SoFi Checking & Savings: Earn Up to 3.80% APY + Up to $300 with Direct Deposit, terms apply
Thread created 12-07-2023 by EfficientGame645
+154 Score
480 Replies
545,368 Views
Can someone explain?
My understanding is, the bonus period (25 days) begins as soon the first direct deposit hits not the day I open account? Meaning as soon as first direct deposit hits I have 25...
SoFi Checking & Savings: Earn Up to 3.80% APY + Up to $300 with Direct Deposit, terms apply
Thread created 12-07-2023 by EfficientGame645
+154 Score
480 Replies
545,368 Views
Can someone explain terms of getting $300 bonus?
My understanding is, the bonus period (25 days) begins as soon the first direct deposit hits not the day I open account?
Meaning as soon as my...
SoFi Checking & Savings: Earn Up to 3.80% APY + Up to $300 with Direct Deposit, terms apply
Thread created 12-07-2023 by EfficientGame645
+154 Score
480 Replies
545,368 Views
Naturally they up it to $300 right after I get my $250…
SoFi Checking & Savings: Earn Up to 3.80% APY + Up to $300 with Direct Deposit, terms apply
Thread created 12-07-2023 by EfficientGame645
+154 Score
480 Replies
545,368 Views
any tricks for the direct deposit? will a bank transfer qualify?
NM, I read the fine print.
Bonus Terms: In order to qualify for eligibility for a bonus, SoFi must receive at least one Direct...
SoFi Checking & Savings: Earn Up to 3.80% APY + Up to $300 with Direct Deposit, terms apply
Thread created 12-07-2023 by EfficientGame645
+154 Score
480 Replies
545,368 Views
SoFi is great but they still have some common FinTech limitations that are annoying.
- You can only link other bank accounts using Plaid. If you don't agree to Plaid terms you are pretty much out of...
SoFi Checking & Savings: Earn Up to 3.80% APY + Up to $300 with Direct Deposit, terms apply
Thread created 12-07-2023 by EfficientGame645
+154 Score
480 Replies
545,368 Views
SoFi® is offering up to $300 with direct deposit, terms apply. Up to 4.60% -> now 4.50% -> now 4.30% -> now 4.20% -> now 4.00% -> now 3.80% (as of 1/23/2025) annual percentage yield (APY) on savings...
SoFi Checking & Savings: Earn Up to 3.80% APY + Up to $300 with Direct Deposit, terms apply
Thread created 12-07-2023 by EfficientGame645
+154 Score
480 Replies
545,368 Views
Did they ask you security/credit verification question - usually involves something like they ask you old street address, bank names, or maybe monthly mortgage amount ? If you get them wrong - then...
SoFi Checking & Savings: Earn Up to 3.80% APY + Up to $300 with Direct Deposit, terms apply
Thread created 12-07-2023 by EfficientGame645
+154 Score
480 Replies
545,368 Views
SoFi Checking and Savings members are covered by up to $2M of additional FDIC insurance if you enroll in the SoFi Insured Deposit Program. There is no cost to do so. This is more than the standard...
SoFi Checking & Savings: Earn Up to 3.80% APY + Up to $300 with Direct Deposit, terms apply
Thread created 12-07-2023 by EfficientGame645
+154 Score
480 Replies
545,368 Views
The negativity confuses me as well: my experience has been great. I DD $10/month into savings, have always gotten the appropriate rate.
SoFi Checking & Savings: Earn Up to 3.80% APY + Up to $300 with Direct Deposit, terms apply
Thread created 12-07-2023 by EfficientGame645
+154 Score
480 Replies
545,368 Views
Legacy banks sure are fearful of SoFi, when I opened my account moving some money from my other banks was an interesting experience.
SoFi Checking & Savings: Earn Up to 3.80% APY + Up to $300 with Direct Deposit, terms apply
Thread created 12-07-2023 by EfficientGame645
+154 Score
480 Replies
545,368 Views
they never pay out in my experience
SoFi Checking & Savings: Earn Up to 3.80% APY + Up to $300 with Direct Deposit, terms apply
Thread created 12-07-2023 by EfficientGame645
+154 Score
480 Replies
545,368 Views
It's a bit confusing how they word this in the terms but once you qualify for "Plus" membership, you don't need to maintain the $5k amount each month. As long as you maintain a direct deposit in any...
