U.S. Bank Smartly® Checking: Earn Up to $450 When You Open a New Account and Complete Qualifying Activities          
        
                        Thread created 08-01-2025  by LD7
          
        
                    
          
                    +6 Score
          
          13 Replies
          
          13,056 Views
        
      
          Terrible company. Their smartly credit card was the worst rollout in banking history. I wouldn't trust these clowns with my money.
        
      
          U.S. Bank Smartly® Checking: Earn Up to $450 When You Open a New Account and Complete Qualifying Activities          
        
                        Thread created 08-01-2025  by LD7
          
        
                    
          
                    +6 Score
          
          13 Replies
          
          13,056 Views
        
      
          Earn up to $450 when you open a new U.S. Bank Smartly® Checking account and complete qualifying activities. Subject to certain terms and limitations. Offer valid through November 5, 2025. Member...
        
      
          U.S. Bank Smartly® Checking: Earn Up to $450 When You Open a New Account and Complete Qualifying Activities          
        
                        Thread created 08-01-2025  by LD7
          
        
                    
          
                    +6 Score
          
          13 Replies
          
          13,056 Views
        
      
          do paypal transfers count as direct deposits?
        
      
          U.S. Bank Smartly® Checking: Earn Up to $450 When You Open a New Account and Complete Qualifying Activities          
        
                        Thread created 08-01-2025  by LD7
          
        
                    
          
                    +6 Score
          
          13 Replies
          
          13,056 Views
        
      
          I got around this by opening up a money market account in June then a checking like 2 weeks later in July. I'm in the DMV area with no branches. 
 
Bonus pays out quickly after pushing from your bank...
        
      
          U.S. Bank Smartly® Checking: Earn Up to $450 When You Open a New Account and Complete Qualifying Activities          
        
                        Thread created 08-01-2025  by LD7
          
        
                    
          
                    +6 Score
          
          13 Replies
          
          13,056 Views
        
      
          Get their credit card first, then apply checking.
        
      
          U.S. Bank Smartly® Checking: Earn Up to $450 When You Open a New Account and Complete Qualifying Activities          
        
                        Thread created 08-01-2025  by LD7
          
        
                    
          
                    +6 Score
          
          13 Replies
          
          13,056 Views
        
      
          All I know is that it worked. I think my ebay sales payments were 'logged' in as direct deposits while my bank transfer qualified as a "ACH deposit" too. 
Somehow i got the $450 bonus on 6k-ish ebay...
        
      
          U.S. Bank Smartly® Checking: Earn Up to $450 When You Open a New Account and Complete Qualifying Activities          
        
                        Thread created 08-01-2025  by LD7
          
        
                    
          
                    +6 Score
          
          13 Replies
          
          13,056 Views
        
      
          They never paid up from the last offer... pass
        
      
          U.S. Bank Smartly® Checking: Earn Up to $450 When You Open a New Account and Complete Qualifying Activities          
        
                        Thread created 08-01-2025  by LD7
          
        
                    
          
                    +6 Score
          
          13 Replies
          
          13,056 Views
        
      
          I did this with the U.S. BANK SHOPPER CASH REWARDS® VISA SIGNATURE® CARD deal they had going on and got $650 in total (they have upped the amount since I did it). I already closed the checking...
        
      
          U.S. Bank Smartly® Checking: Earn Up to $450 When You Open a New Account and Complete Qualifying Activities          
        
                        Thread created 08-01-2025  by LD7
          
        
                    
          
                    +6 Score
          
          13 Replies
          
          13,056 Views
        
      
          Not available to NJ residents is it? Think last time I tried I was denied because I lived in NJ
        
      
          U.S. Bank Smartly® Checking: Earn Up to $450 When You Open a New Account and Complete Qualifying Activities          
        
                        Thread created 08-01-2025  by LD7
          
        
                    
          
                    +6 Score
          
          13 Replies
          
          13,056 Views
        
      
          US bank is one of the banks that won't open accounts outside of it's service area.
        
      
          U.S. Bank Smartly® Checking: Earn Up to $450 When You Open a New Account and Complete Qualifying Activities          
        
                        Thread created 08-01-2025  by LD7
          
        
                    
          
                    +6 Score
          
          13 Replies
          
          13,056 Views
        
      
          I did this in June on a combination of ebay sales directed to the USbank account and a transfer, of I think $2k, from my chase checking account via linking them together. 
 
(got the $450)
        
      
          U.S. Bank Smartly® Checking: Earn Up to $450 When You Open a New Account and Complete Qualifying Activities          
        
                        Thread created 08-01-2025  by LD7
          
        
                    
          
                    +6 Score
          
          13 Replies
          
          13,056 Views
        
      
          how would like work? according to the application page: "A direct deposit is a regularly-occurring electronic deposit of your paycheck or government benefits, such as Social Security. Other...
        
      
          U.S. Bank Smartly® Checking: Earn Up to $450 When You Open a New Account and Complete Qualifying Activities          
        
                        Thread created 08-01-2025  by LD7
          
        
                    
          
                    +6 Score
          
          13 Replies
          
          13,056 Views
        
      
          if you have a us bank credit card they will let you open  an account with them even if you are not in a state they cover
        
      
          U.S. Bank Smartly® Checking: Earn Up to $450 When You Open a New Account and Complete Qualifying Activities          
        
                        Thread created 08-01-2025  by LD7
          
        
                    
          
                    +6 Score
          
          13 Replies
          
          13,056 Views
        
      
          Scam! My wife has been waiting for over a year for her promo last year. Their promo teams is awful
        
      