SoFi Checking & Savings: Earn Up to 3.80% APY + Up to $300 with Direct Deposit, terms apply
Thread created 12-07-2023 by EfficientGame645
+154 Score
480 Replies
547,122 Views
Damn man, thanks for posting this. I hadn’t see this anywhere. And the literature literally says a “direct deposit”, so I deposited $10 bucks from my other bank lmao.
I have a work bonus direct...
SoFi Checking & Savings: Earn Up to 3.80% APY + Up to $300 with Direct Deposit, terms apply
Thread created 12-07-2023 by EfficientGame645
+154 Score
480 Replies
547,122 Views
Same, I just got my job four months ago and everything is already set with bills and DD. Idk man. Lets hope rates go back up soon hahaha
SoFi Checking & Savings: Earn Up to 3.80% APY + Up to $300 with Direct Deposit, terms apply
Thread created 12-07-2023 by EfficientGame645
+154 Score
480 Replies
547,122 Views
Poppy bank has 5% APY btw. FDIC insured.
SoFi Checking & Savings: Earn Up to 3.80% APY + Up to $300 with Direct Deposit, terms apply
Thread created 12-07-2023 by EfficientGame645
+154 Score
480 Replies
547,122 Views
How many times can this Cashback Deal be done? Multiple times? any cooloff period?
SoFi Checking & Savings: Earn Up to 3.80% APY + Up to $300 with Direct Deposit, terms apply
Thread created 12-07-2023 by EfficientGame645
+154 Score
480 Replies
547,122 Views
Sofi is the newest fast growing fintech company which will grow much higher in future as per their growth perspective.
SoFi Checking & Savings: Earn Up to 3.80% APY + Up to $300 with Direct Deposit, terms apply
Thread created 12-07-2023 by EfficientGame645
+154 Score
480 Replies
547,122 Views
Reading a lot of issues but any recommendations on alternatives?
SoFi Checking & Savings: Earn Up to 3.80% APY + Up to $300 with Direct Deposit, terms apply
Thread created 12-07-2023 by EfficientGame645
+154 Score
480 Replies
547,122 Views
the lowered the interest rate to 4.3%
SoFi Checking & Savings: Earn Up to 3.80% APY + Up to $300 with Direct Deposit, terms apply
Thread created 12-07-2023 by EfficientGame645
+154 Score
480 Replies
547,122 Views
Have been Sofi member for a year or two. Just wanted to point out I got an email stating my rate will go from 4.5 to 4.3 tomorrow 10/8. Not sure if this deal has something special but wanted to point...
SoFi Checking & Savings: Earn Up to 3.80% APY + Up to $300 with Direct Deposit, terms apply
Thread created 12-07-2023 by EfficientGame645
+154 Score
480 Replies
547,122 Views
Sounds like they got a ton of people biting on the deal so they can adjust down the interest rate.
SoFi Checking & Savings: Earn Up to 3.80% APY + Up to $300 with Direct Deposit, terms apply
Thread created 12-07-2023 by EfficientGame645
+154 Score
480 Replies
547,122 Views
Every high-yield savings account will be cutting APY rates along with the fed. It's just the nature of how they work, not SoFi pulling a bait-and-switch or whatever.
SoFi Checking & Savings: Earn Up to 3.80% APY + Up to $300 with Direct Deposit, terms apply
Thread created 12-07-2023 by EfficientGame645
+154 Score
480 Replies
547,122 Views
Love sofi.
SoFi Checking & Savings: Earn Up to 3.80% APY + Up to $300 with Direct Deposit, terms apply
Thread created 12-07-2023 by EfficientGame645
+154 Score
480 Replies
547,122 Views
The Plaid-only restriction for connecting external bank accounts is only in place for the first week or 2 of a new account. I ran into the same but after that initial wait, you get the option to...
SoFi Checking & Savings: Earn Up to 3.80% APY + Up to $300 with Direct Deposit, terms apply
Thread created 12-07-2023 by EfficientGame645
+154 Score
480 Replies
547,122 Views
Help?
SoFi Checking & Savings: Earn Up to 3.80% APY + Up to $300 with Direct Deposit, terms apply
Thread created 12-07-2023 by EfficientGame645
+154 Score
480 Replies
547,122 Views
Can you get another account if you already have one? Haven’t gotten a bonus in 4 years.