SoFi Checking & Savings: Earn Up to 3.80% APY + Up to $300 with Direct Deposit, terms apply
Thread created 12-07-2023 by EfficientGame645
+154 Score
480 Replies
545,368 Views
Application declined and I don't have a clue as to what was wrong and if I should try again. Tried to get more information from chexsystems but it won't take my request and asking me to call them....
SoFi Checking & Savings: Earn Up to 3.80% APY + Up to $300 with Direct Deposit, terms apply
Thread created 12-07-2023 by EfficientGame645
+154 Score
480 Replies
545,368 Views
Love Sofi.
SoFi Checking & Savings: Earn Up to 3.80% APY + Up to $300 with Direct Deposit, terms apply
Thread created 12-07-2023 by EfficientGame645
+154 Score
480 Replies
545,368 Views
Can do either
SoFi Checking & Savings: Earn Up to 3.80% APY + Up to $300 with Direct Deposit, terms apply
Thread created 12-07-2023 by EfficientGame645
+154 Score
480 Replies
545,368 Views
is there a referral bonus of $50 active? so its $300 plus $50 if i sign up today?
SoFi Checking & Savings: Earn Up to 3.80% APY + Up to $300 with Direct Deposit, terms apply
Thread created 12-07-2023 by EfficientGame645
+154 Score
480 Replies
545,368 Views
Why not just use Charles Schwab and put the money in SWVXX at 5.27%, or open a chase brokerage and put the money into a money market fund earning 5.15% (VMVXX) ? while using their Chase Freedom and...
SoFi Checking & Savings: Earn Up to 3.80% APY + Up to $300 with Direct Deposit, terms apply
Thread created 12-07-2023 by EfficientGame645
+154 Score
480 Replies
545,368 Views
25 evaluation period seems to be tricky here. Usually pay-check comes every 2 weeks.. I.E 28 days ..
SoFi Checking & Savings: Earn Up to 3.80% APY + Up to $300 with Direct Deposit, terms apply
Thread created 12-07-2023 by EfficientGame645
+154 Score
480 Replies
545,368 Views
What about eligibility relative to previous account holders? Do they qualify? Or are they classified as "members" even if not holding any accounts? Not seeing this question raised yet. Thanks. Key...
SoFi Checking & Savings: Earn Up to 3.80% APY + Up to $300 with Direct Deposit, terms apply
Thread created 12-07-2023 by EfficientGame645
+154 Score
480 Replies
545,368 Views
Great bank, using for 2 years, initially signed up for the HYSA but really like the idea of having everything in one app, specially during the tax season so moved everything from various accounts to...
SoFi Checking & Savings: Earn Up to 3.80% APY + Up to $300 with Direct Deposit, terms apply
Thread created 12-07-2023 by EfficientGame645
+154 Score
480 Replies
545,368 Views
Yep, happened to me with Bank of America.
SoFi Checking & Savings: Earn Up to 3.80% APY + Up to $300 with Direct Deposit, terms apply
Thread created 12-07-2023 by EfficientGame645
+154 Score
480 Replies
545,368 Views
Sofi has become my go to for everything. They just raised cash back to 2.2% for their credit card as well:
SoFi Checking & Savings: Earn Up to 3.80% APY + Up to $300 with Direct Deposit, terms apply
Thread created 12-07-2023 by EfficientGame645
+154 Score
480 Replies
545,368 Views
Interest rates not going down anytime soon so save save save!
SoFi Checking & Savings: Earn Up to 3.80% APY + Up to $300 with Direct Deposit, terms apply
Thread created 12-07-2023 by EfficientGame645
+154 Score
480 Replies
545,368 Views
Just out of curiosity, is anyone else getting plagued denied transactions when you use your debit card outside of your local area? They claim it's their fraud protection system "protecting me", but...
