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CIT Bank 11 Month No-Penalty CD: Earn 4.90% APY*
Expired
Thread created 05-09-2023 by psychojinx
-24 Score 468 Replies 295,895 Views
Post #165116804 added 08-05-2023 7:56 PM by famewolf in Hot Deals
Ally is indeed the better of the two but their's is currently at 4.55% and the highest it got was 4.75% before dropping. Here's hoping the competition will make them push up the amount.
CIT Bank 11 Month No-Penalty CD: Earn 4.90% APY*
Expired
Thread created 05-09-2023 by psychojinx
-24 Score 468 Replies 295,895 Views
Post #165032837 added 08-01-2023 11:02 AM by chazjr in Hot Deals
Read it and Weep. :ohmy: https://www.msn.com/en-us/money/topstocks/if-you-d-invested-1-000-in-apple-in-2000-this-is-how-much-...
CIT Bank 11 Month No-Penalty CD: Earn 4.90% APY*
Expired
Thread created 05-09-2023 by psychojinx
-24 Score 468 Replies 295,895 Views
Post #165184343 added 08-09-2023 3:17 PM by Taint in Hot Deals
Fidelity has 3 month CDs paying over 5%
CIT Bank 11 Month No-Penalty CD: Earn 4.90% APY*
Expired
Thread created 05-09-2023 by psychojinx
-24 Score 468 Replies 295,895 Views
Post #165184415 added 08-09-2023 3:21 PM by Selman in Hot Deals
Why would anyone want that over a T-bill paying 5.4% that could be sold on the secondary market if needed?
CIT Bank 11 Month No-Penalty CD: Earn 4.90% APY*
Expired
Thread created 05-09-2023 by psychojinx
-24 Score 468 Replies 295,895 Views
Post #165686365 added 09-06-2023 7:17 PM by ethemartian in Hot Deals
But with this no penalty CD, wouldn’t it be as liquid as money market account with the 11 month rate lock? Cant those savings type of accounts change to 1% APY tomorrow if they want to? (Yeah I...
CIT Bank 11 Month No-Penalty CD: Earn 4.90% APY*
Expired
Thread created 05-09-2023 by psychojinx
-24 Score 468 Replies 295,895 Views
Post #165686443 added 09-06-2023 7:21 PM by dazedxxx in Hot Deals
Is the CD you mention callable? Meaning that they can cut it short... say if the rates drop where it's unfavorable to keep it going.
CIT Bank 11 Month No-Penalty CD: Earn 4.90% APY*
Expired
Thread created 05-09-2023 by psychojinx
-24 Score 468 Replies 295,895 Views
Post #165670927 added 09-06-2023 4:08 AM by dazedxxx in Hot Deals
Right, so if the fund was to lose money, you wouldnt not be reimbursed for your loses. Unlike the other investments I mentioned (cds, t-bills, and money market accounts).
CIT Bank 11 Month No-Penalty CD: Earn 4.90% APY*
Expired
Thread created 05-09-2023 by psychojinx
-24 Score 468 Replies 295,895 Views
Post #165530393 added 08-29-2023 10:47 AM by michaelh888 in Hot Deals
FMPXX Fidelity money market fund 7 day yield currently at 5.28%
CIT Bank 11 Month No-Penalty CD: Earn 4.90% APY*
Expired
Thread created 05-09-2023 by psychojinx
-24 Score 468 Replies 295,895 Views
Post #165620608 added 09-03-2023 8:15 AM by aceonweb in Hot Deals
If you have $5000, their platinum savings is 5.05% currently
CIT Bank 11 Month No-Penalty CD: Earn 4.90% APY*
Expired
Thread created 05-09-2023 by psychojinx
-24 Score 468 Replies 295,895 Views
Post #165620359 added 09-03-2023 7:58 AM by deal_maverick in Hot Deals
How’s this a deal when you can get treasuries over 5% APY?
CIT Bank 11 Month No-Penalty CD: Earn 4.90% APY*
Expired
Thread created 05-09-2023 by psychojinx
-24 Score 468 Replies 295,895 Views
Post #165554512 added 08-30-2023 5:05 PM by Usermeme in Hot Deals
Why not buy through treasurydirect directly??
CIT Bank 11 Month No-Penalty CD: Earn 4.90% APY*
Expired
Thread created 05-09-2023 by psychojinx
-24 Score 468 Replies 295,895 Views
Post #165701761 added 09-07-2023 2:34 PM by prospero in Hot Deals
Just FYI, if you're paying 3rd party prices your price is more like $98.27 (vs. $100) so you're really only getting 3.6% on a 5.4% T-bill. e.g. - 1 bond = $1000, ask is at 98.296 on a bond yield...
CIT Bank 11 Month No-Penalty CD: Earn 4.90% APY*
Expired
Thread created 05-09-2023 by psychojinx
-24 Score 468 Replies 295,895 Views
Post #165689716 added 09-07-2023 2:41 AM by varasinp in Hot Deals
I recommend people look into this site. https://www.raisin.com/
CIT Bank 11 Month No-Penalty CD: Earn 4.90% APY*
Expired
Thread created 05-09-2023 by psychojinx
-24 Score 468 Replies 295,895 Views
Post #165645502 added 09-04-2023 5:07 PM by CoolFog370 in Hot Deals
Just use SoFi 4.5% savings...ALWAYS!
