Axos One: Earn Up to 4.21% APY on Savings and 0.51% APY on Checking with Qualifying Requirements
Thread created 11-06-2024 by EfficientGame645
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149 Replies
130,669 Views
Any comments on pibank experience
Axos One: Earn Up to 4.21% APY on Savings and 0.51% APY on Checking with Qualifying Requirements
Thread created 11-06-2024 by EfficientGame645
+19 Score
149 Replies
130,669 Views
i know they quote posts from ages ago lol
Axos One: Earn Up to 4.21% APY on Savings and 0.51% APY on Checking with Qualifying Requirements
Thread created 11-06-2024 by EfficientGame645
+19 Score
149 Replies
130,669 Views
Would not reccomend. I signed up met all their requirements and they haven’t honored the offer. Making it very difficult to work it out with them
Axos One: Earn Up to 4.21% APY on Savings and 0.51% APY on Checking with Qualifying Requirements
Thread created 11-06-2024 by EfficientGame645
+19 Score
149 Replies
130,669 Views
im still with flagstar from the 5.5% promotion, they dropped their rates but its still better than most. only complaint is it takes so long to take out money, might have to switch because of that
Axos One: Earn Up to 4.21% APY on Savings and 0.51% APY on Checking with Qualifying Requirements
Thread created 11-06-2024 by EfficientGame645
+19 Score
149 Replies
130,669 Views
That post is 80 days old.
Axos One: Earn Up to 4.21% APY on Savings and 0.51% APY on Checking with Qualifying Requirements
Thread created 11-06-2024 by EfficientGame645
+19 Score
149 Replies
130,669 Views
Everbank is only 4.30
Axos One: Earn Up to 4.21% APY on Savings and 0.51% APY on Checking with Qualifying Requirements
Thread created 11-06-2024 by EfficientGame645
+19 Score
149 Replies
130,669 Views
Me too
Axos One: Earn Up to 4.21% APY on Savings and 0.51% APY on Checking with Qualifying Requirements
Thread created 11-06-2024 by EfficientGame645
+19 Score
149 Replies
130,669 Views
Arent you losing on interest by being forced to keep at least $1500 in checking account?
Axos One: Earn Up to 4.21% APY on Savings and 0.51% APY on Checking with Qualifying Requirements
Thread created 11-06-2024 by EfficientGame645
+19 Score
149 Replies
130,669 Views
I use Lending Club. They just lowered my rate to 4.50%, yesterday. I haven’t had issues with my account and the app is easy to use, so I’m just going to leave my money there for a bit.
Axos One: Earn Up to 4.21% APY on Savings and 0.51% APY on Checking with Qualifying Requirements
Thread created 11-06-2024 by EfficientGame645
+19 Score
149 Replies
130,669 Views
Rates drop i am glad i did not put any money in but when the fed drops rates by .25 most banks drop that as well. So like i can go over every thread and quote peoples rate posts lol everyone drops...
Axos One: Earn Up to 4.21% APY on Savings and 0.51% APY on Checking with Qualifying Requirements
Thread created 11-06-2024 by EfficientGame645
+19 Score
149 Replies
130,669 Views
No i meant the NEXT drop will be in March.
Axos One: Earn Up to 4.21% APY on Savings and 0.51% APY on Checking with Qualifying Requirements
Thread created 11-06-2024 by EfficientGame645
+19 Score
149 Replies
130,669 Views
Can you please share some more details on this?
Axos One: Earn Up to 4.21% APY on Savings and 0.51% APY on Checking with Qualifying Requirements
Thread created 11-06-2024 by EfficientGame645
+19 Score
149 Replies
130,669 Views
lol of course it is, You're looking at a post i made a long time ago before the fed cut rates. Why read a old old post?
Axos One: Earn Up to 4.21% APY on Savings and 0.51% APY on Checking with Qualifying Requirements
Thread created 11-06-2024 by EfficientGame645
+19 Score
149 Replies
130,669 Views
Which ones?
Axos One: Earn Up to 4.21% APY on Savings and 0.51% APY on Checking with Qualifying Requirements
Thread created 11-06-2024 by EfficientGame645
+19 Score
149 Replies
130,669 Views
I have Axos checking but dont even see an option to add this Axon one account or see this as an option. I see variety of other account types but not this. Has anyone run into this?
Axos One: Earn Up to 4.21% APY on Savings and 0.51% APY on Checking with Qualifying Requirements
Thread created 11-06-2024 by EfficientGame645
+19 Score
149 Replies
130,669 Views
they didn't drop
Axos One: Earn Up to 4.21% APY on Savings and 0.51% APY on Checking with Qualifying Requirements
Thread created 11-06-2024 by EfficientGame645
+19 Score
149 Replies
130,669 Views
It's NEVER a good idea to chase the absolutely highest rate no matter what. Many of these accounts are variable, brokered and callable and have limits and varying degrees of difficulty in getting...
Axos One: Earn Up to 4.21% APY on Savings and 0.51% APY on Checking with Qualifying Requirements
Thread created 11-06-2024 by EfficientGame645
+19 Score
149 Replies
130,669 Views
Some good alternative options listed here….
Axos F’d my credit score over their mistake, they eventually fixed it but it was a giant PITA
Axos One: Earn Up to 4.21% APY on Savings and 0.51% APY on Checking with Qualifying Requirements
Thread created 11-06-2024 by EfficientGame645
+19 Score
149 Replies
130,669 Views
Transferring money into an Axos account from another bank takes 5-7 days. I sent funds from my BoA account and others and it always took that long. Axos is definitely getting the funds within a day...
Axos One: Earn Up to 4.21% APY on Savings and 0.51% APY on Checking with Qualifying Requirements
Thread created 11-06-2024 by EfficientGame645
+19 Score
149 Replies
130,669 Views
There was a typo earlier that's since been fixed, making my attempt at a humorous comment irrelevant.
