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CIT Bank Platinum Savings: Earn Up to 4.95% APY*
Expired
Thread created 06-16-2023 by EfficientGame645
+51 Score 169 Replies 65,737 Views
Post #164903933 added 07-25-2023 1:10 PM by morph2_7 in Deal Talk
I locked my credit on all 3 agencies (Experian, Equifax, TransUnion). Opened an account about a month ago. No problem. Why do banks need credit history when we're giving them money instead of...
CIT Bank Platinum Savings: Earn Up to 4.95% APY*
Expired
Thread created 06-16-2023 by EfficientGame645
+51 Score 169 Replies 65,737 Views
Post #164901698 added 07-25-2023 11:15 AM by DarthMaltball in Deal Talk
Their website tho.....sweet baby Jesus
CIT Bank Platinum Savings: Earn Up to 4.95% APY*
Expired
Thread created 06-16-2023 by EfficientGame645
+51 Score 169 Replies 65,737 Views
Post #164886731 added 07-24-2023 3:06 PM by ikkoku in Deal Talk
which means I'll get rejected. thanks for the info.
CIT Bank Platinum Savings: Earn Up to 4.95% APY*
Expired
Thread created 06-16-2023 by EfficientGame645
+51 Score 169 Replies 65,737 Views
Post #164920616 added 07-26-2023 10:14 AM by ikkoku in Deal Talk
yes it is
CIT Bank Platinum Savings: Earn Up to 4.95% APY*
Expired
Thread created 06-16-2023 by EfficientGame645
+51 Score 169 Replies 65,737 Views
Post #164886383 added 07-24-2023 2:52 PM by cgigate in Deal Talk
They may do soft pull your credit to verify your identity to open bank account
CIT Bank Platinum Savings: Earn Up to 4.95% APY*
Expired
Thread created 06-16-2023 by EfficientGame645
+51 Score 169 Replies 65,737 Views
Post #164861189 added 07-23-2023 12:11 AM by ikkoku in Deal Talk
Due to personal data leaks, I've put in freezes at the all the credit agencies. Does opening a savings account (with any bank) require a pull? I want to open a CIT account but don't want to deal with...
CIT Bank Platinum Savings: Earn Up to 4.95% APY*
Expired
Thread created 06-16-2023 by EfficientGame645
+51 Score 169 Replies 65,737 Views
Post #164749034 added 07-16-2023 8:01 PM by CoralRose466 in Deal Talk
Been with CIT when their APY was under 4.5% and never had issues. Currently I have parked about half a mil (lol...I wish) and doing great.
CIT Bank Platinum Savings: Earn Up to 4.95% APY*
Expired
Thread created 06-16-2023 by EfficientGame645
+51 Score 169 Replies 65,737 Views
Post #164754596 added 07-17-2023 7:47 AM by RVD26 in Deal Talk
Have had this account for a few months now and chose it over Ally, AMEX savings, and other banks strictly for the higher APY. I have noticed transfers into the account take longer than the other...
CIT Bank Platinum Savings: Earn Up to 4.95% APY*
Expired
Thread created 06-16-2023 by EfficientGame645
+51 Score 169 Replies 65,737 Views
Post #164761022 added 07-17-2023 1:16 PM by pdinc in Deal Talk
Any reason to do this vs their no penalty CD at the same rate?
CIT Bank Platinum Savings: Earn Up to 4.95% APY*
Expired
Thread created 06-16-2023 by EfficientGame645
+51 Score 169 Replies 65,737 Views
Post #164665862 added 07-12-2023 4:20 PM by HDP_ in Deal Talk
5.05% interest rate https://investor.vanguard.com/investment-products/mutual-funds/profile/vusxx 4.80% interest rate ...
CIT Bank Platinum Savings: Earn Up to 4.95% APY*
Expired
Thread created 06-16-2023 by EfficientGame645
+51 Score 169 Replies 65,737 Views
Post #164690555 added 07-13-2023 1:03 PM by nshah in Deal Talk
FDIC insured I guess
CIT Bank Platinum Savings: Earn Up to 4.95% APY*
Expired
Thread created 06-16-2023 by EfficientGame645
+51 Score 169 Replies 65,737 Views
Post #164690876 added 07-13-2023 1:14 PM by tC2009 in Deal Talk
The website makes me reauthenticate everytime also even though I checked the box it is a trusted computer
CIT Bank Platinum Savings: Earn Up to 4.95% APY*
Expired
Thread created 06-16-2023 by EfficientGame645
+51 Score 169 Replies 65,737 Views
Post #164627579 added 07-11-2023 5:49 PM by SuperSmilez in Deal Talk
The CIT app is the worst. I have to reauthenticate constantly. It was so annoying I closed my account.
CIT Bank Platinum Savings: Earn Up to 4.95% APY*
Expired
Thread created 06-16-2023 by EfficientGame645
+51 Score 169 Replies 65,737 Views
Post #164650556 added 07-12-2023 9:35 AM by tehslax in Deal Talk
Here is the link to fidelity's 99.5% treasuries money market fund. Fidelity is a BIG brokerage. You open an account and buy this fund. It's a slightly lower rate than this savings account but...
