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CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 07-27-2023 by EfficientGame645
+161 Score 681 Replies 438,939 Views
Post #167830762 added 12-06-2023 9:15 AM by kebuchan in Deal Talk
Has anyone used Bread Financial? I just created an account there .. HYSA is 5.15%. 1 Yr CD is at 5.50%. the big PITA is the time to transfer the funds and a 7 business day way for them to...
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 07-27-2023 by EfficientGame645
+161 Score 681 Replies 438,939 Views
Post #166693861 added 10-31-2023 9:55 AM by whodiini in Deal Talk
Thanks. I can confirm that it takes 5 days.
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 07-27-2023 by EfficientGame645
+161 Score 681 Replies 438,939 Views
Post #171562887 added 06-27-2024 11:28 AM by phantasyx in Deal Talk
switched from cit to flagstar at 5.55%
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 07-27-2023 by EfficientGame645
+161 Score 681 Replies 438,939 Views
Post #168502672 added 01-03-2024 10:47 AM by runner0382 in Deal Talk
USFR can be pulled out whenever and has no state taxes
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 07-27-2023 by EfficientGame645
+161 Score 681 Replies 438,939 Views
Post #168712387 added 01-15-2024 9:59 AM by ms2000 in Deal Talk
I sent a DM Thanks
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 07-27-2023 by EfficientGame645
+161 Score 681 Replies 438,939 Views
Post #169106065 added 02-05-2024 8:00 AM by jbarr89 in Deal Talk
I’ll be sticking with Capitol 360.
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 07-27-2023 by EfficientGame645
+161 Score 681 Replies 438,939 Views
Post #168645226 added 01-11-2024 8:23 AM by vtec26 in Deal Talk
The rep is closer to being right than the 2 week time frame mentioned. It's not always the same business day hold. I've been with them many years, left once and then came back again. I've found that...
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 07-27-2023 by EfficientGame645
+161 Score 681 Replies 438,939 Views
Post #167913772 added 12-09-2023 11:23 AM by AnthonyA1569 in Deal Talk
lol. new name after new name
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 07-27-2023 by EfficientGame645
+161 Score 681 Replies 438,939 Views
Post #169341442 added 02-18-2024 1:33 PM by Batmansplumber in Deal Talk
Powza knows what’s up
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 07-27-2023 by EfficientGame645
+161 Score 681 Replies 438,939 Views
Post #170491998 added 04-23-2024 9:40 AM by pezcore in Deal Talk
Credit Karma is 5.10% right now
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 07-27-2023 by EfficientGame645
+161 Score 681 Replies 438,939 Views
Post #167154862 added 11-18-2023 6:18 AM by lenser in Deal Talk
Has anyone compared this to the Vanguard Cash Plus account? Not sure of cash plus is compounded daily.
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 07-27-2023 by EfficientGame645
+161 Score 681 Replies 438,939 Views
Post #166816951 added 11-06-2023 7:15 AM by stlbluesaddict in Deal Talk
Phone app just updated, looks completely different
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 07-27-2023 by EfficientGame645
+161 Score 681 Replies 438,939 Views
Post #171247539 added 06-07-2024 11:21 AM by Anthonyy232 in Deal Talk
Wealthfront seems to be iffy at the moment, I'm not well informed but look at the subreddit
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 07-27-2023 by EfficientGame645
+161 Score 681 Replies 438,939 Views
Post #166449445 added 10-17-2023 8:59 PM by manfredkwg in Deal Talk
Offer her a portion of the profits as extra spending money, vacation, other. Explain these banks offer FDIC insurance. Give an option to move the money back in 3-6 months if she is unhappy.
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 07-27-2023 by EfficientGame645
+161 Score 681 Replies 438,939 Views
Post #166449460 added 10-17-2023 9:00 PM by EffinAhole in Deal Talk
Be careful. Some of these smaller banks have really low daily/monthly withdrawal limits. So if you put a large amount of funds in, it could take you a while to pull it out without maybe paying for a...
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 07-27-2023 by EfficientGame645
+161 Score 681 Replies 438,939 Views
Post #165722089 added 09-08-2023 3:40 PM by BraveFang7483 in Deal Talk
no . you have to opne a platinum saving account
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 07-27-2023 by EfficientGame645
+161 Score 681 Replies 438,939 Views
Post #170150412 added 04-03-2024 9:30 AM by DayaO in Deal Talk
I am thinking about parking my 100k here. That's my down payment for mortgage that I probably need about an year or so from now. Is it safe enough? Plus any restrictions to withdraw, let's say 12 or...
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 07-27-2023 by EfficientGame645
+161 Score 681 Replies 438,939 Views
Post #170151048 added 04-03-2024 9:58 AM by Diz in Deal Talk
I'm retired, so how I'm diversifying my savings is based heavily on more risk-adverse holdings than non risk-adverse. But I am also looking to buy one last property at the end of this year, so...
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 07-27-2023 by EfficientGame645
+161 Score 681 Replies 438,939 Views
Post #166591282 added 10-25-2023 9:51 PM by OniEdge in Deal Talk
The app is INCREDIBLY BAD. Not just "pretty poor". The interest rate is nice, but check out the Ally Bank app. It just makes the CiT Bank app look like their "team" is only one person running the...
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 07-27-2023 by EfficientGame645
+161 Score 681 Replies 438,939 Views
Post #166675885 added 10-30-2023 12:26 PM by Jayman007 in Deal Talk
FDIC insures up to 250k. If she is worried, then just open account with $200k so you have room to grow.
