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CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 05-09-2023 by EfficientGame645
+51 Score 274 Replies 94,822 Views
Post #163396700 added 05-09-2023 4:40 PM by partyman66 in Hot Deals
Tons of bad reviews on them though from what I saw after doing some digging. CITBank is at least a part of CITIBank, so they are more likely to be reputable.
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 05-09-2023 by EfficientGame645
+51 Score 274 Replies 94,822 Views
Post #163396757 added 05-09-2023 4:44 PM by FreakinDealWithIt in Hot Deals
Meh, have had them several months and haven't had any issues. They've been around for a couple decades. It's an online savings account, there's not much to expect from it. Throw money in it and...
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 05-09-2023 by EfficientGame645
+51 Score 274 Replies 94,822 Views
Post #163399100 added 05-09-2023 7:14 PM by FreakinDealWithIt in Hot Deals
Most shouldn't have to worry about frequent withdrawals. It's a savings, you shouldn't be frequently withdrawing from it. Right now most CDs don't offer better rates than HYSA. That hasn't been...
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 05-09-2023 by EfficientGame645
+51 Score 274 Replies 94,822 Views
Post #163399460 added 05-09-2023 7:34 PM by python5 in Hot Deals
For Schwab Log in to your Schwab account on the Schwab website. Click on the "Trade" tab in the top navigation menu. From the dropdown menu, select "Bonds". In the new page, click on "Treasury...
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 05-09-2023 by EfficientGame645
+51 Score 274 Replies 94,822 Views
Post #163402325 added 05-10-2023 12:20 AM by skyang in Hot Deals
Why does it matter. If the US goes bankrupt, the dollar will have no value.
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 05-09-2023 by EfficientGame645
+51 Score 274 Replies 94,822 Views
Post #163409735 added 05-10-2023 10:36 AM by mountzxf in Hot Deals
The Savings Builder account has a limit of six (6) pre-authorized or automatic transfers or withdrawals, electronic banking transfers to other accounts or similar per statement cycle.
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 05-09-2023 by EfficientGame645
+51 Score 274 Replies 94,822 Views
Post #163400729 added 05-09-2023 9:06 PM by anks_2010 in Hot Deals
Can you give me a quick help how do I calculate return on this quote. Let's say I invest 1k
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 05-09-2023 by EfficientGame645
+51 Score 274 Replies 94,822 Views
Post #163400804 added 05-09-2023 9:14 PM by primetime2113 in Hot Deals
Keep in mind CIT recently was bought out by First Citizens, who knows if they will still service this months from now.
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 05-09-2023 by EfficientGame645
+51 Score 274 Replies 94,822 Views
Post #163401047 added 05-09-2023 9:41 PM by SaylorSwift in Hot Deals
I tried to open one last week when it was still 4.75%, since it was 1% higher than my current Ally savings account. It got denied over identity verification issues. I ended up opening a CapitalOne...
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 05-09-2023 by EfficientGame645
+51 Score 274 Replies 94,822 Views
Post #163675187 added 05-24-2023 5:26 PM by scarletwahoo in Hot Deals
Why? They are risk-free, liquid, have high interest rates, and can be bought and sold easily with a broker.
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 05-09-2023 by EfficientGame645
+51 Score 274 Replies 94,822 Views
Post #163562822 added 05-18-2023 1:34 PM by manojvaz in Hot Deals
CIT Bank products are only open to US Citizens and Permanent Residents
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 05-09-2023 by EfficientGame645
+51 Score 274 Replies 94,822 Views
Post #163563035 added 05-18-2023 1:44 PM by JoeJoeBlow90 in Hot Deals
While you’re correct, there are cases now where they’re bailing out deposits over 250k as well. How long before the FDIC money dries up? It could be the case that the government decides to just...
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 05-09-2023 by EfficientGame645
+51 Score 274 Replies 94,822 Views
Post #163725263 added 05-27-2023 11:47 AM by superdon in Hot Deals
There are lots of complaints on BBB about account getting locked and hard time withdrawing funds. That is huge concern.
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 05-09-2023 by EfficientGame645
+51 Score 274 Replies 94,822 Views
Post #163616228 added 05-21-2023 3:17 PM by Xcellerator in Hot Deals
Just signed up today and got approved right away.
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 05-09-2023 by EfficientGame645
+51 Score 274 Replies 94,822 Views
Post #163662791 added 05-24-2023 6:13 AM by BondTrader in Hot Deals
You're a fool.
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 05-09-2023 by EfficientGame645
+51 Score 274 Replies 94,822 Views
Post #163574624 added 05-19-2023 6:26 AM by cgigate in Hot Deals
You cannot afford to pay debit, you are bankruptcy.... enjoy it
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 05-09-2023 by EfficientGame645
+51 Score 274 Replies 94,822 Views
Post #164029829 added 06-12-2023 2:34 PM by royusmaximus in Hot Deals
how guaranteed are these rates? will i find myself with something like 1% in a few months?
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 05-09-2023 by EfficientGame645
+51 Score 274 Replies 94,822 Views
Post #164052356 added 06-13-2023 3:51 PM by Eleebob7 in Hot Deals
I had the exact opposite situation. Took 3 days to confirm external account Took 2 days for transfer to "post" Took another 3 days for transfer to "clear" and have funds available.
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 05-09-2023 by EfficientGame645
+51 Score 274 Replies 94,822 Views
Post #163852580 added 06-03-2023 6:49 PM by Diz in Hot Deals
The current FZDXX 7-day yield of 4.91% accounts for the expense ratio. The same tax advantages are in play when you use FZDXX, FDRXX, or SPAXX as your core position in a retirement account. ...
