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BrioDirect High-Yield Savings Account: Earn 5.30% APY
Expired
Thread created 05-02-2024 by EfficientGame645
+71 Score 192 Replies 125,972 Views
Post #170923785 added 05-18-2024 2:21 PM by AmusedScent305 in Deal Talk
It depends. T-bills are exempt from state and local taxes, so if you live in a high tax state, an HYSA has to have a bit higher return than a T-bill to off-set the additional tax burden. They are...
BrioDirect High-Yield Savings Account: Earn 5.30% APY
Expired
Thread created 05-02-2024 by EfficientGame645
+71 Score 192 Replies 125,972 Views
Post #170922591 added 05-18-2024 12:46 PM by Clinteaston in Deal Talk
HYSA are compounded daily in most cases. T-Bills are purchased at a discount for a set payment at maturity. If you reinvest your T-Bills for one year APY, then may equal this rate. Overall, the HYSA...
BrioDirect High-Yield Savings Account: Earn 5.30% APY
Expired
Thread created 05-02-2024 by EfficientGame645
+71 Score 192 Replies 125,972 Views
Post #170925708 added 05-18-2024 5:26 PM by FatSmurf in Deal Talk
That's why you should give me your money in exchange for FatBucks. When the economy collapses and dollars are worthless you can give your FatBucks back to me for canned beans.
BrioDirect High-Yield Savings Account: Earn 5.30% APY
Expired
Thread created 05-02-2024 by EfficientGame645
+71 Score 192 Replies 125,972 Views
Post #170916360 added 05-18-2024 4:16 AM by chickenfarmer in Deal Talk
Yep it’s at the end of the account opening process.
BrioDirect High-Yield Savings Account: Earn 5.30% APY
Expired
Thread created 05-02-2024 by EfficientGame645
+71 Score 192 Replies 125,972 Views
Post #170929368 added 05-19-2024 12:37 AM by hi57o in Deal Talk
I'm willing to invest 10k into FatBucks™, only on the condition they utilize blockchain technology.
BrioDirect High-Yield Savings Account: Earn 5.30% APY
Expired
Thread created 05-02-2024 by EfficientGame645
+71 Score 192 Replies 125,972 Views
Post #170873700 added 05-15-2024 2:41 PM by One_good_fella in Deal Talk
High yield now but money gone when the banking system crashes. So be careful with your HARD earned $$.
BrioDirect High-Yield Savings Account: Earn 5.30% APY
Expired
Thread created 05-02-2024 by EfficientGame645
+71 Score 192 Replies 125,972 Views
Post #170720940 added 05-06-2024 1:49 PM by JohanM1228 in Deal Talk
I haven't used them personally, but a coworker of mine has and he said they're solid. Not just the rate, but ease of use, mobile app, customer service etc. was great. Wealthfront looks like a solid...
BrioDirect High-Yield Savings Account: Earn 5.30% APY
Expired
Thread created 05-02-2024 by EfficientGame645
+71 Score 192 Replies 125,972 Views
Post #170910795 added 05-17-2024 4:19 PM by sarcasmogratis in Deal Talk
Slickdeals isn't getting a kickback they want to share? What happened to Slickdeals Rewards/cashback offers? It's exactly these type of offers that usually are high returns on CashBack/point sites.
BrioDirect High-Yield Savings Account: Earn 5.30% APY
Expired
Thread created 05-02-2024 by EfficientGame645
+71 Score 192 Replies 125,972 Views
Post #170911251 added 05-17-2024 4:54 PM by JohanM1228 in Deal Talk
Interesting. The feedback is general and not specific to Brio. I'm going to check on a couple of the ones you mentioned again. We are definitely open to giving our users a bonus but have been told we...
BrioDirect High-Yield Savings Account: Earn 5.30% APY
Expired
Thread created 05-02-2024 by EfficientGame645
+71 Score 192 Replies 125,972 Views
Post #170912388 added 05-17-2024 6:21 PM by rahul1483 in Deal Talk
This vs T-Bill?
BrioDirect High-Yield Savings Account: Earn 5.30% APY
Expired
Thread created 05-02-2024 by EfficientGame645
+71 Score 192 Replies 125,972 Views
Post #170912856 added 05-17-2024 6:57 PM by Gb1908 in Deal Talk
Synchrony bank does it online... albeit they have MUCH LOWER HIGH YIELD SAVINGS INTREST RATES...
BrioDirect High-Yield Savings Account: Earn 5.30% APY
Expired
Thread created 05-02-2024 by EfficientGame645
+71 Score 192 Replies 125,972 Views
Post #170660622 added 05-02-2024 5:02 PM by JohanM1228 in Deal Talk
No bonus to open an account, but 5.35% is the highest APY I've seen recently.
