Axos One: Earn Up to 4.66% APY on Savings and 0.51% APY on Checking with Qualifying Requirements
Thread created 11-06-2024 by EfficientGame645
+19 Score
149 Replies
117,827 Views
They did drop lol. That post was last year in DEC and they did drop. Now they may skip a beat but Trump is already wanting to control rates and have them much lower. So we shall see going forward but...
Axos One: Earn Up to 4.66% APY on Savings and 0.51% APY on Checking with Qualifying Requirements
Thread created 11-06-2024 by EfficientGame645
+19 Score
149 Replies
117,827 Views
How are they not? They're FDIC insured.
Axos One: Earn Up to 4.66% APY on Savings and 0.51% APY on Checking with Qualifying Requirements
Thread created 11-06-2024 by EfficientGame645
+19 Score
149 Replies
117,827 Views
And if you are with fidelity, FZDXX. Looks like about 0.1% below FZDXX but close enough.
Axos One: Earn Up to 4.66% APY on Savings and 0.51% APY on Checking with Qualifying Requirements
Thread created 11-06-2024 by EfficientGame645
+19 Score
149 Replies
117,827 Views
So what s the best out there at the moment? Parking around 50k
Axos One: Earn Up to 4.66% APY on Savings and 0.51% APY on Checking with Qualifying Requirements
Thread created 11-06-2024 by EfficientGame645
+19 Score
149 Replies
117,827 Views
Alternatively you can pick up WFC-L shares and get over 6% and if it ever gets called (and it probably never will) you get a $100/share bonus kicker minimum.
Axos One: Earn Up to 4.66% APY on Savings and 0.51% APY on Checking with Qualifying Requirements
Thread created 11-06-2024 by EfficientGame645
+19 Score
149 Replies
117,827 Views
Oh yeah it does suck to get the extra 0.2%. Ha. I thought it was just open the checking and boom - but no (I think someone did post this earlier):
Step 1
Open a UFB Freedom Checking account and...
Axos One: Earn Up to 4.66% APY on Savings and 0.51% APY on Checking with Qualifying Requirements
Thread created 11-06-2024 by EfficientGame645
+19 Score
149 Replies
117,827 Views
No, the stated yield is after the ER.
Axos One: Earn Up to 4.66% APY on Savings and 0.51% APY on Checking with Qualifying Requirements
Thread created 11-06-2024 by EfficientGame645
+19 Score
149 Replies
117,827 Views
Yeah.. can't see how it's 4% thro out the year
Axos One: Earn Up to 4.66% APY on Savings and 0.51% APY on Checking with Qualifying Requirements
Thread created 11-06-2024 by EfficientGame645
+19 Score
149 Replies
117,827 Views
FZDXX is what I do. It’s the premium class FWIW, so the investment minimum is $100k. I think FZFXX is the money market and ~0.1% lower.
Axos One: Earn Up to 4.66% APY on Savings and 0.51% APY on Checking with Qualifying Requirements
Thread created 11-06-2024 by EfficientGame645
+19 Score
149 Replies
117,827 Views
Ready to switch, Sofi has been dropping their rates from 5% gor last yr
Axos One: Earn Up to 4.66% APY on Savings and 0.51% APY on Checking with Qualifying Requirements
Thread created 11-06-2024 by EfficientGame645
+19 Score
149 Replies
117,827 Views
Transferring money into an Axos account from another bank takes 5-7 days. I sent funds from my BoA account and others and it always took that long. Axos is definitely getting the funds within a day...
Axos One: Earn Up to 4.66% APY on Savings and 0.51% APY on Checking with Qualifying Requirements
Thread created 11-06-2024 by EfficientGame645
+19 Score
149 Replies
117,827 Views
This is a good idea in general but I saw that the total return on this drops significantly to less than 4% after the 1 year mark. Just looking at monthly and quarterly returns. You’d still do better...
