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High-Yield CDs | Marcus by Goldman Sachs® $4.5
Expired
Thread created 02-28-2025 by Teslo
+6 Score 28 Replies 9,930 Views
Post #175963141 added 03-01-2025 3:04 PM by namlook in Deal Talk
I have Fidelity CMA as well. It's a good service. So if each month you transfer $1 from an external bank account to the checking account and make twelve $1 payments on a bill that will cover it?
High-Yield CDs | Marcus by Goldman Sachs® $4.5
Expired
Thread created 02-28-2025 by Teslo
+6 Score 28 Replies 9,930 Views
Post #175970500 added 03-02-2025 8:35 AM by runner0382 in Deal Talk
Thanks. They don't explicitly state non-callable that I can find but I haven't gone through an app
High-Yield CDs | Marcus by Goldman Sachs® $4.5
Expired
Thread created 02-28-2025 by Teslo
+6 Score 28 Replies 9,930 Views
Post #176689081 added 04-18-2025 11:26 AM by mevorabuddy in Deal Talk
Does any of them have bonuses to top it up
High-Yield CDs | Marcus by Goldman Sachs® $4.5
Expired
Thread created 02-28-2025 by Teslo
+6 Score 28 Replies 9,930 Views
Post #176690932 added 04-18-2025 1:53 PM by WolfTheCat in Deal Talk
Yes, you can, but I'm not a fan of products with requirements to do things I normally wouldn't. For me, a savings account is an emergency fund. It holds a few months salary and I mostly leave it...
High-Yield CDs | Marcus by Goldman Sachs® $4.5
Expired
Thread created 02-28-2025 by Teslo
+6 Score 28 Replies 9,930 Views
Post #175969270 added 03-02-2025 6:36 AM by Cozz in Deal Talk
If anyone is holding off on a CD but wants this kind of rate, lending club savings is at 4.5% as well. Very happy with them so far. you have to put $250 a month to keep the rate.
High-Yield CDs | Marcus by Goldman Sachs® $4.5
Expired
Thread created 02-28-2025 by Teslo
+6 Score 28 Replies 9,930 Views
Post #176683693 added 04-18-2025 2:41 AM by CoolGoat158 in Deal Talk
Link please
High-Yield CDs | Marcus by Goldman Sachs® $4.5
Expired
Thread created 02-28-2025 by Teslo
+6 Score 28 Replies 9,930 Views
Post #176683696 added 04-18-2025 2:42 AM by CoolGoat158 in Deal Talk
Link please
High-Yield CDs | Marcus by Goldman Sachs® $4.5
Expired
Thread created 02-28-2025 by Teslo
+6 Score 28 Replies 9,930 Views
Post #176683714 added 04-18-2025 2:48 AM by Cozz in Deal Talk
It's now at 4.4%. Still better than most ...
High-Yield CDs | Marcus by Goldman Sachs® $4.5
Expired
Thread created 02-28-2025 by Teslo
+6 Score 28 Replies 9,930 Views
Post #175965289 added 03-01-2025 6:46 PM by WolfTheCat in Deal Talk
Sounds like a good deal, maybe post it? Can't see how it's related to this 14 month CD though. Totally different product.
High-Yield CDs | Marcus by Goldman Sachs® $4.5
Expired
Thread created 02-28-2025 by Teslo
+6 Score 28 Replies 9,930 Views
Post #175962517 added 03-01-2025 1:53 PM by Teslo in Deal Talk
Yes that's pretty competitive right now.
High-Yield CDs | Marcus by Goldman Sachs® $4.5
Expired
Thread created 02-28-2025 by Teslo
+6 Score 28 Replies 9,930 Views
Post #175969615 added 03-02-2025 7:18 AM by WolfTheCat in Deal Talk
Callable bank CDs are pretty unusual, and if it was callable, I don't think Goldman would try to hide that. Callable is more common in brokered CDs. I'd assume it's not callable, but read...
High-Yield CDs | Marcus by Goldman Sachs® $4.5
Expired
Thread created 02-28-2025 by Teslo
+6 Score 28 Replies 9,930 Views
Post #176055790 added 03-07-2025 7:16 PM by j4c11 in Deal Talk
VUSXX is returning 4.36, and mostly exempt from state tax. Obviously not locked in.
High-Yield CDs | Marcus by Goldman Sachs® $4.5
Expired
Thread created 02-28-2025 by Teslo
+6 Score 28 Replies 9,930 Views
Post #175962814 added 03-01-2025 2:26 PM by namlook in Deal Talk
Penalty if you forget to do those transactions is stiff. Rate drops from 5.25% to .10%.
High-Yield CDs | Marcus by Goldman Sachs® $4.5
Expired
Thread created 02-28-2025 by Teslo
+6 Score 28 Replies 9,930 Views
Post #176688733 added 04-18-2025 10:57 AM by Cozz in Deal Talk
And i pointed that out. in all honesty, if $250 automatic monthly deposits are a problem for you then maybe your biggest priority shouldn't be looking for the best rates.
High-Yield CDs | Marcus by Goldman Sachs® $4.5
Expired
Thread created 02-28-2025 by Teslo
+6 Score 28 Replies 9,930 Views
Post #176713378 added 04-20-2025 12:43 PM by WolfTheCat in Deal Talk
I'll give a thumbs up to MBD. The rate has fluctuated. Started at 4.5%, went down to 4.25%, but recently it went back up to 4.4% on my account, this was always in line with the market, and they...
