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+67 Score 88 Replies 40,407 Views
Post #178481701 added 08-06-2025 6:13 PM by vt_mikec in Hot Deals
Worked for me: web, ACH, immediate transfer of just over half the total balance. Hit the transfer button. Got the screen bumping the rate.
+67 Score 88 Replies 40,407 Views
Post #178481557 added 08-06-2025 6:04 PM by toky00 in Hot Deals
Went through a wire transfer all the way till the 2 factor authentication. Stopped it there and wasn't prompted. Went back and did an ACH and then was given the offer just after clicking on...
+67 Score 88 Replies 40,407 Views
Post #178480633 added 08-06-2025 4:43 PM by freshsqueezed in Hot Deals
I was having the same issue and even tried a different browser. I eventually got in by going to secure.citbank.com Thanks to OP for finding this extra interest bonus!!
+67 Score 88 Replies 40,407 Views
Post #178481269 added 08-06-2025 5:40 PM by bchamber707 in Hot Deals
Thanks!
+67 Score 88 Replies 40,407 Views
Post #178482463 added 08-06-2025 7:21 PM by nkl in Hot Deals
What a great timing!! I was planning to open another bank account that offers 4.30% APY tonight. Now my CIT boosted to 4.50% APY after this offer. I am staying. Thanks OP!
+67 Score 88 Replies 40,407 Views
Post #178482922 added 08-06-2025 7:57 PM by mtnagel in Hot Deals
Was already on an increased rate but got this:
+67 Score 88 Replies 40,407 Views
Post #178490401 added 08-07-2025 9:17 AM by divinedeal in Hot Deals
Anyone accepted another promo offer on top of a previous one? It says it will "replace any previous interest rate increase that may be in place on your account. It will not be added to any previous...
+67 Score 88 Replies 40,407 Views
Post #178494070 added 08-07-2025 12:47 PM by eds in Hot Deals
That's my exact same situation. And what you describe sounds exactly like stacking. The only problem is when the older promotion ends (mine was in Jan), the adjusted rate will drop accordingly.
+67 Score 88 Replies 40,407 Views
Post #178528345 added 08-10-2025 6:14 AM by Papi-Chino in Hot Deals
It takes 3 biznass days to reflect in your acct.
+67 Score 88 Replies 40,407 Views
Post #178487314 added 08-07-2025 5:59 AM by Baguda in Hot Deals
Nobody has mentioned the high probability interest rates will be slashed severely over the next year starting with the next Fed meeting. The President has been harping on this and said he thought...
+67 Score 88 Replies 40,407 Views
Post #178492189 added 08-07-2025 10:58 AM by MikeekiM in Hot Deals
The message I got after accepting the offer says that the new rate should should show up in 3 days.
+67 Score 88 Replies 40,407 Views
Post #178566199 added 08-12-2025 3:42 PM by toothandnail in Hot Deals
Worked for me. Thanks OP!
+67 Score 88 Replies 40,407 Views
Post #178480123 added 08-06-2025 4:01 PM by Dominican1NYC in Hot Deals
Yes. You need to choose a bank, set an amount, and click transfer. That's what I did and that's what prompted the offer.
+67 Score 88 Replies 40,407 Views
Post #178548634 added 08-11-2025 2:28 PM by colee8 in Hot Deals
I am in your situation and am half way through an existing promotion. The fine print on the new offer is confusing. It states your interest rate increase is 0.051%, which brings your new rate up...
+67 Score 88 Replies 40,407 Views
Post #178504927 added 08-08-2025 7:54 AM by LordMike in Hot Deals
Wow thanks! I did this on two accounts and thought it was all set and then saw your comment. I didn't realize I had to scroll down to the bottom of that internal window to confirm acceptance.
+67 Score 88 Replies 40,407 Views
Post #178479682 added 08-06-2025 3:24 PM by soloma in Hot Deals
Hello On a laptop via web browser, I tried to initiate outbound wire transfer from CIT bank for an entire balance whole amount and instantly got pop-up screen with offer to boost APY by 0.480% for...
+67 Score 88 Replies 40,407 Views
Post #178500340 added 08-07-2025 9:30 PM by mail4aksingh in Hot Deals
I opened my platinum savings account on 05/17 got bonus on 7/10 . I tried to transfer the amount out via different browser and app as well but no offer pop-up. Actually, I had to cancel the schedule...
+67 Score 88 Replies 40,407 Views
Post #178480243 added 08-06-2025 4:09 PM by Eragorn in Hot Deals
So if you have $10,000 at 4% for a year, that's roughly $400 in interest earned. At 4.5% that's roughly $450 earned or am I doing this wrong?
+67 Score 88 Replies 40,407 Views
Post #178480315 added 08-06-2025 4:17 PM by Pi.314 in Hot Deals
Ally is down to 3.5%. any signup deals with CIT?
