U.S. Bank Smartly® Checking: Earn Up to $450 When You Open a New Account and Complete Qualifying Activities
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Thread created 11-05-2024 by EfficientGame645
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My benefits I pay for after taxation. You have it before taxes? 401K is the only other argument to that, which is 6% at a good company, 3% at all the others.
So call it $40/hr then. Still not a...
U.S. Bank Smartly® Checking: Earn Up to $450 When You Open a New Account and Complete Qualifying Activities
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Thread created 11-05-2024 by EfficientGame645
+18 Score
65 Replies
44,638 Views
no idea, but is so, you could theoretically get your direct deposit for your high-apr bank account, and the use wise or similar to transfer the funds via ACH to the new account and double dip?...
U.S. Bank Smartly® Checking: Earn Up to $450 When You Open a New Account and Complete Qualifying Activities
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Thread created 11-05-2024 by EfficientGame645
+18 Score
65 Replies
44,638 Views
Earn up to $450 when you open a new U.S. Bank Smartly® Checking account and complete qualifying activities. Subject to certain terms and limitations. Offer valid through December 30, 2024. Member...
U.S. Bank Smartly® Checking: Earn Up to $450 When You Open a New Account and Complete Qualifying Activities
Expired
Thread created 11-05-2024 by EfficientGame645
+18 Score
65 Replies
44,638 Views
Nice post,
U.S. Bank Smartly® Checking: Earn Up to $450 When You Open a New Account and Complete Qualifying Activities
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Thread created 11-05-2024 by EfficientGame645
+18 Score
65 Replies
44,638 Views
Why do you say bwfore? I have a snarky card coming.
U.S. Bank Smartly® Checking: Earn Up to $450 When You Open a New Account and Complete Qualifying Activities
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Thread created 11-05-2024 by EfficientGame645
+18 Score
65 Replies
44,638 Views
How is $8000/90 days a high bar? That's $1000 a week take-home for 90 days. That's $35/hr give or take after taxes.
U.S. Bank Smartly® Checking: Earn Up to $450 When You Open a New Account and Complete Qualifying Activities
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Thread created 11-05-2024 by EfficientGame645
+18 Score
65 Replies
44,638 Views
Use this before applying for SMARTLY CREDIT CARD 4% cash back.
U.S. Bank Smartly® Checking: Earn Up to $450 When You Open a New Account and Complete Qualifying Activities
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Thread created 11-05-2024 by EfficientGame645
+18 Score
65 Replies
44,638 Views
This is for the rich earning 8k biweekly in direct deposit. But these rich will never bite this as they don’t care free $450 from the bank.
U.S. Bank Smartly® Checking: Earn Up to $450 When You Open a New Account and Complete Qualifying Activities
Expired
Thread created 11-05-2024 by EfficientGame645
+18 Score
65 Replies
44,638 Views
Opened one for the 4.x% APR in 2023. But the APR dropped significantly within one year. Hence closed it and moved my fund to SoFi. SoFi is also dropping the rate although much slowly.
U.S. Bank Smartly® Checking: Earn Up to $450 When You Open a New Account and Complete Qualifying Activities
Expired
Thread created 11-05-2024 by EfficientGame645
+18 Score
65 Replies
44,638 Views
$450/90 days is a very generous bonus, but watch out:
$8000/90 days of direct deposit is a high bar.
- Some transfers MAY work, but doing so is a workaround that US Bank doesn't like and won't...
U.S. Bank Smartly® Checking: Earn Up to $450 When You Open a New Account and Complete Qualifying Activities
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Thread created 11-05-2024 by EfficientGame645
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65 Replies
44,638 Views
I signed up for this a couple months ago. My first DD was for over $6k and i got a $400 bonus a week later. Second DD was for a little bit less but put me over the 8k in 90 days. I've yet to see...
U.S. Bank Smartly® Checking: Earn Up to $450 When You Open a New Account and Complete Qualifying Activities
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Thread created 11-05-2024 by EfficientGame645
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65 Replies
44,638 Views
Datapoints here can vary.
Some people get bonus within days of the deposits. Some have to wait for the standard which seems to be the 2nd Thursday or Friday 5PM CT of the next month after the...
U.S. Bank Smartly® Checking: Earn Up to $450 When You Open a New Account and Complete Qualifying Activities
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Thread created 11-05-2024 by EfficientGame645
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65 Replies
44,638 Views
$1k/week after taxes AND benefits.
