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CD's or Vanguard ETF's
Thread created 2 days ago by slicbrat
0 Score 6 Replies 149 Views
Post #182087440 added 01-23-2026 4:45 PM by ElatedCreator3600 in Finance
You can do both for diversification. I do think the stock market is a bit overheated though and depending on whether or not you think artificial intelligence is a bubble can be an added risk. Do...
CD's or Vanguard ETF's
Thread created 2 days ago by slicbrat
0 Score 6 Replies 149 Views
Post #182064613 added 01-22-2026 2:05 PM by UniqueMeal900 in Finance
Vanguard for sure!!!
CD's or Vanguard ETF's
Thread created 2 days ago by slicbrat
0 Score 6 Replies 149 Views
Post #182095816 added Yesterday 6:59 AM by slicbrat in Finance
Would non-federal tax bonds that Vanguard offers make sense instead of CD's? On SPY, IVV & VOO ETF's would I be taxed for gains when reinvesting occurs? I am not planning on doing any withdrawals...
CD's or Vanguard ETF's
Thread created 2 days ago by slicbrat
0 Score 6 Replies 149 Views
Post #182095822 added Yesterday 7:00 AM by slicbrat in Finance
Would tax free options that Vanguard offers make more sense instead of CD's for diversification? On SPY, IVV & VOO ETF's would I be taxed for gains when reinvesting occurs? I am not planning on...
CD's or Vanguard ETF's
Thread created 2 days ago by slicbrat
0 Score 6 Replies 149 Views
Post #182106682 added Yesterday 4:59 PM by ElatedCreator3600 in Finance
I'm not sure about the tax free options. With regards to ETFs (and stocks), you only get taxed when you sell. Long term holds (at least one year) like what you want to do are taxed at a lower rate.
CD's or Vanguard ETF's
Thread created 2 days ago by slicbrat
0 Score 6 Replies 149 Views
Post #182057992 added 01-22-2026 9:21 AM by slicbrat in Finance
For recurring investments, I'm evaluating whether CDs or ETFs (Vanguard or similar) make more sense. I plan to invest on a weekly or monthly basis and prefer not to pick individual stocks. With CD...
CD's or Vanguard ETF's
Thread created 2 days ago by slicbrat
0 Score 6 Replies 149 Views
Post #182105107 added Yesterday 3:17 PM by WindySummer in Finance
Invest in the S&P 500 SPYM has the the lowest expense ratio. **Open a Roth every year no matter what** ALL investment gains are tax free.

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