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 05-09-2023 by EfficientGame645
+51 Score 274 Replies 94,822 Views
Post #163852166 added 06-03-2023 6:18 PM by lady_minx in Hot Deals
When Fidelity was telling me the about what it shows as the interest rate they said that's already taking into account the fees. I'll have to double check with them on that again though. Hmm, if it...
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 05-09-2023 by EfficientGame645
+51 Score 274 Replies 94,822 Views
Post #163879085 added 06-05-2023 9:12 AM by KWQQ in Hot Deals
can you buy SPAXX or FZDXX with Fidelity Bloom Save/Spend account?
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 05-09-2023 by EfficientGame645
+51 Score 274 Replies 94,822 Views
Post #163876895 added 06-05-2023 7:13 AM by hydrocynus in Hot Deals
Are you sure? it won't combine? after a month, you would get 100.40 and this amount will be used for the next month? Formula should be APY = (1+r/n)^n - 1, where r is the return rate and n the...
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 05-09-2023 by EfficientGame645
+51 Score 274 Replies 94,822 Views
Post #163900046 added 06-06-2023 8:42 AM by lady_minx in Hot Deals
I was able to get SPAXX in my Fidelity Spend & Save account. I didn't have 100k in there to try FZDXX. I called them to confirm that it would still work with my ATM card if the funds were in SPAXX. ...
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 05-09-2023 by EfficientGame645
+51 Score 274 Replies 94,822 Views
Post #164067044 added 06-14-2023 9:33 AM by lady_minx in Hot Deals
Thanks for checking! Good news!
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 05-09-2023 by EfficientGame645
+51 Score 274 Replies 94,822 Views
Post #164076944 added 06-14-2023 6:46 PM by C47V3770 in Hot Deals
Currently with Discover and they are so slow updating their APY. It's currently at 3.90%. Worth moving to CIT at this point?
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 05-09-2023 by EfficientGame645
+51 Score 274 Replies 94,822 Views
Post #164065082 added 06-14-2023 8:20 AM by DJConan in Hot Deals
I wanted to be sure myself. I started a chat with them today and they confirmed the 7-day yield on SPAXX was after expenses.
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 05-09-2023 by EfficientGame645
+51 Score 274 Replies 94,822 Views
Post #164027333 added 06-12-2023 12:17 PM by damnthatsadeal in Hot Deals
Redneck bank has my vote of approval. They’re straight forward with their process. no bs. Aside from their great rates when the market allows, I really sign up just for their ridiculous birthday...
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 05-09-2023 by EfficientGame645
+51 Score 274 Replies 94,822 Views
Post #163525169 added 05-16-2023 4:31 PM by grayguru in Hot Deals
This CIT account is 4.85% with minimum balance of $5000, or 0.25% below $5000. The other CIT account is 4.60% on any balance. Thankfully, UFB direct is still paying 5.02% on my existing account. ...
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 05-09-2023 by EfficientGame645
+51 Score 274 Replies 94,822 Views
Post #163410962 added 05-10-2023 11:32 AM by BlueB9 in Hot Deals
you mean 3 days? not 3 months?
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 05-09-2023 by EfficientGame645
+51 Score 274 Replies 94,822 Views
Post #163411106 added 05-10-2023 11:40 AM by MostBased in Hot Deals
Perhaps civil unrest?
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 05-09-2023 by EfficientGame645
+51 Score 274 Replies 94,822 Views
Post #163411418 added 05-10-2023 11:55 AM by ascotnot in Hot Deals
I should have been clearer. The 13 week T-Bills mature in three months, so it's not like you have to face any kind of penalty like you would on many of the CDs that banks offer, nor is there any...
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 05-09-2023 by EfficientGame645
+51 Score 274 Replies 94,822 Views
Post #163420763 added 05-10-2023 9:35 PM by olegk in Hot Deals
Oh, that's very useful. Thanks.
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 05-09-2023 by EfficientGame645
+51 Score 274 Replies 94,822 Views
Post #163513823 added 05-16-2023 6:12 AM by passinos in Hot Deals
CUSIP/ ISIN 61773TZK2/ US61773TZK23 Morgan Stanley Bk N A Primary Callable 05/24@100 - Multi-Step Coupon Yld Mat: 05/19/2027@ 100 5.176%
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 05-09-2023 by EfficientGame645
+51 Score 274 Replies 94,822 Views
Post #163411907 added 05-10-2023 12:18 PM by a5un in Hot Deals
Don't be worried with the debt ceiling talk. Get your 1 - 3 months T-bill while they're hot. US Gov will cut services first before defaulting on their loans. At worst, your payments will be delayed....
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 05-09-2023 by EfficientGame645
+51 Score 274 Replies 94,822 Views
Post #163413320 added 05-10-2023 1:31 PM by rking0122 in Hot Deals
I have one of those for my son. They're also super easy to work with. I do prefer Ally though for the simple reason that I also have a checking account there. If I needed to access my savings...
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 05-09-2023 by EfficientGame645
+51 Score 274 Replies 94,822 Views
Post #163414406 added 05-10-2023 2:40 PM by nyc10036 in Hot Deals
No capital gain. You buy at, as an example, $4957.25; and then get get $5000 when the T-Bill matures. The difference is the interest.
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 05-09-2023 by EfficientGame645
+51 Score 274 Replies 94,822 Views
Post #163418315 added 05-10-2023 6:42 PM by Cl4wHammer in Hot Deals
They are separate entities.
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 05-09-2023 by EfficientGame645
+51 Score 274 Replies 94,822 Views
Post #163436729 added 05-11-2023 4:12 PM by Ndgt10 in Hot Deals
I have a platinum savings account and my interest rate shows 4.736%. What gives?
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