UFB Portfolio Savings: Earn up to 5.15% APY
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Thread created 08-11-2023 by EfficientGame645
+115 Score
455 Replies
263,144 Views
dam so what, you'd have to monitor your account every so often to check the new rates. I like to just open it and forget about it for months
UFB Portfolio Savings: Earn up to 5.15% APY
Expired
Thread created 08-11-2023 by EfficientGame645
+115 Score
455 Replies
263,144 Views
I had the same experience today. Happened to check my account and found that my 5.09% rate had been downgraded to 4.5%. I spoke to CS on the phone and they raised my rate to 5.25%. I asked what the...
UFB Portfolio Savings: Earn up to 5.15% APY
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Thread created 08-11-2023 by EfficientGame645
+115 Score
455 Replies
263,144 Views
Ugh, cringe @ top post.
I had them pull the same stunt. Switching banks, not looking back.
UFB Portfolio Savings: Earn up to 5.15% APY
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Thread created 08-11-2023 by EfficientGame645
+115 Score
455 Replies
263,144 Views
I just caught that they lowered me down to 4.5 last month. Had to contact them for them to change me back… I don’t really enjoy having to expend the effort in keeping them in check. I have money...
UFB Portfolio Savings: Earn up to 5.15% APY
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Thread created 08-11-2023 by EfficientGame645
+115 Score
455 Replies
263,144 Views
Interesting take, I don't think this 60 day rule locked to 1 account is helpful.
Especially right now where interest rates are so high and ppl are moving money into multiple banks, I know I have...
UFB Portfolio Savings: Earn up to 5.15% APY
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Thread created 08-11-2023 by EfficientGame645
+115 Score
455 Replies
263,144 Views
I think it is only in the first 60 days after you open your Raisin account that you can't change it.
The limit of 1 is not that big of a deal. For people with lots of accounts, use a checking...
UFB Portfolio Savings: Earn up to 5.15% APY
Expired
Thread created 08-11-2023 by EfficientGame645
+115 Score
455 Replies
263,144 Views
It is in the Terms Of Service. Which, of course, nobody ever reads but everybody checks the box that says you've read it and agree to it. :)
It's actually a bit more complex. You cannot change...
UFB Portfolio Savings: Earn up to 5.15% APY
Expired
Thread created 08-11-2023 by EfficientGame645
+115 Score
455 Replies
263,144 Views
How do you know when the interest rate changes and you need to call in?
TIA
UFB Portfolio Savings: Earn up to 5.15% APY
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Thread created 08-11-2023 by EfficientGame645
+115 Score
455 Replies
263,144 Views
for which product are you referring too?
R u talking about ibonds? Which do not make sense to buy but if you have it, like me... it does not make sense to sell.
With CDs.... you buy them......
UFB Portfolio Savings: Earn up to 5.15% APY
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Thread created 08-11-2023 by EfficientGame645
+115 Score
455 Replies
263,144 Views
For those doing research:
Milli is an online banking division of First National Bank of Omaha (FNBO)
First National Bank of Omaha is FDIC Insured
UFB Portfolio Savings: Earn up to 5.15% APY
Expired
Thread created 08-11-2023 by EfficientGame645
+115 Score
455 Replies
263,144 Views
If you consider afterhours, it's really only the weekend and 8pm-4am that you can't quickly move into checking. Surely some use cases exist, but it seems like a lot less hassle than having to babysit...
UFB Portfolio Savings: Earn up to 5.15% APY
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Thread created 08-11-2023 by EfficientGame645
+115 Score
455 Replies
263,144 Views
marcus funds interface is so easy and they provide 5.30% Annual Interest CD's now.
