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CIT Bank Platinum Savings: Earn Up to 4.95% APY*
Expired
Thread created 06-16-2023 by EfficientGame645
+51 Score 169 Replies 70,524 Views
Post #164815733 added 07-20-2023 10:21 AM by CoronaKid in Deal Talk
Difficult? I find setting up transfers about as easy as it gets with CIT. I think even a 5 year old could do it and I'm not joking.
CIT Bank Platinum Savings: Earn Up to 4.95% APY*
Expired
Thread created 06-16-2023 by EfficientGame645
+51 Score 169 Replies 70,524 Views
Post #164679866 added 07-13-2023 5:07 AM by tehslax in Deal Talk
No state tax on gains.
CIT Bank Platinum Savings: Earn Up to 4.95% APY*
Expired
Thread created 06-16-2023 by EfficientGame645
+51 Score 169 Replies 70,524 Views
Post #164146610 added 06-18-2023 6:10 PM by ElGringoAmericano in Deal Talk
Fine print at the bottom says 5.3% up to $15k, 0.5% above that
CIT Bank Platinum Savings: Earn Up to 4.95% APY*
Expired
Thread created 06-16-2023 by EfficientGame645
+51 Score 169 Replies 70,524 Views
Post #164240564 added 06-23-2023 12:06 PM by varvarvarvar in Deal Talk
I talked to them a couple of weeks back. You get 4.95% on the entire amount when its >=5000
CIT Bank Platinum Savings: Earn Up to 4.95% APY*
Expired
Thread created 06-16-2023 by EfficientGame645
+51 Score 169 Replies 70,524 Views
Post #164156660 added 06-19-2023 9:54 AM by nickpaji123 in Deal Talk
Yea if your balance is 4999 but if your balance is higher than 5k then you automatically goes into Tier 2. Interest that you earn is on entire balance. You are not understanding the fine print right....
CIT Bank Platinum Savings: Earn Up to 4.95% APY*
Expired
Thread created 06-16-2023 by EfficientGame645
+51 Score 169 Replies 70,524 Views
Post #164137712 added 06-18-2023 6:48 AM by cgigate in Deal Talk
CIT is the best bank so far ...
CIT Bank Platinum Savings: Earn Up to 4.95% APY*
Expired
Thread created 06-16-2023 by EfficientGame645
+51 Score 169 Replies 70,524 Views
Post #164125436 added 06-17-2023 9:58 AM by AaronR5277 in Deal Talk
Brilliant Bank is offering 5.25% APY on the Luminar Money Market account. It’s backed by Equity Bank and FDIC insured. https://www.brilliant.bank/
CIT Bank Platinum Savings: Earn Up to 4.95% APY*
Expired
Thread created 06-16-2023 by EfficientGame645
+51 Score 169 Replies 70,524 Views
Post #164649983 added 07-12-2023 8:21 AM by Nawert in Deal Talk
I dont even know what those are
CIT Bank Platinum Savings: Earn Up to 4.95% APY*
Expired
Thread created 06-16-2023 by EfficientGame645
+51 Score 169 Replies 70,524 Views
Post #164522906 added 07-08-2023 2:04 PM by xxswishxx in Deal Talk
Same argument with the t bill ladders right now. If you're going to be more active in the investing you better off with the t bills as they do not invoke state taxes or so I'm lead to believe. I'm...
CIT Bank Platinum Savings: Earn Up to 4.95% APY*
Expired
Thread created 06-16-2023 by EfficientGame645
+51 Score 169 Replies 70,524 Views
Post #164156996 added 06-19-2023 10:11 AM by dartshi1 in Deal Talk
CIT is bad. I never got free Amazon prime last time !! Neve put a dime in there.
CIT Bank Platinum Savings: Earn Up to 4.95% APY*
Expired
Thread created 06-16-2023 by EfficientGame645
+51 Score 169 Replies 70,524 Views
Post #164158172 added 06-19-2023 11:15 AM by kneehowma in Deal Talk
Disclaimer: English is my second language, but my understanding is the same as oldbridge: first $5000 earns 0.25%, and 4.95% thereafter. If anyone has this account or willing to contact CIT, then...
CIT Bank Platinum Savings: Earn Up to 4.95% APY*
Expired
Thread created 06-16-2023 by EfficientGame645
+51 Score 169 Replies 70,524 Views
Post #164141966 added 06-18-2023 11:55 AM by Stars09 in Deal Talk
Think u meant to ask cgigate that, cgigate is the 1 saying cfg isn't
CIT Bank Platinum Savings: Earn Up to 4.95% APY*
Expired
Thread created 06-16-2023 by EfficientGame645
+51 Score 169 Replies 70,524 Views
Post #164807687 added 07-19-2023 8:47 PM by duckeggs in Deal Talk
less hassle
CIT Bank Platinum Savings: Earn Up to 4.95% APY*
Expired
Thread created 06-16-2023 by EfficientGame645
+51 Score 169 Replies 70,524 Views
Post #164197919 added 06-21-2023 10:45 AM by lenser in Deal Talk
Not really. I just think that name for a bank is hilarious.
