Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
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Thread created 11-19-2024 by EfficientGame645
+37 Score
143 Replies
172,620 Views
Amex will at least warn you if you don't qualify for the bonus, and before pulling credit.
Does Citi check and give a concrete qualified/not qualified determination? I would hate to charge the...
Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
Expired
Thread created 11-19-2024 by EfficientGame645
+37 Score
143 Replies
172,620 Views
For folks who want to compare this card with Chase Sapphire Preferred. See link below:
...
Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
Expired
Thread created 11-19-2024 by EfficientGame645
+37 Score
143 Replies
172,620 Views
Citi does have a 5/24 rule, so if you have 5 new cards in 2 years that would make sense. They definitely don't deny you for having 5 cards in total though considering I had 14 open CC accounts when I...
Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
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Thread created 11-19-2024 by EfficientGame645
+37 Score
143 Replies
172,620 Views
When you pay the card in Citi’s app it shows your available balance increase immediately upon payment. 98% of the time transactions and payments post in the normal 1-3 days.
Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
Expired
Thread created 11-19-2024 by EfficientGame645
+37 Score
143 Replies
172,620 Views
Citi does not have a 5/24 rule. You're confusing them with Chase.
Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
Expired
Thread created 11-19-2024 by EfficientGame645
+37 Score
143 Replies
172,620 Views
the points expire 90 days after even if you have a Citi Double Cash. Happened to me.
Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
Expired
Thread created 11-19-2024 by EfficientGame645
+37 Score
143 Replies
172,620 Views
I'm not sure on that, sorry. It would be on your statement, but you'd have to apply and all that first.
Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
Expired
Thread created 11-19-2024 by EfficientGame645
+37 Score
143 Replies
172,620 Views
We have the same wife then…
Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
Expired
Thread created 11-19-2024 by EfficientGame645
+37 Score
143 Replies
172,620 Views
Which card to downgrade to and avoid annual fee but it is nice to get the $100 hotel credit that makes up for it.
Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
Expired
Thread created 11-19-2024 by EfficientGame645
+37 Score
143 Replies
172,620 Views
Blah... I got a 2k credit approval. I already have lined up 4k in expenses. Can't believe I have to split this up! Argh...
Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
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Thread created 11-19-2024 by EfficientGame645
+37 Score
143 Replies
172,620 Views
There are better cards for all 3 of these categories.
Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
Expired
Thread created 11-19-2024 by EfficientGame645
+37 Score
143 Replies
172,620 Views
Concur with others on Citi CS being terrible. I had an awful experience with their banking side for a savings account. Will never trust them with checking/banking again.
Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
Expired
Thread created 11-19-2024 by EfficientGame645
+37 Score
143 Replies
172,620 Views
so you only waited a couple of weeks from opening to do a product change?
Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
Expired
Thread created 11-19-2024 by EfficientGame645
+37 Score
143 Replies
172,620 Views
They don’t expire if the downgrade is a thank you points card.
Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
Expired
Thread created 11-19-2024 by EfficientGame645
+37 Score
143 Replies
172,620 Views
Is this better deal than the chase sapphire preferred 70k points?
Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
Expired
Thread created 11-19-2024 by EfficientGame645
+37 Score
143 Replies
172,620 Views
Definitely not true about the $2K limit. My limit is $24K.
Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
Expired
Thread created 11-19-2024 by EfficientGame645
+37 Score
143 Replies
172,620 Views
check with chat the agent will be able to tell you if you met the spending requirement and when the points will be issued.
I was told my offer end date is 5/16/25 and I would receive my signup...
Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
Expired
Thread created 11-19-2024 by EfficientGame645
+37 Score
143 Replies
172,620 Views
Don't do it. Their customer service is an disaster. Finally called to cancel my card because it wasn't useful after the bonus. Took 3 calls to get the card canceled.
Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
Expired
Thread created 11-19-2024 by EfficientGame645
+37 Score
143 Replies
172,620 Views
No, you have to wait for it to come in the mail. I was approved on 2/3/25, shipped on 2/5/25, and should be delivered by 2/11/25.
Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
Expired
Thread created 11-19-2024 by EfficientGame645
+37 Score
143 Replies
172,620 Views
2000? is that a typo missing a zero ? that cant be right. Surely its individual based on credit history.
Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
Expired
Thread created 11-19-2024 by EfficientGame645
+37 Score
143 Replies
172,620 Views
Most likely, yes. Most cards have anywhere from a 1 to 5 year period that you can't reapply. Although some, like American Express Platinum say it's a lifetime restriction, yet they offered me another...
Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
Expired
Thread created 11-19-2024 by EfficientGame645
+37 Score
143 Replies
172,620 Views
Be careful opening this card. If you have received the Citi Thankyou Premier Card bonus in the past 48 months, you probably won't get the bonus on this card, as this is considered the same card. ...
Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
Expired
Thread created 11-19-2024 by EfficientGame645
+37 Score
143 Replies
172,620 Views
IDK. I got $7200 and I'd say I'm more of a "risk" than other people, just from my mortgage vs my take home pay. I always pay my bills but I don't understand why I got so much and others got $2k.
Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
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Thread created 11-19-2024 by EfficientGame645
+37 Score
143 Replies
172,620 Views
How long until it actually posts? I have gone over the 4k spending in a little over a month, but 1700 was past a billing statement, although I already paid it off.
Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
Expired
Thread created 11-19-2024 by EfficientGame645
+37 Score
143 Replies
172,620 Views
My credit history was Excellent and i still got $2000 credit limit. Main reason is mortgage. If you have mortgage, then you will be given less credit limit. Please check with citi team well before...
Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
Expired
Thread created 11-19-2024 by EfficientGame645
+37 Score
143 Replies
172,620 Views
my income is $150k+ with little debt. Qualified for $2k credit limit. I called and got rejected for increase.
A pain because I cannot put an all inclusive vacation of $5k on the card.
First time...
Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
Expired
Thread created 11-19-2024 by EfficientGame645
+37 Score
143 Replies
172,620 Views
Got the same deal last summer. Love their 3% unlimited on Gas, Groceries, and restaurants. Pretty much the top 3 categories I use.
Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
Expired
Thread created 11-19-2024 by EfficientGame645
+37 Score
143 Replies
172,620 Views
Last time I paid my tmobile phone bill in advance $2000
Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
Expired
Thread created 11-19-2024 by EfficientGame645
+37 Score
143 Replies
172,620 Views
You can check your emails three years ago. When you opened the card they will sent you email. I think you are looking for it because that 48 months criteria, right?
Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
Expired
Thread created 11-19-2024 by EfficientGame645
+37 Score
143 Replies
172,620 Views
I'd say Chase IBU is a better deal if you can spend $6k vs $4k.
Bonus is $750 (redeamable for cash), no annual fee, 1.5% on all purchase vs 1%, 20,000 point refer a friend bonus, and no impact to...
Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
Expired
Thread created 11-19-2024 by EfficientGame645
+37 Score
143 Replies
172,620 Views
What will happen to Barclay's?
Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
Expired
Thread created 11-19-2024 by EfficientGame645
+37 Score
143 Replies
172,620 Views
They want high income folks. Put in a couple of extra zeros when they ask for it when you apply. I got this got card easily with the typo. Spent my $4000 and got $800 plus check in 2 months. I got...
Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
Expired
Thread created 11-19-2024 by EfficientGame645
+37 Score
143 Replies
172,620 Views
Is there a way to downgrade in the future to a no annual fee card
Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
Expired
Thread created 11-19-2024 by EfficientGame645
+37 Score
143 Replies
172,620 Views
I would imagine this credit limit is not typical for most people who get this card.
Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
Expired
Thread created 11-19-2024 by EfficientGame645
+37 Score
143 Replies
172,620 Views
Can't you transfer some credit limit from another Citi card if it's that low?
Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
Expired
Thread created 11-19-2024 by EfficientGame645
+37 Score
143 Replies
172,620 Views
I have this card and you can redeem it for cash in your account
Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
Expired
Thread created 11-19-2024 by EfficientGame645
+37 Score
143 Replies
172,620 Views
So easy to just redeem for whatever. It’s all 1 point dollar ratio.
Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
Expired
Thread created 11-19-2024 by EfficientGame645
+37 Score
143 Replies
172,620 Views
Declined for not too low of credit utilization. They are now scalping out how ficos that are potential churners. I suggest people that get declined complain to OCC. They only look for profitable...
Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
Expired
Thread created 11-19-2024 by EfficientGame645
+37 Score
143 Replies
172,620 Views
No luck. Oh well
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