MARCUS Bank (Goldman Sachs) 12 month CD 4.2% APY $500 min to open
Thread created 08-22-2025 by SUCHaDEAL
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The one-year treasury rate is under 4%. The CD wins.
MARCUS Bank (Goldman Sachs) 12 month CD 4.2% APY $500 min to open
Thread created 08-22-2025 by SUCHaDEAL
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17 Replies
6,847 Views
My Amex Savings Account is at 4.5% is the only benefit here people trust GS not to collapse?
MARCUS Bank (Goldman Sachs) 12 month CD 4.2% APY $500 min to open
Thread created 08-22-2025 by SUCHaDEAL
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17 Replies
6,847 Views
i do not know if you can do that with NP CD and you have 30 days but the rate is not guaranteed unless it hits 500 then 30 days. You do not have 30 days at the rate. If the rate changes before you...
MARCUS Bank (Goldman Sachs) 12 month CD 4.2% APY $500 min to open
Thread created 08-22-2025 by SUCHaDEAL
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17 Replies
6,847 Views
I am waiting for the interest to hit my openbank account in a week or less then move it to a 13 month NP CD. The thing with the GS NP CD is you can fund it 1 time from 1 deposit only. I have money in...
MARCUS Bank (Goldman Sachs) 12 month CD 4.2% APY $500 min to open
Thread created 08-22-2025 by SUCHaDEAL
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17 Replies
6,847 Views
Do you have a special savings account?
I have like 5-6 cards with them and my savings is at 3.5%
MARCUS Bank (Goldman Sachs) 12 month CD 4.2% APY $500 min to open
Thread created 08-22-2025 by SUCHaDEAL
0 Score
17 Replies
6,847 Views
It has dropped from 4.8 when I opened it this January. I double checked and I’m still at 4.5. I have other accounts with them so I’m not sure if that gets me a higher rate or they just haven’t...
MARCUS Bank (Goldman Sachs) 12 month CD 4.2% APY $500 min to open
Thread created 08-22-2025 by SUCHaDEAL
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17 Replies
6,847 Views
https://www.marcus.com/us/en/savings/high-yield-cds?prd=o
MARCUS Bank (Goldman Sachs) 12 month CD 4.2% APY $500 min to open
Thread created 08-22-2025 by SUCHaDEAL
0 Score
17 Replies
6,847 Views
How are you getting 4.5% at Amex? I am seeing the rate as 4.25% online. And with upcoming Fed rate cut, these savings rates will go down further.
MARCUS Bank (Goldman Sachs) 12 month CD 4.2% APY $500 min to open
Thread created 08-22-2025 by SUCHaDEAL
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17 Replies
6,847 Views
I've got a CD at Marcus expiring soon and saw a no penalty CD and am curious, how do they offer that? It's the point of a CD that the bank has access your money for X months or if you pull it out,...
MARCUS Bank (Goldman Sachs) 12 month CD 4.2% APY $500 min to open
Thread created 08-22-2025 by SUCHaDEAL
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17 Replies
6,847 Views
Very good rate if you care about being backed by a major bank like GS.
But there are a lot of banks and credit unions with higher 1-year CD rates.
For me, if it's got FDIC or NCUA, that's good...
MARCUS Bank (Goldman Sachs) 12 month CD 4.2% APY $500 min to open
Thread created 08-22-2025 by SUCHaDEAL
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17 Replies
6,847 Views
If you're like me and have some open get to funding them the rates just dropped on them.
MARCUS Bank (Goldman Sachs) 12 month CD 4.2% APY $500 min to open
Thread created 08-22-2025 by SUCHaDEAL
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17 Replies
6,847 Views
you don't have to wait at all and trust me GS will lower the rate soon.. as you can open the cd, lock in the rate and then when it asks you to fund the account just hit the "not now" button. they...
MARCUS Bank (Goldman Sachs) 12 month CD 4.2% APY $500 min to open
Thread created 08-22-2025 by SUCHaDEAL
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17 Replies
6,847 Views
Honestly, you are much better off taking the current marcus NO PENALTY 13 month CD for 4.15% and then you will have full acess to your $$$ any time, you can also open mutiple NP Cd's in case you may...
MARCUS Bank (Goldman Sachs) 12 month CD 4.2% APY $500 min to open
Thread created 08-22-2025 by SUCHaDEAL
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17 Replies
6,847 Views
I see 3.5% if I wanted to open one now.
MARCUS Bank (Goldman Sachs) 12 month CD 4.2% APY $500 min to open
Thread created 08-22-2025 by SUCHaDEAL
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17 Replies
6,847 Views
Just buy new issue treasuries through your brokerage account
MARCUS Bank (Goldman Sachs) 12 month CD 4.2% APY $500 min to open
Thread created 08-22-2025 by SUCHaDEAL
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17 Replies
6,847 Views
Very Easily.... you open the NP Cd and it's 13 months at 4.15% ..if you need the $$$ prior to that, you just redeem it and there is no penalty. Real simple. best bet is to open multiple Np Cd's just...
MARCUS Bank (Goldman Sachs) 12 month CD 4.2% APY $500 min to open
Thread created 08-22-2025 by SUCHaDEAL
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17 Replies
6,847 Views
Bask Bank has 6 month and 12 month CD at 4.3%.
https://www.baskbank.com/products/certificates-of-deposit
MARCUS Bank (Goldman Sachs) 12 month CD 4.2% APY $500 min to open
Thread created 08-22-2025 by SUCHaDEAL
0 Score
17 Replies
6,847 Views
CDs lock in rates as well vs savings accounts with variable rates. If you believe rates will drop, it’s good to lock in if you need access to the money. If you believe rates will rise, keep the...