For a lot of us, benefits are huge. I only see about 1/3 of my paycheck, between taxes, 401(k), and insurance. At least I don't pay friend of the court (such a...
U.S. Bank Smartly® Checking: Earn Up to $450 When You Open a New Account and Complete Qualifying Activities
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Thread created 11-05-2024 by EfficientGame645
+18 Score
65 Replies
44,638 Views
Do both deposits have to be $8000 or as long as they combine for $8000? (e.g. two $4000 deposits). I know it says "totaling", but the comment about someone not receiving their bonus is making me...
U.S. Bank Smartly® Checking: Earn Up to $450 When You Open a New Account and Complete Qualifying Activities
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Thread created 11-05-2024 by EfficientGame645
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65 Replies
44,638 Views
Per DOC 2nd post results-within 60 days is all you need.
Bonus is purely for 2 hits and the bonus drops in weeks.
Don’t forget about cashback also-one option is mentioned in at least the later SoFi...
U.S. Bank Smartly® Checking: Earn Up to $450 When You Open a New Account and Complete Qualifying Activities
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Thread created 11-05-2024 by EfficientGame645
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65 Replies
44,638 Views
What do the terms state for limits?
U.S. Bank Smartly® Checking: Earn Up to $450 When You Open a New Account and Complete Qualifying Activities
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Thread created 11-05-2024 by EfficientGame645
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65 Replies
44,638 Views
It says my zip code isn't eligible, but my sister's is. She's about an hour away, though just across the state line. What issues might I encounter using her address?
U.S. Bank Smartly® Checking: Earn Up to $450 When You Open a New Account and Complete Qualifying Activities
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Thread created 11-05-2024 by EfficientGame645
+18 Score
65 Replies
44,638 Views
Doesn’t work for Texas?
U.S. Bank Smartly® Checking: Earn Up to $450 When You Open a New Account and Complete Qualifying Activities
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Thread created 11-05-2024 by EfficientGame645
+18 Score
65 Replies
44,638 Views
Opened an account for a promo, but they delayed sending the activation code for over 60 days despite multiple follow-ups. This made it impossible to meet the requirements on time. Visits to the...
U.S. Bank Smartly® Checking: Earn Up to $450 When You Open a New Account and Complete Qualifying Activities
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Thread created 11-05-2024 by EfficientGame645
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65 Replies
44,638 Views
It has been 2 weeks since I closed my account , still waiting for this bank to return my balance in check…
U.S. Bank Smartly® Checking: Earn Up to $450 When You Open a New Account and Complete Qualifying Activities
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Thread created 11-05-2024 by EfficientGame645
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65 Replies
44,638 Views
So what are ppl doing if they a) don’t give out bonuses even after you fulfill their requirements and b) DD has to be a large sum as some have mentioned its almost impossible to do?
U.S. Bank Smartly® Checking: Earn Up to $450 When You Open a New Account and Complete Qualifying Activities
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Thread created 11-05-2024 by EfficientGame645
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65 Replies
44,638 Views
I churned 4 via P1-P4, so that’s a sweet $1800 to fund the vegas trip today. Costed me $10 for ACH, you just need to have a good amount of cashflow to get it down, and preferably having chase as your...
U.S. Bank Smartly® Checking: Earn Up to $450 When You Open a New Account and Complete Qualifying Activities
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Thread created 11-05-2024 by EfficientGame645
+18 Score
65 Replies
44,638 Views
Any ACH is considered direct deposit right?
U.S. Bank Smartly® Checking: Earn Up to $450 When You Open a New Account and Complete Qualifying Activities
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Thread created 11-05-2024 by EfficientGame645
+18 Score
65 Replies
44,638 Views
You will be failing with the system they use for address verification like lexisnexis and most likely going to be denied during application. See other comments about how to become their customer.
...
U.S. Bank Smartly® Checking: Earn Up to $450 When You Open a New Account and Complete Qualifying Activities
Expired
Thread created 11-05-2024 by EfficientGame645
+18 Score
65 Replies
44,638 Views
Wow and oof! Not sure on that scenario as thankfully she took my last name and made these offers easy.
Axos is only one who got pissed at me using the wife’s payroll to fund my acct. I partly wonder...