UFB Portfolio Savings: Earn up to 5.15% APY
Expired
Thread created 08-11-2023 by EfficientGame645
+115 Score
455 Replies
263,144 Views
okkk and loose the $20 and ignore the 1k you gained :applause:
UFB Portfolio Savings: Earn up to 5.15% APY
Expired
Thread created 08-11-2023 by EfficientGame645
+115 Score
455 Replies
263,144 Views
Just be aware, they will quietly lower your rate in a few months, come up with a new name and advertise higher rate. Did it thrice on me already. Sneak and slick indeed!
UFB Portfolio Savings: Earn up to 5.15% APY
Expired
Thread created 08-11-2023 by EfficientGame645
+115 Score
455 Replies
263,144 Views
UFB Direct, our partner, offers the following benefits with their UFB Portfolio Savings account:
Earn up to 5.25% -> now $5.15% APY*.
No monthly maintenance fees.
No minimum deposit requirement...
UFB Portfolio Savings: Earn up to 5.15% APY
Expired
Thread created 08-11-2023 by EfficientGame645
+115 Score
455 Replies
263,144 Views
Where did you get 4.65% from PNC on a savings? I have PNC also but keep the bulk of my money in UFB for the better rate.
UFB Portfolio Savings: Earn up to 5.15% APY
Expired
Thread created 08-11-2023 by EfficientGame645
+115 Score
455 Replies
263,144 Views
Had an account I opened back in March, just chatted and had the rate increased to reflect current rates. Super easy and took less than 5 min, thanks!
UFB Portfolio Savings: Earn up to 5.15% APY
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Thread created 08-11-2023 by EfficientGame645
+115 Score
455 Replies
263,144 Views
Staying with treasury bills for now, tax advantage and equal yield.
UFB Portfolio Savings: Earn up to 5.15% APY
Expired
Thread created 08-11-2023 by EfficientGame645
+115 Score
455 Replies
263,144 Views
Not worth the risk
UFB Portfolio Savings: Earn up to 5.15% APY
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Thread created 08-11-2023 by EfficientGame645
+115 Score
455 Replies
263,144 Views
https://www.washingtonpost.com/politics/2023/07/27/trump-loans-axos-bank-gregory-garrabrants/
UFB Portfolio Savings: Earn up to 5.15% APY
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Thread created 08-11-2023 by EfficientGame645
+115 Score
455 Replies
263,144 Views
Yes, Capitalism 101 I can get on board with. It's not illegal, but it's borderline unethical and I cannot believe how many people are actually okay continuing to give this bank any business.
UFB Portfolio Savings: Earn up to 5.15% APY
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Thread created 08-11-2023 by EfficientGame645
+115 Score
455 Replies
263,144 Views
if you bank with BofA, TTTXX is currently yielding 5.29% through Merrill, state-tax free. same day-transfers (before 1:45pm ET)
UFB Portfolio Savings: Earn up to 5.15% APY
Expired
Thread created 08-11-2023 by EfficientGame645
+115 Score
455 Replies
263,144 Views
What is not worth the risk?
UFB Portfolio Savings: Earn up to 5.15% APY
Expired
Thread created 08-11-2023 by EfficientGame645
+115 Score
455 Replies
263,144 Views
yep. I'm not about that calling to get higher interest rates bs. I don't play those games. I'd rather sacrifice the .25% because I'm not going to remember to check every day to see if they dropped my...
UFB Portfolio Savings: Earn up to 5.15% APY
Expired
Thread created 08-11-2023 by EfficientGame645
+115 Score
455 Replies
263,144 Views
I just requested an increase via a message and they responded within a few mins and updated to reflect the increase.
UFB Portfolio Savings: Earn up to 5.15% APY
Expired
Thread created 08-11-2023 by EfficientGame645
+115 Score
455 Replies
263,144 Views
Is UFB different than Axos? I found Axos to be truly awful and for being an online only bank, had an interface straight out of 2002. If they're anything like Axos, it's not worth the 0.25% more...
