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+51 Score 274 Replies 92,550 Views
Post #163616228 added 05-21-2023 3:17 PM by Xcellerator in Hot Deals
Just signed up today and got approved right away.
+51 Score 274 Replies 92,550 Views
Post #163852166 added 06-03-2023 6:18 PM by lady_minx in Hot Deals
When Fidelity was telling me the about what it shows as the interest rate they said that's already taking into account the fees. I'll have to double check with them on that again though. Hmm, if it...
+51 Score 274 Replies 92,550 Views
Post #163852580 added 06-03-2023 6:49 PM by Diz in Hot Deals
The current FZDXX 7-day yield of 4.91% accounts for the expense ratio. The same tax advantages are in play when you use FZDXX, FDRXX, or SPAXX as your core position in a retirement account. ...
+51 Score 274 Replies 92,550 Views
Post #163876895 added 06-05-2023 7:13 AM by hydrocynus in Hot Deals
Are you sure? it won't combine? after a month, you would get 100.40 and this amount will be used for the next month? Formula should be APY = (1+r/n)^n - 1, where r is the return rate and n the...
+51 Score 274 Replies 92,550 Views
Post #163879085 added 06-05-2023 9:12 AM by KWQQ in Hot Deals
can you buy SPAXX or FZDXX with Fidelity Bloom Save/Spend account?
+51 Score 274 Replies 92,550 Views
Post #164065082 added 06-14-2023 8:20 AM by DJConan in Hot Deals
I wanted to be sure myself. I started a chat with them today and they confirmed the 7-day yield on SPAXX was after expenses.
+51 Score 274 Replies 92,550 Views
Post #164089700 added 06-15-2023 10:58 AM by qblunt in Hot Deals
I may try them out and get rid of this POS CIT bank.
+51 Score 274 Replies 92,550 Views
Post #164076944 added 06-14-2023 6:46 PM by C47V3770 in Hot Deals
Currently with Discover and they are so slow updating their APY. It's currently at 3.90%. Worth moving to CIT at this point?
+51 Score 274 Replies 92,550 Views
Post #164102711 added 06-16-2023 3:48 AM by grayguru in Hot Deals
Not a big deal. Longer holds on new accounts is understandable---fraud potential, etc. And it's a savings account, to park money in and earn interest. Not a checking account where you continually...
+51 Score 274 Replies 92,550 Views
Post #163396700 added 05-09-2023 4:40 PM by partyman66 in Hot Deals
Tons of bad reviews on them though from what I saw after doing some digging. CITBank is at least a part of CITIBank, so they are more likely to be reputable.
+51 Score 274 Replies 92,550 Views
Post #163396757 added 05-09-2023 4:44 PM by FreakinDealWithIt in Hot Deals
Meh, have had them several months and haven't had any issues. They've been around for a couple decades. It's an online savings account, there's not much to expect from it. Throw money in it and...
+51 Score 274 Replies 92,550 Views
Post #163413320 added 05-10-2023 1:31 PM by rking0122 in Hot Deals
I have one of those for my son. They're also super easy to work with. I do prefer Ally though for the simple reason that I also have a checking account there. If I needed to access my savings...
+51 Score 274 Replies 92,550 Views
Post #163414406 added 05-10-2023 2:40 PM by nyc10036 in Hot Deals
No capital gain. You buy at, as an example, $4957.25; and then get get $5000 when the T-Bill matures. The difference is the interest.
+51 Score 274 Replies 92,550 Views
Post #163405781 added 05-10-2023 7:23 AM by ascotnot in Hot Deals
I have yet to see a better deal than the 13 week T-Bill for rates and access. You get the highest available rates, your money under any circumstance is available (and in fact dumped right back into...
+51 Score 274 Replies 92,550 Views
Post #163410962 added 05-10-2023 11:32 AM by BlueB9 in Hot Deals
you mean 3 days? not 3 months?
+51 Score 274 Replies 92,550 Views
Post #163411106 added 05-10-2023 11:40 AM by MostBased in Hot Deals
Perhaps civil unrest?
+51 Score 274 Replies 92,550 Views
Post #163411418 added 05-10-2023 11:55 AM by ascotnot in Hot Deals
I should have been clearer. The 13 week T-Bills mature in three months, so it's not like you have to face any kind of penalty like you would on many of the CDs that banks offer, nor is there any...
+51 Score 274 Replies 92,550 Views
Post #163439222 added 05-11-2023 7:02 PM by DannyDanDan in Hot Deals
Upgrade offering the same rate I think. How does CIT compare? And does anyone know if they let you add beneficiaries/ joint owner?