Axos One: Earn Up to 4.66% APY on Savings and 0.51% APY on Checking with Qualifying Requirements
Thread created 11-06-2024 by EfficientGame645
+19 Score
149 Replies
117,827 Views
Great rate and worth a look. I prefer CD’s though since a couple of great rates like this plunged shortly after opening new accounts (not due to any macro factors they just cut the rate in half...
Axos One: Earn Up to 4.66% APY on Savings and 0.51% APY on Checking with Qualifying Requirements
Thread created 11-06-2024 by EfficientGame645
+19 Score
149 Replies
117,827 Views
just wanted to come here and say that axos designed their system in a way that you will never get the advertised rates. below is a chat with support, read it and save your time opening an account. i...
Axos One: Earn Up to 4.66% APY on Savings and 0.51% APY on Checking with Qualifying Requirements
Thread created 11-06-2024 by EfficientGame645
+19 Score
149 Replies
117,827 Views
they didn't drop
Axos One: Earn Up to 4.66% APY on Savings and 0.51% APY on Checking with Qualifying Requirements
Thread created 11-06-2024 by EfficientGame645
+19 Score
149 Replies
117,827 Views
It's calculated on a daily basis. So nah.
Axos One: Earn Up to 4.66% APY on Savings and 0.51% APY on Checking with Qualifying Requirements
Thread created 11-06-2024 by EfficientGame645
+19 Score
149 Replies
117,827 Views
I'm not giving up PayPal savings 4% with no real requirement
Axos One: Earn Up to 4.66% APY on Savings and 0.51% APY on Checking with Qualifying Requirements
Thread created 11-06-2024 by EfficientGame645
+19 Score
149 Replies
117,827 Views
this company has terrible customer service which had me miss out on the promotional rate, i wouldnt give them my business
Axos One: Earn Up to 4.66% APY on Savings and 0.51% APY on Checking with Qualifying Requirements
Thread created 11-06-2024 by EfficientGame645
+19 Score
149 Replies
117,827 Views
WealthFront is at 4% with 3 months .5% referral new account.
Axos One: Earn Up to 4.66% APY on Savings and 0.51% APY on Checking with Qualifying Requirements
Thread created 11-06-2024 by EfficientGame645
+19 Score
149 Replies
117,827 Views
Womp.womp... and pay taxes for that on April 15th
Axos One: Earn Up to 4.66% APY on Savings and 0.51% APY on Checking with Qualifying Requirements
Thread created 11-06-2024 by EfficientGame645
+19 Score
149 Replies
117,827 Views
On a single account, it's only $250k insurance, sorry. The administration probably won't gut the FDIC.
Axos One: Earn Up to 4.66% APY on Savings and 0.51% APY on Checking with Qualifying Requirements
Thread created 11-06-2024 by EfficientGame645
+19 Score
149 Replies
117,827 Views
Honest Answer? Go back in time to November. Best rate is 4.5% for savings nowadays..for example Jenius Bank. Digital division of SMBC Manubank which has been doing banking for 400 years.
...
Axos One: Earn Up to 4.66% APY on Savings and 0.51% APY on Checking with Qualifying Requirements
Thread created 11-06-2024 by EfficientGame645
+19 Score
149 Replies
117,827 Views
Is that Schwab Value Advantage Money Fund? And not vanguard.
Axos One: Earn Up to 4.66% APY on Savings and 0.51% APY on Checking with Qualifying Requirements
Thread created 11-06-2024 by EfficientGame645
+19 Score
149 Replies
117,827 Views
broker account, like schwab.
Axos One: Earn Up to 4.66% APY on Savings and 0.51% APY on Checking with Qualifying Requirements
Thread created 11-06-2024 by EfficientGame645
+19 Score
149 Replies
117,827 Views
they claim to get you paid days before with their savings account but i actually end up always getting paid late with this bank.
Axos One: Earn Up to 4.66% APY on Savings and 0.51% APY on Checking with Qualifying Requirements
Thread created 11-06-2024 by EfficientGame645
+19 Score
149 Replies
117,827 Views
cool you got them removed hoping for rep
Axos One: Earn Up to 4.66% APY on Savings and 0.51% APY on Checking with Qualifying Requirements
Thread created 11-06-2024 by EfficientGame645
+19 Score
149 Replies
117,827 Views
Hmm, FZDXX has 0.36% expense ratio and yields about 4.13%. SGOV expense ratio is 0.09% and current yield is at 4.4%.