SoFi Checking & Savings: Earn Up to 3.80% APY + Up to $300 with Direct Deposit, terms apply
Thread created 12-07-2023 by EfficientGame645
+154 Score
480 Replies
547,122 Views
Wealthfront seems to be extremely straightforward 5% and reviews show great customer service
SoFi Checking & Savings: Earn Up to 3.80% APY + Up to $300 with Direct Deposit, terms apply
Thread created 12-07-2023 by EfficientGame645
+154 Score
480 Replies
547,122 Views
Is Swagbucks in addition to the $300 offer? I see 23000 SB offer but I assume it won't stack with the $300 offer
SoFi Checking & Savings: Earn Up to 3.80% APY + Up to $300 with Direct Deposit, terms apply
Thread created 12-07-2023 by EfficientGame645
+154 Score
480 Replies
547,122 Views
I have Zelle on my sofi acct. I think it was recently added, so might want to check.
Just to add, I have been using sofi as my main bank for almost 2 years now with no issues.
SoFi Checking & Savings: Earn Up to 3.80% APY + Up to $300 with Direct Deposit, terms apply
Thread created 12-07-2023 by EfficientGame645
+154 Score
480 Replies
547,122 Views
Don't waste your time with this financial nightmare of a company. Even with a credit score over 800 they will close your credit card account without warning. Very unprofessional and amateurish....
SoFi Checking & Savings: Earn Up to 3.80% APY + Up to $300 with Direct Deposit, terms apply
Thread created 12-07-2023 by EfficientGame645
+154 Score
480 Replies
547,122 Views
So basically if you get paid biweekly you only get 2 direct deposits to show for in the 25 day period?
SoFi Checking & Savings: Earn Up to 3.80% APY + Up to $300 with Direct Deposit, terms apply
Thread created 12-07-2023 by EfficientGame645
+154 Score
480 Replies
547,122 Views
Once the bonus shows up, we are good to close the account, correct?
SoFi Checking & Savings: Earn Up to 3.80% APY + Up to $300 with Direct Deposit, terms apply
Thread created 12-07-2023 by EfficientGame645
+154 Score
480 Replies
547,122 Views
T-Bills won't always be 5%+ and I'm sure you want at least a little bit of money not locked up for 4 weeks (even if you have a credit card). But yeah T-Bills are better right now for collecting...
SoFi Checking & Savings: Earn Up to 3.80% APY + Up to $300 with Direct Deposit, terms apply
Thread created 12-07-2023 by EfficientGame645
+154 Score
480 Replies
547,122 Views
I think it's a one time waiver or they got rid of manual completely now. I was able to link 1 bank account manually but after that it never let me again.
SoFi Checking & Savings: Earn Up to 3.80% APY + Up to $300 with Direct Deposit, terms apply
Thread created 12-07-2023 by EfficientGame645
+154 Score
480 Replies
547,122 Views
Some popular cashback site doubled their offer from $125 to $250. Very nice for those who haven’t applied yet.
SoFi Checking & Savings: Earn Up to 3.80% APY + Up to $300 with Direct Deposit, terms apply
Thread created 12-07-2023 by EfficientGame645
+154 Score
480 Replies
547,122 Views
I looked at Sofi recently. They seem to be spending all their money on advertising. There online stuff seems a bit behind most other banks. They don't even have eBill incorporated into their...
SoFi Checking & Savings: Earn Up to 3.80% APY + Up to $300 with Direct Deposit, terms apply
Thread created 12-07-2023 by EfficientGame645
+154 Score
480 Replies
547,122 Views
Bread savings rate is better
SoFi Checking & Savings: Earn Up to 3.80% APY + Up to $300 with Direct Deposit, terms apply
Thread created 12-07-2023 by EfficientGame645
+154 Score
480 Replies
547,122 Views
SoFi has been one of the big banks lobbying against student loan reforms. Absolute scum company. Sad to see SD getting money from them.
SoFi Checking & Savings: Earn Up to 3.80% APY + Up to $300 with Direct Deposit, terms apply
Thread created 12-07-2023 by EfficientGame645
+154 Score
480 Replies
547,122 Views
Average monthly salary in the US is under 5000 so most people will not qualify for 300 bonus.
