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Wells Fargo Reflect® Card: Low Intro APR for 21 Months
Expired
Thread created 05-03-2023 by EfficientGame645
+25 Score 86 Replies 141,519 Views
Post #169800270 added 03-14-2024 8:46 PM by JohnE3740 in Deal Talk
I used this to pay an IRS bill 2 years ago. 21 months no interest is unmatched
Wells Fargo Reflect® Card: Low Intro APR for 21 Months
Expired
Thread created 05-03-2023 by EfficientGame645
+25 Score 86 Replies 141,519 Views
Post #175437106 added 01-25-2025 10:33 AM by FuschiaRaccoon963 in Deal Talk
I’m 800+ with fewer than 2k in debt and they didn’t approve me.
Wells Fargo Reflect® Card: Low Intro APR for 21 Months
Expired
Thread created 05-03-2023 by EfficientGame645
+25 Score 86 Replies 141,519 Views
Post #171255966 added 06-07-2024 9:24 PM by rage4order in Deal Talk
The 5% transfer fee is nothing compared to the 20% or more interest fee on most cards. My wife is paying $200/mo interest her Citibank card. I plan on transferring it to this card which is...
Wells Fargo Reflect® Card: Low Intro APR for 21 Months
Expired
Thread created 05-03-2023 by EfficientGame645
+25 Score 86 Replies 141,519 Views
Post #177935971 added 07-06-2025 7:47 PM by nova_and_onyx in Deal Talk
Is there a bonus offer with us? Are any credit cards offering a $300 bonus offer?
Wells Fargo Reflect® Card: Low Intro APR for 21 Months
Expired
Thread created 05-03-2023 by EfficientGame645
+25 Score 86 Replies 141,519 Views
Post #173457504 added 10-21-2024 9:28 PM by dave8686 in Deal Talk
I pay my cards in full every month. That being said, at any given time I have about $15k on my cards. So to maintain a good credit utilization (under 10%) you need to have 10x your typical monthly...
Wells Fargo Reflect® Card: Low Intro APR for 21 Months
Expired
Thread created 05-03-2023 by EfficientGame645
+25 Score 86 Replies 141,519 Views
Post #170215098 added 04-06-2024 8:39 PM by WongGendeng in Deal Talk
What should we say yes to?
Wells Fargo Reflect® Card: Low Intro APR for 21 Months
Expired
Thread created 05-03-2023 by EfficientGame645
+25 Score 86 Replies 141,519 Views
Post #171801180 added 07-11-2024 7:29 PM by brigi2te in Deal Talk
I have a State Farm US Bank card with 0% for 18 months. My credit limit is higher with them than any other card I have. They gave me a $150 bonus if I spent a certain amount within the first few...
Wells Fargo Reflect® Card: Low Intro APR for 21 Months
Expired
Thread created 05-03-2023 by EfficientGame645
+25 Score 86 Replies 141,519 Views
Post #170218632 added 04-07-2024 5:34 AM by Boobooo in Deal Talk
chase bank of america multiple more reputable places to do business with...
Wells Fargo Reflect® Card: Low Intro APR for 21 Months
Expired
Thread created 05-03-2023 by EfficientGame645
+25 Score 86 Replies 141,519 Views
Post #170270799 added 04-10-2024 7:41 AM by optimustarzan in Deal Talk
Probably too late. But for me, Wells gave me double the credit limit.
Wells Fargo Reflect® Card: Low Intro APR for 21 Months
Expired
Thread created 05-03-2023 by EfficientGame645
+25 Score 86 Replies 141,519 Views
Post #170184711 added 04-05-2024 2:50 AM by Boobooo in Deal Talk
Just say No to WellsFargo...
Wells Fargo Reflect® Card: Low Intro APR for 21 Months
Expired
Thread created 05-03-2023 by EfficientGame645
+25 Score 86 Replies 141,519 Views
Post #170898417 added 05-17-2024 12:04 AM by HonestCalendar3030 in Deal Talk
Yes It’s literally as it sounds zero interest for the 21 month period
Wells Fargo Reflect® Card: Low Intro APR for 21 Months
Expired
Thread created 05-03-2023 by EfficientGame645
+25 Score 86 Replies 141,519 Views
Post #173765808 added 11-10-2024 7:40 AM by gala1905 in Deal Talk
With 780 score and having an excellent track record with a car loan with them, I did not get approved! This sucks because they also pulled 2 hard inqueries that will stay on my report for 2 more...
Wells Fargo Reflect® Card: Low Intro APR for 21 Months
Expired
Thread created 05-03-2023 by EfficientGame645
+25 Score 86 Replies 141,519 Views
Post #169743297 added 03-12-2024 7:26 AM by BlueDesk9616 in Deal Talk
This is a good card for 0% APR on purchases due to the relatively lengthy 21 month duration of the offer, but it's not as good for balance transfers due to the 5% balance transfer fee. Navy...
