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CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 07-27-2023 by EfficientGame645
+161 Score 681 Replies 423,652 Views
Post #164960930 added 07-28-2023 7:38 AM by TheKingofDeals in Deal Talk
I pulled that directly from my account not from their site. You can check with them to be sure.
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 07-27-2023 by EfficientGame645
+161 Score 681 Replies 423,652 Views
Post #164961023 added 07-28-2023 7:42 AM by lev280 in Deal Talk
The primary valid criticism of the CIT bank is that they create a new savings product with a new name and assign the most competitive rate to it. For example, they currently have Savings Builder,...
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 07-27-2023 by EfficientGame645
+161 Score 681 Replies 423,652 Views
Post #164966096 added 07-28-2023 11:36 AM by BenM5 in Deal Talk
you guys should get western alliance it is 5.2%. the raisin ui is clean, app is ok.
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 07-27-2023 by EfficientGame645
+161 Score 681 Replies 423,652 Views
Post #165033110 added 08-01-2023 11:17 AM by CoronaKid in Deal Talk
Let me get this straight. You trust Bask bank more than CIT Bank? lol. I'd ask why but I have a feeling the answer will be ridiculous, so I won't bother.
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 07-27-2023 by EfficientGame645
+161 Score 681 Replies 423,652 Views
Post #165351140 added 08-18-2023 9:54 PM by calebrules1991 in Deal Talk
Initiated a transfer on Monday, added to the "current" balance on Tuesday. Didn't add to the "available" balance till Friday.
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 07-27-2023 by EfficientGame645
+161 Score 681 Replies 423,652 Views
Post #165351158 added 08-18-2023 9:56 PM by tjax123 in Deal Talk
FYI Wealthfront pays 4.8% but no minimum required.
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 07-27-2023 by EfficientGame645
+161 Score 681 Replies 423,652 Views
Post #165351185 added 08-18-2023 9:59 PM by calebrules1991 in Deal Talk
Not sure. I've read it was 6, but I've also read reviews that say unlimited. If you search "cit platinum savings" on google, the motley fool review says unlimited. It also says you can call them and...
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 07-27-2023 by EfficientGame645
+161 Score 681 Replies 423,652 Views
Post #165718693 added 09-08-2023 12:24 PM by tsengf in Deal Talk
There are a number of banks offer 5.25% APY. Vio Bank is one of them. There are no minimum requirements and no limits on how much interest you can earn.
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 07-27-2023 by EfficientGame645
+161 Score 681 Replies 423,652 Views
Post #166742599 added 11-02-2023 12:04 PM by Jayman007 in Deal Talk
I called them to get clarification on this. They told me that the interest starts on the day the funds post to the account. This has nothing to do with the 5 day hold that CIT puts on the funds...
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 07-27-2023 by EfficientGame645
+161 Score 681 Replies 423,652 Views
Post #166800556 added 11-05-2023 9:48 AM by gandhravgandhrav in Deal Talk
So for a 5000 account, they pay your 5% meaning $250 per month?
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 07-27-2023 by EfficientGame645
+161 Score 681 Replies 423,652 Views
Post #166817329 added 11-06-2023 7:29 AM by stlbluesaddict in Deal Talk
Yeah, I was seriously skeptical when I signed up for an account and then saw the app....this is a great step forward. Maybe the recent rounds of cyber attacks prompted some much needed changes.
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 07-27-2023 by EfficientGame645
+161 Score 681 Replies 423,652 Views
Post #166798300 added 11-05-2023 7:38 AM by Dominican1NYC in Deal Talk
Yes, interest is paid on the last day of the month.
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 07-27-2023 by EfficientGame645
+161 Score 681 Replies 423,652 Views
Post #166900642 added 11-09-2023 7:57 AM by slickdude99 in Deal Talk
Is it worth it to HYSA hop? Already on my 3rd HYSA account. Is it a good idea to jump from HYSA to HYSA to always have the highest interest rate?