SoFi Checking & Savings: Earn Up to 3.80% APY + Up to $300 with Direct Deposit, terms apply
Thread created 12-07-2023 by EfficientGame645
+154 Score
480 Replies
547,122 Views
I switched to SOFI a couple months ago and love
It .. use it as my main and have a secondary brick and mortar bank for rare in branch needs. Been working great . Transfers between banks is super...
SoFi Checking & Savings: Earn Up to 3.80% APY + Up to $300 with Direct Deposit, terms apply
Thread created 12-07-2023 by EfficientGame645
+154 Score
480 Replies
547,122 Views
Switched to Capital One after 2 years with SOFI. Don't get me wrong SOFI gave me 4.6% until I got laid off from my work and no longer have direct deposit. To get 4.6% you must have direct deposit.
SoFi Checking & Savings: Earn Up to 3.80% APY + Up to $300 with Direct Deposit, terms apply
Thread created 12-07-2023 by EfficientGame645
+154 Score
480 Replies
547,122 Views
How long does this take to hit? My deposit is marked for September 3rd.
SoFi Checking & Savings: Earn Up to 3.80% APY + Up to $300 with Direct Deposit, terms apply
Thread created 12-07-2023 by EfficientGame645
+154 Score
480 Replies
547,122 Views
Also, just to clarify, 7-day yield on SPAXX is at 4.27%. I just closed my Fidelity Bloom, but still have SPAXX as a core holding elsewhere.
I use SoFi, not to chase the highest rate, but as a...
SoFi Checking & Savings: Earn Up to 3.80% APY + Up to $300 with Direct Deposit, terms apply
Thread created 12-07-2023 by EfficientGame645
+154 Score
480 Replies
547,122 Views
The short answer is no. I wanted to do that but SoFi rejected it as a source of regular income (even with regular distributions).
SoFi Checking & Savings: Earn Up to 3.80% APY + Up to $300 with Direct Deposit, terms apply
Thread created 12-07-2023 by EfficientGame645
+154 Score
480 Replies
547,122 Views
I’m not seeing a $25 fee and I haven’t logged in since I’m opened the account in 2023 but I have recurring DD of $200/bi-weekly from work
Looks like it’s for the Invest account which I don’t have....
SoFi Checking & Savings: Earn Up to 3.80% APY + Up to $300 with Direct Deposit, terms apply
Thread created 12-07-2023 by EfficientGame645
+154 Score
480 Replies
547,122 Views
I thought the same things since my new job gave me a paper check 1st and then 1 paycheck fell in that time frame, but they also counted my opening xfer and 1 other xfer from my Amex to meet their $...
SoFi Checking & Savings: Earn Up to 3.80% APY + Up to $300 with Direct Deposit, terms apply
Thread created 12-07-2023 by EfficientGame645
+154 Score
480 Replies
547,122 Views
Maybe you should have actually read my post, to avoid looking like an idiot.
Even if you yourself make an opening deposit, which isn't necessary, it's still possible to have two qualifying direct...
SoFi Checking & Savings: Earn Up to 3.80% APY + Up to $300 with Direct Deposit, terms apply
Thread created 12-07-2023 by EfficientGame645
+154 Score
480 Replies
547,122 Views
$1 will suffice?
After I get the bonus, I don't plan on keeping the money with Sofi long term, so I guess it doesn't even matter.
I'm thinking of opening an American Express high interest...
SoFi Checking & Savings: Earn Up to 3.80% APY + Up to $300 with Direct Deposit, terms apply
Thread created 12-07-2023 by EfficientGame645
+154 Score
480 Replies
547,122 Views
Not sure why anyone would do this when they can still get 4.5% APY at other institutions without the direct deposit requirement. For example.
Fidelity Bloom
Laurel Road
Wealthfront
SoFi Checking & Savings: Earn Up to 3.80% APY + Up to $300 with Direct Deposit, terms apply
Thread created 12-07-2023 by EfficientGame645
+154 Score
480 Replies
547,122 Views
It shouldn't take that long. Are you sure you did valid DDs?
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