BrioDirect High-Yield Savings Account: Earn 5.30% APY
Expired
Thread created 05-02-2024 by EfficientGame645
+71 Score 192 Replies 125,972 Views
Post #170673753 added 05-03-2024 11:14 AM by Oil_Burner in Deal Talk
UBS Bank has a promotional offer of 5.40% - https://www.ubs.com/us/en/wealth-management/misc/account-sweep-yields.html#table8
BrioDirect High-Yield Savings Account: Earn 5.30% APY
Expired
Thread created 05-02-2024 by EfficientGame645
+71 Score 192 Replies 125,972 Views
Post #171104814 added 05-29-2024 4:31 PM by Diz in Deal Talk
I was in SGOV and switched to USFR due to slightly higher yields. When it comes to brokerages, I like Think or Swim too much to leave Schwab (previously was TD Ameritrade). I don't keep a cash...
BrioDirect High-Yield Savings Account: Earn 5.30% APY
Expired
Thread created 05-02-2024 by EfficientGame645
+71 Score 192 Replies 125,972 Views
Post #171107412 added 05-29-2024 7:33 PM by onlycash in Deal Talk
A trust is interesting, but I think even if one had a trust in place, I don't see why they wouldn't want beneficiaries on cash accounts. Please go intro more detail on why you think a person with...
BrioDirect High-Yield Savings Account: Earn 5.30% APY
Expired
Thread created 05-02-2024 by EfficientGame645
+71 Score 192 Replies 125,972 Views
Post #171103737 added 05-29-2024 3:29 PM by androidf58 in Deal Talk
No, the CMA core position is cash. It pays like 2.69% or something. SPAXX must be manually bought, however it will auto liquidate to cash on demand.
BrioDirect High-Yield Savings Account: Earn 5.30% APY
Expired
Thread created 05-02-2024 by EfficientGame645
+71 Score 192 Replies 125,972 Views
Post #170985993 added 05-22-2024 10:40 AM by AmusedScent305 in Deal Talk
No, T-Bills ARE exempt from state and local tax. That may change if you buy through a brokerage account though, depending on your state. I don’t want to derail this thread further since we’ve strayed...
BrioDirect High-Yield Savings Account: Earn 5.30% APY
Expired
Thread created 05-02-2024 by EfficientGame645
+71 Score 192 Replies 125,972 Views
Post #171095244 added 05-29-2024 7:35 AM by JediAhsokaTano in Deal Talk
Honestly I’d rather do the Marcus savings with a referral bonus currently sitting at 5.4. Bonus is only for 3 months but you can extend another 3 months per referral up to 5 referrals per year.
BrioDirect High-Yield Savings Account: Earn 5.30% APY
Expired
Thread created 05-02-2024 by EfficientGame645
+71 Score 192 Replies 125,972 Views
Post #171093819 added 05-29-2024 5:40 AM by Lanmanna in Deal Talk
Nothing is stopping you from pulling the money via another bank though, right?
BrioDirect High-Yield Savings Account: Earn 5.30% APY
Expired
Thread created 05-02-2024 by EfficientGame645
+71 Score 192 Replies 125,972 Views
Post #171080385 added 05-28-2024 9:33 AM by youngercool in Deal Talk
no sign up bonus, then go with tbills
BrioDirect High-Yield Savings Account: Earn 5.30% APY
Expired
Thread created 05-02-2024 by EfficientGame645
+71 Score 192 Replies 125,972 Views
Post #171072507 added 05-27-2024 7:33 PM by MyDogSassy in Deal Talk
I've used them for several years. The only problem I ever had was making too many transactions within 30 days and was charged a $5 fee. Called and they waived it, no problem. Best interest rate around
BrioDirect High-Yield Savings Account: Earn 5.30% APY
Expired
Thread created 05-02-2024 by EfficientGame645
+71 Score 192 Replies 125,972 Views
Post #170981532 added 05-22-2024 6:34 AM by AmusedScent305 in Deal Talk
Yes, that’s the correct page for info on T-Bills. If you go up one level, you’ll be able to find pages for the rest of the marketable securities here: ...
BrioDirect High-Yield Savings Account: Earn 5.30% APY
Expired
Thread created 05-02-2024 by EfficientGame645
+71 Score 192 Replies 125,972 Views
Post #170982201 added 05-22-2024 7:15 AM by Jacky16 in Deal Talk
You can buy "unlimited" (might have cap but we might never reach it) from those brokers. I usually use Fidelity
BrioDirect High-Yield Savings Account: Earn 5.30% APY
Expired
Thread created 05-02-2024 by EfficientGame645
+71 Score 192 Replies 125,972 Views
Post #170988645 added 05-22-2024 1:15 PM by Diz in Deal Talk
SPAXX is coming to Fidelity as a core account investment option on June 15. Vanguard is gearing even further away from the individual investor with negative changes effective July 31 (I'm fairly...
BrioDirect High-Yield Savings Account: Earn 5.30% APY
Expired
Thread created 05-02-2024 by EfficientGame645
+71 Score 192 Replies 125,972 Views
Post #171043974 added 05-26-2024 12:25 AM by Acid409 in Deal Talk
Anything similar for webull by chance?