+51 Score 274 Replies 92,550 Views
Post #163445813 added 05-12-2023 5:59 AM by shaolinwookie in Hot Deals
ive learned that a bank will reject you even if you dont owe any bank or have a good credit score. i had a bank account for less than a year and apparantly that flagged me on some systems, i gotr...
+51 Score 274 Replies 92,550 Views
Post #163436729 added 05-11-2023 4:12 PM by Ndgt10 in Hot Deals
I have a platinum savings account and my interest rate shows 4.736%. What gives?
+51 Score 274 Replies 92,550 Views
Post #163436735 added 05-11-2023 4:13 PM by boohoo in Hot Deals
is this as easy as marcus when linking accounts?
+51 Score 274 Replies 92,550 Views
Post #163499180 added 05-15-2023 10:52 AM by robertw477 in Hot Deals
They are not tax free. They are state tax free. Big difference. Not every state has state income tax.
+51 Score 274 Replies 92,550 Views
Post #163499201 added 05-15-2023 10:53 AM by robertw477 in Hot Deals
LOL. You will go on a soup line to get food. The feds will run off with your money. You will have to go to Washington to demand it in person.
+51 Score 274 Replies 92,550 Views
Post #163525169 added 05-16-2023 4:31 PM by grayguru in Hot Deals
This CIT account is 4.85% with minimum balance of $5000, or 0.25% below $5000. The other CIT account is 4.60% on any balance. Thankfully, UFB direct is still paying 5.02% on my existing account. ...
+51 Score 274 Replies 92,550 Views
Post #163554011 added 05-18-2023 6:43 AM by preppyr6 in Hot Deals
My dude, that is literally not the definition of “bankruptcy”
+51 Score 274 Replies 92,550 Views
Post #163562822 added 05-18-2023 1:34 PM by manojvaz in Hot Deals
CIT Bank products are only open to US Citizens and Permanent Residents
+51 Score 274 Replies 92,550 Views
Post #163563035 added 05-18-2023 1:44 PM by JoeJoeBlow90 in Hot Deals
While you’re correct, there are cases now where they’re bailing out deposits over 250k as well. How long before the FDIC money dries up? It could be the case that the government decides to just...
+51 Score 274 Replies 92,550 Views
Post #163409735 added 05-10-2023 10:36 AM by mountzxf in Hot Deals
The Savings Builder account has a limit of six (6) pre-authorized or automatic transfers or withdrawals, electronic banking transfers to other accounts or similar per statement cycle.
+51 Score 274 Replies 92,550 Views
Post #163411907 added 05-10-2023 12:18 PM by a5un in Hot Deals
Don't be worried with the debt ceiling talk. Get your 1 - 3 months T-bill while they're hot. US Gov will cut services first before defaulting on their loans. At worst, your payments will be delayed....
+51 Score 274 Replies 92,550 Views
Post #163426391 added 05-11-2023 8:09 AM by mozmoz1 in Hot Deals
I have American Express savings. Their interest is only 3.65, so ill be moving my money to CIT. Also, they don’t have an APP for savings account. Otherwise no issues.
+51 Score 274 Replies 92,550 Views
Post #163426478 added 05-11-2023 8:13 AM by sussig in Hot Deals
whats their transfer limit per day/month if any ?
+51 Score 274 Replies 92,550 Views
Post #163474442 added 05-13-2023 6:07 PM by justye in Hot Deals
What is the advantage of doing that over locking in a specific rate with a CD for x number of months (like 9-12 months)?
+51 Score 274 Replies 92,550 Views
Post #163474475 added 05-13-2023 6:12 PM by python5 in Hot Deals
There are a few advantages to buying 4-week T-bills at auction over buying a CD for 9 or more months: Liquidity: T-bills are very liquid investments, which means that they can be easily bought and...
+51 Score 274 Replies 92,550 Views
Post #163478159 added 05-14-2023 12:34 AM by Gb1908 in Hot Deals
Hope my bank bumps the hys rate soon or may have to switch banks
+51 Score 274 Replies 92,550 Views
Post #163473872 added 05-13-2023 5:26 PM by justye in Hot Deals
What do you do when the 4 weeks are up?
+51 Score 274 Replies 92,550 Views
Post #163474238 added 05-13-2023 5:49 PM by python5 in Hot Deals
I buy them on a Wednesday on TD and Schwab through auction so i can ladder the 4 weeks.
+51 Score 274 Replies 92,550 Views
Post #163478081 added 05-14-2023 12:14 AM by t99 in Hot Deals
What happens to treasury bills if they don't raise the debt limit?
+51 Score 274 Replies 92,550 Views
Post #163452812 added 05-12-2023 12:01 PM by wnpstm85 in Hot Deals
From website from fdic insurance perspective this isn’t true. IMO FDIC opinion is the important one. CIT Bank is a division of First-Citizens Bank & Trust Company, a member of the Federal...
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