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Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
Expired
Thread created 11-19-2024 by EfficientGame645
+37 Score 143 Replies 156,439 Views
Post #175807423 added 02-19-2025 5:22 AM by takuarc in Deal Talk
We have the same wife then…
Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
Expired
Thread created 11-19-2024 by EfficientGame645
+37 Score 143 Replies 156,439 Views
Post #175269939 added 01-14-2025 7:03 PM by hdang807 in Deal Talk
my income is $150k+ with little debt. Qualified for $2k credit limit. I called and got rejected for increase. A pain because I cannot put an all inclusive vacation of $5k on the card. First time...
Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
Expired
Thread created 11-19-2024 by EfficientGame645
+37 Score 143 Replies 156,439 Views
Post #175107069 added 01-04-2025 5:13 PM by namlook in Deal Talk
$800 is letting them off easy. If you travel you can transfer to partners that can make the points worth $1200.
Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
Expired
Thread created 11-19-2024 by EfficientGame645
+37 Score 143 Replies 156,439 Views
Post #175110147 added 01-04-2025 10:41 PM by Ryson11 in Deal Talk
Why not just downgrade to no annual fee card?
Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
Expired
Thread created 11-19-2024 by EfficientGame645
+37 Score 143 Replies 156,439 Views
Post #175093569 added 01-03-2025 7:13 PM by bigballs in Deal Talk
It's cost of business. They will charge you on the first month's bill. So deduct $100 from the overall haul. Still a great deal.
Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
Expired
Thread created 11-19-2024 by EfficientGame645
+37 Score 143 Replies 156,439 Views
Post #175099254 added 01-04-2025 7:47 AM by Hawkeye3636 in Deal Talk
Don't do it. Their customer service is an disaster. Finally called to cancel my card because it wasn't useful after the bonus. Took 3 calls to get the card canceled.
Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
Expired
Thread created 11-19-2024 by EfficientGame645
+37 Score 143 Replies 156,439 Views
Post #175117677 added 01-05-2025 1:18 PM by letslivelove in Deal Talk
FICO around 836. Put in half a million annual income. Got rejected. Don't have any existing Citi card. But this was my third application in last 6 year (min 2 year gap between each) and all three...
Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
Expired
Thread created 11-19-2024 by EfficientGame645
+37 Score 143 Replies 156,439 Views
Post #175094244 added 01-03-2025 8:01 PM by highlanderfil in Deal Talk
As is their right as a credit issuer.
Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
Expired
Thread created 11-19-2024 by EfficientGame645
+37 Score 143 Replies 156,439 Views
Post #175096149 added 01-03-2025 11:26 PM by TQLCVNCH in Deal Talk
Got the same deal last summer. Love their 3% unlimited on Gas, Groceries, and restaurants. Pretty much the top 3 categories I use.
Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
Expired
Thread created 11-19-2024 by EfficientGame645
+37 Score 143 Replies 156,439 Views
Post #176916352 added 05-04-2025 2:30 PM by tlinus in Deal Talk
Did some one get their reward, I receice the statment with balance great than 4k, but don't see any thank you reward.
Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
Expired
Thread created 11-19-2024 by EfficientGame645
+37 Score 143 Replies 156,439 Views
Post #175870534 added 02-23-2025 5:47 AM by ElephantNest in Deal Talk
I was approved instantly for $11k
Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
Expired
Thread created 11-19-2024 by EfficientGame645
+37 Score 143 Replies 156,439 Views
Post #176561041 added 04-09-2025 5:26 PM by lanb in Deal Talk
This is Citi's way of identifying churners. Actually, quite smart :)
Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
Expired
Thread created 11-19-2024 by EfficientGame645
+37 Score 143 Replies 156,439 Views
Post #175881907 added 02-23-2025 11:52 PM by jake0406 in Deal Talk
Not sure about this card but Chase Business preferred ink gave me 5k when I have to spend 8k in 3 months to get the point but capital one venture x gave me $30k limit lol
Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
Expired
Thread created 11-19-2024 by EfficientGame645
+37 Score 143 Replies 156,439 Views
Post #175881934 added 02-23-2025 11:59 PM by jake0406 in Deal Talk
Dude if you read comments here alot of people with great credit and high income got 2k limit too, stop judging people so quick lol I didn't apply for this one thou
Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
Expired
Thread created 11-19-2024 by EfficientGame645
+37 Score 143 Replies 156,439 Views
Post #175744132 added 02-14-2025 7:12 PM by azdaren in Deal Talk
I was approved on1/17 and received my card on 1/27. Just hit the $4k in spending today so hoping the bonus points are available when my 1st statement posts on 2/18.
Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
Expired
Thread created 11-19-2024 by EfficientGame645
+37 Score 143 Replies 156,439 Views
Post #175743883 added 02-14-2025 6:54 PM by sandman5 in Deal Talk
It shouldn't matter how much debt you have if you already have other cards with high limits. Your total limit is more relevant -- if you have a bank account that shows your credit score, it will tell...
Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
Expired
Thread created 11-19-2024 by EfficientGame645
+37 Score 143 Replies 156,439 Views
Post #175768417 added 02-16-2025 3:56 PM by hazzy in Deal Talk
Got this card with the bonus offer a few months back. Spent the required amount and got the bonus a few days later. Strat wasn't for me so I called and switched it to the Costco (You need to have a...
Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
Expired
Thread created 11-19-2024 by EfficientGame645
+37 Score 143 Replies 156,439 Views
Post #175718053 added 02-13-2025 7:23 AM by MemorableBird1995 in Deal Talk
Yes it is :(
Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
Expired
Thread created 11-19-2024 by EfficientGame645
+37 Score 143 Replies 156,439 Views
Post #175555708 added 02-02-2025 1:50 PM by taser in Deal Talk
They do it by design. They make it difficult to charge in one go by those with excellent scores.
Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
Expired
Thread created 11-19-2024 by EfficientGame645
+37 Score 143 Replies 156,439 Views
Post #175753135 added 02-15-2025 1:23 PM by flightxxx in Deal Talk
i tried several options last year and the additional fees amex charges made it more expensive than booking direct...
Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
Expired
Thread created 11-19-2024 by EfficientGame645
+37 Score 143 Replies 156,439 Views
Post #175646083 added 02-08-2025 1:12 PM by MrC. in Deal Talk
No, you have to wait for it to come in the mail. I was approved on 2/3/25, shipped on 2/5/25, and should be delivered by 2/11/25.
Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
Expired
Thread created 11-19-2024 by EfficientGame645
+37 Score 143 Replies 156,439 Views
Post #175558321 added 02-02-2025 6:04 PM by Ryson11 in Deal Talk
Which card to downgrade to and avoid annual fee but it is nice to get the $100 hotel credit that makes up for it.
Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
Expired
Thread created 11-19-2024 by EfficientGame645
+37 Score 143 Replies 156,439 Views
Post #175558714 added 02-02-2025 6:41 PM by duhmel in Deal Talk
Pay IRS estimated tax. If you pay taxes by credit card it costs you 2% but you get 1% back in points. Suppose you didn't have anything to spend anything on, it would only cost you $40 to get back...
Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
Expired
Thread created 11-19-2024 by EfficientGame645
+37 Score 143 Replies 156,439 Views
Post #176438026 added 04-01-2025 7:26 AM by therealslickshady in Deal Talk
Haha same. Denies for lack of credit utilization. So am I supposed to use more of my credit line?
Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
Expired
Thread created 11-19-2024 by EfficientGame645
+37 Score 143 Replies 156,439 Views
Post #176426374 added 03-31-2025 2:10 PM by Zelo in Deal Talk
I would apply for the Chase Sapphire Preferred for 100k (in branch only for a limited time), once the 100k is over I'm not sure which offers the best value, bang for your buck and shopping/insurance...
Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
Expired
Thread created 11-19-2024 by EfficientGame645
+37 Score 143 Replies 156,439 Views
Post #176429791 added 03-31-2025 6:01 PM by srikky in Deal Talk
Is the annual fee $95 charged starting of the year or end of the year? Is there a way to downgrade card to escape first annual fee?
Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
Expired
Thread created 11-19-2024 by EfficientGame645
+37 Score 143 Replies 156,439 Views
Post #174864171 added 12-20-2024 4:43 PM by MemorableLake5902 in Deal Talk
20? Those are rookie numbers
Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
Expired
Thread created 11-19-2024 by EfficientGame645
+37 Score 143 Replies 156,439 Views
Post #174859812 added 12-20-2024 12:32 PM by Lado398 in Deal Talk
Citi does not have a 5/24 rule. You're confusing them with Chase.
Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
Expired
Thread created 11-19-2024 by EfficientGame645
+37 Score 143 Replies 156,439 Views
Post #174862968 added 12-20-2024 3:27 PM by WindyPotato in Deal Talk
the points expire 90 days after even if you have a Citi Double Cash. Happened to me.
Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
Expired
Thread created 11-19-2024 by EfficientGame645
+37 Score 143 Replies 156,439 Views
Post #174857100 added 12-20-2024 10:15 AM by Tigga573 in Deal Talk
Your credit history is either much worse than you think, or you don't have much income coming in. It has nothing to do with having a mortgage considering my limit is $11k with them. If you don't...
Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
Expired
Thread created 11-19-2024 by EfficientGame645
+37 Score 143 Replies 156,439 Views
Post #174857352 added 12-20-2024 10:28 AM by Fanime in Deal Talk
Citi is very inquiry sensitive.
Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
Expired
Thread created 11-19-2024 by EfficientGame645
+37 Score 143 Replies 156,439 Views
Post #174759324 added 12-16-2024 3:15 AM by Robiebie in Deal Talk
I'm not sure on that, sorry. It would be on your statement, but you'd have to apply and all that first.
Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
Expired
Thread created 11-19-2024 by EfficientGame645
+37 Score 143 Replies 156,439 Views
Post #174756681 added 12-15-2024 8:55 PM by mpkb in Deal Talk
Amex will at least warn you if you don't qualify for the bonus, and before pulling credit. Does Citi check and give a concrete qualified/not qualified determination? I would hate to charge the...
Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
Expired
Thread created 11-19-2024 by EfficientGame645
+37 Score 143 Replies 156,439 Views
Post #174531069 added 12-05-2024 12:39 PM by mtbmtb01 in Deal Talk
Says you can redeem for statement credits which what I usually do with my thank you points You could probably get more than 1:1 if you go other ways but usually easier for me to apply as credit
Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
Expired
Thread created 11-19-2024 by EfficientGame645
+37 Score 143 Replies 156,439 Views
Post #174740928 added 12-15-2024 5:44 AM by MemorableLake5902 in Deal Talk
When you pay the card in Citi’s app it shows your available balance increase immediately upon payment. 98% of the time transactions and payments post in the normal 1-3 days.
Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
Expired
Thread created 11-19-2024 by EfficientGame645
+37 Score 143 Replies 156,439 Views
Post #174750732 added 12-15-2024 2:23 PM by Richsavesmoney in Deal Talk
Takes them 10-14 days to send the card once you apply. IMPOSSIBLE to get any customer service agent on the line. If you call their number, you'll get nowhere with their stupid AI. I got my...
Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
Expired
Thread created 11-19-2024 by EfficientGame645
+37 Score 143 Replies 156,439 Views
Post #174739296 added 12-15-2024 1:57 AM by ejim941099 in Deal Talk
I agree. My limit is $15k for this card. Homie has some bad credit.
Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
Expired
Thread created 11-19-2024 by EfficientGame645
+37 Score 143 Replies 156,439 Views
Post #174621555 added 12-09-2024 6:57 PM by orioncygnus in Deal Talk
is this the best CC welcome bonus offer currently? haven't applied for a CC since 2019-2020, and looking to apply for 1-2 in the next couple weeks
Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
Expired
Thread created 11-19-2024 by EfficientGame645
+37 Score 143 Replies 156,439 Views
Post #174621624 added 12-09-2024 7:01 PM by Fanime in Deal Talk
Citi is pretty inquiry sensitive.
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