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Post #175641619 added 02-08-2025 7:11 AM by TenseTest7770 in Deal Talk
I just received this card, and I have 2 other Bank of america cards and have no problem. I set up auto pay on each one, and they all work great. Maybe because I have a Bank of america checking and...
Post #168772501 added 01-18-2024 11:16 AM by kida182001 in Deal Talk
Does this card offer any travel protection?
Post #168626083 added 01-10-2024 8:22 AM by cmc1002001 in Deal Talk
yep with merrill, just put your cash in the TTTXX mutual fund, 5.25% APY
Post #175168317 added 01-08-2025 2:22 PM by rbdchi in Deal Talk
I've had this card for a few years, and it's really mediocre. The points do not count 1:1 like any other credit card. For example, if you have 100 points, this doesn't mean it's 100 dollars. The...
Post #175657009 added 02-09-2025 9:41 AM by bennion.r in Deal Talk
This used to be my go-to card, with 2.6% cash back. But now you can get 4% cash back with the US Bank smartly card. You just have to invest $100k in an index fund in an investment account. It's now...
Post #175663366 added 02-09-2025 7:29 PM by munchiesmom in Deal Talk
My only experience with Bank of America was quite terrible
Post #170533782 added 04-25-2024 10:16 AM by bonestamp in Deal Talk
I have avoided BoA credit cards because they used to issue me a new card at least once/year due to fraud and I'd often have to phone them to get transactions to go through (especially airline...
Post #171721092 added 07-08-2024 3:49 AM by starsgomoo in Deal Talk
I think so! Both my BoA cards have been on autopay for a while now with no issues. I don't recall it being difficult to set up, and customer service is available 24/7 to walk you through it.
Post #171394092 added 06-16-2024 2:52 PM by AmitK2641 in Deal Talk
No foreign transaction fees is good but do we need to intimate the bank about the region we're planning to visit?
Post #175645669 added 02-08-2025 12:37 PM by bfavre444 in Deal Talk
Does paying my car insurance count as "travel" that I can redeem the bonus points toward?
Post #172831878 added 09-12-2024 3:43 PM by joebob3 in Deal Talk
What 's mine is mine ! that's a rip off ! ì they closed they ought to paid out what theiy owned me !
Post #170702544 added 05-05-2024 10:30 AM by bennycast in Deal Talk
Can the 250,000 points or 250 dollars be used as Cashback to normal purchased items like electrónic stores?
Post #172770456 added 09-09-2024 6:40 AM by joebob3 in Deal Talk
They robbed me for 30000+ points, and closed my acc just because i did not use the account in 2 yrs, without warning ...! stay away.
Post #175637569 added 02-07-2025 8:10 PM by Calidaithi in Deal Talk
That's what happens when the site has featured deals on the front page... like now for me :lol:
Post #175246143 added 01-13-2025 12:11 PM by amax in Deal Talk
Completely disagree. The 18-month 0% interest has been a great way to leverage high-interest savings accounts, and redeeming points (reimbursing charges) 1:1 is extremely easy after one click, via...
Post #170786586 added 05-10-2024 1:23 AM by ravd in Deal Talk
Yep. They used to be pretty paranoid - blocking card while abroad and sometimes even while traveling within the US. They improved by starting asking confirmations via text messaging and I haven't...
Post #168650461 added 01-11-2024 12:39 PM by vbshah1981 in Deal Talk
https://olui2.fs.ml.com/Publish/Content/application/pdf/GWMOL/ICCRateSheet.pdf Look at preferred deposit. $100k to start but can reduce after. Same day transfers to BOA checking/savings accounts
Post #171779637 added 07-10-2024 6:58 PM by dmac8783 in Deal Talk
Positive thing is any funds you have in Merrill counts toward boosting your reward tier with BofA. The Merrill platform is pretty bad though if you do a lot of trading. If you just hold investments...
Post #168699892 added 01-14-2024 1:14 PM by starsgomoo in Deal Talk
Now they do have autopay in the amount of your statement balance! I agree it was super annoying to do manual payments until they finally implemented that though. It made no sense to only have minimum...
Post #168740554 added 01-16-2024 7:53 PM by hcudani in Deal Talk
Instead of Citi double cash which gives you 1 % in the next statement and 1% after you pay, Wells Fargo active cash is also a good alternative which 2% cash back on the statement date.
Post #168691012 added 01-13-2024 7:24 PM by Xovah in Deal Talk
The most annoying part is that BoA doesn't have autopay.
Post #168651352 added 01-11-2024 1:25 PM by flightxxx in Deal Talk
Thats incorrect, you can redeem the points 1:1 ratio for dining charges. Its a solid card.
Post #168802834 added 01-19-2024 10:15 PM by aabbccbbaa in Deal Talk
I'm not aware of a no annual fee card giving more than 2% cash back on all purchases. You can however achieve this with multiple free cards. Bank of America Customized Cash Rewards Credit Card...
Post #168690994 added 01-13-2024 7:20 PM by Zelo in Deal Talk
Thanks for pointing out the benefits, appreciate your insight.
Post #170256396 added 04-09-2024 11:27 AM by craig.678 in Deal Talk
Is basically spend $1000 get $250 back via statement credit right? No annual fee? I plan to by extended warranty for my car and I can use this card?
Post #165139631 added 08-07-2023 10:06 AM by EfficientGame645 in Deal Talk
Bank of America is offering 25,000 online bonus points after you spend at least $1,000 on purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel...
Post #171280290 added 06-09-2024 5:52 PM by CyanHeart8965 in Deal Talk
So can you not call Customer service and request a check for the cash back/bonus points?
Post #171239529 added 06-06-2024 11:58 PM by candelabra in Deal Talk
or buy any three month tbill and get 5.4% and you can sell at any time if you need to. BofA never had any good deals. I moved enough cash out of them to go from platinum to gold status, made money in...
Post #168561418 added 01-06-2024 1:26 PM by johan.tedy in Deal Talk
This card useless because you need to change the points just for travel nothing else
Post #170669421 added 05-03-2024 7:21 AM by Nick21222 in Deal Talk
What if I buy a gift card at a restaurant?
Post #168609763 added 01-09-2024 11:24 AM by JCY01 in Deal Talk
I have this card for years and I was offered 2.25% for any purchase when I called the bank to apply years ago and it also offers rental car insurance (not anymore for new applicant as I know). It was...
Post #171719565 added 07-07-2024 10:36 PM by HilariousHealth5858 in Deal Talk
Have they made it easier to sign up for autopay? I canceled my BoA card last year, because there was no easy way to sign up for autopsy. And I guess it's deliberate, as they make a lot of money on...
Post #172955805 added 09-20-2024 9:36 AM by sedletskiy in Deal Talk
I can't use bofa cards, because I can't setup autopay.
Post #175664611 added 02-09-2025 9:42 PM by SeriousTerrier997 in Deal Talk
BOA sucks as provider of a travel focused credit card here. The anti theft mechanism blocks transactions at whim and the only way to get around is call their fraud prevention line. Typical wait time...
Post #172965123 added 09-20-2024 7:29 PM by indracer in Deal Talk
Check out this video https://www.youtube.com/watch?v=vOnNDQqrr6s
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