Discover Promotional 0% APR 12 months for Current Card Holders! YMMV.
Thread created 01-08-2017 by QuickStriker
+106 Score
273 Replies
56,520 Views
got it. Thanks OP.
Discover Promotional 0% APR 12 months for Current Card Holders! YMMV.
Thread created 01-08-2017 by QuickStriker
+106 Score
273 Replies
56,520 Views
People don't pay off their cards at the end of the month!?
Discover Promotional 0% APR 12 months for Current Card Holders! YMMV.
Thread created 01-08-2017 by QuickStriker
+106 Score
273 Replies
56,520 Views
for what? 20k invested on the market is better haha.
Discover Promotional 0% APR 12 months for Current Card Holders! YMMV.
Thread created 01-08-2017 by QuickStriker
+106 Score
273 Replies
56,520 Views
Because if you have a 0% APR, it makes absolutely no sense to pay off the card when you can invest that money over time. It literally costs you nothing every month to borrow that money. 12 months of...
Discover Promotional 0% APR 12 months for Current Card Holders! YMMV.
Thread created 01-08-2017 by QuickStriker
+106 Score
273 Replies
56,520 Views
It worked through live chat on the app
Discover Promotional 0% APR 12 months for Current Card Holders! YMMV.
Thread created 01-08-2017 by QuickStriker
+106 Score
273 Replies
56,520 Views
Worked!
Discover Promotional 0% APR 12 months for Current Card Holders! YMMV.
Thread created 01-08-2017 by QuickStriker
+106 Score
273 Replies
56,520 Views
I just called and they declined me saying they didn't have a promotional offer and they can't backtrack to go to 0% APR and that it would have to be a direct promotion from them. I have a discover IT...
Discover Promotional 0% APR 12 months for Current Card Holders! YMMV.
Thread created 01-08-2017 by QuickStriker
+106 Score
273 Replies
56,520 Views
Worked perfectly, thanks!
Discover Promotional 0% APR 12 months for Current Card Holders! YMMV.
Thread created 01-08-2017 by QuickStriker
+106 Score
273 Replies
56,520 Views
try calling again with a different customer service rep.
Discover Promotional 0% APR 12 months for Current Card Holders! YMMV.
Thread created 01-08-2017 by QuickStriker
+106 Score
273 Replies
56,520 Views
My account wasn't eligible for 0% APR :(
Discover Promotional 0% APR 12 months for Current Card Holders! YMMV.
Thread created 01-08-2017 by QuickStriker
+106 Score
273 Replies
56,520 Views
Ahh, I don't have an IT card, mine is the More so maybe they are different. Anyway, I am with you, we don't carry balances on any cards unless it is a 0% offer which we use once in a while for large...
Discover Promotional 0% APR 12 months for Current Card Holders! YMMV.
Thread created 01-08-2017 by QuickStriker
+106 Score
273 Replies
56,520 Views
But are you taking money off credit card for investment purpose?
I am not into investments yet. And I pay my bills comfortably. No reason to not to pay credit cards on time. :nod:
Discover Promotional 0% APR 12 months for Current Card Holders! YMMV.
Thread created 01-08-2017 by QuickStriker
+106 Score
273 Replies
56,520 Views
Are you asking if I using the credit cards for cash withdrawals for investment purposes? If so, no. I use the money I would otherwise use to pay off cards and put into stocks. There are plenty of...
Discover Promotional 0% APR 12 months for Current Card Holders! YMMV.
Thread created 01-08-2017 by QuickStriker
+106 Score
273 Replies
56,520 Views
18 months actually, ive already made back way more by not selling. But Discover should alleviate a little more.
Discover Promotional 0% APR 12 months for Current Card Holders! YMMV.
Thread created 01-08-2017 by QuickStriker
+106 Score
273 Replies
56,520 Views
Not every account is eligible. Poster might not have an active offer on the account but maybe next month he will. These promos are account specific. Check myfico forums for more details.
The reps...
Discover Promotional 0% APR 12 months for Current Card Holders! YMMV.
Thread created 01-08-2017 by QuickStriker
+106 Score
273 Replies
56,520 Views
YMMV to first time customers doing this?? I did this last year without any issue
Discover Promotional 0% APR 12 months for Current Card Holders! YMMV.
Thread created 01-08-2017 by QuickStriker
+106 Score
273 Replies
56,520 Views
Live chat is closed for the night but I will give it a try tomorrow. This would help take the sting out of a huge trip I am about ready to pull the trigger on! (After using the $1,600 rewards on my...
Discover Promotional 0% APR 12 months for Current Card Holders! YMMV.
Thread created 01-08-2017 by QuickStriker
+106 Score
273 Replies
56,520 Views
Wow, this would be huge... got a lot of CC debt that I've been trying to pay down and this would help a lot.
Discover Promotional 0% APR 12 months for Current Card Holders! YMMV.
Thread created 01-08-2017 by QuickStriker
+106 Score
273 Replies
56,520 Views
Wow, that took literally about 5 mins of my time. Thanks OP. I did a chat through desktop site.
...
Discover Promotional 0% APR 12 months for Current Card Holders! YMMV.
Thread created 01-08-2017 by QuickStriker
+106 Score
273 Replies
56,520 Views
" the standard APR of 14.49% " damn. My standard APR is 20.49%. I have the Discover IT card.
Discover Promotional 0% APR 12 months for Current Card Holders! YMMV.
Thread created 01-08-2017 by QuickStriker
+106 Score
273 Replies
56,520 Views
Just chatted and was given the 0% APR. Thanks QuickStriker. I have some major purchases that I need to make and will help a lot
Discover Promotional 0% APR 12 months for Current Card Holders! YMMV.