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 07-27-2023 by EfficientGame645
+161 Score 681 Replies 438,939 Views
Post #171464472 added 06-20-2024 9:15 PM by dbcmeplease in Deal Talk
thank you. did just that and it worked perfectly
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 07-27-2023 by EfficientGame645
+161 Score 681 Replies 438,939 Views
Post #168553465 added 01-06-2024 12:41 AM by MoistAnt in Deal Talk
5,000. If 4,999.99 you'll get the reduced rate. It has to be 5,000 exact or higher. Been with them since May and they been good.
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 07-27-2023 by EfficientGame645
+161 Score 681 Replies 438,939 Views
Post #166800928 added 11-05-2023 10:10 AM by Dominican1NYC in Deal Talk
It's 5% APY. $5k will produce $21.04 per month & $258.43 every year.
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 07-27-2023 by EfficientGame645
+161 Score 681 Replies 438,939 Views
Post #167953033 added 12-11-2023 6:39 AM by JoshT1444 in Deal Talk
FNBODirect, online form of First National Bank of Omaha is 5.15% APY. No monthly Limit. https://www.fnbodirect.com/ They have been my bank of choice for many years.
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 07-27-2023 by EfficientGame645
+161 Score 681 Replies 438,939 Views
Post #167534332 added 11-27-2023 1:00 AM by duckeggs in Deal Talk
so was CIT savings always around the 3-5% APY rate before the pandemic began?
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 07-27-2023 by EfficientGame645
+161 Score 681 Replies 438,939 Views
Post #170473059 added 04-22-2024 9:21 AM by sbessire in Deal Talk
Nothing is indefinite, but it has been 5.05% for a year or better? I’m very happy with them. The last transfer back to my credit union was actually there the next day.
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 07-27-2023 by EfficientGame645
+161 Score 681 Replies 438,939 Views
Post #169695642 added 03-09-2024 6:22 AM by irismedia in Deal Talk
can you please share what link are you using? I am also using Chrome and i have this link https://secure.citbank.com/CITConsumer/#/Login
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 07-27-2023 by EfficientGame645
+161 Score 681 Replies 438,939 Views
Post #167201005 added 11-19-2023 3:28 PM by AceNJ in Deal Talk
Has anyone tried to convert an existing account to this one? I have an account already with them but only get 1% APY. It has different terms such as only $1000min OR $100 monthly transfer. I like...
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 07-27-2023 by EfficientGame645
+161 Score 681 Replies 438,939 Views
Post #171054069 added 05-26-2024 6:19 PM by crablover2 in Deal Talk
For while, they were playing games creating different savings accounts with diff names/interest rates. Like they had a savings acct called "Premier High Yield Savings' with the highest interest rate...
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 07-27-2023 by EfficientGame645
+161 Score 681 Replies 438,939 Views
Post #171157587 added 06-02-2024 8:12 AM by rphmann in Deal Talk
Yes you needed to unfreeze chexsystems first for bank accounts.
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 07-27-2023 by EfficientGame645
+161 Score 681 Replies 438,939 Views
Post #171233385 added 06-06-2024 2:04 PM by dtwizzy in Deal Talk
But a CD also locks in your money and you cannot touch it until the term ends
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 07-27-2023 by EfficientGame645
+161 Score 681 Replies 438,939 Views
Post #168821518 added 01-21-2024 5:16 AM by akpuggy in Deal Talk
Would CD have better rates if I do not plan to take money for at least 12m? I guess this seems close enough to any CD rates I've seen, but my question is if they will be able to severity lower...
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 07-27-2023 by EfficientGame645
+161 Score 681 Replies 438,939 Views
Post #171187395 added 06-04-2024 3:39 AM by gunnayn in Deal Talk
Thanks. Will do.
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 07-27-2023 by EfficientGame645
+161 Score 681 Replies 438,939 Views
Post #168862726 added 01-23-2024 4:11 AM by RedStripeE90 in Deal Talk
VioBank currently offers 5.30% on their money market savings account. Anyone have my experience with them?
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 07-27-2023 by EfficientGame645
+161 Score 681 Replies 438,939 Views
Post #168687934 added 01-13-2024 3:25 PM by irismedia in Deal Talk
"Unfortunately, our application for new accounts is unavailable. We expect to be accepting new applications for Online Savings Accounts again in early 2024. Visit us at fnbo.com to view our other...
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 07-27-2023 by EfficientGame645
+161 Score 681 Replies 438,939 Views
Post #168256132 added 12-22-2023 6:03 AM by Ride_The_Sky in Deal Talk
How did this thread pop up on front page "For You" tab again? Ahh I see, it says "Promoted"
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 07-27-2023 by EfficientGame645
+161 Score 681 Replies 438,939 Views
Post #167823460 added 12-06-2023 12:53 AM by BenM5 in Deal Talk
Well SD probably get ref bonus form CIT and there are many banks offer higher rate. there is a reason that it gets to front page every couple weeks. :lol:
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 07-27-2023 by EfficientGame645
+161 Score 681 Replies 438,939 Views
Post #166700062 added 10-31-2023 2:38 PM by darth_fader in Deal Talk
I saw this note on accrued interest too. Either way I can't imagine it's going to make a significant. I put about 350k in this savings account, move ~10k in or out as needed. Even if I were moving...
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