U.S. Bank Smartly® Checking: Earn Up to $450 When You Open a New Account and Complete Qualifying Activities
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Thread created 11-05-2024 by EfficientGame645
+18 Score
65 Replies
44,638 Views
Thank you. Let me try that…
U.S. Bank Smartly® Checking: Earn Up to $450 When You Open a New Account and Complete Qualifying Activities
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Thread created 11-05-2024 by EfficientGame645
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65 Replies
44,638 Views
You have to wait for 12 full months - then you are eligible again
U.S. Bank Smartly® Checking: Earn Up to $450 When You Open a New Account and Complete Qualifying Activities
Expired
Thread created 11-05-2024 by EfficientGame645
+18 Score
65 Replies
44,638 Views
How do I get past living out of State ?
U.S. Bank Smartly® Checking: Earn Up to $450 When You Open a New Account and Complete Qualifying Activities
Expired
Thread created 11-05-2024 by EfficientGame645
+18 Score
65 Replies
44,638 Views
There are so many things wrong with this statement
U.S. Bank Smartly® Checking: Earn Up to $450 When You Open a New Account and Complete Qualifying Activities
Expired
Thread created 11-05-2024 by EfficientGame645
+18 Score
65 Replies
44,638 Views
I almost did this deal last year. But decided not to do it and only deposit $100 instead. Then starting Sep, they are starting to charge dormant fee. I got an paper mail at the end of Aug warning...
U.S. Bank Smartly® Checking: Earn Up to $450 When You Open a New Account and Complete Qualifying Activities
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Thread created 11-05-2024 by EfficientGame645
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65 Replies
44,638 Views
If I just wanted to put 4,000 in twice from my bank account would that work? Or if I move the $4,000 to PayPal and then put it from PayPal into this account? Would that work??
Kind of sucks to be...
U.S. Bank Smartly® Checking: Earn Up to $450 When You Open a New Account and Complete Qualifying Activities
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Thread created 11-05-2024 by EfficientGame645
+18 Score
65 Replies
44,638 Views
I mean 23K a year for 401K is...a strategy. I don't know why you would go to the max on a 401K and not an IRA, or pay more than what an employer matches, but you do you, famalam. I'd rather invest...
U.S. Bank Smartly® Checking: Earn Up to $450 When You Open a New Account and Complete Qualifying Activities
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Thread created 11-05-2024 by EfficientGame645
+18 Score
65 Replies
44,638 Views
You are right that IRA is better than 401k with no match. I can't put more money there, because I max it out too.
Real estate isn't for me. Don't want the stress of managing tenants,...
U.S. Bank Smartly® Checking: Earn Up to $450 When You Open a New Account and Complete Qualifying Activities
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Thread created 11-05-2024 by EfficientGame645
+18 Score
65 Replies
44,638 Views
You GOAT!!! That's the way....
U.S. Bank Smartly® Checking: Earn Up to $450 When You Open a New Account and Complete Qualifying Activities
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Thread created 11-05-2024 by EfficientGame645
+18 Score
65 Replies
44,638 Views
Two options here.
One don't live in Texas or two apply for the online cd or credit card with USBank and then it will give you a relationship with them so you can apply for the banking.
U.S. Bank Smartly® Checking: Earn Up to $450 When You Open a New Account and Complete Qualifying Activities
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Thread created 11-05-2024 by EfficientGame645
+18 Score
65 Replies
44,638 Views
"sorry not for your area" i'm in maryland. just fyi. good saves me some hassle i guess lol.
U.S. Bank Smartly® Checking: Earn Up to $450 When You Open a New Account and Complete Qualifying Activities
Expired
Thread created 11-05-2024 by EfficientGame645
+18 Score
65 Replies
44,638 Views
$8,000 in direct deposits over 90 days IS steep. Figure you only have about 2 months to make $8k in direct deposits as you are going to have processing time to create the direct deposit. That...
U.S. Bank Smartly® Checking: Earn Up to $450 When You Open a New Account and Complete Qualifying Activities
Expired
Thread created 11-05-2024 by EfficientGame645
+18 Score
65 Replies
44,638 Views
If I opened a us bank checking account a year ago and closed it after receiving bonus, can I do this one?
U.S. Bank Smartly® Checking: Earn Up to $450 When You Open a New Account and Complete Qualifying Activities
Expired
Thread created 11-05-2024 by EfficientGame645
+18 Score
65 Replies
44,638 Views
Cool, I posted for a work around. I'll check out CD options.
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