Discover Promotional 0% APR 12 months for Current Card Holders! YMMV.
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Thread created 01-08-2017 by QuickStriker
+106 Score
273 Replies
57,188 Views
Is it available for people who are still in 0% APR? My current 0% APR will be over next month.
Discover Promotional 0% APR 12 months for Current Card Holders! YMMV.
Expired
Thread created 01-08-2017 by QuickStriker
+106 Score
273 Replies
57,188 Views
Tried chatting, they offered me what I consider a slap in the face...a reduction of 1.16% from my current APR for future purchases only. Could be because I just ended my first year with them last...
Discover Promotional 0% APR 12 months for Current Card Holders! YMMV.
Expired
Thread created 01-08-2017 by QuickStriker
+106 Score
273 Replies
57,188 Views
Hmmm... I'd do this but then I'd miss out on all that tasty 2% cashback I get from my Priceline rewards card.
Discover Promotional 0% APR 12 months for Current Card Holders! YMMV.
Expired
Thread created 01-08-2017 by QuickStriker
+106 Score
273 Replies
57,188 Views
took 5 minutes on mobile app chat, thanks!
Discover Promotional 0% APR 12 months for Current Card Holders! YMMV.
Expired
Thread created 01-08-2017 by QuickStriker
+106 Score
273 Replies
57,188 Views
for what? 20k invested on the market is better haha.
Discover Promotional 0% APR 12 months for Current Card Holders! YMMV.
Expired
Thread created 01-08-2017 by QuickStriker
+106 Score
273 Replies
57,188 Views
Because if you have a 0% APR, it makes absolutely no sense to pay off the card when you can invest that money over time. It literally costs you nothing every month to borrow that money. 12 months of...
Discover Promotional 0% APR 12 months for Current Card Holders! YMMV.
Expired
Thread created 01-08-2017 by QuickStriker
+106 Score
273 Replies
57,188 Views
Worked!
Discover Promotional 0% APR 12 months for Current Card Holders! YMMV.
Expired
Thread created 01-08-2017 by QuickStriker
+106 Score
273 Replies
57,188 Views
Worked perfectly, thanks!
Discover Promotional 0% APR 12 months for Current Card Holders! YMMV.
Expired
Thread created 01-08-2017 by QuickStriker
+106 Score
273 Replies
57,188 Views
Based on some comments and readings on this thread, seems like there are 2 common denied reasons why Discover won't give you 0% promotional APR.
1. You already have the lowest APR % possible on...
Discover Promotional 0% APR 12 months for Current Card Holders! YMMV.
Expired
Thread created 01-08-2017 by QuickStriker
+106 Score
273 Replies
57,188 Views
If you have online access, can try to login to your account and click on the balance transfer tab. That is how I accessed it, received 12 months 0% with 1% transfer fee
Discover Promotional 0% APR 12 months for Current Card Holders! YMMV.
Expired
Thread created 01-08-2017 by QuickStriker
+106 Score
273 Replies
57,188 Views
I pay off the credit card right away so I have no debt.
Even if it is 0% APR, I value the psychological effect of being debt free more.
Discover Promotional 0% APR 12 months for Current Card Holders! YMMV.
Expired
Thread created 01-08-2017 by QuickStriker
+106 Score
273 Replies
57,188 Views
Honestly, you're better off doing that research on your own because there are numerous options out there, and what you want to do is entirely up to you. That being said, some examples include...
Discover Promotional 0% APR 12 months for Current Card Holders! YMMV.
Expired
Thread created 01-08-2017 by QuickStriker
+106 Score
273 Replies
57,188 Views
Mine (and the other data points I see) also said 2018, "starting tomorrow through 01/08/2018 and will expire on 02/10/2018". I think they copy & paste that from their system, and the 2018 is...
Discover Promotional 0% APR 12 months for Current Card Holders! YMMV.
Expired
Thread created 01-08-2017 by QuickStriker
+106 Score
273 Replies
57,188 Views
No go on the 0% APR for 12 months =(
"Thanks for your patience! The only promotional rates currently available on the account would be for balance transfers. To view your balance transfer offer...
Discover Promotional 0% APR 12 months for Current Card Holders! YMMV.
Expired
Thread created 01-08-2017 by QuickStriker
+106 Score
273 Replies
57,188 Views
https://www.discover.com/credit-cards/member-benefits/my-offers.html
Discover Promotional 0% APR 12 months for Current Card Holders! YMMV.
Expired
Thread created 01-08-2017 by QuickStriker
+106 Score
273 Replies
57,188 Views
is there any good discover promotions just to keep as a card or pointless? I dont see any that would give me points or cash back intro
Discover Promotional 0% APR 12 months for Current Card Holders! YMMV.
Expired
Thread created 01-08-2017 by QuickStriker
+106 Score
273 Replies
57,188 Views
I have an existing promo of 3.9% APR for a year that I did this past July....the chat rep stated he could give me a variable APR of 18.9%. That makes absolutely no sense to me.
Discover Promotional 0% APR 12 months for Current Card Holders! YMMV.
Expired
Thread created 01-08-2017 by QuickStriker
+106 Score
273 Replies
57,188 Views
Any tips on how to actually 'transfer' the money out of the credit card and into the savings account?
Discover Promotional 0% APR 12 months for Current Card Holders! YMMV.
Expired
Thread created 01-08-2017 by QuickStriker
+106 Score
273 Replies
57,188 Views
Thank you for using Discover Card. Unfortunately, none of our representatives are available at this time due to high traffic levels.
get off the chat guys i want in
Discover Promotional 0% APR 12 months for Current Card Holders! YMMV.
Expired
Thread created 01-08-2017 by QuickStriker
+106 Score
273 Replies
57,188 Views
Dammit why couldn't this have come up 2 weeks ago???