CIT Bank 11 Month No-Penalty CD: Earn 4.90% APY*
Expired
Thread created 05-09-2023 by psychojinx
-24 Score 468 Replies 295,895 Views
Post #166843591 added 11-07-2023 7:27 AM by Jeff630 in Hot Deals
There are banks that’s do savings at 5.25, why bother with CD? I use vivo bank and their GUI is barebone but works fine
CIT Bank 11 Month No-Penalty CD: Earn 4.90% APY*
Expired
Thread created 05-09-2023 by psychojinx
-24 Score 468 Replies 295,895 Views
Post #166857514 added 11-07-2023 5:23 PM by zmm61 in Hot Deals
Did CIT bank app just updated? I could not sign in.
CIT Bank 11 Month No-Penalty CD: Earn 4.90% APY*
Expired
Thread created 05-09-2023 by psychojinx
-24 Score 468 Replies 295,895 Views
Post #166418866 added 10-16-2023 10:29 AM by ColossalPenguin in Hot Deals
Take my comments with a grain of salt as I’ve only been a CIT customer for most of 2023. I only use them for a high yield platinum savings account, and I’ve had zero issues. I don’t expect many...
CIT Bank 11 Month No-Penalty CD: Earn 4.90% APY*
Expired
Thread created 05-09-2023 by psychojinx
-24 Score 468 Replies 295,895 Views
Post #166908565 added 11-09-2023 1:01 PM by Gb1908 in Hot Deals
Bread Savings (comenity bank; fdic) high yield savings @ 5.15%
CIT Bank 11 Month No-Penalty CD: Earn 4.90% APY*
Expired
Thread created 05-09-2023 by psychojinx
-24 Score 468 Replies 295,895 Views
Post #166856953 added 11-07-2023 4:56 PM by SlickCrowd6832 in Hot Deals
i am getting 5.45% through merrill edge with 3 month cds non callable. I am getting 5.39% in a money market account. And if you have 100k you can open a high yield savings account paying 5.02%
CIT Bank 11 Month No-Penalty CD: Earn 4.90% APY*
Expired
Thread created 05-09-2023 by psychojinx
-24 Score 468 Replies 295,895 Views
Post #166861552 added 11-07-2023 8:14 PM by boden399 in Hot Deals
I haven’t been able to sign in for 3 days
CIT Bank 11 Month No-Penalty CD: Earn 4.90% APY*
Expired
Thread created 05-09-2023 by psychojinx
-24 Score 468 Replies 295,895 Views
Post #166892938 added 11-08-2023 9:43 PM by BillG7 in Hot Deals
You would have to pay on a savings account anyway. The way I see it the extra interest you make with 4.9% gets you closer to tax free.
CIT Bank 11 Month No-Penalty CD: Earn 4.90% APY*
Expired
Thread created 05-09-2023 by psychojinx
-24 Score 468 Replies 295,895 Views
Post #167005711 added 11-13-2023 11:38 AM by digiordi in Hot Deals
I have been their loyal customer for a long while, until after I opened an investment account with them. This is when my experience turned completely south, it really killed all my trust in quality...
CIT Bank 11 Month No-Penalty CD: Earn 4.90% APY*
Expired
Thread created 05-09-2023 by psychojinx
-24 Score 468 Replies 295,895 Views
Post #167055310 added 11-15-2023 8:20 AM by Buzz-light-year in Hot Deals
Northwest FCU is offering 5.00% on 11 months CD...really good service.
CIT Bank 11 Month No-Penalty CD: Earn 4.90% APY*
Expired
Thread created 05-09-2023 by psychojinx
-24 Score 468 Replies 295,895 Views
Post #167116432 added 11-17-2023 6:57 AM by Blade107 in Hot Deals
the link wasnt working then redirected to their main page. I was looking for a CD but it seems yours is a savings right?
CIT Bank 11 Month No-Penalty CD: Earn 4.90% APY*
Expired
Thread created 05-09-2023 by psychojinx
-24 Score 468 Replies 295,895 Views
Post #167168047 added 11-18-2023 2:19 PM by Gurney in Hot Deals
https://www.doughroller.net/banking/list-no-penalty-cd-rates/ Isn't 5.25% for 15mos the current best no-penalty?
CIT Bank 11 Month No-Penalty CD: Earn 4.90% APY*
Expired
Thread created 05-09-2023 by psychojinx
-24 Score 468 Replies 295,895 Views
Post #167033476 added 11-14-2023 11:03 AM by Blade107 in Hot Deals
Could you please link to this one? Thanks
CIT Bank 11 Month No-Penalty CD: Earn 4.90% APY*
Expired
Thread created 05-09-2023 by psychojinx
-24 Score 468 Replies 295,895 Views
Post #167023600 added 11-14-2023 4:12 AM by maddog12 in Hot Deals
The send you the interest as a deposit to the linked bank account.