CIT Bank Platinum Savings: Earn Up to 4.95% APY*
Expired
Thread created 06-16-2023 by EfficientGame645
+51 Score 169 Replies 70,524 Views
Post #164111639 added 06-16-2023 1:05 PM by toolmaker69 in Deal Talk
How is it that CIT is so much more than Marcus right now?
CIT Bank Platinum Savings: Earn Up to 4.95% APY*
Expired
Thread created 06-16-2023 by EfficientGame645
+51 Score 169 Replies 70,524 Views
Post #164111840 added 06-16-2023 1:18 PM by greymoose in Deal Talk
I opened a CIT Savings builder years ago, but then the interest rate cratered. I called them and they opened a Savings Connect account and transferred my funds into it. Currently it's ~4.5%. Now I...
CIT Bank Platinum Savings: Earn Up to 4.95% APY*
Expired
Thread created 06-16-2023 by EfficientGame645
+51 Score 169 Replies 70,524 Views
Post #164118935 added 06-16-2023 9:21 PM by rambojew in Deal Talk
Is it safe to park cash there (FDIC covered)?
CIT Bank Platinum Savings: Earn Up to 4.95% APY*
Expired
Thread created 06-16-2023 by EfficientGame645
+51 Score 169 Replies 70,524 Views
Post #164119079 added 06-16-2023 9:40 PM by cgigate in Deal Talk
No such things! My vanguard account idled money at almost no interest. It could be mutual fund or Money market, not sweep account
CIT Bank Platinum Savings: Earn Up to 4.95% APY*
Expired
Thread created 06-16-2023 by EfficientGame645
+51 Score 169 Replies 70,524 Views
Post #164381678 added 07-01-2023 8:57 AM by mtnagel in Deal Talk
Nope.
CIT Bank Platinum Savings: Earn Up to 4.95% APY*
Expired
Thread created 06-16-2023 by EfficientGame645
+51 Score 169 Replies 70,524 Views
Post #164110964 added 06-16-2023 12:31 PM by SharpSink689 in Deal Talk
I've only been with them for a month and a half, and they did automatically increase it from 4.75 to 4.85 for me. Haven't seen the 4.85 to 4.95 bump yet, but I'm guessing it will take a few days.
CIT Bank Platinum Savings: Earn Up to 4.95% APY*
Expired
Thread created 06-16-2023 by EfficientGame645
+51 Score 169 Replies 70,524 Views
Post #164904041 added 07-25-2023 12:16 PM by LivninSC in Deal Talk
To make sure you are who you say you are, or at least to try and do that. You can thank all the drug dealers, money launderers, and fraudsters in general for that...
CIT Bank Platinum Savings: Earn Up to 4.95% APY*
Expired
Thread created 06-16-2023 by EfficientGame645
+51 Score 169 Replies 70,524 Views
Post #164907938 added 07-25-2023 3:48 PM by morph2_7 in Deal Talk
Ok but I got no problem opening an account with a locked credit. I don't think they check at all or the lock still allows them to pull a different query (not for borrowing money).
CIT Bank Platinum Savings: Earn Up to 4.95% APY*
Expired
Thread created 06-16-2023 by EfficientGame645
+51 Score 169 Replies 70,524 Views
Post #164171873 added 06-20-2023 6:00 AM by Bunduckie in Deal Talk
Some brokerage accounts pays 5% APY on uninvested cash, that's higher than a lot of banks
CIT Bank Platinum Savings: Earn Up to 4.95% APY*
Expired
Thread created 06-16-2023 by EfficientGame645
+51 Score 169 Replies 70,524 Views
Post #164886731 added 07-24-2023 2:06 PM by ikkoku in Deal Talk
which means I'll get rejected. thanks for the info.
CIT Bank Platinum Savings: Earn Up to 4.95% APY*
Expired
Thread created 06-16-2023 by EfficientGame645
+51 Score 169 Replies 70,524 Views
Post #164175353 added 06-20-2023 9:02 AM by ALS in Deal Talk
Aren’t there some high yields with with sign up bonuses also now? Good rate but no bonus here?
CIT Bank Platinum Savings: Earn Up to 4.95% APY*
Expired
Thread created 06-16-2023 by EfficientGame645
+51 Score 169 Replies 70,524 Views
Post #164175716 added 06-20-2023 9:18 AM by DewB in Deal Talk
Thats not Alot higher than here, its effectively the same. And Brokerage balances are not typically insured. Id go with an insured 4.95% over uninsured 5.00%.