+67 Score 88 Replies 40,407 Views
Post #178482673 added 08-06-2025 7:37 PM by CleverLeopard1054 in Hot Deals
FYI there's no guarantee. I did this a few months ago and then they secretly adjusted it a few cycles later (I think it was 2-3 months) to a lower rate.
+67 Score 88 Replies 40,407 Views
Post #178565884 added 08-12-2025 3:21 PM by MikeekiM in Hot Deals
Yeah, I had the same concern. And I also saw the same fine print. But honestly, I think it's an auto generated fine print term and condition page that is grabbing from incorrect information. I...
+67 Score 88 Replies 40,407 Views
Post #178480039 added 08-06-2025 3:53 PM by Eragorn in Hot Deals
Do you click the transfer button? I tried going to my platinum savings account and clicked on transfers but no popup.
+67 Score 88 Replies 40,407 Views
Post #178481620 added 08-06-2025 6:08 PM by Souldrum in Hot Deals
Excellent deal. Worked on the app with ACH transfer. Super simple.
+67 Score 88 Replies 40,407 Views
Post #178511869 added 08-08-2025 4:35 PM by Wander2 in Hot Deals
Had to try on primary account holder
+67 Score 88 Replies 40,407 Views
Post #178615183 added 08-15-2025 5:45 PM by utcung in Hot Deals
why is it when I tried to initiate transfer, I can't choose boa as an external account when Boa is already registered in the external account? I think it's safari's issue :(. has anyone tried on...
+67 Score 88 Replies 40,407 Views
Post #178614202 added 08-15-2025 4:07 PM by HS45JK in Hot Deals
Which bank?
+67 Score 88 Replies 40,407 Views
Post #178565953 added 08-12-2025 3:27 PM by HS45JK in Hot Deals
How do you guy like your cit accts, any issues, do you guys recommend it?
+67 Score 88 Replies 40,407 Views
Post #178579684 added 08-13-2025 12:28 PM by MikeekiM in Hot Deals
Been with them for many years (moved my money out of Ing Direct's Orange Savings accounts). The only thing I don't like about them is that it seems that I have to create new accounts when interest...
+67 Score 88 Replies 40,407 Views
Post #178480375 added 08-06-2025 4:23 PM by jlwren in Hot Deals
Nope thats right. Or, $1 would earn you 4.5 cents. Or $1 Billion would earn you a meager $45 Million 4th grade math
+67 Score 88 Replies 40,407 Views
Post #183040542 added 03-13-2026 1:13 PM by toky00 in Hot Deals
Possibly bc person wants to give a referral link to said bank which is not allowed as a post.
+67 Score 88 Replies 40,407 Views
Post #178541176 added 08-11-2025 6:33 AM by LovelyKnob6073 in Hot Deals
Awesome deal thanks for posting Works perfect
+67 Score 88 Replies 40,407 Views
Post #178614925 added 08-15-2025 5:17 PM by KineticRider in Hot Deals
PM sent.
+67 Score 88 Replies 40,407 Views
Post #178514578 added 08-08-2025 9:07 PM by EdgeTK in Hot Deals
Just did it, still working. Thanks!
+67 Score 88 Replies 40,407 Views
Post #178482772 added 08-06-2025 7:46 PM by nkl in Hot Deals
Yes, the published rate will change based on the market. This offer stated that the boost will apply to the next 12 months for whatever the new rate is +0.480%
+67 Score 88 Replies 40,407 Views
Post #178500796 added 08-07-2025 10:22 PM by Papi-Chino in Hot Deals
Clicked on transfer. Selected my external linked bank. Then entered amount over 50% and that triggered the increase your interest rate message. Then clicked on accept offer & scroll down to bottom to...
+67 Score 88 Replies 40,407 Views
Post #178479883 added 08-06-2025 3:39 PM by Dominican1NYC in Hot Deals
I tried moving half of what I had & it triggered the offer. I've had CIT for about 8 years & have been happy. This bonus makes their rate extremely competitive. Thank you.
+67 Score 88 Replies 40,407 Views
Post #178480432 added 08-06-2025 4:27 PM by Eragorn in Hot Deals
lol well I feel dumb ty :)
+67 Score 88 Replies 40,407 Views
Post #178516366 added 08-09-2025 3:38 AM by diavolo33 in Hot Deals
Is there a minimum amount that needs to be in the account to be eligible for the offer?
+67 Score 88 Replies 40,407 Views
Post #178495402 added 08-07-2025 2:16 PM by MikeekiM in Hot Deals
Yeah, I guess my definition of "stacking" would be being able to get the full 0.480 bonus stacked on top of my previous 0.429 bonus. The fine print says that if you take this bonus that it will...
+67 Score 88 Replies 40,407 Views
Post #178568974 added 08-12-2025 7:54 PM by mtnagel in Hot Deals
Had an account for ~7 years. No issues.
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