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+23 Score 67 Replies 29,726 Views
Post #176803576 added 04-26-2025 12:15 PM by Geckohands in Deal Talk
Yes, I don't check often and I just saw this. I searched "chase ebay" on forums and didn't see it posted so I assumed it was new and might be helpful for others since after searching for "ebay gift...
+23 Score 67 Replies 29,726 Views
Post #176821111 added 04-28-2025 1:42 AM by Farrukh09 in Deal Talk
Ratio is still 1:1, but Hyatt values their points a lot higher, meaning a $200/night rate could be as little as 5,000 points, which is equivalent to only $50 if you did a “pay yourself back”...
+23 Score 67 Replies 29,726 Views
Post #176826007 added 04-28-2025 10:17 AM by ChaChing23 in Deal Talk
People taking care of elderly parents.
+23 Score 67 Replies 29,726 Views
Post #176827396 added 04-28-2025 11:42 AM by Diz in Deal Talk
That's the way to do it. Well done. :applause:
+23 Score 67 Replies 29,726 Views
Post #176825980 added 04-28-2025 10:16 AM by ChaChing23 in Deal Talk
For cash back, I prefer a big ol' SUB and cash out. A $1K bonus on $5K spend is 20 points per dollar. I have plenty of cards, but use them only when not working on a SUB.
+23 Score 67 Replies 29,726 Views
Post #176831596 added 04-28-2025 4:38 PM by Diz in Deal Talk
If you maintain a spreadsheet that encompasses 15 different CCs, the safe assumption is that you know how to play the game.
+23 Score 67 Replies 29,726 Views
Post #176831971 added 04-28-2025 5:00 PM by nutsaboutgolf in Deal Talk
You do understand I'm trying to help, I'm a former "points brah" but have gone another direction, which I'll explain in another post. You really should look into Citi Double Cash, which has no...
+23 Score 67 Replies 29,726 Views
Post #176833525 added 04-28-2025 7:07 PM by thcheat in Deal Talk
I have had CSR for over 10 years I think. Giving math for current situation : $550- $300 travel credit - 300 doordash credit (25*12) - $20 for global entry ($100/5 years) I'm already ahead. I added...
+23 Score 67 Replies 29,726 Views
Post #176840119 added 04-29-2025 9:07 AM by juca in Deal Talk
Finally someone with a brain here
+23 Score 67 Replies 29,726 Views
Post #176840443 added 04-29-2025 9:24 AM by johnny88 in Deal Talk
I mean you can just get 25% off via Costco and 4% back on top. Using CSR and not towards flights and hotels is just kinda silly. Like mowing your grass with a pair of scissors. There’s more...
+23 Score 67 Replies 29,726 Views
Post #176844073 added 04-29-2025 1:44 PM by laidbackinNC in Deal Talk
Many charges I once would have put on Fidelity Visa now come with a >2% fee, so I'm using more cash and bank drafts these days.
+23 Score 67 Replies 29,726 Views
Post #176868646 added 05-01-2025 7:31 AM by DiMAn0684 in Deal Talk
I am just here to read the comments about getting better value for transfer redemptions.
+23 Score 67 Replies 29,726 Views
Post #176868220 added 05-01-2025 7:05 AM by Diz in Deal Talk
Ah, okay. Yeah, I'm used to these kinds of changes happening. I thought you were referring to charges specific to someone using the Fidelity VISA versus any other credit card. Thanks for the...
+23 Score 67 Replies 29,726 Views
Post #176830642 added 04-28-2025 3:25 PM by ChaChing23 in Deal Talk
No annual fee the first year when I opened CSP in June 2021. Closed after one year w/in 41 days for no fee. Received $750 in referrals, so I guess include that, too. (Taxable.) Have BoA CCR that...
+23 Score 67 Replies 29,726 Views
Post #176804776 added 04-26-2025 2:13 PM by ChaChing23 in Deal Talk
...for most ... that travel.
+23 Score 67 Replies 29,726 Views
Post #176805130 added 04-26-2025 3:01 PM by Raychoi5566 in Deal Talk
Not bad but I'm saving my points for booking flights.
+23 Score 67 Replies 29,726 Views
Post #176815183 added 04-27-2025 1:08 PM by lolique in Deal Talk
So this deal is basically $2.50 value. Barely worth reading in.
+23 Score 67 Replies 29,726 Views
Post #176815192 added 04-27-2025 1:09 PM by TurtlePerson2 in Deal Talk
I've always read this and wanted to use my points most efficiently, but I probably average one night in a hotel a year.
+23 Score 67 Replies 29,726 Views
Post #176822500 added 04-28-2025 5:57 AM by nutsaboutgolf in Deal Talk
IMO, the better question is, why is one paying a high annual fee for a travel credit card if they're not using their points for travel? Downgrade to a credit card without an annual fee
+23 Score 67 Replies 29,726 Views
Post #176822554 added 04-28-2025 6:00 AM by ninehead in Deal Talk
For cash back, freedom unlimited can provide 3 points per dollar for dining and 5 points for booking travels at Portal, and ink preferred can provide 3 points per dollar for booking travel directly....
+23 Score 67 Replies 29,726 Views
Post #176802505 added 04-26-2025 10:36 AM by Geckohands in Deal Talk
For Chase credit cardholders, they currently have a (10%) sale on redeeming reward points for certain gift cards. The eBay one seemed like the only decent one, assuming you don't have better ways of...