CIT Bank Platinum Savings: Earn Up to 4.95% APY*
Expired
Thread created 06-16-2023 by EfficientGame645
+51 Score 169 Replies 70,524 Views
Post #164745260 added 07-16-2023 2:09 PM by gus.shoosher in Deal Talk
All, i understand we are good savers, but even these accounts don't handle inflation well at all. You are better off diversifying your savings in these low risk stocks: KO for coke, PG for Procter...
CIT Bank Platinum Savings: Earn Up to 4.95% APY*
Expired
Thread created 06-16-2023 by EfficientGame645
+51 Score 169 Replies 70,524 Views
Post #164751908 added 07-16-2023 11:40 PM by tjax123 in Deal Talk
as long as FDIC insured, you're good up to 250k. Thats for most SDers I suppose
CIT Bank Platinum Savings: Earn Up to 4.95% APY*
Expired
Thread created 06-16-2023 by EfficientGame645
+51 Score 169 Replies 70,524 Views
Post #164111546 added 06-16-2023 1:00 PM by BullittEV in Deal Talk
What are their restrictions for withdrawing? I know some set a max per day/month in the fine print.
CIT Bank Platinum Savings: Earn Up to 4.95% APY*
Expired
Thread created 06-16-2023 by EfficientGame645
+51 Score 169 Replies 70,524 Views
Post #164115245 added 06-16-2023 4:40 PM by NoSleep007 in Deal Talk
I'm betting the savings connect will see an increase as well maybe to 4.70% apy.
CIT Bank Platinum Savings: Earn Up to 4.95% APY*
Expired
Thread created 06-16-2023 by EfficientGame645
+51 Score 169 Replies 70,524 Views
Post #164116397 added 06-16-2023 6:00 PM by mtnagel in Deal Talk
The interest will post around the 1st of the month. My last interest posted on May 31.
CIT Bank Platinum Savings: Earn Up to 4.95% APY*
Expired
Thread created 06-16-2023 by EfficientGame645
+51 Score 169 Replies 70,524 Views
Post #164708936 added 07-14-2023 9:14 AM by JCO in Deal Talk
Makes me do the same. Their app and mobile site are also useless for Zelle transactions
CIT Bank Platinum Savings: Earn Up to 4.95% APY*
Expired
Thread created 06-16-2023 by EfficientGame645
+51 Score 169 Replies 70,524 Views
Post #164681606 added 07-13-2023 6:55 AM by DiS1BOY in Deal Talk
I just opened a Platinum Saving yesterday. How long does it take for the initial ACH transfer to deposit into the CIT HYS? I got an email stating it will take 5 days. Is this normal?
CIT Bank Platinum Savings: Earn Up to 4.95% APY*
Expired
Thread created 06-16-2023 by EfficientGame645
+51 Score 169 Replies 70,524 Views
Post #164528906 added 07-08-2023 9:00 PM by dg0129 in Deal Talk
As long as you have the right account. I had an old account and had to make a new one to get the 4.7 a few months back, but since then they automatically moved it up to 4.95.
CIT Bank Platinum Savings: Earn Up to 4.95% APY*
Expired
Thread created 06-16-2023 by EfficientGame645
+51 Score 169 Replies 70,524 Views
Post #164184812 added 06-20-2023 5:32 PM by sbl in Deal Talk
Same for me... Never been denied any financial accounts except by CIT Bank. I found their website to be a bit wonky too while trying to sign up so maybe all the reloads/refreshes is tripping some...
CIT Bank Platinum Savings: Earn Up to 4.95% APY*
Expired
Thread created 06-16-2023 by EfficientGame645
+51 Score 169 Replies 70,524 Views
Post #164186435 added 06-20-2023 7:23 PM by jool18 in Deal Talk
And CS Reps have zero visibility into what’s causing this…..told me to send mail correspondence to corporate office to dispute it….who has time for that smh
CIT Bank Platinum Savings: Earn Up to 4.95% APY*
Expired
Thread created 06-16-2023 by EfficientGame645
+51 Score 169 Replies 70,524 Views
Post #164197568 added 06-21-2023 10:29 AM by mtnagel in Deal Talk
Do you identify as a redneck by chance? ;)
CIT Bank Platinum Savings: Earn Up to 4.95% APY*
Expired
Thread created 06-16-2023 by EfficientGame645
+51 Score 169 Replies 70,524 Views
Post #164523437 added 07-08-2023 2:45 PM by joyoung in Deal Talk
You can not check the rate in the app. Have to login online
CIT Bank Platinum Savings: Earn Up to 4.95% APY*
Expired
Thread created 06-16-2023 by EfficientGame645
+51 Score 169 Replies 70,524 Views
Post #164127836 added 06-17-2023 12:29 PM by thegman230 in Deal Talk
I thought money market accounts are not fdic insured because they are investment accounts however this one says it is insured. Also, anyone know if there are any limits to transfers in from...
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