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 07-27-2023 by EfficientGame645
+161 Score 681 Replies 423,652 Views
Post #166899931 added 11-09-2023 7:31 AM by chrissul in Deal Talk
employee of CIT here, all opinions are mine and mine alone, i make no statements on behalf of the company. i work in a separate area from this product. With that said, i have several tiers of CIT...
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 07-27-2023 by EfficientGame645
+161 Score 681 Replies 423,652 Views
Post #166956379 added 11-11-2023 9:16 AM by Knockknock13 in Deal Talk
You dont have any limitations for transactions you do from this savings account, in and out, usually some banks do limit for savings accounts, only downgrade is their app isnot UI friendly
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 07-27-2023 by EfficientGame645
+161 Score 681 Replies 423,652 Views
Post #167085535 added 11-16-2023 9:24 AM by eevli in Deal Talk
I'm loving the passive income I'm earning with this account. No issues with them. The phone app and web has been recently updated but honestly I never really cared. Not a dealbreaker for me.
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 07-27-2023 by EfficientGame645
+161 Score 681 Replies 423,652 Views
Post #164941811 added 07-27-2023 9:27 AM by EfficientGame645 in Deal Talk
CIT Bank our partner, offers the following benefits with their Platinum Savings account. Must have a minimum daily balance of $5000 to earn 4.85% APY No account opening or maintenance fees Daily...
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 07-27-2023 by EfficientGame645
+161 Score 681 Replies 423,652 Views
Post #167761927 added 07-27-2023 9:27 AM by wikipost in Deal Talk
Platinum Savings is a tiered interest rate account. Interest is paid on the entire account balance based on the interest rate and APY in effect that day for the balance tier associated with the...
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 07-27-2023 by EfficientGame645
+161 Score 681 Replies 423,652 Views
Post #164953562 added 07-27-2023 7:17 PM by CoralIdea2897 in Deal Talk
Weird, I wasn't logged in.
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 07-27-2023 by EfficientGame645
+161 Score 681 Replies 423,652 Views
Post #164953697 added 07-27-2023 7:26 PM by WiseAppliance910 in Deal Talk
Not that slick. There are other banks offering 5.20+ apy
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 07-27-2023 by EfficientGame645
+161 Score 681 Replies 423,652 Views
Post #164954237 added 07-27-2023 8:03 PM by st_group in Deal Talk
Have been banking with them for many years. No issues, fast transfers, can manage everything online including closing accounts. Only negative is that their phone support sucks since they encourage...
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 07-27-2023 by EfficientGame645
+161 Score 681 Replies 423,652 Views
Post #164954261 added 07-27-2023 8:04 PM by amax in Deal Talk
Bigger-risk banks with worse policies and usually onerous requirements for the rate. Go with this one.
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 07-27-2023 by EfficientGame645
+161 Score 681 Replies 423,652 Views
Post #164959037 added 07-28-2023 5:51 AM by TheKingofDeals in Deal Talk
If you want a no frills savings account Ivybank has decent rate and they have been slowly increasing it with Fed increases. Bit higher rate than Wealthfront 4.8% APY: 5.316% Interest rate: 5.180%...
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 07-27-2023 by EfficientGame645
+161 Score 681 Replies 423,652 Views
Post #164958995 added 07-28-2023 5:48 AM by TheKingofDeals in Deal Talk
How is their bill pay? I want to move my direct deposits and bill pay out of my Credit Union that's offering almost no interest to savings account with higher interest. Does the bill pay send checks...
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 07-27-2023 by EfficientGame645
+161 Score 681 Replies 423,652 Views
Post #164959007 added 07-28-2023 5:49 AM by maindimon in Deal Talk
check it today. Mine just went up this morning.
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 07-27-2023 by EfficientGame645
+161 Score 681 Replies 423,652 Views
Post #165265931 added 08-14-2023 10:44 AM by Rsh1234 in Deal Talk
Does it have any limit for withdrawals? Does it allow writing checks? Any fees on checks like pnc does? I am looking to save some money for a house down payment (whenever that happens), but would...