+23 Score 67 Replies 29,726 Views
Post #176802544 added 04-26-2025 10:40 AM by rdcrds in Deal Talk
And this is new why? I guess you just checked now as this has been the case for the last 6 months or more. It has always been a deal on there. What makes this new?
+23 Score 67 Replies 29,726 Views
Post #176807113 added 04-26-2025 6:43 PM by billiambonga in Deal Talk
Wow, this rdcrds person sounds like a downer.
+23 Score 67 Replies 29,726 Views
Post #176807350 added 04-26-2025 7:08 PM by SturgeonGeneral in Deal Talk
This is a pretty bad use of points, you should be saving these for travel or transferring to other portals, would get a lot more bang for buck.
+23 Score 67 Replies 29,726 Views
Post #176812549 added 04-27-2025 9:06 AM by pcman2000 in Deal Talk
There's also the occasional 25%-50% bonus points for Apple products. I also don't travel much but got an iPhone 16 Pro 128GB for $730 cash equivalent including tax. This phone is $999 retail.
+23 Score 67 Replies 29,726 Views
Post #176816065 added 04-27-2025 2:29 PM by ChaChing23 in Deal Talk
Spaving.
+23 Score 67 Replies 29,726 Views
Post #176821066 added 04-28-2025 1:35 AM by Farrukh09 in Deal Talk
Wait wait wait… you’re paying a $550 annual fee on a CC that is designed to be used for points for travel or transfer to travel partners, and you’re not using it for that? Why are you even paying the...
+23 Score 67 Replies 29,726 Views
Post #176829013 added 04-28-2025 1:28 PM by Infinite42 in Deal Talk
Your more important point of there not being a point to holding the CSR for more than a year remains unaddressed.
+23 Score 67 Replies 29,726 Views
Post #176830105 added 04-28-2025 2:46 PM by nutsaboutgolf in Deal Talk
Be sure to include the annual fee, CSP = -$23.75/quarter or CSR = -$137.50/quarter Otherwise, sounds like you'd be better off with Robinhood 3% card and the Citi Double Cash
+23 Score 67 Replies 29,726 Views
Post #176831935 added 04-28-2025 4:58 PM by FatFaluz in Deal Talk
I redeemed 9000 points on my plain CF card for a $100 eBay GC in March so this deal has been going for a while. For some reason, only physical GC was available. Home Depot used to be my favorite...
+23 Score 67 Replies 29,726 Views
Post #176833042 added 04-28-2025 6:27 PM by Diz in Deal Talk
I'm guessing he just got that card for the SUB and nothing else, in which case I can understand. Sure, not the optimal use of points, but still a nice SUB. I'm a points brah myself, currently...
+23 Score 67 Replies 29,726 Views
Post #176873728 added 05-01-2025 12:09 PM by Diz in Deal Talk
I redeem almost exclusively via travel partners Southwest (~$0.014 per point on average) and Hyatt (~$0.02 per UR on average). I don't consider 10% to 25% discounts on gift cards a good use of UR...
+23 Score 67 Replies 29,726 Views
Post #176922622 added 05-05-2025 4:58 AM by Jesrf in Deal Talk
Do you have the card? I’m getting ten percent cash back every month at grocery stores/gas/restaurants up to $2k spend. As a statement credit. Plus the 3% in “points” - so I’ll churn out $2400 in...
+23 Score 67 Replies 29,726 Views
Post #176803741 added 04-26-2025 12:31 PM by nutsaboutgolf in Deal Talk
Without too much work, hyatt points are often the best for most
+23 Score 67 Replies 29,726 Views
Post #176812729 added 04-27-2025 9:24 AM by nutsaboutgolf in Deal Talk
Obviously, you both are welcome to spend your points however you'd like, including donating them to charity I'm just pointing out that we're on slick deals, most on here want to get the best deal,...
+23 Score 67 Replies 29,726 Views
Post #176815840 added 04-27-2025 2:07 PM by pcman2000 in Deal Talk
And that one night at a Hyatt hotel could save you hundreds if available. It saved me many hundreds over a five day stay this spring. I decided to book very late and one day was booked up at the...
+23 Score 67 Replies 29,726 Views
Post #176827369 added 04-28-2025 11:41 AM by ChaChing23 in Deal Talk
I have a 15-column Cheat Sheet spreadsheet - cards across the top, categories down the side - and all of the various cashback percentages populated inside the matrix. I print it a few days before...
+23 Score 67 Replies 29,726 Views
Post #176926711 added 05-05-2025 10:11 AM by Diz in Deal Talk
I do not have this card. I have 11 various Chase cards, a Discover IT, and a Fidelity Rewards VISA. Chase URs are my biggest go-to and I typically have about 400k points at any given time that I...
+23 Score 67 Replies 29,726 Views
Post #176866609 added 05-01-2025 4:30 AM by Jesrf in Deal Talk
You really should be looking at the Sears SYWR mastercard. By far the best cash back card…
+23 Score 67 Replies 29,726 Views
Post #176881963 added 05-02-2025 1:18 AM by Farrukh09 in Deal Talk
Yeah that’s a good use for the CSR, a travel card. I wasn’t comparing transferring to a partner or using the chase portal. Do whichever floats your boat, but the guy I was replying to is not using...
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