CIT Bank Platinum Savings: Earn Up to 4.85% APY*
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Thread created 05-09-2023 by EfficientGame645
+51 Score
274 Replies
100,556 Views
Don't be worried with the debt ceiling talk. Get your 1 - 3 months T-bill while they're hot. US Gov will cut services first before defaulting on their loans. At worst, your payments will be delayed....
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
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Thread created 05-09-2023 by EfficientGame645
+51 Score
274 Replies
100,556 Views
I have a platinum savings account and my interest rate shows 4.736%. What gives?
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
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Thread created 05-09-2023 by EfficientGame645
+51 Score
274 Replies
100,556 Views
That's great. But when you try to open an account, they tell you they have a waiting list and take your name & email.
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 05-09-2023 by EfficientGame645
+51 Score
274 Replies
100,556 Views
They are not tax free. They are state tax free. Big difference. Not every state has state income tax.
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 05-09-2023 by EfficientGame645
+51 Score
274 Replies
100,556 Views
I called customer service earlier, and they said I don't have to do anything - my APY will fluctuate depending on the current Platinum savings rate.
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 05-09-2023 by EfficientGame645
+51 Score
274 Replies
100,556 Views
Cannot agree more with you
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 05-09-2023 by EfficientGame645
+51 Score
274 Replies
100,556 Views
How do I do this in Schwab or vanguard?
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 05-09-2023 by EfficientGame645
+51 Score
274 Replies
100,556 Views
what would happen when the government bankrupted ?
Technically the US government would be bankrupted longtime ago ...
Maybe, next week it would be in bankruptcy for debit ceiling falling off
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 05-09-2023 by EfficientGame645
+51 Score
274 Replies
100,556 Views
Average price? You mean interest rate? Lmao
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 05-09-2023 by EfficientGame645
+51 Score
274 Replies
100,556 Views
Do not use mobile or VPN
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 05-09-2023 by EfficientGame645
+51 Score
274 Replies
100,556 Views
Can you have both of them open so you can switch back and forth?
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 05-09-2023 by EfficientGame645
+51 Score
274 Replies
100,556 Views
Upgrade has 4.81% APY with $1000 minimum balance, $250k FDIC insured. There is even referral bonus. I’m not sure why down votes though. 🤷🏻 ♂️
https://slickdeals.net/share/iphone_app/t/16658213
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 05-09-2023 by EfficientGame645
+51 Score
274 Replies
100,556 Views
Just bought a 3 month T-bill with an intrinsic rate of 5.3%. Plus being in CA and having no state and local tax is huge.
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 05-09-2023 by EfficientGame645
+51 Score
274 Replies
100,556 Views
I think it depends on your amount. I’m at $250k. So I’ll make around $2,500 more a year by moving my money.
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 05-09-2023 by EfficientGame645
+51 Score
274 Replies
100,556 Views
technically, US government should be bankrupted long time ago with debt-to-GDP ratio of approximately 108%
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
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Thread created 05-09-2023 by EfficientGame645
+51 Score
274 Replies
100,556 Views
FZDXX is a mutual fund, not FDIC insured and it has fees associated with it (see expense ratio).
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 05-09-2023 by EfficientGame645
+51 Score
274 Replies
100,556 Views
The current FZDXX 7-day yield of 4.91% accounts for the expense ratio.
The same tax advantages are in play when you use FZDXX, FDRXX, or SPAXX as your core position in a retirement account. ...
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 05-09-2023 by EfficientGame645
+51 Score
274 Replies
100,556 Views
Redneck bank has my vote of approval. They’re straight forward with their process. no bs. Aside from their great rates when the market allows, I really sign up just for their ridiculous birthday...
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 05-09-2023 by EfficientGame645
+51 Score
274 Replies
100,556 Views
Not a big deal. Longer holds on new accounts is understandable---fraud potential, etc.
And it's a savings account, to park money in and earn interest. Not a checking account where you continually...