CIT Bank Platinum Savings: Earn Up to 4.95% APY*
Expired
Thread created 06-16-2023 by EfficientGame645
+51 Score 169 Replies 65,737 Views
Post #164655047 added 07-12-2023 11:25 AM by tC2009 in Deal Talk
I opened one of these a accounts. My experience so far: 1. Initial Mobile Check Deposits have taken 7 business days and still not cleared. $8 and 5k (I haven't seen a check take this long to...
CIT Bank Platinum Savings: Earn Up to 4.95% APY*
Expired
Thread created 06-16-2023 by EfficientGame645
+51 Score 169 Replies 65,737 Views
Post #164804723 added 07-19-2023 6:29 PM by cost.basis in Deal Talk
It is incredibly difficult for me to setup transfers in CIT. However, I am able to transfer funds into CIT with a separate account. My concern is whether it will be difficult for me to transfer my...
CIT Bank Platinum Savings: Earn Up to 4.95% APY*
Expired
Thread created 06-16-2023 by EfficientGame645
+51 Score 169 Replies 65,737 Views
Post #164807672 added 07-19-2023 9:45 PM by duckeggs in Deal Talk
imagine having 1 billion dollars in the CIT savings tho O_O
CIT Bank Platinum Savings: Earn Up to 4.95% APY*
Expired
Thread created 06-16-2023 by EfficientGame645
+51 Score 169 Replies 65,737 Views
Post #164807687 added 07-19-2023 9:47 PM by duckeggs in Deal Talk
less hassle
CIT Bank Platinum Savings: Earn Up to 4.95% APY*
Expired
Thread created 06-16-2023 by EfficientGame645
+51 Score 169 Replies 65,737 Views
Post #164679866 added 07-13-2023 6:07 AM by tehslax in Deal Talk
No state tax on gains.
CIT Bank Platinum Savings: Earn Up to 4.95% APY*
Expired
Thread created 06-16-2023 by EfficientGame645
+51 Score 169 Replies 65,737 Views
Post #164723963 added 07-15-2023 7:23 AM by CoronaKid in Deal Talk
Biometric is very easy for me and with the amount of money I have in there I love the extra security. To each their own. I also don't understand why you need to log in that often.
CIT Bank Platinum Savings: Earn Up to 4.95% APY*
Expired
Thread created 06-16-2023 by EfficientGame645
+51 Score 169 Replies 65,737 Views
Post #164724305 added 07-15-2023 7:52 AM by CoronaKid in Deal Talk
I'll never understand all these minor complaints. For me the highest rate is always king. No site or app is ever perfect. I've never had one issue depositing or transferring my money from CIT. ...
CIT Bank Platinum Savings: Earn Up to 4.95% APY*
Expired
Thread created 06-16-2023 by EfficientGame645
+51 Score 169 Replies 65,737 Views
Post #164726795 added 07-15-2023 10:38 AM by michray in Deal Talk
It is a little confusing that it doesn't say 4.95 anywhere so we know if we are getting the right rate.
CIT Bank Platinum Savings: Earn Up to 4.95% APY*
Expired
Thread created 06-16-2023 by EfficientGame645
+51 Score 169 Replies 65,737 Views
Post #164526212 added 07-08-2023 6:51 PM by VitaminWater in Deal Talk
I have transferred money out mid month and they will pay the days account was funded. Never closed the accounts so I can't speak on that.
CIT Bank Platinum Savings: Earn Up to 4.95% APY*
Expired
Thread created 06-16-2023 by EfficientGame645
+51 Score 169 Replies 65,737 Views
Post #164150297 added 06-19-2023 12:51 AM by SensibleField4042 in Deal Talk
Yeah I got that Primis account around the time when that thread was posted , they bumped my rate to 5.10 APY recently . Pretty smooth so far.
CIT Bank Platinum Savings: Earn Up to 4.95% APY*
Expired
Thread created 06-16-2023 by EfficientGame645
+51 Score 169 Replies 65,737 Views
Post #164110697 added 06-16-2023 1:15 PM by GoodVibrations in Deal Talk
I’m using them for the Savings Connect account and I really appreciate the straightforward and minimal interface on their website.
CIT Bank Platinum Savings: Earn Up to 4.95% APY*
Expired
Thread created 06-16-2023 by EfficientGame645
+51 Score 169 Replies 65,737 Views
Post #164174441 added 06-16-2023 10:38 AM by qwikwit in Deal Talk
CIT Bank our partner, offers the following benefits with their Platinum Savings account. Thanks Staff Member EfficientGame645 for sharing this deal Must have a minimum daily balance of $5000 to...
CIT Bank Platinum Savings: Earn Up to 4.95% APY*
Expired
Thread created 06-16-2023 by EfficientGame645
+51 Score 169 Replies 65,737 Views
Post #164111639 added 06-16-2023 2:05 PM by toolmaker69 in Deal Talk
How is it that CIT is so much more than Marcus right now?