Discover Promotional 0% APR 12 months for Current Card Holders! YMMV.
Expired
Thread created 01-08-2017 by QuickStriker
+106 Score
273 Replies
57,188 Views
Did it yesterday, Bought a $6,000 TV today. I got a year to pay it off lol. 6,000/12 = $500 a month.
...
Discover Promotional 0% APR 12 months for Current Card Holders! YMMV.
Expired
Thread created 01-08-2017 by QuickStriker
+106 Score
273 Replies
57,188 Views
ditto. fico score 815, told to f off. froze account and paid off bill.
Discover Promotional 0% APR 12 months for Current Card Holders! YMMV.
Expired
Thread created 01-08-2017 by QuickStriker
+106 Score
273 Replies
57,188 Views
i called, and they told me eff off... not in those terms.. but.. he was looking at my account..
i'm going to call back and see what my current rate is. it can't be the lowest. goign to get them to...
Discover Promotional 0% APR 12 months for Current Card Holders! YMMV.
Expired
Thread created 01-08-2017 by QuickStriker
+106 Score
273 Replies
57,188 Views
Live chat is closed for the night but I will give it a try tomorrow. This would help take the sting out of a huge trip I am about ready to pull the trigger on! (After using the $1,600 rewards on my...
Discover Promotional 0% APR 12 months for Current Card Holders! YMMV.
Expired
Thread created 01-08-2017 by QuickStriker
+106 Score
273 Replies
57,188 Views
Just chatted and was given the 0% APR. Thanks QuickStriker. I have some major purchases that I need to make and will help a lot
Discover Promotional 0% APR 12 months for Current Card Holders! YMMV.
Expired
Thread created 01-08-2017 by QuickStriker
+106 Score
273 Replies
57,188 Views
I have a 0% APR for 12 months on my card but it also has a 3% transfer fee!?. Can anyone confirm that Discover waived it off for you?
Discover Promotional 0% APR 12 months for Current Card Holders! YMMV.
Expired
Thread created 01-08-2017 by QuickStriker
+106 Score
273 Replies
57,188 Views
If anyone wants the referral for Discover It card, Please PM.
Discover Promotional 0% APR 12 months for Current Card Holders! YMMV.
Expired
Thread created 01-08-2017 by QuickStriker
+106 Score
273 Replies
57,188 Views
thanks! got it in 5 minutes via chat.
Discover Promotional 0% APR 12 months for Current Card Holders! YMMV.
Expired
Thread created 01-08-2017 by QuickStriker
+106 Score
273 Replies
57,188 Views
No promo available for my account sadly.
Discover Promotional 0% APR 12 months for Current Card Holders! YMMV.
Expired
Thread created 01-08-2017 by QuickStriker
+106 Score
273 Replies
57,188 Views
You have to wait at least 6 months from last promo for any new promo including apr reduction/ apr 0% offer/ spend offer for bonus CB
They had some deals I think for a $100 CB new card offer a...
Discover Promotional 0% APR 12 months for Current Card Holders! YMMV.
Expired
Thread created 01-08-2017 by QuickStriker
+106 Score
273 Replies
57,188 Views
Thanks for your replies...I'll give it a try later today via online chat.
Discover Promotional 0% APR 12 months for Current Card Holders! YMMV.
Expired
Thread created 01-08-2017 by QuickStriker
+106 Score
273 Replies
57,188 Views
I called Discover and they said NO. I'll try again later.
Discover Promotional 0% APR 12 months for Current Card Holders! YMMV.
Expired
Thread created 01-08-2017 by QuickStriker
+106 Score
273 Replies
57,188 Views
FTFY :lol:
Discover Promotional 0% APR 12 months for Current Card Holders! YMMV.
Expired
Thread created 01-08-2017 by QuickStriker
+106 Score
273 Replies
57,188 Views
Had the option to choose the 0% or lower my apr permanently. Chose the latter. I pay my balance off every month so 0% didn't really matter to me anyway.
Discover Promotional 0% APR 12 months for Current Card Holders! YMMV.
Expired
Thread created 01-08-2017 by QuickStriker
+106 Score
273 Replies
57,188 Views
Yes go to customer service tab and contact us. Live chat will be on the top
Discover Promotional 0% APR 12 months for Current Card Holders! YMMV.
Expired
Thread created 01-08-2017 by QuickStriker
+106 Score
273 Replies
57,188 Views
Any fees on this guys. normally 2% or 3%. ?
Discover Promotional 0% APR 12 months for Current Card Holders! YMMV.
Expired
Thread created 01-08-2017 by QuickStriker
+106 Score
273 Replies
57,188 Views
Approved for this offer through the chat as well. I pay my monthly balance in full but if I can get 12 months of essentially free money, why not? More money in my pocket for other stuff.
Thanks...
Discover Promotional 0% APR 12 months for Current Card Holders! YMMV.
Expired
Thread created 01-08-2017 by QuickStriker
+106 Score
273 Replies
57,188 Views
per answer yes. if you're chating with me you should be chatting with me. you could confuse something between accounts and do something wrong.
Discover Promotional 0% APR 12 months for Current Card Holders! YMMV.
Expired
Thread created 01-08-2017 by QuickStriker
+106 Score
273 Replies
57,188 Views
Thanks OP. Success chatting with Discover rep and received 0% through Feb 2018.
Discover Promotional 0% APR 12 months for Current Card Holders! YMMV.
Expired
Thread created 01-08-2017 by QuickStriker
+106 Score
273 Replies
57,188 Views
So 0% APR for 12 months/1 year and you invest your credit limit of 20k into the market with a short time frame to net positive returns?
That is not a gamble I'd take...
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