Thread created 01-08-2017 by QuickStriker
+106 Score
273 Replies
56,520 Views
I've had this card for 20 years probably and it's the one I use the most.
Discover Promotional 0% APR 12 months for Current Card Holders! YMMV.
Thread created 01-08-2017 by QuickStriker
+106 Score
273 Replies
56,520 Views
approved.thanks OP.
Discover Promotional 0% APR 12 months for Current Card Holders! YMMV.
Thread created 01-08-2017 by QuickStriker
+106 Score
273 Replies
56,520 Views
really surprised ppl are so excited about this offer. Either I'm not making right use of money (very likely) or ppl are in debt and all. Enlighten me you guys.
Discover Promotional 0% APR 12 months for Current Card Holders! YMMV.
Thread created 01-08-2017 by QuickStriker
+106 Score
273 Replies
56,520 Views
I have a 0% APR for 12 months on my card but it also has a 3% transfer fee!?. Can anyone confirm that Discover waived it off for you?
Discover Promotional 0% APR 12 months for Current Card Holders! YMMV.
Thread created 01-08-2017 by QuickStriker
+106 Score
273 Replies
56,520 Views
to be more precise, the law says:
"...your payment will first go to make your minimum payment. The credit card company can still decide what type of balance to apply your minimum payment toward,...
Discover Promotional 0% APR 12 months for Current Card Holders! YMMV.
Thread created 01-08-2017 by QuickStriker
+106 Score
273 Replies
56,520 Views
I just got it through the chat awesome thanks
Discover Promotional 0% APR 12 months for Current Card Holders! YMMV.
Thread created 01-08-2017 by QuickStriker
+106 Score
273 Replies
56,520 Views
I tried to do chat through the app and online, how are you guys getting through?
Discover Promotional 0% APR 12 months for Current Card Holders! YMMV.
Thread created 01-08-2017 by QuickStriker
+106 Score
273 Replies
56,520 Views
After reading this I feel like I really need to start learning stock market abc!
I pay my cards every month.
Discover Promotional 0% APR 12 months for Current Card Holders! YMMV.
Thread created 01-08-2017 by QuickStriker
+106 Score
273 Replies
56,520 Views
Just a heads up for all you.
If you're already in a promo with Discover, you won't get this.
Also, you can lower your APR every 6 months and/or get promos like spend $1,000, get $100 Cashback....
Discover Promotional 0% APR 12 months for Current Card Holders! YMMV.
Thread created 01-08-2017 by QuickStriker
+106 Score
273 Replies
56,520 Views
Thanks!
Discover Promotional 0% APR 12 months for Current Card Holders! YMMV.
Thread created 01-08-2017 by QuickStriker
+106 Score
273 Replies
56,520 Views
you should try it anyway, i have some very high apr because i have never bothered to work on the apr and have always paid my balances in full so it never mattered to me. i haven't used my disc cards...
Discover Promotional 0% APR 12 months for Current Card Holders! YMMV.
Thread created 01-08-2017 by QuickStriker
+106 Score
273 Replies
56,520 Views
Great news! I do show I can apply a 0% offer for 12 months. would you like to take advantage of this offer?
The promotional rate of 0.00% will apply to new purchases starting tomorrow through...
Discover Promotional 0% APR 12 months for Current Card Holders! YMMV.
Thread created 01-08-2017 by QuickStriker
+106 Score
273 Replies
56,520 Views
Psssh...21%? My Discover IT is 23.24%... I took the 0%/12 mo on that one, and had my normal Discover lowered to 12.74% forever...once this promo is over, I'll get the rate on IT lowered...and they...
Discover Promotional 0% APR 12 months for Current Card Holders! YMMV.
Thread created 01-08-2017 by QuickStriker
+106 Score
273 Replies
56,520 Views
I was told for 5 days I was not eligible because I am already in a promotion, and today I tried again on chat and it was offered to me and I took it.
Thanks!! My apr is around 12 percent after...
Discover Promotional 0% APR 12 months for Current Card Holders! YMMV.
Thread created 01-08-2017 by QuickStriker
+106 Score
273 Replies
56,520 Views
I'm going to be trying this, thanks for the heads up! I LOOOOVE my discover card
(T)he promotional rate of 0.00% will apply to new purchases starting tomorrow through 01/15/2018 and will expire on...
Discover Promotional 0% APR 12 months for Current Card Holders! YMMV.
Thread created 01-08-2017 by QuickStriker
+106 Score
273 Replies
56,520 Views
Have 11.49 on mine but still got it. Only took about 5 minutes on chat. Thanks OP!
That was ontop of the $6500 CL bump they gave me a week or so ago (didn't even have to ask for that)
Discover Promotional 0% APR 12 months for Current Card Holders! YMMV.
Thread created 01-08-2017 by QuickStriker
+106 Score
273 Replies
56,520 Views
I called Discover and they said NO. I'll try again later.
Discover Promotional 0% APR 12 months for Current Card Holders! YMMV.
Thread created 01-08-2017 by QuickStriker
+106 Score
273 Replies
56,520 Views
Based on some comments and readings on this thread, seems like there are 2 common denied reasons why Discover won't give you 0% promotional APR.
1. You already have the lowest APR % possible on...
Discover Promotional 0% APR 12 months for Current Card Holders! YMMV.
Thread created 01-08-2017 by QuickStriker
+106 Score
273 Replies
56,520 Views
The proper answer is to look into loans for paying off credit card debt, or take out a personal loan with a lower interest rate. Consolidate your CC debt into one of these loans, which have extended...
Page 1 of
7
1
2
3
4
5