Alliant Credit Union CDs Up to 5.45% APY
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Thread created 02-01-2024 by EfficientGame645
+30 Score
119 Replies
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Im a member of ACU. very seamless process with HELOC
Alliant Credit Union CDs Up to 5.45% APY
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Thread created 02-01-2024 by EfficientGame645
+30 Score
119 Replies
40,631 Views
My 2cents:
For high state/local tax states, having Treasuries be state/local tax free is HUGE. I'm from CA and the state tax rate is ~10%, so that's an automatic bump of 0.5% on rates (rough...
Alliant Credit Union CDs Up to 5.45% APY
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Thread created 02-01-2024 by EfficientGame645
+30 Score
119 Replies
40,631 Views
What bank is your savings account with?
Alliant Credit Union CDs Up to 5.45% APY
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Thread created 02-01-2024 by EfficientGame645
+30 Score
119 Replies
40,631 Views
Well there ya go.
Alliant Credit Union CDs Up to 5.45% APY
Expired
Thread created 02-01-2024 by EfficientGame645
+30 Score
119 Replies
40,631 Views
All credit unions are not-for-profit institutions.
Alliant Credit Union CDs Up to 5.45% APY
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Thread created 02-01-2024 by EfficientGame645
+30 Score
119 Replies
40,631 Views
can change tomorrow, that's the difference. not the .25
Alliant Credit Union CDs Up to 5.45% APY
Expired
Thread created 02-01-2024 by EfficientGame645
+30 Score
119 Replies
40,631 Views
True, but many top CCs have discontinued extended warranties. Alliant's Visa is special cuz it offers 2 rarities: (1) One of the Top highest Cash back CCs & (2) Extended Warranty. I challenge you to...
Alliant Credit Union CDs Up to 5.45% APY
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Thread created 02-01-2024 by EfficientGame645
+30 Score
119 Replies
40,631 Views
Thanks for the good information! That is some pretty sweet savings in those high state income tax areas like California. Even Virginia where I am is over 5%, so the more you save with treasuries, the...
Alliant Credit Union CDs Up to 5.45% APY
Expired
Thread created 02-01-2024 by EfficientGame645
+30 Score
119 Replies
40,631 Views
what can change tomorrow? ufb has only gone up since ive had them
Alliant Credit Union CDs Up to 5.45% APY
Expired
Thread created 02-01-2024 by EfficientGame645
+30 Score
119 Replies
40,631 Views
is this currently the best rate on the market
Alliant Credit Union CDs Up to 5.45% APY
Expired
Thread created 02-01-2024 by EfficientGame645
+30 Score
119 Replies
40,631 Views
Consumers who need to finance.
Alliant Credit Union CDs Up to 5.45% APY
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Thread created 02-01-2024 by EfficientGame645
+30 Score
119 Replies
40,631 Views
Used to love Alliant. I moved everything out when their rates stopped being remotely competitive.
Their 1 year CD looks good and they are trustworthy, but like others have said, I'd stick to...
Alliant Credit Union CDs Up to 5.45% APY
Expired
Thread created 02-01-2024 by EfficientGame645
+30 Score
119 Replies
40,631 Views
I do, had a good experience. The sold the loan to Dovenmuehle but I can still manage it through Alliant. I use the credit card too. 2.5% on every purchase. Works great for the things we buy.
Alliant Credit Union CDs Up to 5.45% APY
Expired
Thread created 02-01-2024 by EfficientGame645
+30 Score
119 Replies
40,631 Views
Thanks for the info
Alliant Credit Union CDs Up to 5.45% APY
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Thread created 02-01-2024 by EfficientGame645
+30 Score
119 Replies
40,631 Views
I just had a look at the one I opened last Monday, your options are:
1. Renew and select a new term
2. Transfer Balance to Savings Account
3. Withdraw Balance By Check
Alliant Credit Union CDs Up to 5.45% APY
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Thread created 02-01-2024 by EfficientGame645
+30 Score
119 Replies
40,631 Views
If you put $1000 into a 5.45% account for 1 year without touching it and no fees, how much will it have in 1 year? $1054.50?
Alliant Credit Union CDs Up to 5.45% APY
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Thread created 02-01-2024 by EfficientGame645
+30 Score
119 Replies
40,631 Views
Do you need to be a member of this credit union to open a cd?
Alliant Credit Union CDs Up to 5.45% APY
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Thread created 02-01-2024 by EfficientGame645
+30 Score
119 Replies
40,631 Views
These are the correct answers. These CD’s are only a good deal if you ignore T-Bills.
Alliant Credit Union CDs Up to 5.45% APY
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Thread created 02-01-2024 by EfficientGame645
+30 Score
119 Replies
40,631 Views
How to add beneficiaries?
Edit, after account is open there is an option to add
Alliant Credit Union CDs Up to 5.45% APY
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Thread created 02-01-2024 by EfficientGame645
+30 Score
119 Replies
40,631 Views
Thank you!!
Alliant Credit Union CDs Up to 5.45% APY
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Thread created 02-01-2024 by EfficientGame645
+30 Score
119 Replies
40,631 Views
They are my primary bank and are great. I get fee-free ATM withdrawals at any 7-11 or credit union that has a “CO-OP” logo on their ATM.
Alliant Credit Union CDs Up to 5.45% APY
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Thread created 02-01-2024 by EfficientGame645
+30 Score
119 Replies
40,631 Views
Have some decent money. Should I open this CD or buy bitcoin? Looking only for 1 year and want it out.