Axos One: Earn Up to 4.66% APY on Savings and 0.51% APY on Checking with Qualifying Requirements
Thread created 11-06-2024 by EfficientGame645
+19 Score
149 Replies
117,827 Views
It may seem that way but keep in mind many of his posts have been deleted. In any case I added him to ignore...problem solved. Back to interest rates. :)
Axos One: Earn Up to 4.66% APY on Savings and 0.51% APY on Checking with Qualifying Requirements
Thread created 11-06-2024 by EfficientGame645
+19 Score
149 Replies
117,827 Views
Fidelity's SPAXX money market fund is paying 3.99% right now and that's the fund my checking account money (technically a CMA (Cash Management Account)) sits in while waiting to pay bills. Works out...
Axos One: Earn Up to 4.66% APY on Savings and 0.51% APY on Checking with Qualifying Requirements
Thread created 11-06-2024 by EfficientGame645
+19 Score
149 Replies
117,827 Views
It's NEVER a good idea to chase the absolutely highest rate no matter what. Many of these accounts are variable, brokered and callable and have limits and varying degrees of difficulty in getting...
Axos One: Earn Up to 4.66% APY on Savings and 0.51% APY on Checking with Qualifying Requirements
Thread created 11-06-2024 by EfficientGame645
+19 Score
149 Replies
117,827 Views
Dude we get it already. You posted a rate back in november. Some of us want to know the CURRENT rates and are offering alternatives. You do not have to reply to ever single person who quotes your...
Axos One: Earn Up to 4.66% APY on Savings and 0.51% APY on Checking with Qualifying Requirements
Thread created 11-06-2024 by EfficientGame645
+19 Score
149 Replies
117,827 Views
Ahh sounds like a bank to use. It seems the ones that get posted on here and pay i guess seem to pump then drop rates hoping people will not see they lowered rates.
Axos One: Earn Up to 4.66% APY on Savings and 0.51% APY on Checking with Qualifying Requirements
Thread created 11-06-2024 by EfficientGame645
+19 Score
149 Replies
117,827 Views
If you're going to do something like this it can be advantageous to invest in a fund that has a high % of US Gov bonds so that it's "mostly" state tax free. People in states that don't have a state...
Axos One: Earn Up to 4.66% APY on Savings and 0.51% APY on Checking with Qualifying Requirements
Thread created 11-06-2024 by EfficientGame645
+19 Score
149 Replies
117,827 Views
Would not reccomend. I signed up met all their requirements and they haven’t honored the offer. Making it very difficult to work it out with them
Axos One: Earn Up to 4.66% APY on Savings and 0.51% APY on Checking with Qualifying Requirements
Thread created 11-06-2024 by EfficientGame645
+19 Score
149 Replies
117,827 Views
Need more information. What bank are you at?
Axos One: Earn Up to 4.66% APY on Savings and 0.51% APY on Checking with Qualifying Requirements
Thread created 11-06-2024 by EfficientGame645
+19 Score
149 Replies
117,827 Views
I have no use for keeping 1500 in another account in fact i need to close a few i did for the bank bonus last year but yes you would lose the full interest on the 1500 and only get the checking part....
Axos One: Earn Up to 4.66% APY on Savings and 0.51% APY on Checking with Qualifying Requirements
Thread created 11-06-2024 by EfficientGame645
+19 Score
149 Replies
117,827 Views
It's 4.75% Not 5% apy, just checked on their site.
Axos One: Earn Up to 4.66% APY on Savings and 0.51% APY on Checking with Qualifying Requirements
Thread created 11-06-2024 by EfficientGame645
+19 Score
149 Replies
117,827 Views
I had took some out to fund another bank but i only have 19k in there i can close it in a hot second but ill wait for the 1st of the month to get full interest before i close it out but right now i...
Page 1 of
4
1
2
3
4