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
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Thread created 05-09-2023 by EfficientGame645
+51 Score
274 Replies
100,556 Views
CIT is a division of First Citizens Bank, the largest family-controlled bank in the United States, continuing a unique legacy of strength, stability and long-term thinking that has spanned...
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 05-09-2023 by EfficientGame645
+51 Score
274 Replies
100,556 Views
Redneck bank? LOL! Hard pass.
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 05-09-2023 by EfficientGame645
+51 Score
274 Replies
100,556 Views
High short term rates because of looming debt ceiling fiasco. Buyer beware.
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 05-09-2023 by EfficientGame645
+51 Score
274 Replies
100,556 Views
Primis Bank is 5.15% right now. Seems a much better deal for a HYSA.
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 05-09-2023 by EfficientGame645
+51 Score
274 Replies
100,556 Views
expired
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 05-09-2023 by EfficientGame645
+51 Score
274 Replies
100,556 Views
signed up no issue :)
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
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Thread created 05-09-2023 by EfficientGame645
+51 Score
274 Replies
100,556 Views
I can't seem to get to the actual product page. Browser shows a blank page when I click on the savings account product page.
Seems like a CIT bank website problem.
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 05-09-2023 by EfficientGame645
+51 Score
274 Replies
100,556 Views
Why? They are risk-free, liquid, have high interest rates, and can be bought and sold easily with a broker.
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 05-09-2023 by EfficientGame645
+51 Score
274 Replies
100,556 Views
You're a fool.
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 05-09-2023 by EfficientGame645
+51 Score
274 Replies
100,556 Views
You can buy a T-bill between 5-5.35% depending on duration and it’s state tax free. Dump this garbage. The less people put into CDs now, the higher the banks have to go.
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 05-09-2023 by EfficientGame645
+51 Score
274 Replies
100,556 Views
Everybody worried about the US debt like its their junkie friend who cant seem to hold a job down and hasn't saved a penny. US has never defaulted and won't because the repercussions are severe and...
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 05-09-2023 by EfficientGame645
+51 Score
274 Replies
100,556 Views
They rejected me and my wife during application opening process! We both have 800+ credit score! I never got rejected by any bank in the past!
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 05-09-2023 by EfficientGame645
+51 Score
274 Replies
100,556 Views
I am leaning toward purchasing a brokered CD from Vanguard or Fidelity instead. If I need the money before maturity, I can just sell the CD on vanguard/fidelity at the prevailing market rate (which...
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 05-09-2023 by EfficientGame645
+51 Score
274 Replies
100,556 Views
Ive been trying to open an account with them multiple times not sure why it says this
Unfortunately, we are unable to open an account for you at this time
Thank you for your recent application...
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 05-09-2023 by EfficientGame645
+51 Score
274 Replies
100,556 Views
So the premise here is getting a brand new account with an enormous bonus if you keep your money in for 90 days.
For example, Chase has hundreds of dollars in bonuses for lower balances and even a...
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 05-09-2023 by EfficientGame645
+51 Score
274 Replies
100,556 Views
the best is Virtual Bank in this regard really. Have them for years, never more than 1-2 business days ACH regardless of the amount
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 05-09-2023 by EfficientGame645
+51 Score
274 Replies
100,556 Views
POS website doesn't load consistently, then rejected application despite exceptional credit rating (could be due to multiple attempts at completing application across different browsers)..
Waste...
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 05-09-2023 by EfficientGame645
+51 Score
274 Replies
100,556 Views
That's an awful rate, you can easily get a 12 month CD from Fidelity brokered CDs with yield of 5.15%
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 05-09-2023 by EfficientGame645
+51 Score
274 Replies
100,556 Views
Overall, seems like a solid account. Good customer service . Time will tell. I just put an amount of cash I can "invest" with in there to see how they do.
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 05-09-2023 by EfficientGame645
+51 Score
274 Replies
100,556 Views
How to check if bank deposit is below $100B or not.
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 05-09-2023 by EfficientGame645
+51 Score
274 Replies
100,556 Views
Anyone have experience with American Express high yield savings?
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