SoFi Checking & Savings: Earn Up to $250 with Qualifying Direct Deposit, terms apply + Up to 4.30% APY
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Thread created 06-09-2023 by EfficientGame645
+22 Score
43 Replies
124,233 Views
I already have an account. Can I refer people for this deal and get the referral bonus?
SoFi Checking & Savings: Earn Up to $250 with Qualifying Direct Deposit, terms apply + Up to 4.30% APY
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Thread created 06-09-2023 by EfficientGame645
+22 Score
43 Replies
124,233 Views
Same, started with just savings mainly due to the APY at the time being higher than my AmEx HYSA (I think there was a $75 SD cashback that stacked w/the $250 SUB). After using it for a few months I...
SoFi Checking & Savings: Earn Up to $250 with Qualifying Direct Deposit, terms apply + Up to 4.30% APY
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Thread created 06-09-2023 by EfficientGame645
+22 Score
43 Replies
124,233 Views
I’ve been a Sofi banker for the past year and I’ve had no issues at all. I only really use their banking services as I have loans and brokerage services elsewhere. However all bonuses for me have...
SoFi Checking & Savings: Earn Up to $250 with Qualifying Direct Deposit, terms apply + Up to 4.30% APY
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Thread created 06-09-2023 by EfficientGame645
+22 Score
43 Replies
124,233 Views
I would never recommend SoFi, after 3 weeks them "monitoring my account for suspicious activity" and freezing my account and just telling me I have to wait it out. Never will I ever recommend them as...
SoFi Checking & Savings: Earn Up to $250 with Qualifying Direct Deposit, terms apply + Up to 4.30% APY
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Thread created 06-09-2023 by EfficientGame645
+22 Score
43 Replies
124,233 Views
Their website is very limited in function. They basically force you to use their app if you need to do non-basic banking tasks. Just FYI.
SoFi Checking & Savings: Earn Up to $250 with Qualifying Direct Deposit, terms apply + Up to 4.30% APY
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Thread created 06-09-2023 by EfficientGame645
+22 Score
43 Replies
124,233 Views
I’ve been with SOFI about 4 months, switching over from BOA. The info on the bonus criteria is easily found online in their support articles. This was a no brainer decision for me because of zero...
SoFi Checking & Savings: Earn Up to $250 with Qualifying Direct Deposit, terms apply + Up to 4.30% APY
Expired
Thread created 06-09-2023 by EfficientGame645
+22 Score
43 Replies
124,233 Views
Is there something stopping you from signing up for the bonus and then just closing the account?
SoFi Checking & Savings: Earn Up to $250 with Qualifying Direct Deposit, terms apply + Up to 4.30% APY
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Thread created 06-09-2023 by EfficientGame645
+22 Score
43 Replies
124,233 Views
So I have a large chunk of my deposit going to retirement savings. DOes this mean I need to cut back to make the 5k in exactly 25 or what would be 2 pay periods for me?
SoFi Checking & Savings: Earn Up to $250 with Qualifying Direct Deposit, terms apply + Up to 4.30% APY
Expired
Thread created 06-09-2023 by EfficientGame645
+22 Score
43 Replies
124,233 Views
same as synchrony bank on the savings rate.
SoFi Checking & Savings: Earn Up to $250 with Qualifying Direct Deposit, terms apply + Up to 4.30% APY
Expired
Thread created 06-09-2023 by EfficientGame645
+22 Score
43 Replies
124,233 Views
Got my bonus exactly on day 25 after my first (of two) direct deposits.
Have USAA as my primary bank but really liking SoFi so far, to the point that I'm thinking about making it my go-to bank....
SoFi Checking & Savings: Earn Up to $250 with Qualifying Direct Deposit, terms apply + Up to 4.30% APY
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Thread created 06-09-2023 by EfficientGame645
+22 Score
43 Replies
124,233 Views
Simple to unsubscribe
SoFi Checking & Savings: Earn Up to $250 with Qualifying Direct Deposit, terms apply + Up to 4.30% APY
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Thread created 06-09-2023 by EfficientGame645
+22 Score
43 Replies
124,233 Views
Every free broker batches orders and makes a few cents on the spread.
Your $250 purchase of 0.3-5 shares, losing out on $0.01-$0.10 is literally so insignificant that it's moot. Feel free to use a...
SoFi Checking & Savings: Earn Up to $250 with Qualifying Direct Deposit, terms apply + Up to 4.30% APY
Expired
Thread created 06-09-2023 by EfficientGame645
+22 Score
43 Replies
124,233 Views
Just a heads up that if you've ever gotten any bonus from them for opening a checking and savings account, you're not eligible for this bonus.