SoFi Checking & Savings: Earn Up to 3.80% APY + Up to $300 with Direct Deposit, terms apply
Thread created 12-07-2023 by EfficientGame645
+154 Score
480 Replies
545,368 Views
Is the Nerdwallet bonus dead? I can't find any info on it.
SoFi Checking & Savings: Earn Up to 3.80% APY + Up to $300 with Direct Deposit, terms apply
Thread created 12-07-2023 by EfficientGame645
+154 Score
480 Replies
545,368 Views
VMFXX shows 5.32%. I'm not sure if that's before or after a .11% fee. Even if it's after, that's still 5.21%. There are also more that may have even lower fees, but in reality, 5% is pretty easy...
SoFi Checking & Savings: Earn Up to 3.80% APY + Up to $300 with Direct Deposit, terms apply
Thread created 12-07-2023 by EfficientGame645
+154 Score
480 Replies
545,368 Views
Wealthfront seems to be extremely straightforward 5% and reviews show great customer service
SoFi Checking & Savings: Earn Up to 3.80% APY + Up to $300 with Direct Deposit, terms apply
Thread created 12-07-2023 by EfficientGame645
+154 Score
480 Replies
545,368 Views
Can you get another account if you already have one? Haven’t gotten a bonus in 4 years.
SoFi Checking & Savings: Earn Up to 3.80% APY + Up to $300 with Direct Deposit, terms apply
Thread created 12-07-2023 by EfficientGame645
+154 Score
480 Replies
545,368 Views
I just got charged a $25 dollar inactivity fee because I didn't log into my SoFi Invest account for 6 months!
What, I can't just buy and hold assets??
What a joke. Cashing in and closing...
SoFi Checking & Savings: Earn Up to 3.80% APY + Up to $300 with Direct Deposit, terms apply
Thread created 12-07-2023 by EfficientGame645
+154 Score
480 Replies
545,368 Views
Love sofi.
SoFi Checking & Savings: Earn Up to 3.80% APY + Up to $300 with Direct Deposit, terms apply
Thread created 12-07-2023 by EfficientGame645
+154 Score
480 Replies
545,368 Views
It shouldn't take that long. Are you sure you did valid DDs?
SoFi Checking & Savings: Earn Up to 3.80% APY + Up to $300 with Direct Deposit, terms apply
Thread created 12-07-2023 by EfficientGame645
+154 Score
480 Replies
545,368 Views
I banked primarily with Ally for years until last year. All of a sudden my debit card was getting flagged for fraudulent transactions and my accounts were getting locked. I checked my credit and the...
SoFi Checking & Savings: Earn Up to 3.80% APY + Up to $300 with Direct Deposit, terms apply
Thread created 12-07-2023 by EfficientGame645
+154 Score
480 Replies
545,368 Views
The only problem I see there is saying even if u park 10K in account it requires u to put 5K more every 30 days to keep earning highest APY. (We can move money between accounts outside but that's...
SoFi Checking & Savings: Earn Up to 3.80% APY + Up to $300 with Direct Deposit, terms apply
Thread created 12-07-2023 by EfficientGame645
+154 Score
480 Replies
545,368 Views
Also, just to clarify, 7-day yield on SPAXX is at 4.27%. I just closed my Fidelity Bloom, but still have SPAXX as a core holding elsewhere.
I use SoFi, not to chase the highest rate, but as a...
SoFi Checking & Savings: Earn Up to 3.80% APY + Up to $300 with Direct Deposit, terms apply
Thread created 12-07-2023 by EfficientGame645
+154 Score
480 Replies
545,368 Views
it’s $5k direct deposit in 25 days
It’s deceiving advertising
SoFi Checking & Savings: Earn Up to 3.80% APY + Up to $300 with Direct Deposit, terms apply
Thread created 12-07-2023 by EfficientGame645
+154 Score
480 Replies
545,368 Views
Might be doing this offer
Page 1 of
13
1
2
3
4
5
