflect® Card: Low Intro APR for 21 Months
Thread created 05-03-2023 by EfficientGame645
+25 Score
82 Replies
120,147 Views
chase
bank of america
multiple more reputable places to do business with...
Wells Fargo Reflect® Card: Low Intro APR for 21 Months
Thread created 05-03-2023 by EfficientGame645
+25 Score
82 Replies
120,147 Views
Wells Fargo is a terrible place to do business with. I'm not wealthy, but they took my account from 160,000 to 140000 in two months with their intuitive investor and all of their fees. They made me...
Wells Fargo Reflect® Card: Low Intro APR for 21 Months
Thread created 05-03-2023 by EfficientGame645
+25 Score
82 Replies
120,147 Views
Us bank is crap. Bunch of branch closes
Wells Fargo Reflect® Card: Low Intro APR for 21 Months
Thread created 05-03-2023 by EfficientGame645
+25 Score
82 Replies
120,147 Views
Probably too late. But for me, Wells gave me double the credit limit.
Wells Fargo Reflect® Card: Low Intro APR for 21 Months
Thread created 05-03-2023 by EfficientGame645
+25 Score
82 Replies
120,147 Views
Just say No to WellsFargo...
Wells Fargo Reflect® Card: Low Intro APR for 21 Months
Thread created 05-03-2023 by EfficientGame645
+25 Score
82 Replies
120,147 Views
Oh what citi card was it?
Wells Fargo Reflect® Card: Low Intro APR for 21 Months
Thread created 05-03-2023 by EfficientGame645
+25 Score
82 Replies
120,147 Views
I wonder if the executives of WF will 'Reflect' on all the fines and penalties they had to pay over the past decade of all the misdeeds they did to their customers?
I wouldn't sing up for anything...
Wells Fargo Reflect® Card: Low Intro APR for 21 Months
Thread created 05-03-2023 by EfficientGame645
+25 Score
82 Replies
120,147 Views
An introductory fee of either 3% of the amount of each transfer or $5 minimum, whichever is greater, for balances transferred within 60 days of account opening. After that, either 5% of the amount of...
Wells Fargo Reflect® Card: Low Intro APR for 21 Months
Thread created 05-03-2023 by EfficientGame645
+25 Score
82 Replies
120,147 Views
The 5% transfer fee is nothing compared to the 20% or more interest fee on most cards. My wife is paying $200/mo interest her Citibank card. I plan on transferring it to this card which is...
Wells Fargo Reflect® Card: Low Intro APR for 21 Months
Thread created 05-03-2023 by EfficientGame645
+25 Score
82 Replies
120,147 Views
Whats the score needed
Wells Fargo Reflect® Card: Low Intro APR for 21 Months
Thread created 05-03-2023 by EfficientGame645
+25 Score
82 Replies
120,147 Views
Wells Fargo is offering low intro APR for 21 months from account opening on purchases and qualifying balance transfers with their Reflect® Card. Low annual fee.
Card Features:
{marketingBullets}...
Wells Fargo Reflect® Card: Low Intro APR for 21 Months
Thread created 05-03-2023 by EfficientGame645
+25 Score
82 Replies
120,147 Views
Do you have to have any Navy affiliation to get that card?
Wells Fargo Reflect® Card: Low Intro APR for 21 Months
Thread created 05-03-2023 by EfficientGame645
+25 Score
82 Replies
120,147 Views
Ok. Maybe I'll try another one
Wells Fargo Reflect® Card: Low Intro APR for 21 Months
Thread created 05-03-2023 by EfficientGame645
+25 Score
82 Replies
120,147 Views
This is a good card for 0% APR on purchases due to the relatively lengthy 21 month duration of the offer, but it's not as good for balance transfers due to the 5% balance transfer fee.
Navy...
Wells Fargo Reflect® Card: Low Intro APR for 21 Months
Thread created 05-03-2023 by EfficientGame645
+25 Score
82 Replies
120,147 Views
Do you all do cards like this to use your money elsewhere or is it because you have debt that you’re trying to pay down?
Wells Fargo Reflect® Card: Low Intro APR for 21 Months
Thread created 05-03-2023 by EfficientGame645
+25 Score
82 Replies
120,147 Views
Yes
It’s literally as it sounds zero interest for the 21 month period
Wells Fargo Reflect® Card: Low Intro APR for 21 Months
Thread created 05-03-2023 by EfficientGame645
+25 Score
82 Replies
120,147 Views
Yep. Exactly. Just pay your minimum balance for 21mo. Just be careful, it’s easy to just charge a ton and then at the end of the 21 not be able to pay off the balance.
Wells Fargo Reflect® Card: Low Intro APR for 21 Months
Thread created 05-03-2023 by EfficientGame645
+25 Score
82 Replies
120,147 Views
I've had a bank account with them for over 10 years and have only stepped foot in a branch maybe 4 times lol
Wells Fargo Reflect® Card: Low Intro APR for 21 Months
Thread created 05-03-2023 by EfficientGame645
+25 Score
82 Replies
120,147 Views
With 780 score and having an excellent track record with a car loan with them, I did not get approved! This sucks because they also pulled 2 hard inqueries that will stay on my report for 2 more...
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