SoFi Checking & Savings: Earn Up to $250 with Qualifying Direct Deposit, terms apply + Up to 4.30% APY
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Thread created 06-09-2023 by EfficientGame645
+22 Score
43 Replies
124,233 Views
+1. Maintaining a brokerage account especially with the average balances in most accounts is a net loss for the broker. Some consumers expect free services but these are not non-profit orgs.
...
SoFi Checking & Savings: Earn Up to $250 with Qualifying Direct Deposit, terms apply + Up to 4.30% APY
Expired
Thread created 06-09-2023 by EfficientGame645
+22 Score
43 Replies
124,233 Views
I too never received my bonus. And I did notice the few others that said the same had their posts tagged by multiple people as “unhelpful”, when in fact these are the most helpful because now the...
SoFi Checking & Savings: Earn Up to $250 with Qualifying Direct Deposit, terms apply + Up to 4.30% APY
Expired
Thread created 06-09-2023 by EfficientGame645
+22 Score
43 Replies
124,233 Views
I got the $250 recently. The 25 days timer starts when the first direct deposit hits your account. So it is not a problem for people with Bi-weekly paychecks.
Also you will $25 additional for using...
SoFi Checking & Savings: Earn Up to $250 with Qualifying Direct Deposit, terms apply + Up to 4.30% APY
Expired
Thread created 06-09-2023 by EfficientGame645
+22 Score
43 Replies
124,233 Views
Sofi as a bank may be ok but for stocks its trash AND THEY USE PFOF. Buying stocks a few seconds before and selling g it to you a few cents higher
SoFi Checking & Savings: Earn Up to $250 with Qualifying Direct Deposit, terms apply + Up to 4.30% APY
Expired
Thread created 06-09-2023 by EfficientGame645
+22 Score
43 Replies
124,233 Views
Hi! 👋 Join me to start earning more money with SoFi Checking and Savings. You’ll earn up to 4.60% APY and pay no account fees. Use my link to sign up and you’ll get a $25 bonus and up to $300 when...
SoFi Checking & Savings: Earn Up to $250 with Qualifying Direct Deposit, terms apply + Up to 4.30% APY
Expired
Thread created 06-09-2023 by EfficientGame645
+22 Score
43 Replies
124,233 Views
Is transferring from my other bank's checking to Sofi checking qualified as direct deposit?
SoFi Checking & Savings: Earn Up to $250 with Qualifying Direct Deposit, terms apply + Up to 4.30% APY
Expired
Thread created 06-09-2023 by EfficientGame645
+22 Score
43 Replies
124,233 Views
I had no problems getting the bonus. I did have issue with getting my debit card, but I blame that on them sending it normal snail mail with no tracking, and my apartment building having package...
SoFi Checking & Savings: Earn Up to $250 with Qualifying Direct Deposit, terms apply + Up to 4.30% APY
Expired
Thread created 06-09-2023 by EfficientGame645
+22 Score
43 Replies
124,233 Views
SoFi is offering up to $250 with qualifying direct deposit, terms apply. Up to 4.30% APY on savings and 1.20% APY on checking. No account fees.
Details/Features:
After Opening a New Account...
SoFi Checking & Savings: Earn Up to $250 with Qualifying Direct Deposit, terms apply + Up to 4.30% APY
Expired
Thread created 06-09-2023 by EfficientGame645
+22 Score
43 Replies
124,233 Views
I've been with SoFi since it was the Samsung Money account, and I've been overall very happy with the service. The interest rates on the savings account are very competitive, and the app is easy to...
SoFi Checking & Savings: Earn Up to $250 with Qualifying Direct Deposit, terms apply + Up to 4.30% APY
Expired
Thread created 06-09-2023 by EfficientGame645
+22 Score
43 Replies
124,233 Views
This is what i'm also interested in knowing as well :peace:
SoFi Checking & Savings: Earn Up to $250 with Qualifying Direct Deposit, terms apply + Up to 4.30% APY
Expired
Thread created 06-09-2023 by EfficientGame645
+22 Score
43 Replies
124,233 Views
You aren't kidding about the inter bank transfer speed. I did a transfer last week and it posted to my other bank same day (and the bank said it was available to use).
SoFi Checking & Savings: Earn Up to $250 with Qualifying Direct Deposit, terms apply + Up to 4.30% APY
Expired
Thread created 06-09-2023 by EfficientGame645
+22 Score
43 Replies
124,233 Views
I’ve had SoFi for nearly a year now and it’s been pretty great. I would recommend using them.
