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+51 Score 274 Replies 100,556 Views
Post #163411907 added 05-10-2023 12:18 PM by a5un in Hot Deals
Don't be worried with the debt ceiling talk. Get your 1 - 3 months T-bill while they're hot. US Gov will cut services first before defaulting on their loans. At worst, your payments will be delayed....
+51 Score 274 Replies 100,556 Views
Post #163436729 added 05-11-2023 4:12 PM by Ndgt10 in Hot Deals
I have a platinum savings account and my interest rate shows 4.736%. What gives?
+51 Score 274 Replies 100,556 Views
Post #163539137 added 05-17-2023 11:09 AM by grayguru in Hot Deals
That's great. But when you try to open an account, they tell you they have a waiting list and take your name & email.
+51 Score 274 Replies 100,556 Views
Post #163499180 added 05-15-2023 10:52 AM by robertw477 in Hot Deals
They are not tax free. They are state tax free. Big difference. Not every state has state income tax.
+51 Score 274 Replies 100,556 Views
Post #163396787 added 05-09-2023 4:47 PM by akabeware in Hot Deals
I called customer service earlier, and they said I don't have to do anything - my APY will fluctuate depending on the current Platinum savings rate.
+51 Score 274 Replies 100,556 Views
Post #163396817 added 05-09-2023 4:50 PM by dealstern in Hot Deals
Cannot agree more with you
+51 Score 274 Replies 100,556 Views
Post #163399262 added 05-09-2023 7:23 PM by luniz97 in Hot Deals
How do I do this in Schwab or vanguard?
+51 Score 274 Replies 100,556 Views
Post #163400807 added 05-09-2023 9:15 PM by cgigate in Hot Deals
what would happen when the government bankrupted ? Technically the US government would be bankrupted longtime ago ... Maybe, next week it would be in bankruptcy for debit ceiling falling off
+51 Score 274 Replies 100,556 Views
Post #163477652 added 05-13-2023 11:01 PM by Lanmanna in Hot Deals
Average price? You mean interest rate? Lmao
+51 Score 274 Replies 100,556 Views
Post #163526300 added 05-16-2023 5:45 PM by priyesh85 in Hot Deals
Do not use mobile or VPN
+51 Score 274 Replies 100,556 Views
Post #163419965 added 05-10-2023 8:29 PM by NoSleep007 in Hot Deals
Can you have both of them open so you can switch back and forth?
+51 Score 274 Replies 100,556 Views
Post #163559294 added 05-18-2023 10:43 AM by tarunvarun in Hot Deals
Upgrade has 4.81% APY with $1000 minimum balance, $250k FDIC insured. There is even referral bonus. I’m not sure why down votes though. 🤷🏻 ♂️ https://slickdeals.net/share/iphone_app/t/16658213
+51 Score 274 Replies 100,556 Views
Post #163471772 added 05-13-2023 2:42 PM by jackc6900 in Hot Deals
Just bought a 3 month T-bill with an intrinsic rate of 5.3%. Plus being in CA and having no state and local tax is huge.
+51 Score 274 Replies 100,556 Views
Post #163457813 added 05-12-2023 4:59 PM by mozmoz1 in Hot Deals
I think it depends on your amount. I’m at $250k. So I’ll make around $2,500 more a year by moving my money.
+51 Score 274 Replies 100,556 Views
Post #163420451 added 05-10-2023 9:06 PM by cgigate in Hot Deals
technically, US government should be bankrupted long time ago with debt-to-GDP ratio of approximately 108%
+51 Score 274 Replies 100,556 Views
Post #163459700 added 05-12-2023 7:01 PM by tunabreath in Hot Deals
FZDXX is a mutual fund, not FDIC insured and it has fees associated with it (see expense ratio).
+51 Score 274 Replies 100,556 Views
Post #163852580 added 06-03-2023 6:49 PM by Diz in Hot Deals
The current FZDXX 7-day yield of 4.91% accounts for the expense ratio. The same tax advantages are in play when you use FZDXX, FDRXX, or SPAXX as your core position in a retirement account. ...
+51 Score 274 Replies 100,556 Views
Post #164027333 added 06-12-2023 12:17 PM by damnthatsadeal in Hot Deals
Redneck bank has my vote of approval. They’re straight forward with their process. no bs. Aside from their great rates when the market allows, I really sign up just for their ridiculous birthday...
+51 Score 274 Replies 100,556 Views
Post #164102711 added 06-16-2023 3:48 AM by grayguru in Hot Deals
Not a big deal. Longer holds on new accounts is understandable---fraud potential, etc. And it's a savings account, to park money in and earn interest. Not a checking account where you continually...
+51 Score 274 Replies 100,556 Views
Post #163426121 added 05-11-2023 7:58 AM by monock in Hot Deals
CIT is a division of First Citizens Bank, the largest family-controlled bank in the United States, continuing a unique legacy of strength, stability and long-term thinking that has spanned...