Wells Fargo Reflect® Card: Low Intro APR for 21 Months
Expired
Thread created 05-03-2023 by EfficientGame645
+25 Score 86 Replies 141,519 Views
Post #176991091 added 05-09-2025 11:21 AM by andrewmc23 in Deal Talk
Ok. Maybe I'll try another one
Wells Fargo Reflect® Card: Low Intro APR for 21 Months
Expired
Thread created 05-03-2023 by EfficientGame645
+25 Score 86 Replies 141,519 Views
Post #175427665 added 01-24-2025 4:35 PM by UniqueAlpaca719 in Deal Talk
What's the point of only 1 month?
Wells Fargo Reflect® Card: Low Intro APR for 21 Months
Expired
Thread created 05-03-2023 by EfficientGame645
+25 Score 86 Replies 141,519 Views
Post #173456046 added 10-21-2024 7:33 PM by bishbish777 in Deal Talk
Did people get approval for this card right away? I have a big medical bill I need to pay within a few days but not sure if I can get approval/some kind of digital card # in time. Thanks y'all!!
Wells Fargo Reflect® Card: Low Intro APR for 21 Months
Expired
Thread created 05-03-2023 by EfficientGame645
+25 Score 86 Replies 141,519 Views
Post #163283900 added 05-03-2023 10:00 AM by EfficientGame645 in Deal Talk
Wells Fargo is offering low intro APR for 21 months from account opening on purchases and qualifying balance transfers with their Reflect® Card. Low annual fee. Card Features: {marketingBullets}...
Wells Fargo Reflect® Card: Low Intro APR for 21 Months
Expired
Thread created 05-03-2023 by EfficientGame645
+25 Score 86 Replies 141,519 Views
Post #177436390 added 06-08-2025 2:30 AM by mitchflorida in Deal Talk
Citi Simplicity instead.
Wells Fargo Reflect® Card: Low Intro APR for 21 Months
Expired
Thread created 05-03-2023 by EfficientGame645
+25 Score 86 Replies 141,519 Views
Post #173467215 added 10-22-2024 11:50 AM by crimsonroses in Deal Talk
Do you think this card is the better deal right now considering there are bonuses for other cards that also offer 0% apr sometimes?
Wells Fargo Reflect® Card: Low Intro APR for 21 Months
Expired
Thread created 05-03-2023 by EfficientGame645
+25 Score 86 Replies 141,519 Views
Post #173467239 added 10-22-2024 11:51 AM by dave8686 in Deal Talk
No business just monthly expenses. I have a family of 5.
Wells Fargo Reflect® Card: Low Intro APR for 21 Months
Expired
Thread created 05-03-2023 by EfficientGame645
+25 Score 86 Replies 141,519 Views
Post #170877231 added 05-15-2024 6:42 PM by djc998 in Deal Talk
Dang international transaction fees kill this deal for me
Wells Fargo Reflect® Card: Low Intro APR for 21 Months
Expired
Thread created 05-03-2023 by EfficientGame645
+25 Score 86 Replies 141,519 Views
Post #173110590 added 09-30-2024 8:29 AM by FNwoz in Deal Talk
This is what I do as well. I have the money but why pay for it when I can collect interest in the interim. I just took a small car loan I am tempted to pay off with a no interest card.
Wells Fargo Reflect® Card: Low Intro APR for 21 Months
Expired
Thread created 05-03-2023 by EfficientGame645
+25 Score 86 Replies 141,519 Views
Post #170364306 added 04-15-2024 7:02 PM by zkiller195 in Deal Talk
Weird, I have the opposite experience. I have 4 credit cards (including WF). My AmEx limit is more than 8x what the other 3 are combined. They keep raising my AmEx limit without even asking. It's...
Wells Fargo Reflect® Card: Low Intro APR for 21 Months
Expired
Thread created 05-03-2023 by EfficientGame645
+25 Score 86 Replies 141,519 Views
Post #177922702 added 07-05-2025 8:18 PM by ZMONEY320 in Deal Talk
if im not mistaken, its only 21 months if you make on time payments for 18 months US BANK SHIELD is a game changer with 24 months no interested
Wells Fargo Reflect® Card: Low Intro APR for 21 Months
Expired
Thread created 05-03-2023 by EfficientGame645
+25 Score 86 Replies 141,519 Views
Post #170890863 added 05-16-2024 1:54 PM by Esaul562 in Deal Talk
How does the 0% no interest work do you just make the minimum payment to not accumulate interest?
Wells Fargo Reflect® Card: Low Intro APR for 21 Months
Expired
Thread created 05-03-2023 by EfficientGame645
+25 Score 86 Replies 141,519 Views
Post #169847004 added 03-17-2024 8:07 PM by MBis in Deal Talk
But is well Fargo usually giving low credit limits?
Wells Fargo Reflect® Card: Low Intro APR for 21 Months
Expired
Thread created 05-03-2023 by EfficientGame645
+25 Score 86 Replies 141,519 Views
Post #169860522 added 03-18-2024 3:54 PM by sdub90 in Deal Talk
I have one card from them and I'd say the limit is relatively high, but beat by all my amex cards and one of my citi cards.
Wells Fargo Reflect® Card: Low Intro APR for 21 Months
Expired
Thread created 05-03-2023 by EfficientGame645
+25 Score 86 Replies 141,519 Views
Post #173464821 added 10-22-2024 9:46 AM by holtzmann in Deal Talk
Incredible, you spend $15,000 a month. What kind of business do you have?