SoFi Checking & Savings: Earn Up to $250 with Qualifying Direct Deposit, terms apply + Up to 4.30% APY
Expired
Thread created 06-09-2023 by EfficientGame645
+22 Score
43 Replies
124,233 Views
SOFI is a lousy bank and won't pay out on their bonus.
SoFi Checking & Savings: Earn Up to $250 with Qualifying Direct Deposit, terms apply + Up to 4.30% APY
Expired
Thread created 06-09-2023 by EfficientGame645
+22 Score
43 Replies
124,233 Views
They just raised their APY to 4.40% today for savings (requires direct deposit)
SoFi Checking & Savings: Earn Up to $250 with Qualifying Direct Deposit, terms apply + Up to 4.30% APY
Expired
Thread created 06-09-2023 by EfficientGame645
+22 Score
43 Replies
124,233 Views
yes you can
SoFi Checking & Savings: Earn Up to $250 with Qualifying Direct Deposit, terms apply + Up to 4.30% APY
Expired
Thread created 06-09-2023 by EfficientGame645
+22 Score
43 Replies
124,233 Views
is this better than the CIT bank recent deal posted here? that was closer to 5% but not sure about lockup period vs dynamic rate.
SoFi Checking & Savings: Earn Up to $250 with Qualifying Direct Deposit, terms apply + Up to 4.30% APY
Expired
Thread created 06-09-2023 by EfficientGame645
+22 Score
43 Replies
124,233 Views
No a personal bank transfer would not qualify. You'll need a direct deposit from an employer payroll system. I believe setting up direct deposit of social security or pension payments would also...
SoFi Checking & Savings: Earn Up to $250 with Qualifying Direct Deposit, terms apply + Up to 4.30% APY
Expired
Thread created 06-09-2023 by EfficientGame645
+22 Score
43 Replies
124,233 Views
4.3% is not impressive at all. Any bank that offers you
SoFi Checking & Savings: Earn Up to $250 with Qualifying Direct Deposit, terms apply + Up to 4.30% APY
Expired
Thread created 06-09-2023 by EfficientGame645
+22 Score
43 Replies
124,233 Views
We got our 250.00 without issue with this deal.
SoFi Checking & Savings: Earn Up to $250 with Qualifying Direct Deposit, terms apply + Up to 4.30% APY
Expired
Thread created 06-09-2023 by EfficientGame645
+22 Score
43 Replies
124,233 Views
You need direct deposit otherwise you only get 1.2 %
SoFi Checking & Savings: Earn Up to $250 with Qualifying Direct Deposit, terms apply + Up to 4.30% APY
Expired
Thread created 06-09-2023 by EfficientGame645
+22 Score
43 Replies
124,233 Views
For what it’s worth I’ve been with sofi for about 4 months now and have made them my primary bank. I used to be with Wells Fargo. Had no problem getting the sign up bonus and have benefited from the...
SoFi Checking & Savings: Earn Up to $250 with Qualifying Direct Deposit, terms apply + Up to 4.30% APY
Expired
Thread created 06-09-2023 by EfficientGame645
+22 Score
43 Replies
124,233 Views
That's a disclaimer at the very top of the post.
And do you think they're advising you to get this "deal"? It's an ad!
SoFi Checking & Savings: Earn Up to $250 with Qualifying Direct Deposit, terms apply + Up to 4.30% APY
Expired
Thread created 06-09-2023 by EfficientGame645
+22 Score
43 Replies
124,233 Views
sofi is a bad company. they lure you in with appealing products then change them and the terms of service after you sign up for them.
happened twice with me they changed their credit card offer...
SoFi Checking & Savings: Earn Up to $250 with Qualifying Direct Deposit, terms apply + Up to 4.30% APY
Expired
Thread created 06-09-2023 by EfficientGame645
+22 Score
43 Replies
124,233 Views
I've been with SoFi for a few months and given the experience, I'll soon be making it my primary bank. I just recently learned that they offer access to a financial planning tool at no cost if you...
SoFi Checking & Savings: Earn Up to $250 with Qualifying Direct Deposit, terms apply + Up to 4.30% APY
Expired
Thread created 06-09-2023 by EfficientGame645
+22 Score
43 Replies
124,233 Views
I received my bonus + $25 recently. They are pretty neat and honest. Very prompt in depositing the bonus.
I’ll now close both the accounts, as I’ve no intention of keeping them open for long.
SoFi Checking & Savings: Earn Up to $250 with Qualifying Direct Deposit, terms apply + Up to 4.30% APY
Expired
Thread created 06-09-2023 by EfficientGame645
+22 Score
43 Replies
124,233 Views
They are sneaky about their $250 signup bonus, only 25 days for the $5k+ direct deposit to qualify. otherwise you get $50. They also spam you with ton of their other product prom.
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