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Post #175437595 added 01-25-2025 11:15 AM by rdcrds in Hot Deals
They did drop lol. That post was last year in DEC and they did drop. Now they may skip a beat but Trump is already wanting to control rates and have them much lower. So we shall see going forward but...
Post #175441945 added 01-25-2025 5:31 PM by bobbypolo in Hot Deals
How are they not? They're FDIC insured.
Post #175448929 added 01-26-2025 9:38 AM by busybugsy in Hot Deals
And if you are with fidelity, FZDXX. Looks like about 0.1% below FZDXX but close enough.
Post #175454299 added 01-26-2025 5:40 PM by DayaO in Hot Deals
So what s the best out there at the moment? Parking around 50k
Post #175467724 added 01-27-2025 4:34 PM by leechungsr in Hot Deals
Alternatively you can pick up WFC-L shares and get over 6% and if it ever gets called (and it probably never will) you get a $100/share bonus kicker minimum.
Post #175160013 added 01-08-2025 5:40 AM by oharag1 in Hot Deals
Oh yeah it does suck to get the extra 0.2%. Ha. I thought it was just open the checking and boom - but no (I think someone did post this earlier): Step 1 Open a UFB Freedom Checking account and...
Post #175443934 added 01-25-2025 9:27 PM by XMotoX in Hot Deals
No, the stated yield is after the ER.
Post #175449709 added 01-26-2025 10:45 AM by Jiivi in Hot Deals
Yeah.. can't see how it's 4% thro out the year
Post #175467820 added 01-27-2025 4:45 PM by profx in Hot Deals
FZDXX is what I do. It’s the premium class FWIW, so the investment minimum is $100k. I think FZFXX is the money market and ~0.1% lower.
Post #175431340 added 01-24-2025 10:03 PM by merky in Hot Deals
Ready to switch, Sofi has been dropping their rates from 5% gor last yr
Post #175442344 added 01-25-2025 6:21 PM by jmunjr in Hot Deals
Transferring money into an Axos account from another bank takes 5-7 days. I sent funds from my BoA account and others and it always took that long. Axos is definitely getting the funds within a day...
Post #175445971 added 01-26-2025 5:06 AM by kpatange in Hot Deals
This is a good idea in general but I saw that the total return on this drops significantly to less than 4% after the 1 year mark. Just looking at monthly and quarterly returns. You’d still do better...
Post #175450837 added 01-26-2025 12:15 PM by Hubbs1 in Hot Deals
Great rate and worth a look. I prefer CD’s though since a couple of great rates like this plunged shortly after opening new accounts (not due to any macro factors they just cut the rate in half...
Post #176886727 added 05-02-2025 9:34 AM by fawzi in Hot Deals
just wanted to come here and say that axos designed their system in a way that you will never get the advertised rates. below is a chat with support, read it and save your time opening an account. i...
Post #176241058 added 03-20-2025 10:10 AM by UberAlec_Destroyer. in Hot Deals
they didn't drop
Post #175852753 added 02-21-2025 7:08 PM by Aphex242 in Hot Deals
It's calculated on a daily basis. So nah.
Post #175864687 added 02-22-2025 4:32 PM by Itorian in Hot Deals
I'm not giving up PayPal savings 4% with no real requirement
Post #176663602 added 04-16-2025 5:08 PM by shaolinwookie in Hot Deals
this company has terrible customer service which had me miss out on the promotional rate, i wouldnt give them my business
Post #176682208 added 04-17-2025 9:21 PM by Xlash078 in Hot Deals
WealthFront is at 4% with 3 months .5% referral new account.
Post #175817977 added 02-19-2025 4:50 PM by mangonut in Hot Deals
Womp.womp... and pay taxes for that on April 15th
Post #175821682 added 02-19-2025 10:21 PM by itsjoemoney in Hot Deals
On a single account, it's only $250k insurance, sorry. The administration probably won't gut the FDIC.
Post #175830064 added 02-20-2025 11:39 AM by famewolf in Hot Deals
Honest Answer? Go back in time to November. Best rate is 4.5% for savings nowadays..for example Jenius Bank. Digital division of SMBC Manubank which has been doing banking for 400 years. ...
Post #175837951 added 02-20-2025 9:05 PM by SharpSquirrel2492 in Hot Deals
Is that Schwab Value Advantage Money Fund? And not vanguard.
Post #176657173 added 04-16-2025 9:34 AM by mettlekm in Hot Deals
broker account, like schwab.
Post #175694101 added 02-11-2025 4:07 PM by OhThatsGood in Hot Deals
they claim to get you paid days before with their savings account but i actually end up always getting paid late with this bank.
Post #175756390 added 02-15-2025 6:29 PM by rdcrds in Hot Deals
cool you got them removed hoping for rep
Post #175700047 added 02-12-2025 3:44 AM by UltraP in Hot Deals
Hmm, FZDXX has 0.36% expense ratio and yields about 4.13%. SGOV expense ratio is 0.09% and current yield is at 4.4%.
Post #175843321 added 02-21-2025 8:04 AM by famewolf in Hot Deals
It may seem that way but keep in mind many of his posts have been deleted. In any case I added him to ignore...problem solved. Back to interest rates. :)
Post #176664010 added 04-16-2025 5:47 PM by KLondike5-1212 in Hot Deals
Fidelity's SPAXX money market fund is paying 3.99% right now and that's the fund my checking account money (technically a CMA (Cash Management Account)) sits in while waiting to pay bills. Works out...
Post #175698706 added 02-11-2025 10:32 PM by dirtrat in Hot Deals
It's NEVER a good idea to chase the absolutely highest rate no matter what. Many of these accounts are variable, brokered and callable and have limits and varying degrees of difficulty in getting...
Post #175709272 added 02-12-2025 2:48 PM by famewolf in Hot Deals
Dude we get it already. You posted a rate back in november. Some of us want to know the CURRENT rates and are offering alternatives. You do not have to reply to ever single person who quotes your...
Post #173704983 added 11-06-2024 5:40 PM by rdcrds in Hot Deals
Ahh sounds like a bank to use. It seems the ones that get posted on here and pay i guess seem to pump then drop rates hoping people will not see they lowered rates.
Post #174075141 added 11-22-2024 1:24 PM by LivninSC in Hot Deals
If you're going to do something like this it can be advantageous to invest in a fund that has a high % of US Gov bonds so that it's "mostly" state tax free. People in states that don't have a state...
Post #174501312 added 12-04-2024 8:22 AM by AviSTEM in Hot Deals
Would not reccomend. I signed up met all their requirements and they haven’t honored the offer. Making it very difficult to work it out with them
Post #174565146 added 12-07-2024 4:44 AM by MrHaney in Hot Deals
Need more information. What bank are you at?
Post #173895690 added 11-15-2024 11:15 PM by rdcrds in Hot Deals
I have no use for keeping 1500 in another account in fact i need to close a few i did for the bank bonus last year but yes you would lose the full interest on the 1500 and only get the checking part....
Post #174343983 added 11-29-2024 4:20 PM by welcometushar in Hot Deals
It's 4.75% Not 5% apy, just checked on their site.
Post #174326307 added 11-29-2024 10:12 AM by rdcrds in Hot Deals
I had took some out to fund another bank but i only have 19k in there i can close it in a hot second but ill wait for the 1st of the month to get full interest before i close it out but right now i...
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