BrioDirect High-Yield Savings Account: Earn 5.30% APY
Expired
Thread created 05-02-2024 by EfficientGame645
+71 Score 192 Replies 125,972 Views
Post #171054507 added 05-26-2024 6:53 PM by DjScibbity in Deal Talk
The banks they use are all FDIC insured though, so should be protected if they (or any individual account within it) goes bankrupt right? Per their FAQ: Raisin customers’ funds are held in a...
BrioDirect High-Yield Savings Account: Earn 5.30% APY
Expired
Thread created 05-02-2024 by EfficientGame645
+71 Score 192 Replies 125,972 Views
Post #171136800 added 05-31-2024 3:05 PM by pjjs in Deal Talk
6 month tbills paying this much. Easier to buy and sell them. Plus no state taxes.
BrioDirect High-Yield Savings Account: Earn 5.30% APY
Expired
Thread created 05-02-2024 by EfficientGame645
+71 Score 192 Replies 125,972 Views
Post #171046365 added 05-26-2024 7:28 AM by slicksterdealster in Deal Talk
What is the fidelity equivalent?
BrioDirect High-Yield Savings Account: Earn 5.30% APY
Expired
Thread created 05-02-2024 by EfficientGame645
+71 Score 192 Replies 125,972 Views
Post #171049119 added 05-26-2024 11:10 AM by Diz in Deal Talk
It's a FinTech. That's all you need to know. Exit now before your money is frozen or worse, lost entirely due to a bankruptcy.
BrioDirect High-Yield Savings Account: Earn 5.30% APY
Expired
Thread created 05-02-2024 by EfficientGame645
+71 Score 192 Replies 125,972 Views
Post #170983035 added 05-22-2024 8:07 AM by blackmarlin8 in Deal Talk
Just fund brokerage account and get $USFR, they pay 5.35% dividend paid monthly , money stays safe and liquid.
BrioDirect High-Yield Savings Account: Earn 5.30% APY
Expired
Thread created 05-02-2024 by EfficientGame645
+71 Score 192 Replies 125,972 Views
Post #171266283 added 06-08-2024 4:44 PM by alpha0meqa in Deal Talk
Damn idk why mine isn't instant.
BrioDirect High-Yield Savings Account: Earn 5.30% APY
Expired
Thread created 05-02-2024 by EfficientGame645
+71 Score 192 Replies 125,972 Views
Post #171266463 added 06-08-2024 4:59 PM by meranamjoker in Deal Talk
Be aware that Brio has withdrawal limits too. A big deal breaker for me.. Clients are eligible for standard outbound transfers up to $25,000 that are completed within 3 business days (provided...
BrioDirect High-Yield Savings Account: Earn 5.30% APY
Expired
Thread created 05-02-2024 by EfficientGame645
+71 Score 192 Replies 125,972 Views
Post #171274083 added 06-09-2024 9:15 AM by shaolinwookie in Deal Talk
yeah, i signed up with alliant cd promo that i think only paid out 5.45 :( bankingdirect increased it right after maybe i can ask if they cant match
BrioDirect High-Yield Savings Account: Earn 5.30% APY
Expired
Thread created 05-02-2024 by EfficientGame645
+71 Score 192 Replies 125,972 Views
Post #171289242 added 06-10-2024 9:32 AM by RomulusMaximus in Deal Talk
Big deal breaker for me there. Being able for your beneficiaries to have access when the worst happens is crucial.
BrioDirect High-Yield Savings Account: Earn 5.30% APY
Expired
Thread created 05-02-2024 by EfficientGame645
+71 Score 192 Replies 125,972 Views
Post #171284241 added 06-10-2024 1:59 AM by Azrael_the_Cat in Deal Talk
What would you recommend instead? Crypto? Or stuff money in a mattress?
BrioDirect High-Yield Savings Account: Earn 5.30% APY
Expired
Thread created 05-02-2024 by EfficientGame645
+71 Score 192 Replies 125,972 Views
Post #171247719 added 06-07-2024 11:31 AM by gamingdroid in Deal Talk
That's because neither Yotta or Juno is a bank. They hold the funds at a bank, and it sounds like there's some issues with paper trails between entities. They're literally the middle man only. ...
BrioDirect High-Yield Savings Account: Earn 5.30% APY
Expired
Thread created 05-02-2024 by EfficientGame645
+71 Score 192 Replies 125,972 Views
Post #171233943 added 06-06-2024 2:46 PM by gamingdroid in Deal Talk
Why do you think they're giving highest APY? Higher APY, means higher risk. However, there's no guarantee Webster/Brio is any better. That's why you have FDIC insurance.
BrioDirect High-Yield Savings Account: Earn 5.30% APY
Expired
Thread created 05-02-2024 by EfficientGame645
+71 Score 192 Replies 125,972 Views
Post #171239166 added 06-06-2024 10:52 PM by Batmansplumber in Deal Talk
If you’re adding your accounts into the trust, that’s already handled by the trust, no? Of course, as another person wisely said, if you’re only holding the account short-term, it may not be with...
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