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+40 Score 65 Replies 14,999 Views
Post #177588808 added 06-17-2025 12:40 AM by BlazeEmUp in Hot Deals
this will definitely power sack your credit with a hardcore inquiry check...
+40 Score 65 Replies 14,999 Views
Post #177592012 added 06-17-2025 6:53 AM by SnakeMGS in Hot Deals
If it wasn’t for hard inquiry, people would be opening new credit cards like buying groceries every day. I don’t like it either but think it’s necessary.
+40 Score 65 Replies 14,999 Views
Post #177592198 added 06-17-2025 7:03 AM by CoolField1069 in Hot Deals
No I’d just know their credit was terrible. Coming from a career banker it’s not the inquiry that does anything more than drop your credit 4–8 points.
+40 Score 65 Replies 14,999 Views
Post #177592381 added 06-17-2025 7:12 AM by beefy6969 in Hot Deals
How can i forward a referral for this deal to someone else if I alreay have a Chase Amazon Visa.
+40 Score 65 Replies 14,999 Views
Post #177593032 added 06-17-2025 7:41 AM by diavolo33 in Hot Deals
Uh, they still need to be approved. More likely it's to discourage people from over-applying for credit cards.
+40 Score 65 Replies 14,999 Views
Post #177593077 added 06-17-2025 7:44 AM by AmusedScent305 in Hot Deals
I think a hard inquiry for a credit card will stay on your report anywhere from 12-24 months, while one for an auto loan or mortgage only lasts about 60 days after the initial pull but, unlike for...
+40 Score 65 Replies 14,999 Views
Post #177593959 added 06-17-2025 8:28 AM by green_key in Hot Deals
Had HARD credit pull when friend applied today from: Experian, transunion Benefits: https://www.amazon.com/b/?ie=UTF8&node=16070413011 Amazon gift card balance. Make sure $200 is added to...
+40 Score 65 Replies 14,999 Views
Post #177600457 added 06-17-2025 2:40 PM by mikedjb in Hot Deals
I have 3 open chase accounts plus chase checking and I received it with 15k credit limit. While on the phone I asked for credit increases on the others and they did it without a hard inquiry. No...
+40 Score 65 Replies 14,999 Views
Post #177600631 added 06-17-2025 2:53 PM by thelastindian in Hot Deals
Bruh just applied 2 days ago for $150 sub :(((
+40 Score 65 Replies 14,999 Views
Post #177597097 added 06-17-2025 11:22 AM by steppedinit in Hot Deals
Worked for me, even though my credit history is locked. But my credit score is 820 or around there. June 17, 2025 Gift Card added $200.00 $200.00 Credit Karma sent me this: A new inquiry...
+40 Score 65 Replies 14,999 Views
Post #177599554 added 06-17-2025 1:46 PM by Loudog504 in Hot Deals
I had 3 open chase cards and got this as the 4th. The 3 cards were all old cards Probably 12,10, and 4 years old when i got this one.
+40 Score 65 Replies 14,999 Views
Post #177600382 added 06-17-2025 2:35 PM by mikedjb in Hot Deals
I did it a few months ago. Just a few points that come back plus you’re increasing your spending power which is in turn less utilization
+40 Score 65 Replies 14,999 Views
Post #177600409 added 06-17-2025 2:37 PM by ShrewdHamster8862 in Hot Deals
This is an utter shit card with no true redeeming qualities. Better off with Chase Sapphire, Citi Strata, or the umpteen other cards with better benefits.
+40 Score 65 Replies 14,999 Views
Post #177600235 added 06-17-2025 2:23 PM by pink123 in Hot Deals
Must have for Amazon prime members. It has 5% off Amazon, which partially covers sales tax. Also huge benefit of the signature cards line is that it extends warranty by typically 1 years. So all your...
+40 Score 65 Replies 14,999 Views
Post #177601138 added 06-17-2025 3:31 PM by Venom213 in Hot Deals
Same lol
+40 Score 65 Replies 14,999 Views
Post #177601480 added 06-17-2025 3:57 PM by jbart85 in Hot Deals
Excellent idea saar
+40 Score 65 Replies 14,999 Views
Post #177602647 added 06-17-2025 5:15 PM by MaroonHamster478 in Hot Deals
It means you should apply a dozen times to make sure you get approved.
+40 Score 65 Replies 14,999 Views
Post #177603172 added 06-17-2025 5:55 PM by lenny7 in Hot Deals
lol I got "Your application needs further review". using wife's prime. applied under my name. wife has her own card. I have 800+ credit score.
+40 Score 65 Replies 14,999 Views
Post #177605332 added 06-17-2025 8:42 PM by montanaday in Hot Deals
I got offered $60, LOL. 845 credit score, house paid off, no other loans. My daughter has a better score than I do because she has a mortgage and car loans.
+40 Score 65 Replies 14,999 Views
Post #177605890 added 06-17-2025 9:31 PM by HondaBoy619 in Hot Deals
They don’t do a credit check if you already have a chase credit card. At least they didn’t when I got mine.
