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Post #175807561 added 02-19-2025 5:34 AM by qkumbr in Deal Talk
What's in MY wallet? Too many cards. That's what CapOne tells me every time when they hard-pull all three bureaus to deny me with 800+ FICO.
Post #175821817 added 02-19-2025 10:52 PM by marwin7 in Deal Talk
I got approved like 4 days before this post. I do not remember seeing the $250 travel credit offer when I applied. Any chance they will add the credit?
Post #175821877 added 02-19-2025 11:02 PM by TransTeam in Deal Talk
my 2cents. had Venture X for 4 or 5 years now. every promotion that comes up, flood of denials comments get posted. its simple, if you opened more than 1 CC in 12 month, high chance are you will...
Post #175825465 added 02-20-2025 7:28 AM by JohnS3825 in Deal Talk
How many inks do you have? Seems like the clamped down on that train. My SO got denied her 4th ink. I deciding weather I give my 4th a try or not.
Post #175829650 added 02-20-2025 11:16 AM by paruchuribros in Deal Talk
Thank you. Got a 30k limit.
Post #175831069 added 02-20-2025 12:36 PM by kingofking in Deal Talk
FYI...annual fee $95 charged upfront not at the end of first year
Post #175832458 added 02-20-2025 2:13 PM by Krispi_ in Deal Talk
This is correct. I just redeemed my 75,000 miles ($750) along with the other miles I accumulated and applied them to an existing hotel booking. I was pleasantly surprised that I could use the miles...
Post #175843726 added 02-21-2025 8:30 AM by Alex3wasko in Deal Talk
Wow…. I just signed up and got approved on 2/15 and was looking to see if this was still an ongoing offer and it wasn’t. Three days later they bring it back…..
Post #175853335 added 02-21-2025 7:57 PM by nate.medeiros in Deal Talk
Thanks OP - I was signed up and accepted in minutes. Even though capital one declined me a few weeks back for a different card.
Post #175853737 added 02-21-2025 8:30 PM by Fanime in Deal Talk
what's the cash out rate with this card in case I don't want to use the points for travel?
Post #175935874 added 02-27-2025 12:46 PM by cgott42 in Deal Talk
I currently have the Capital One Venture X and Spark cards, as well as Venture One X for business. (All else being equal), will they approve if I apply for this card?
Post #175936048 added 02-27-2025 1:00 PM by yuvamysterio in Deal Talk
ok. I believe this benefit once every 4 years. So if you are paying for annual fee, just check about its expiration/renewal date.
Post #175939168 added 02-27-2025 5:08 PM by parasmoney in Deal Talk
They might need to verify some information. Call the application department and check if they need to double check information. I just had this happen to me trying to get chase Sapphire reserve...
Post #175945822 added 02-28-2025 7:15 AM by FeistyWeather831 in Deal Talk
30 cards was the reason you probably got denied. Credit card companies worry that you will charge up all the cards and be overextended. You may be very responsible, but they use a formula. If some of...
Post #175808236 added 02-19-2025 6:26 AM by oharag1 in Deal Talk
So some are asking: Can I downgrade before the 1 year fee is applied. My question is: What happens to your miles/rewards during the downgrade - do you lose them? I recently had a AAdvantage...
Post #175816360 added 02-19-2025 2:47 PM by Gb1908 in Deal Talk
Wish cap one quicksilver bumped to 2% cb.. then there'd be no reason to switch to another card to get the extra .05% on large buys
Post #175824802 added 02-20-2025 6:41 AM by yuvamysterio in Deal Talk
likley no, but give a try.
Post #175840699 added 02-21-2025 4:42 AM by mcali786 in Deal Talk
Anyone has any problems, transferring cap1 one reward miles to flying blue or Aeroplan program as there are numerous users on Reddit posting that for whatever reason, even if the name is exactly as...
Post #175842130 added 02-21-2025 6:51 AM by mrayray09 in Deal Talk
Im considering getting away from the Chase family (Sapphire reserve, Freedom, Freedom Unlimited). Honestly, if it wasnt for the Hyatt relationship, which I use a lot, I would be out of there. But in...
Post #175842265 added 02-21-2025 7:00 AM by yuvamysterio in Deal Talk
6 month seems to be very tight/short
Post #175842379 added 02-21-2025 7:06 AM by Kushhars in Deal Talk
So there is little difference to X and this now? Apart from the fee
Post #175854112 added 02-21-2025 9:10 PM by gmdmd in Deal Talk
After a few months they'll usually offer you no AF "upgrade" options (Savor, Quicksilver) to downgrade to here: https://verified.capitalone.com/auth/signin?Product=Card&Action=ProductUpgrade
Post #175855891 added 02-22-2025 2:57 AM by vamshhi in Deal Talk
CapitalOne may offer $150 more than chase, but if you opt for cash rewards, CapitalOne gives you 50%, while Chase provides 100%. Also since CapitalOne is a Mastercard, it is not widely accepted as a...
Post #175857421 added 02-22-2025 6:44 AM by lk4296 in Deal Talk
How long until you can refer a new cardholder? I would get this then refer my husband.
Post #175859560 added 02-22-2025 9:34 AM by GenuineUser1992 in Deal Talk
More than a year ago
Post #175862701 added 02-22-2025 1:48 PM by nba2k18 in Deal Talk
I have venture x for 3 years now Will I qualify ? Plus bank account
Post #175879762 added 02-23-2025 7:07 PM by MagentaFruit531 in Deal Talk
Same here for my dad yesterday with $2K limit High income zero debt and zero inquires on his credit for 4 yrs.
Post #175904254 added 02-25-2025 11:05 AM by uri_bah in Deal Talk
I was trying to apply with a credit score of over 800. During the application process, they asked if I had dual citizenship, and I answered yes, stating that my other country is Ukraine. I have lived...
Post #175908409 added 02-25-2025 3:51 PM by RJam28 in Deal Talk
Same here. I called and they wouldn’t give it to me either. Told me sorry we can’t do that. I even pressed them that Amex and Chase have done that for me in the past when I had similar situations.
Post #175914445 added 02-26-2025 4:35 AM by BoastfulHeart7162 in Deal Talk
Too many accounts opened recently
Post #175921588 added 02-26-2025 1:27 PM by ThriftyArm3167 in Deal Talk
I heard they would check for Hard enquiries, if the hard enquiries are more than 2 or 3 in your current credit profile, you would get rejected. Doesnt matter the credit score. I was told by a bank...
Post #175935196 added 02-27-2025 11:47 AM by mcali786 in Deal Talk
Man cap1 i remember someone saying is awkardly weird, they pull 3 credit bureaus even on biz app! this one they showed me aproved for Venture X through the pre-qualify tool, and so I thought if...
Post #175822336 added 02-20-2025 12:23 AM by KristopherF in Deal Talk
Can you transfer the points in to a statement credit instead of using for travel? Thanks!
Post #175827619 added 02-20-2025 9:33 AM by bestdeal113 in Deal Talk
check the pre-approval tool.
Post #175828495 added 02-20-2025 10:16 AM by goafar in Deal Talk
3 hard pulls, pass
Post #175828639 added 02-20-2025 10:25 AM by meteora.xz in Deal Talk
you don't even need to call them.. just transfer the rewards, pay your balance and close the account one thing i had to do was check all the merchants from statements where auto pay was set and...
Post #175831156 added 02-20-2025 12:41 PM by dadab in Deal Talk
I'm up for my AF, if I want to convert my Venture card to Quicksilver, how much each mile converts as cash back? TIA.
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