CIT Bank 11 Month No-Penalty CD: Earn 4.90% APY*
Expired
Thread created 05-09-2023 by psychojinx
-24 Score 468 Replies 295,895 Views
Post #164943119 added 07-27-2023 10:23 AM by elefante72 in Hot Deals
There is benefit to CD of course, but for many t-bonds are a better facility right now--especially if you live in a state that taxes income (NY where I live certainly does) and T-bills/bonds are...
CIT Bank 11 Month No-Penalty CD: Earn 4.90% APY*
Expired
Thread created 05-09-2023 by psychojinx
-24 Score 468 Replies 295,895 Views
Post #165142472 added 08-07-2023 12:37 PM by NGed72 in Hot Deals
Nope.
CIT Bank 11 Month No-Penalty CD: Earn 4.90% APY*
Expired
Thread created 05-09-2023 by psychojinx
-24 Score 468 Replies 295,895 Views
Post #165146669 added 08-07-2023 4:41 PM by SlickDealer3645902 in Hot Deals
Just buy money market funds that mandate to invest in government / agency securities. VUSXX at vanguard generates over 5.15% doing this, no reason to mess around with cusips or CDs
CIT Bank 11 Month No-Penalty CD: Earn 4.90% APY*
Expired
Thread created 05-09-2023 by psychojinx
-24 Score 468 Replies 295,895 Views
Post #165519419 added 08-28-2023 5:48 PM by JonasA7275 in Hot Deals
You're not. Makes no sense to put your money in a CD when it's lower than money market funds.
CIT Bank 11 Month No-Penalty CD: Earn 4.90% APY*
Expired
Thread created 05-09-2023 by psychojinx
-24 Score 468 Replies 295,895 Views
Post #166329535 added 10-11-2023 12:12 PM by alvarow in Hot Deals
Don’t trust strangers on the internet but I googled it for you: https://www.treasurydirect.gov/ If you need liquidity, then Wealthfront pays 4.9%, FDIC insured and gives you a Debit card. I...
CIT Bank 11 Month No-Penalty CD: Earn 4.90% APY*
Expired
Thread created 05-09-2023 by psychojinx
-24 Score 468 Replies 295,895 Views
Post #166324609 added 10-11-2023 9:36 AM by PowerBuyer in Hot Deals
Link to treasure site please
CIT Bank 11 Month No-Penalty CD: Earn 4.90% APY*
Expired
Thread created 05-09-2023 by psychojinx
-24 Score 468 Replies 295,895 Views
Post #166353157 added 10-12-2023 11:27 AM by manku in Hot Deals
Why would one do this instead of just parking the money in a Vanguard or Fidelity treasury money market, which yields more, could be exempt from state tax and is fully liquid? If you think rates...
CIT Bank 11 Month No-Penalty CD: Earn 4.90% APY*
Expired
Thread created 05-09-2023 by psychojinx
-24 Score 468 Replies 295,895 Views
Post #166383181 added 10-13-2023 10:09 PM by dazedxxx in Hot Deals
You're not wrong.
CIT Bank 11 Month No-Penalty CD: Earn 4.90% APY*
Expired
Thread created 05-09-2023 by psychojinx
-24 Score 468 Replies 295,895 Views
Post #166383244 added 10-13-2023 10:14 PM by dazedxxx in Hot Deals
Off the top of my head...just under $900
CIT Bank 11 Month No-Penalty CD: Earn 4.90% APY*
Expired
Thread created 05-09-2023 by psychojinx
-24 Score 468 Replies 295,895 Views
Post #166687774 added 10-31-2023 4:20 AM by iahawks550 in Hot Deals
Pretty crazy there are now options for 5 year cds over 5%. That's not good for those thinking mortgage rates will be falling any time soon.
CIT Bank 11 Month No-Penalty CD: Earn 4.90% APY*
Expired
Thread created 05-09-2023 by psychojinx
-24 Score 468 Replies 295,895 Views
Post #166402105 added 10-15-2023 9:26 AM by CleverHerring7397 in Hot Deals
Not the best out there (talking ONLY rates here): several banks have new issues at half a percent higher. Examples: 9 months at 5.4+ from PNC, Zions, Bank of China, Independent, JP Morgan, Beal,...
CIT Bank 11 Month No-Penalty CD: Earn 4.90% APY*
Expired
Thread created 05-09-2023 by psychojinx
-24 Score 468 Replies 295,895 Views
Post #166395226 added 10-14-2023 6:04 PM by BlitzAction in Hot Deals
Why is that when some CDs are paying out 6.25% for 11m?
CIT Bank 11 Month No-Penalty CD: Earn 4.90% APY*
Expired
Thread created 05-09-2023 by psychojinx
-24 Score 468 Replies 295,895 Views
Post #166509295 added 10-21-2023 9:51 AM by ata1959 in Hot Deals
I think the Capital one 10 month 5.3% is better.
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