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Post #175878178 added 02-23-2025 4:44 PM by TrippyRacks in Hot Deals
Damn man, thanks for posting this. I hadn’t see this anywhere. And the literature literally says a “direct deposit”, so I deposited $10 bucks from my other bank lmao. I have a work bonus direct...
Post #175579456 added 02-04-2025 8:36 AM by Wingy291 in Hot Deals
Same, I just got my job four months ago and everything is already set with bills and DD. Idk man. Lets hope rates go back up soon hahaha
Post #173542998 added 10-27-2024 2:56 PM by ThisAintADeal in Hot Deals
Poppy bank has 5% APY btw. FDIC insured.
Post #173790999 added 11-11-2024 1:43 PM by DexterM2022 in Hot Deals
How many times can this Cashback Deal be done? Multiple times? any cooloff period?
Post #173707314 added 11-06-2024 8:43 PM by freephoneid in Hot Deals
Sofi is the newest fast growing fintech company which will grow much higher in future as per their growth perspective.
Post #172642464 added 08-31-2024 10:22 PM by vinotauro in Hot Deals
Reading a lot of issues but any recommendations on alternatives?
Post #173226453 added 10-07-2024 4:26 PM by KhoaB in Hot Deals
the lowered the interest rate to 4.3%
Post #173219637 added 10-07-2024 10:38 AM by DealsByLees in Hot Deals
Have been Sofi member for a year or two. Just wanted to point out I got an email stating my rate will go from 4.5 to 4.3 tomorrow 10/8. Not sure if this deal has something special but wanted to point...
Post #173219757 added 10-07-2024 10:43 AM by PeteyTheStriker in Hot Deals
Sounds like they got a ton of people biting on the deal so they can adjust down the interest rate.
Post #173221236 added 10-07-2024 11:57 AM by js619 in Hot Deals
Every high-yield savings account will be cutting APY rates along with the fed. It's just the nature of how they work, not SoFi pulling a bait-and-switch or whatever.
Post #171524136 added 06-24-2024 9:15 PM by atetraxx in Hot Deals
Love sofi.
Post #171859683 added 07-15-2024 9:29 AM by Valkyrie1 in Hot Deals
The Plaid-only restriction for connecting external bank accounts is only in place for the first week or 2 of a new account. I ran into the same but after that initial wait, you get the option to...
Help?
Can you get another account if you already have one? Haven’t gotten a bonus in 4 years.
Post #171644145 added 07-02-2024 5:21 PM by choncholito in Hot Deals
Wealthfront seems to be extremely straightforward 5% and reviews show great customer service
Post #171997749 added 07-21-2024 8:06 AM by RandomSDNeo in Hot Deals
Is Swagbucks in addition to the $300 offer? I see 23000 SB offer but I assume it won't stack with the $300 offer
Post #172321152 added 08-12-2024 11:53 AM by TenderDirt514 in Hot Deals
I have Zelle on my sofi acct. I think it was recently added, so might want to check. Just to add, I have been using sofi as my main bank for almost 2 years now with no issues.
Post #172329300 added 08-12-2024 11:38 PM by karlsarah in Hot Deals
Don't waste your time with this financial nightmare of a company. Even with a credit score over 800 they will close your credit card account without warning. Very unprofessional and amateurish....
Post #172413861 added 08-18-2024 6:57 AM by kylepaqu in Hot Deals
So basically if you get paid biweekly you only get 2 direct deposits to show for in the 25 day period?
Post #172026534 added 07-23-2024 5:42 AM by C47V3770 in Hot Deals
Once the bonus shows up, we are good to close the account, correct?
Post #172103682 added 07-28-2024 11:17 AM by FlatPlutoNewsletter in Hot Deals
T-Bills won't always be 5%+ and I'm sure you want at least a little bit of money not locked up for 4 weeks (even if you have a credit card). But yeah T-Bills are better right now for collecting...
Post #171947559 added 07-18-2024 7:29 AM by slicksdeal in Hot Deals
I think it's a one time waiver or they got rid of manual completely now. I was able to link 1 bank account manually but after that it never let me again.
Post #172254552 added 08-07-2024 7:56 PM by C47V3770 in Hot Deals
Some popular cashback site doubled their offer from $125 to $250. Very nice for those who haven’t applied yet.
Post #174243045 added 11-27-2024 11:56 AM by CrimsonChin1714 in Hot Deals
I looked at Sofi recently. They seem to be spending all their money on advertising. There online stuff seems a bit behind most other banks. They don't even have eBill incorporated into their...
Post #174216198 added 11-26-2024 5:29 PM by 404_Deal_Not_Found in Hot Deals
Bread savings rate is better
Post #173084370 added 09-28-2024 8:07 AM by DrRad in Hot Deals
SoFi has been one of the big banks lobbying against student loan reforms. Absolute scum company. Sad to see SD getting money from them.
Post #173086269 added 09-28-2024 11:11 AM by RedDragon45 in Hot Deals
Average monthly salary in the US is under 5000 so most people will not qualify for 300 bonus.
Post #173061426 added 09-26-2024 6:28 PM by Lakeshow8976 in Hot Deals
I switched to SOFI a couple months ago and love It .. use it as my main and have a secondary brick and mortar bank for rare in branch needs. Been working great . Transfers between banks is super...
Post #173064726 added 09-26-2024 11:41 PM by happygooddeal in Hot Deals
Switched to Capital One after 2 years with SOFI. Don't get me wrong SOFI gave me 4.6% until I got laid off from my work and no longer have direct deposit. To get 4.6% you must have direct deposit.
Post #173087007 added 09-28-2024 12:12 PM by Luisjrm in Hot Deals
How long does this take to hit? My deposit is marked for September 3rd.
Post #174114828 added 11-23-2024 8:31 PM by teasum in Hot Deals
Also, just to clarify, 7-day yield on SPAXX is at 4.27%. I just closed my Fidelity Bloom, but still have SPAXX as a core holding elsewhere. I use SoFi, not to chase the highest rate, but as a...
Post #174640326 added 12-10-2024 2:45 PM by Steve0 in Hot Deals
The short answer is no. I wanted to do that but SoFi rejected it as a source of regular income (even with regular distributions).
Post #174701901 added 12-13-2024 8:06 AM by SKV4m in Hot Deals
I’m not seeing a $25 fee and I haven’t logged in since I’m opened the account in 2023 but I have recurring DD of $200/bi-weekly from work Looks like it’s for the Invest account which I don’t have....
Post #174905067 added 12-23-2024 7:25 AM by Punkydd in Hot Deals
I thought the same things since my new job gave me a paper check 1st and then 1 paycheck fell in that time frame, but they also counted my opening xfer and 1 other xfer from my Amex to meet their $...
Post #174897261 added 12-22-2024 4:42 PM by twiggy_alien_man in Hot Deals
Maybe you should have actually read my post, to avoid looking like an idiot. Even if you yourself make an opening deposit, which isn't necessary, it's still possible to have two qualifying direct...
Post #173704971 added 11-06-2024 5:40 PM by twiggy_alien_man in Hot Deals
$1 will suffice? After I get the bonus, I don't plan on keeping the money with Sofi long term, so I guess it doesn't even matter. I'm thinking of opening an American Express high interest...
Post #174001431 added 11-20-2024 12:18 PM by 1slick007 in Hot Deals
Not sure why anyone would do this when they can still get 4.5% APY at other institutions without the direct deposit requirement. For example. Fidelity Bloom Laurel Road Wealthfront
Post #174041637 added 11-21-2024 3:19 PM by beowulf7 in Hot Deals
It shouldn't take that long. Are you sure you did valid DDs?
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