Axos One: Earn Up to 4.21% APY on Savings and 0.51% APY on Checking with Qualifying Requirements
Thread created 11-06-2024 by EfficientGame645
+19 Score
149 Replies
130,669 Views
At the bottom of the application page it says: 'It's easy to earn the boosted rates for One Savings (4.86% APY*) and One Checking (0.51% APY*). In your Axos One checking account, receive qualifying...
Axos One: Earn Up to 4.21% APY on Savings and 0.51% APY on Checking with Qualifying Requirements
Thread created 11-06-2024 by EfficientGame645
+19 Score
149 Replies
130,669 Views
They are actually at 4.75% HYS at the moment.
Axos One: Earn Up to 4.21% APY on Savings and 0.51% APY on Checking with Qualifying Requirements
Thread created 11-06-2024 by EfficientGame645
+19 Score
149 Replies
130,669 Views
Another thing to note with the funds is they may have an expense ratio - takes a decent bite when you're trying to maximize your APY (SWVXX expense ratio is currently listed as .340%)
Axos One: Earn Up to 4.21% APY on Savings and 0.51% APY on Checking with Qualifying Requirements
Thread created 11-06-2024 by EfficientGame645
+19 Score
149 Replies
130,669 Views
FWIW, I really like MyMoneyBlog for personal finance. Near the beginning of every month, he posts a roundup of best interest rates on cash:
https://www.mymoneyblog.com/tag/monthlyrateupdate
Axos One: Earn Up to 4.21% APY on Savings and 0.51% APY on Checking with Qualifying Requirements
Thread created 11-06-2024 by EfficientGame645
+19 Score
149 Replies
130,669 Views
It wasn't posted for two reasons.
First, no Slickdeals user has posted it. That's one way for a post to happen.
Second, the company hasn't paid for advertising. That's another way for a post to...
Axos One: Earn Up to 4.21% APY on Savings and 0.51% APY on Checking with Qualifying Requirements
Thread created 11-06-2024 by EfficientGame645
+19 Score
149 Replies
130,669 Views
I just do vusxx through chase
Axos One: Earn Up to 4.21% APY on Savings and 0.51% APY on Checking with Qualifying Requirements
Thread created 11-06-2024 by EfficientGame645
+19 Score
149 Replies
130,669 Views
Sounds like it....the schwab cash acccount is paying a decent return albeit not FDIC insured and no rate guarantee of any kind... they had to since for their intelligent portfolio's they want you to...
Axos One: Earn Up to 4.21% APY on Savings and 0.51% APY on Checking with Qualifying Requirements
Thread created 11-06-2024 by EfficientGame645
+19 Score
149 Replies
130,669 Views
I just switched to sofi from USAA . Just seeing this higher rate makes me a little mad.
Axos One: Earn Up to 4.21% APY on Savings and 0.51% APY on Checking with Qualifying Requirements
Thread created 11-06-2024 by EfficientGame645
+19 Score
149 Replies
130,669 Views
So what s the best out there at the moment? Parking around 50k
Axos One: Earn Up to 4.21% APY on Savings and 0.51% APY on Checking with Qualifying Requirements
Thread created 11-06-2024 by EfficientGame645
+19 Score
149 Replies
130,669 Views
Alternatively you can pick up WFC-L shares and get over 6% and if it ever gets called (and it probably never will) you get a $100/share bonus kicker minimum.
Axos One: Earn Up to 4.21% APY on Savings and 0.51% APY on Checking with Qualifying Requirements
Thread created 11-06-2024 by EfficientGame645
+19 Score
149 Replies
130,669 Views
just wanted to come here and say that axos designed their system in a way that you will never get the advertised rates. below is a chat with support, read it and save your time opening an account. i...
Axos One: Earn Up to 4.21% APY on Savings and 0.51% APY on Checking with Qualifying Requirements
Thread created 11-06-2024 by EfficientGame645
+19 Score
149 Replies
130,669 Views
Hmm, FZDXX has 0.36% expense ratio and yields about 4.13%. SGOV expense ratio is 0.09% and current yield is at 4.4%.
Axos One: Earn Up to 4.21% APY on Savings and 0.51% APY on Checking with Qualifying Requirements
Thread created 11-06-2024 by EfficientGame645
+19 Score
149 Replies
130,669 Views
Just wait another week past that and get the full month interest then close it out
Axos One: Earn Up to 4.21% APY on Savings and 0.51% APY on Checking with Qualifying Requirements
Thread created 11-06-2024 by EfficientGame645
+19 Score
149 Replies
130,669 Views
Edit - didn't realize this was an old thread - no idea why it was on my front page.
Axos One: Earn Up to 4.21% APY on Savings and 0.51% APY on Checking with Qualifying Requirements
Thread created 11-06-2024 by EfficientGame645
+19 Score
149 Replies
130,669 Views
I tried Axos bank a couple of years ago. They have terrible customer service. They locked my account without any notice or explanation. I couldn't access my money for several weeks. Their support was...
Axos One: Earn Up to 4.21% APY on Savings and 0.51% APY on Checking with Qualifying Requirements
Thread created 11-06-2024 by EfficientGame645
+19 Score
149 Replies
130,669 Views
Had the same experience with UFB. Last year, mid-summer, I was at 5.23% with them. Today I'm at 4.01%. Worse, they've never once notified me about a decrease. I'm closing my account Tuesday,...
Axos One: Earn Up to 4.21% APY on Savings and 0.51% APY on Checking with Qualifying Requirements
Thread created 11-06-2024 by EfficientGame645
+19 Score
149 Replies
130,669 Views
Axos did the total bait and switch on my. Paying 4.01 after advertising 4.86. No notice.
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