+51 Score 274 Replies 100,556 Views
Post #164015726 added 06-11-2023 8:08 PM by 3rdbass in Hot Deals
Redneck bank? LOL! Hard pass.
+51 Score 274 Replies 100,556 Views
Post #163390331 added 05-09-2023 10:48 AM by dragon17 in Hot Deals
High short term rates because of looming debt ceiling fiasco. Buyer beware.
+51 Score 274 Replies 100,556 Views
Post #163396019 added 05-09-2023 3:56 PM by FreakinDealWithIt in Hot Deals
Primis Bank is 5.15% right now. Seems a much better deal for a HYSA.
+51 Score 274 Replies 100,556 Views
Post #164128583 added 06-17-2023 1:20 PM by oyouno in Hot Deals
expired
+51 Score 274 Replies 100,556 Views
Post #164040803 added 06-13-2023 6:27 AM by camar0rs in Hot Deals
signed up no issue :)
+51 Score 274 Replies 100,556 Views
Post #163446566 added 05-12-2023 6:50 AM by SithLord2021 in Hot Deals
I can't seem to get to the actual product page. Browser shows a blank page when I click on the savings account product page. Seems like a CIT bank website problem.
+51 Score 274 Replies 100,556 Views
Post #163675187 added 05-24-2023 5:26 PM by scarletwahoo in Hot Deals
Why? They are risk-free, liquid, have high interest rates, and can be bought and sold easily with a broker.
+51 Score 274 Replies 100,556 Views
Post #163662791 added 05-24-2023 6:13 AM by BondTrader in Hot Deals
You're a fool.
+51 Score 274 Replies 100,556 Views
Post #163943579 added 06-08-2023 5:22 AM by OrangeIdea3438 in Hot Deals
You can buy a T-bill between 5-5.35% depending on duration and it’s state tax free. Dump this garbage. The less people put into CDs now, the higher the banks have to go.
+51 Score 274 Replies 100,556 Views
Post #163456436 added 05-12-2023 3:30 PM by sharkna80 in Hot Deals
Everybody worried about the US debt like its their junkie friend who cant seem to hold a job down and hasn't saved a penny. US has never defaulted and won't because the repercussions are severe and...
+51 Score 274 Replies 100,556 Views
Post #163429469 added 05-11-2023 10:10 AM by vrcsu in Hot Deals
They rejected me and my wife during application opening process! We both have 800+ credit score! I never got rejected by any bank in the past!
+51 Score 274 Replies 100,556 Views
Post #163420853 added 05-10-2023 9:48 PM by UniqueNest131 in Hot Deals
I am leaning toward purchasing a brokered CD from Vanguard or Fidelity instead. If I need the money before maturity, I can just sell the CD on vanguard/fidelity at the prevailing market rate (which...
+51 Score 274 Replies 100,556 Views
Post #163416611 added 05-10-2023 4:54 PM by LuisL2784 in Hot Deals
Ive been trying to open an account with them multiple times not sure why it says this Unfortunately, we are unable to open an account for you at this time Thank you for your recent application...
+51 Score 274 Replies 100,556 Views
Post #163586177 added 05-19-2023 3:47 PM by c627627 in Hot Deals
So the premise here is getting a brand new account with an enormous bonus if you keep your money in for 90 days. For example, Chase has hundreds of dollars in bonuses for lower balances and even a...
+51 Score 274 Replies 100,556 Views
Post #163552514 added 05-18-2023 5:08 AM by eohappy in Hot Deals
the best is Virtual Bank in this regard really. Have them for years, never more than 1-2 business days ACH regardless of the amount
+51 Score 274 Replies 100,556 Views
Post #163459091 added 05-12-2023 6:25 PM by sbl in Hot Deals
POS website doesn't load consistently, then rejected application despite exceptional credit rating (could be due to multiple attempts at completing application across different browsers).. Waste...
+51 Score 274 Replies 100,556 Views
Post #163450574 added 05-12-2023 10:20 AM by CoralGame3435 in Hot Deals
That's an awful rate, you can easily get a 12 month CD from Fidelity brokered CDs with yield of 5.15%
+51 Score 274 Replies 100,556 Views
Post #163408544 added 05-10-2023 9:35 AM by MichaelS3865 in Hot Deals
Overall, seems like a solid account. Good customer service . Time will tell. I just put an amount of cash I can "invest" with in there to see how they do.
+51 Score 274 Replies 100,556 Views
Post #163411013 added 05-10-2023 11:34 AM by cheapodeal in Hot Deals
How to check if bank deposit is below $100B or not.
+51 Score 274 Replies 100,556 Views
Post #163411139 added 05-10-2023 11:42 AM by CTRL-ALT-DEALS in Hot Deals
Anyone have experience with American Express high yield savings?
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