UFB Portfolio Savings: Earn up to 5.15% APY
Expired
Thread created 08-11-2023 by EfficientGame645
+115 Score
455 Replies
263,144 Views
Treasuries have fallen off a cliff over the last 6mo. You principal is WAY down
UFB Portfolio Savings: Earn up to 5.15% APY
Expired
Thread created 08-11-2023 by EfficientGame645
+115 Score
455 Replies
263,144 Views
That's why I stay in in 28 day bills, and just keep rolling them as rates move up.
UFB Portfolio Savings: Earn up to 5.15% APY
Expired
Thread created 08-11-2023 by EfficientGame645
+115 Score
455 Replies
263,144 Views
How does it work? Please guide me I would like to do something like that but have no idea.
UFB Portfolio Savings: Earn up to 5.15% APY
Expired
Thread created 08-11-2023 by EfficientGame645
+115 Score
455 Replies
263,144 Views
Thanks for this info. The most important is bank being fdic insured and how much can you transfer in a day.
UFB Portfolio Savings: Earn up to 5.15% APY
Expired
Thread created 08-11-2023 by EfficientGame645
+115 Score
455 Replies
263,144 Views
What? You can move all of your money from virtually any other bank any any time - not be limited by how much you can withdraw. Sorry I called you out on your bank's policies. The maximum out per...
UFB Portfolio Savings: Earn up to 5.15% APY
Expired
Thread created 08-11-2023 by EfficientGame645
+115 Score
455 Replies
263,144 Views
I just noticed today that they lowered my rate as well and agree with others that this is NOT appropriate as the bank never communicated this change in rate to me! I've never experienced this with...
UFB Portfolio Savings: Earn up to 5.15% APY
Expired
Thread created 08-11-2023 by EfficientGame645
+115 Score
455 Replies
263,144 Views
Do they have electronic ACH now? My friend said they didn't and had to write a check which he didn't want to deal with. If they have electronic ACH, I'll sign up, my Wealthfront is giving me 4.8% but...
UFB Portfolio Savings: Earn up to 5.15% APY
Expired
Thread created 08-11-2023 by EfficientGame645
+115 Score
455 Replies
263,144 Views
Treasuries prices move in the opposite direction from the yields. As rates go up, prices go down. This doesn’t matter much if you are buying short-term treasuries and if you are buying for the...
UFB Portfolio Savings: Earn up to 5.15% APY
Expired
Thread created 08-11-2023 by EfficientGame645
+115 Score
455 Replies
263,144 Views
Nothing "industry standard" about it. This is the only bank I've ever encountered that regularly lowers rates for existing customers, while simultaneously offering higher rates to new accounts.
...
UFB Portfolio Savings: Earn up to 5.15% APY
Expired
Thread created 08-11-2023 by EfficientGame645
+115 Score
455 Replies
263,144 Views
they have a hy savings and a hy money market. It seems like hy MM allows check writing. But no info on limits for transaction on MM. I wonder what is difference between savings and MM. I click on...
UFB Portfolio Savings: Earn up to 5.15% APY
Expired
Thread created 08-11-2023 by EfficientGame645
+115 Score
455 Replies
263,144 Views
You shouldn’t be limited from removing all of your money in a month if you want.
UFB Portfolio Savings: Earn up to 5.15% APY
Expired
Thread created 08-11-2023 by EfficientGame645
+115 Score
455 Replies
263,144 Views
what about limit on transactions per month. My Discovey Money Market account limits transactions to just 6. Supposedly these rules for MM were suspended during Covid. Though Discovery still will...
UFB Portfolio Savings: Earn up to 5.15% APY
Expired
Thread created 08-11-2023 by EfficientGame645
+115 Score
455 Replies
263,144 Views
No checking writing. No checking accounts at all. :(
No limit on the number of transactions. :)
UFB Portfolio Savings: Earn up to 5.15% APY
Expired
Thread created 08-11-2023 by EfficientGame645
+115 Score
455 Replies
263,144 Views
Why does it say *upto 5.25%?
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