U.S. Bank Smartly® Checking: Earn Up to $450 When You Open a New Account and Complete Qualifying Activities
Thread created 08-01-2025 by LD7
+8 Score
20 Replies
18,419 Views
Terrible company. Their smartly credit card was the worst rollout in banking history. I wouldn't trust these clowns with my money.
U.S. Bank Smartly® Checking: Earn Up to $450 When You Open a New Account and Complete Qualifying Activities
Thread created 08-01-2025 by LD7
+8 Score
20 Replies
18,419 Views
This checking account is only “good” if you don’t plan on accessing your own money. The withdrawal limits are ridiculous—about $1,500 a week and roughly $3,000 a month. After getting the bonus, I...
U.S. Bank Smartly® Checking: Earn Up to $450 When You Open a New Account and Complete Qualifying Activities
Thread created 08-01-2025 by LD7
+8 Score
20 Replies
18,419 Views
If I have a different checking account with them already, can I open a 2nd one to do this or do I not qualify if I already have a checking account with them?
U.S. Bank Smartly® Checking: Earn Up to $450 When You Open a New Account and Complete Qualifying Activities
Thread created 08-01-2025 by LD7
+8 Score
20 Replies
18,419 Views
Earn up to $450 when you open a new U.S. Bank Smartly® Checking account and complete qualifying activities. Subject to certain terms and limitations. Offer valid through January 28, 2026. Member...
U.S. Bank Smartly® Checking: Earn Up to $450 When You Open a New Account and Complete Qualifying Activities
Thread created 08-01-2025 by LD7
+8 Score
20 Replies
18,419 Views
do paypal transfers count as direct deposits?
U.S. Bank Smartly® Checking: Earn Up to $450 When You Open a New Account and Complete Qualifying Activities
Thread created 08-01-2025 by LD7
+8 Score
20 Replies
18,419 Views
I got around this by opening up a money market account in June then a checking like 2 weeks later in July. I'm in the DMV area with no branches.
Bonus pays out quickly after pushing from your bank...
U.S. Bank Smartly® Checking: Earn Up to $450 When You Open a New Account and Complete Qualifying Activities
Thread created 08-01-2025 by LD7
+8 Score
20 Replies
18,419 Views
Get their credit card first, then apply checking.
U.S. Bank Smartly® Checking: Earn Up to $450 When You Open a New Account and Complete Qualifying Activities
Thread created 08-01-2025 by LD7
+8 Score
20 Replies
18,419 Views
All I know is that it worked. I think my ebay sales payments were 'logged' in as direct deposits while my bank transfer qualified as a "ACH deposit" too.
Somehow i got the $450 bonus on 6k-ish ebay...
U.S. Bank Smartly® Checking: Earn Up to $450 When You Open a New Account and Complete Qualifying Activities
Thread created 08-01-2025 by LD7
+8 Score
20 Replies
18,419 Views
They never paid up from the last offer... pass
U.S. Bank Smartly® Checking: Earn Up to $450 When You Open a New Account and Complete Qualifying Activities
Thread created 08-01-2025 by LD7
+8 Score
20 Replies
18,419 Views
I did this with the U.S. BANK SHOPPER CASH REWARDS® VISA SIGNATURE® CARD deal they had going on and got $650 in total (they have upped the amount since I did it). I already closed the checking...
U.S. Bank Smartly® Checking: Earn Up to $450 When You Open a New Account and Complete Qualifying Activities
Thread created 08-01-2025 by LD7
+8 Score
20 Replies
18,419 Views
That rings a bell, I think money in and out was very slow due to these limits. There are very conservative, not modern like SoFi. ;-)
U.S. Bank Smartly® Checking: Earn Up to $450 When You Open a New Account and Complete Qualifying Activities
Thread created 08-01-2025 by LD7
+8 Score
20 Replies
18,419 Views
Hmmm, when did I cancel US Bank last time.... that's a good promo!
I liked their customer service, they were actually were competent. The account is a bit more no frills standard, but they actually...
U.S. Bank Smartly® Checking: Earn Up to $450 When You Open a New Account and Complete Qualifying Activities
Thread created 08-01-2025 by LD7
+8 Score
20 Replies
18,419 Views
I thought about signing up via their mailer. Their website is so, so bad. In Chrome is just doesn't load the offer at all. In Brave, it does load, but when signing in during the application flow,...
U.S. Bank Smartly® Checking: Earn Up to $450 When You Open a New Account and Complete Qualifying Activities
Thread created 08-01-2025 by LD7
+8 Score
20 Replies
18,419 Views
How do I see my progress after I open the account?
U.S. Bank Smartly® Checking: Earn Up to $450 When You Open a New Account and Complete Qualifying Activities
Thread created 08-01-2025 by LD7
+8 Score
20 Replies
18,419 Views
Not available to NJ residents is it? Think last time I tried I was denied because I lived in NJ
U.S. Bank Smartly® Checking: Earn Up to $450 When You Open a New Account and Complete Qualifying Activities
Thread created 08-01-2025 by LD7
+8 Score
20 Replies
18,419 Views
US bank is one of the banks that won't open accounts outside of it's service area.
U.S. Bank Smartly® Checking: Earn Up to $450 When You Open a New Account and Complete Qualifying Activities
Thread created 08-01-2025 by LD7
+8 Score
20 Replies
18,419 Views
I did this in June on a combination of ebay sales directed to the USbank account and a transfer, of I think $2k, from my chase checking account via linking them together.
(got the $450)
U.S. Bank Smartly® Checking: Earn Up to $450 When You Open a New Account and Complete Qualifying Activities
Thread created 08-01-2025 by LD7
+8 Score
20 Replies
18,419 Views
how would like work? according to the application page: "A direct deposit is a regularly-occurring electronic deposit of your paycheck or government benefits, such as Social Security. Other...
U.S. Bank Smartly® Checking: Earn Up to $450 When You Open a New Account and Complete Qualifying Activities
Thread created 08-01-2025 by LD7
+8 Score
20 Replies
18,419 Views
if you have a us bank credit card they will let you open an account with them even if you are not in a state they cover
U.S. Bank Smartly® Checking: Earn Up to $450 When You Open a New Account and Complete Qualifying Activities
Thread created 08-01-2025 by LD7
+8 Score
20 Replies
18,419 Views
Scam! My wife has been waiting for over a year for her promo last year. Their promo teams is awful
U.S. Bank Smartly® Checking: Earn Up to $450 When You Open a New Account and Complete Qualifying Activities
Thread created 08-01-2025 by LD7
+8 Score
20 Replies
18,419 Views
fidelity transfer does per my past experiences