Alliant Credit Union CDs Up to 5.45% APY
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Thread created 02-01-2024 by EfficientGame645
+30 Score
119 Replies
40,631 Views
While buying from bills from Tres Direct, How does one get the advertised rate? I usually get lower rate than advertised. Is there a bidding process or something.
Alliant Credit Union CDs Up to 5.45% APY
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Thread created 02-01-2024 by EfficientGame645
+30 Score
119 Replies
40,631 Views
I’ve used them since 2006. They have always had great rates.
Alliant Credit Union CDs Up to 5.45% APY
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Thread created 02-01-2024 by EfficientGame645
+30 Score
119 Replies
40,631 Views
Can anyone figure out Alliant CU's exposure to empty office buildings or multi-family rentals? It is kind of suspicious that they have such high rates. Are they going to go belly up next? I know that...
Alliant Credit Union CDs Up to 5.45% APY
Expired
Thread created 02-01-2024 by EfficientGame645
+30 Score
119 Replies
40,631 Views
Not suspicious. Many online banks and credit unions have rates like these. There are some even higher. Money is covered anyway regardless
Alliant Credit Union CDs Up to 5.45% APY
Expired
Thread created 02-01-2024 by EfficientGame645
+30 Score
119 Replies
40,631 Views
Agreed. I used to store more cash there, but not as much due to what you said. But, I still use them especially for the CC & am hoping they return to the glory days when they were a consistent leader.
Alliant Credit Union CDs Up to 5.45% APY
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Thread created 02-01-2024 by EfficientGame645
+30 Score
119 Replies
40,631 Views
I can’t seem to pin down what the early withdrawal penalties are, anyone know?
Alliant Credit Union CDs Up to 5.45% APY
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Thread created 02-01-2024 by EfficientGame645
+30 Score
119 Replies
40,631 Views
https://www.alliantcreditunion.org/help/is-there-a-penalty-if-i-close-my-alliant-certificate-early
Alliant Credit Union CDs Up to 5.45% APY
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Thread created 02-01-2024 by EfficientGame645
+30 Score
119 Replies
40,631 Views
You don't have to be a certain state/municipal resident to get in on this?
Alliant Credit Union CDs Up to 5.45% APY
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Thread created 02-01-2024 by EfficientGame645
+30 Score
119 Replies
40,631 Views
Interest income from Treasury securities is subject to federal income tax but exempt from state and local taxes.
Alliant Credit Union CDs Up to 5.45% APY
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Thread created 02-01-2024 by EfficientGame645
+30 Score
119 Replies
40,631 Views
Thanks for the detailed response.
Not to get into an argument with you, but for the benefit of people who may not realize, I would like to point out a few things. (IMHO, of course).
Not...
Alliant Credit Union CDs Up to 5.45% APY
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Thread created 02-01-2024 by EfficientGame645
+30 Score
119 Replies
40,631 Views
It's a game of chances. 52-week actually look tempting if they tank interest going forward this year. Locking in over 4 years at close to 5% is not that bad. Do interest only paid out at the end or...
Alliant Credit Union CDs Up to 5.45% APY
Expired
Thread created 02-01-2024 by EfficientGame645
+30 Score
119 Replies
40,631 Views
I also sort of use Alliant Credit Union (ACU) as a HUB for transfers in and out based on my review of savings and checking rates about 2 years ago. The problem with all these high rate leaders is...
Alliant Credit Union CDs Up to 5.45% APY
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Thread created 02-01-2024 by EfficientGame645
+30 Score
119 Replies
40,631 Views
I don't agree at all. I have also been watching rates every day for a while now. Best rates have been between for maturities of 10 - 12 months and been sitting at around 5.4% for quite some time...
Alliant Credit Union CDs Up to 5.45% APY
Expired
Thread created 02-01-2024 by EfficientGame645
+30 Score
119 Replies
40,631 Views
anyone here have experience closing a CD online? Can we do it online or do we need to call in prior to maturity?
Alliant Credit Union CDs Up to 5.45% APY
Expired
Thread created 02-01-2024 by EfficientGame645
+30 Score
119 Replies
40,631 Views
Alliant is offering up to 5.45% APY to their Alliant Credit Union CDs.
Thanks to Slickdeals Staff Member EfficientGame645 for sharing this deal.
Product Details:
Low minimum deposit of only...
Alliant Credit Union CDs Up to 5.45% APY
Expired
Thread created 02-01-2024 by EfficientGame645
+30 Score
119 Replies
40,631 Views
Looks like you need to put in 75k to get 5.45. Otherwise it's 5.4 for 12 months. Still not bad. Still have a few months left on my Navy Federal CD though.
Alliant Credit Union CDs Up to 5.45% APY
Expired
Thread created 02-01-2024 by EfficientGame645
+30 Score
119 Replies
40,631 Views
You can get the same rate, or better, and not have your money tied up for a long period of time. You can choose investments for as short as 4 weeks.
Currently, a 4 week treasury is going for a...
Alliant Credit Union CDs Up to 5.45% APY
Expired
Thread created 02-01-2024 by EfficientGame645
+30 Score
119 Replies
40,631 Views
Another long time Alliant CU user. Pro Tip: While you are considering Allied membership, consider getting their great 2.5% cash back Visa Signature Credit Card (CC). This thing is one of my go to CCs...
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