CIT Bank Platinum Savings: Earn Up to 4.95% APY*
Expired
Thread created 06-16-2023 by EfficientGame645
+51 Score 169 Replies 65,737 Views
Post #164111840 added 06-16-2023 2:18 PM by greymoose in Deal Talk
I opened a CIT Savings builder years ago, but then the interest rate cratered. I called them and they opened a Savings Connect account and transferred my funds into it. Currently it's ~4.5%. Now I...
CIT Bank Platinum Savings: Earn Up to 4.95% APY*
Expired
Thread created 06-16-2023 by EfficientGame645
+51 Score 169 Replies 65,737 Views
Post #164112041 added 06-16-2023 2:28 PM by mtnagel in Deal Talk
No limit that I've seen and I've moved big amounts around.
CIT Bank Platinum Savings: Earn Up to 4.95% APY*
Expired
Thread created 06-16-2023 by EfficientGame645
+51 Score 169 Replies 65,737 Views
Post #164117900 added 06-16-2023 8:54 PM by unknown00 in Deal Talk
anyone share positive experience of other banks offering 4.9%+ APY? don't reply if it's below it
CIT Bank Platinum Savings: Earn Up to 4.95% APY*
Expired
Thread created 06-16-2023 by EfficientGame645
+51 Score 169 Replies 65,737 Views
Post #164156321 added 06-19-2023 10:36 AM by Cheezycheeto in Deal Talk
Is that what you experience? The footnote reads as follows which sounds like that is not the case: "Platinum Savings is a tiered interest rate account. Interest is paid on the entire account...
CIT Bank Platinum Savings: Earn Up to 4.95% APY*
Expired
Thread created 06-16-2023 by EfficientGame645
+51 Score 169 Replies 65,737 Views
Post #164156522 added 06-19-2023 10:45 AM by oldbridge in Deal Talk
What I read out of this is you earn 0.25% on your first $5000.
CIT Bank Platinum Savings: Earn Up to 4.95% APY*
Expired
Thread created 06-16-2023 by EfficientGame645
+51 Score 169 Replies 65,737 Views
Post #164158496 added 06-19-2023 12:33 PM by mtnagel in Deal Talk
Yeah, based on this, I don't think the other poster was correct. It says, "on the entire balance."
CIT Bank Platinum Savings: Earn Up to 4.95% APY*
Expired
Thread created 06-16-2023 by EfficientGame645
+51 Score 169 Replies 65,737 Views
Post #164178317 added 06-20-2023 12:18 PM by 20KM in Deal Talk
It's just a savings account. It'll keep up or down with the market interest rate and give you interest based on whatever you have in the account at that time.
CIT Bank Platinum Savings: Earn Up to 4.95% APY*
Expired
Thread created 06-16-2023 by EfficientGame645
+51 Score 169 Replies 65,737 Views
Post #164179175 added 06-20-2023 12:54 PM by Punishark in Deal Talk
That I understand. But unlike my Capital One account (which shows accumulated interest each day), I don't see anything so far with CIT Bank. Guess we'll see come July 1.
CIT Bank Platinum Savings: Earn Up to 4.95% APY*
Expired
Thread created 06-16-2023 by EfficientGame645
+51 Score 169 Replies 65,737 Views
Post #164191160 added 06-21-2023 6:10 AM by CrimsonShoe959 in Deal Talk
Only if you close the account do you see the interest earned between reporting dates (The final business day of each month). The daily interest is hidden.
CIT Bank Platinum Savings: Earn Up to 4.95% APY*
Expired
Thread created 06-16-2023 by EfficientGame645
+51 Score 169 Replies 65,737 Views
Post #164192282 added 06-21-2023 7:27 AM by cgigate in Deal Talk
How could be possible someone stole your credential to transfer all your money? Even setup a external account take many days to finish. Yes, CIT is using 2FA, I don't think any bank not using 2FA...
CIT Bank Platinum Savings: Earn Up to 4.95% APY*
Expired
Thread created 06-16-2023 by EfficientGame645
+51 Score 169 Replies 65,737 Views
Post #164202164 added 06-21-2023 3:15 PM by cgigate in Deal Talk
That is CIT way to screw up customer... chasing the rate or screwing up
CIT Bank Platinum Savings: Earn Up to 4.95% APY*
Expired
Thread created 06-16-2023 by EfficientGame645
+51 Score 169 Replies 65,737 Views
Post #164146610 added 06-18-2023 7:10 PM by ElGringoAmericano in Deal Talk
Fine print at the bottom says 5.3% up to $15k, 0.5% above that
CIT Bank Platinum Savings: Earn Up to 4.95% APY*
Expired
Thread created 06-16-2023 by EfficientGame645
+51 Score 169 Replies 65,737 Views
Post #164129300 added 06-17-2023 3:15 PM by Stars09 in Deal Talk
There's a bunch higher than CIT even before the last bump https://www.doctorofcredit.com/high-interest-savings-to-get/ First Horizon has a 5.38% money money market account that requires a checking...
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