High-Yield CDs | Marcus by Goldman Sachs® $4.5
Expired
Thread created 02-28-2025 by Teslo
+6 Score 28 Replies 9,930 Views
Post #176732140 added 04-21-2025 7:55 PM by rdcrds in Deal Talk
I have MBD and Openbank waiting to see if they stay even with each other and have about the same amount in each
High-Yield CDs | Marcus by Goldman Sachs® $4.5
Expired
Thread created 02-28-2025 by Teslo
+6 Score 28 Replies 9,930 Views
Post #175952929 added 02-28-2025 4:30 PM by Teslo in Deal Talk
marcus has 4.5% APY 14m cd https://www.marcus.com/us/en/savings/high-yield-cds
High-Yield CDs | Marcus by Goldman Sachs® $4.5
Expired
Thread created 02-28-2025 by Teslo
+6 Score 28 Replies 9,930 Views
Post #175963246 added 03-01-2025 3:17 PM by BenS in Deal Talk
No it will not. The 12 small debit card payments are fine, but the DD or ACH requirement will NOT be fulfilled by a bank transfer. Setting up a recurring payment each month is very easy. I have...
High-Yield CDs | Marcus by Goldman Sachs® $4.5
Expired
Thread created 02-28-2025 by Teslo
+6 Score 28 Replies 9,930 Views
Post #175969222 added 03-02-2025 6:31 AM by runner0382 in Deal Talk
Can't find if this is callable. Most important attribute.
High-Yield CDs | Marcus by Goldman Sachs® $4.5
Expired
Thread created 02-28-2025 by Teslo
+6 Score 28 Replies 9,930 Views
Post #175969789 added 03-02-2025 7:36 AM by HemiMuscle in Deal Talk
Buying power gets demoted 20% per year.
High-Yield CDs | Marcus by Goldman Sachs® $4.5
Expired
Thread created 02-28-2025 by Teslo
+6 Score 28 Replies 9,930 Views
Post #176165827 added 03-15-2025 4:37 PM by WolfTheCat in Deal Talk
Most bank CDs don't explicitly state non callable. I own several from different banks and credit unions, and don't recall any of them saying that. Interest rates have come down a little since I...
High-Yield CDs | Marcus by Goldman Sachs® $4.5
Expired
Thread created 02-28-2025 by Teslo
+6 Score 28 Replies 9,930 Views
Post #176711110 added 04-20-2025 8:54 AM by rdcrds in Deal Talk
Why would anyone use Lending club? you have to deposit each month to get the 4.40 rate. Brio direct is 4.45 no monthly depsit Openbank 4.40 i have had them for 6 months now love them so far. ...
High-Yield CDs | Marcus by Goldman Sachs® $4.5
Expired
Thread created 02-28-2025 by Teslo
+6 Score 28 Replies 9,930 Views
Post #176688664 added 04-18-2025 10:54 AM by WolfTheCat in Deal Talk
But requires a monthly deposit. Not suitable for accounts that just hold, or draw down.
High-Yield CDs | Marcus by Goldman Sachs® $4.5
Expired
Thread created 02-28-2025 by Teslo
+6 Score 28 Replies 9,930 Views
Post #175961146 added 03-01-2025 11:40 AM by WolfTheCat in Deal Talk
This is quite good. I can only find a few credit unions currently paying more for 11-17mo CDs A treasury zero maturing 14 months from now (may 2026) will get you a little under 4%, so it beats...
High-Yield CDs | Marcus by Goldman Sachs® $4.5
Expired
Thread created 02-28-2025 by Teslo
+6 Score 28 Replies 9,930 Views
Post #175966366 added 03-01-2025 8:36 PM by zjs2k in Deal Talk
Is this a bank or fintech or similar thing? It's not listed on fdic website (Goldman is, of course). But if the fintech is belly up, your money just leaves you forever. I am still 3k short from...
High-Yield CDs | Marcus by Goldman Sachs® $4.5
Expired
Thread created 02-28-2025 by Teslo
+6 Score 28 Replies 9,930 Views
Post #175969180 added 03-02-2025 6:26 AM by WolfTheCat in Deal Talk
"FDIC-Insured – Backed by the full faith and credit of the U.S. Government. Goldman Sachs Bank USA, Salt Lake City Branch."
High-Yield CDs | Marcus by Goldman Sachs® $4.5
Expired
Thread created 02-28-2025 by Teslo
+6 Score 28 Replies 9,930 Views
Post #175969732 added 03-02-2025 7:32 AM by MusicShark in Deal Talk
Not bad.
High-Yield CDs | Marcus by Goldman Sachs® $4.5
Expired
Thread created 02-28-2025 by Teslo
+6 Score 28 Replies 9,930 Views
Post #175962673 added 03-01-2025 2:10 PM by BenS in Deal Talk
I have checking account at Bank on Buffalo, interest is 5.25% up to 100k. Requires one DD or ACH payment and 12 debit purchases. I pay Spectrum 12 small debits each month which works. I opened...
High-Yield CDs | Marcus by Goldman Sachs® $4.5
Expired
Thread created 02-28-2025 by Teslo
+6 Score 28 Replies 9,930 Views
Post #175963114 added 03-01-2025 3:00 PM by BenS in Deal Talk
Correct. "Alexa - set a reminder" I have it set for the 2nd of each month for 3 banks, just like I have recurring reminders for medicine times, taking out trash, etc. I'm retired so no biggie . ...

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