+40 Score 65 Replies 14,999 Views
Post #177630649 added Today 7:59 AM by aendil in Hot Deals
There was a 5% card. Is it not available anymore?
+40 Score 65 Replies 14,999 Views
Post #177590626 added 06-17-2025 5:17 AM by Maverick923 in Hot Deals
They're going to run a hard credit inquiry. They always do. But that's what credit is for isn't it? I never understood why are you penalized for using it, and why does your score go down when you...
+40 Score 65 Replies 14,999 Views
Post #177590692 added 06-17-2025 5:24 AM by BlazeEmUp in Hot Deals
they will run your credit and deduct around 3pts or so...
+40 Score 65 Replies 14,999 Views
Post #177590698 added 06-17-2025 5:25 AM by smartdeals in Hot Deals
i wait 300 usd
+40 Score 65 Replies 14,999 Views
Post #177591505 added 06-17-2025 6:25 AM by impasse in Hot Deals
this is about as high of a SUB as this card gets, i think. fairly easy decision if you use amz and don't have it. i agree it should have some kind of discount/bonus for paying for prime, rather than...
+40 Score 65 Replies 14,999 Views
Post #177592243 added 06-17-2025 7:05 AM by CoolField1069 in Hot Deals
See when you have an 800 credit score 20 points doesn’t mean anything. When you have a 700 credit score 20 points means everything. Keep up the good work.
+40 Score 65 Replies 14,999 Views
Post #177592270 added 06-17-2025 7:07 AM by CoolField1069 in Hot Deals
If you look at the indicators it makes perfect sense. Age of credit is a huge factor and when you open a new line or loan it lowers your average age of credit immediately. It’s temporary.
+40 Score 65 Replies 14,999 Views
Post #177592180 added 06-17-2025 7:02 AM by CoolField1069 in Hot Deals
If one hard inquiry dies that to your credit you’ve already checked your credit 5 or 6 times in the last few months
+40 Score 65 Replies 14,999 Views
Post #177594508 added 06-17-2025 8:55 AM by gatorgrad1234 in Hot Deals
Must be either targeted or expired as only offered me a $60.00 gift card. I'll pass.
+40 Score 65 Replies 14,999 Views
Post #177594511 added 06-17-2025 8:55 AM by bighap in Hot Deals
Generally, if you charge more than 30% of your credit line for that particular card you will see a drop in your score. They see this as using too much of your available credit. Pretty silly if you...
+40 Score 65 Replies 14,999 Views
Post #177593773 added 06-17-2025 8:18 AM by lalakers in Hot Deals
I remembered when Amazon gave out $400 gift cards when I signed up. They should bring that back!
+40 Score 65 Replies 14,999 Views
Post #177599506 added 06-17-2025 1:43 PM by MemorableHose1597 in Hot Deals
same. hell I paid house off 3 months ago, dropped like 30 points, and it already went back up to normal. gotta say chase offered me 20k balance, which isn't bad. my USAA is like 35k and apple is 15k...
+40 Score 65 Replies 14,999 Views
Post #177599392 added 06-17-2025 1:36 PM by MemorableHose1597 in Hot Deals
bought Apple Watch 10 cellular for 399, applied, got 200 off, then purchased it for 228 after tax, and closed it 5 minutes later. woot. ! I am pretty sure ive gotten about 2k off chase in last 5...
+40 Score 65 Replies 14,999 Views
Post #177599692 added 06-17-2025 1:54 PM by impasse in Hot Deals
sorry, lol i understand how it works, i was just saying (and agreeing with you) that it was a dumb metric (especially at where my total available credit sits). high five on the high-score club,...
+40 Score 65 Replies 14,999 Views
Post #177599656 added 06-17-2025 1:52 PM by MemorableHose1597 in Hot Deals
I got a free 7 day trial like 10 minutes earlier, and then it popped up 200 offer in cart. I canceled the card already and the membership, aint getting a dollar extra from me. watch amazon cancel...
+40 Score 65 Replies 14,999 Views
Post #177600064 added 06-17-2025 2:14 PM by LAS777 in Hot Deals
That sucks, I only got $175 a few days ago for applying. Stupid Amazon!
+40 Score 65 Replies 14,999 Views
Post #177600364 added 06-17-2025 2:33 PM by cetmike in Hot Deals
Shouldn't this give you prime with the annual fee? I'm just saying. It's in the name.
+40 Score 65 Replies 14,999 Views
Post #177618316 added Yesterday 2:07 PM by VaultTec in Hot Deals
True story but I actually already got Wells Fargo back. In 2011 I bought a $350K house for $80K on a short sale and wells Fargo was the mortgage holder on that sale. Wells Fargo is one if the...
+40 Score 65 Replies 14,999 Views
Post #177611491 added Yesterday 7:59 AM by Venom213 in Hot Deals
Love that story lol
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