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 07-27-2023 by EfficientGame645
+161 Score 681 Replies 423,652 Views
Post #166639066 added 10-28-2023 8:50 AM by MarioM29 in Deal Talk
Question, from reading a bunch of comments, it looks like 5.05% now but at any moment they can change it to 2% if they wanted?
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 07-27-2023 by EfficientGame645
+161 Score 681 Replies 423,652 Views
Post #166641517 added 10-28-2023 11:13 AM by Tbl5143 in Deal Talk
Is this limitation of the Platinum Savings specifically referring to the "Bill Pay" feature (which one has to sign up for)? Or does this mean you can't set up your utilities/credit cards to auto-pay...
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 07-27-2023 by EfficientGame645
+161 Score 681 Replies 423,652 Views
Post #166458910 added 10-18-2023 11:36 AM by la9era in Deal Talk
I opened an account last month with CIT Bank. I am now trying to link my Chase bank to CIT through the Chase website but it's not going through. I'm getting this message "It looks like the data...
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 07-27-2023 by EfficientGame645
+161 Score 681 Replies 423,652 Views
Post #166457488 added 10-18-2023 10:20 AM by sams4522 in Deal Talk
Depends on the balance ,you are talking min requirements .for large balances it has little effect .
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 07-27-2023 by EfficientGame645
+161 Score 681 Replies 423,652 Views
Post #166459159 added 10-18-2023 11:53 AM by ms2000 in Deal Talk
Yeah, if u have 185000, you earn 5.25% effective rate
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 07-27-2023 by EfficientGame645
+161 Score 681 Replies 423,652 Views
Post #166456897 added 10-18-2023 9:49 AM by ms2000 in Deal Talk
Is there a source that shows historical interest rate? So we know the trend. Are people here recommend another bank for better interest with a good bank! em, Some banks offering attractive...
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 07-27-2023 by EfficientGame645
+161 Score 681 Replies 423,652 Views
Post #166466338 added 10-18-2023 7:50 PM by grendel20 in Deal Talk
Checked the website - they're still at 5.05% even though interest rates have risen. meh.
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 07-27-2023 by EfficientGame645
+161 Score 681 Replies 423,652 Views
Post #166693936 added 10-31-2023 9:58 AM by whodiini in Deal Talk
Not sure you are correct. I made a transfer from CIT and it stated the date when interest would accrue and it wasnt the date I started the transfer. The date stated was the expected day when the...
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 07-27-2023 by EfficientGame645
+161 Score 681 Replies 423,652 Views
Post #166701922 added 10-31-2023 4:23 PM by duckeggs in Deal Talk
tyvm! i'm still going to do a little research on this haha. thanks!
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 07-27-2023 by EfficientGame645
+161 Score 681 Replies 423,652 Views
Post #166692874 added 10-31-2023 9:12 AM by Dr-WL in Deal Talk
Even easier than watching Youtube: just place an order with your brokerage account for something like VUSXX* or FZFXX. Not sure about FZFXX but VUSXX is 70-80% treasuries, so it's not completely...
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 07-27-2023 by EfficientGame645
+161 Score 681 Replies 423,652 Views
Post #166449445 added 10-17-2023 8:59 PM by manfredkwg in Deal Talk
Offer her a portion of the profits as extra spending money, vacation, other. Explain these banks offer FDIC insurance. Give an option to move the money back in 3-6 months if she is unhappy.
CIT Bank Platinum Savings: Earn Up to 4.85% APY*
Expired
Thread created 07-27-2023 by EfficientGame645
+161 Score 681 Replies 423,652 Views
Post #166449460 added 10-17-2023 9:00 PM by EffinAhole in Deal Talk
Be careful. Some of these smaller banks have really low daily/monthly withdrawal limits. So if you put a large amount of funds in, it could take you a while to pull it out without maybe paying for a...
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