Wells Fargo Reflect® Card: Low Intro APR for 21 Months
Expired
Thread created 05-03-2023 by EfficientGame645
+25 Score 86 Replies 141,519 Views
Post #173485263 added 10-23-2024 12:03 PM by ObviousDeals in Deal Talk
What should be my score. I had applied twice in the past and rejected both times with wells. One of them when I’ve a mortgage/checking account too with them. Tried calling for reconsideration and...
Wells Fargo Reflect® Card: Low Intro APR for 21 Months
Expired
Thread created 05-03-2023 by EfficientGame645
+25 Score 86 Replies 141,519 Views
Post #169871118 added 03-19-2024 8:48 AM by sdub90 in Deal Talk
Their thank you card I believe.
Wells Fargo Reflect® Card: Low Intro APR for 21 Months
Expired
Thread created 05-03-2023 by EfficientGame645
+25 Score 86 Replies 141,519 Views
Post #178179697 added 07-17-2025 3:53 AM by LunchboxBen in Deal Talk
I went to my bank after trying to make a deposit to a friend's account at Wells Fargo but they wouldn't take cash, so I had to go back and deposit it. I said, "I was just at Wells Fargo..." And...
Wells Fargo Reflect® Card: Low Intro APR for 21 Months
Expired
Thread created 05-03-2023 by EfficientGame645
+25 Score 86 Replies 141,519 Views
Post #171746919 added 07-09-2024 10:22 AM by SlickRose6275 in Deal Talk
Used this to, effectively, buy a car. 2 year car loan @ 0%. No bank can match it. Sure, it was a $10k used car, but still. Also, a no annual fee cc with cell phone break/loss protection. Pretty...
Wells Fargo Reflect® Card: Low Intro APR for 21 Months
Expired
Thread created 05-03-2023 by EfficientGame645
+25 Score 86 Replies 141,519 Views
Post #173370801 added 10-15-2024 7:22 PM by slick_mjj in Deal Talk
Won't we pay taxes on 1099 INT earned?
Wells Fargo Reflect® Card: Low Intro APR for 21 Months
Expired
Thread created 05-03-2023 by EfficientGame645
+25 Score 86 Replies 141,519 Views
Post #170401110 added 04-17-2024 8:06 PM by mariox in Deal Talk
I've got about 20k in charges coming up in next few months. This will help tremendously. Thanks OP. Got approved for 15k right away. So far WF has been good to me. There rewards card helped...
Wells Fargo Reflect® Card: Low Intro APR for 21 Months
Expired
Thread created 05-03-2023 by EfficientGame645
+25 Score 86 Replies 141,519 Views
Post #175166619 added 01-08-2025 12:43 PM by aviator79 in Deal Talk
Has anyone has this card, canceled then reapplied without using the 0% offer? I got it like 8mo ago and never used it for what I had planned (buy a car) to point where had wasted half the 0% (only...
Wells Fargo Reflect® Card: Low Intro APR for 21 Months
Expired
Thread created 05-03-2023 by EfficientGame645
+25 Score 86 Replies 141,519 Views
Post #175798444 added 02-18-2025 2:38 PM by LavenderWren4416 in Deal Talk
Did they say why? I also have 800 credit score and did not get approved, still waiting for the letter for the reason why. So dumb, I’ve never been denied credit card application prior to this.
Wells Fargo Reflect® Card: Low Intro APR for 21 Months
Expired
Thread created 05-03-2023 by EfficientGame645
+25 Score 86 Replies 141,519 Views
Post #169852311 added 03-18-2024 7:38 AM by Boobooo in Deal Talk
I wonder if the executives of WF will 'Reflect' on all the fines and penalties they had to pay over the past decade of all the misdeeds they did to their customers? I wouldn't sing up for anything...
Wells Fargo Reflect® Card: Low Intro APR for 21 Months
Expired
Thread created 05-03-2023 by EfficientGame645
+25 Score 86 Replies 141,519 Views
Post #169744023 added 03-12-2024 8:07 AM by Distracted-guy in Deal Talk
An introductory fee of either 3% of the amount of each transfer or $5 minimum, whichever is greater, for balances transferred within 60 days of account opening. After that, either 5% of the amount of...
Wells Fargo Reflect® Card: Low Intro APR for 21 Months
Expired
Thread created 05-03-2023 by EfficientGame645
+25 Score 86 Replies 141,519 Views
Post #173457516 added 10-21-2024 9:30 PM by dave8686 in Deal Talk
What’s to stop you from buying a car with a credit card? I almost always use a card for a down payment. Granted it’s only like $5k. But what’s to stop you from paying for the whole thing?
Wells Fargo Reflect® Card: Low Intro APR for 21 Months
Expired
Thread created 05-03-2023 by EfficientGame645
+25 Score 86 Replies 141,519 Views
Post #170815617 added 05-11-2024 8:58 PM by Omeganuts79 in Deal Talk
US bank is crap. They give low credits. I have a WF card with 23k limit Us bank gave me a 5k limit because I’m a new customer hehe
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