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Discover Promotional 0% APR 12 months for Current Card Holders! YMMV.
Thread created 01-08-2017 by QuickStriker
+106 Score 273 Replies 56,520 Views
Post #94889628 added 01-08-2017 3:30 PM by Goddeals in Hot Deals
got it. Thanks OP.
Discover Promotional 0% APR 12 months for Current Card Holders! YMMV.
Thread created 01-08-2017 by QuickStriker
+106 Score 273 Replies 56,520 Views
Post #94889696 added 01-08-2017 3:31 PM by Splash15 in Hot Deals
People don't pay off their cards at the end of the month!?
Discover Promotional 0% APR 12 months for Current Card Holders! YMMV.
Thread created 01-08-2017 by QuickStriker
+106 Score 273 Replies 56,520 Views
Post #94889836 added 01-08-2017 3:35 PM by X3ria in Hot Deals
for what? 20k invested on the market is better haha.
Discover Promotional 0% APR 12 months for Current Card Holders! YMMV.
Thread created 01-08-2017 by QuickStriker
+106 Score 273 Replies 56,520 Views
Post #94889952 added 01-08-2017 3:39 PM by nickt89 in Hot Deals
Because if you have a 0% APR, it makes absolutely no sense to pay off the card when you can invest that money over time. It literally costs you nothing every month to borrow that money. 12 months of...
Discover Promotional 0% APR 12 months for Current Card Holders! YMMV.
Thread created 01-08-2017 by QuickStriker
+106 Score 273 Replies 56,520 Views
Post #94890160 added 01-08-2017 3:45 PM by Spart0n in Hot Deals
It worked through live chat on the app
Discover Promotional 0% APR 12 months for Current Card Holders! YMMV.
Thread created 01-08-2017 by QuickStriker
+106 Score 273 Replies 56,520 Views
Post #94890232 added 01-08-2017 3:47 PM by damnthatsadeal in Hot Deals
Worked!
Discover Promotional 0% APR 12 months for Current Card Holders! YMMV.
Thread created 01-08-2017 by QuickStriker
+106 Score 273 Replies 56,520 Views
Post #94890352 added 01-08-2017 3:49 PM by tyrjal in Hot Deals
I just called and they declined me saying they didn't have a promotional offer and they can't backtrack to go to 0% APR and that it would have to be a direct promotion from them. I have a discover IT...
Discover Promotional 0% APR 12 months for Current Card Holders! YMMV.
Thread created 01-08-2017 by QuickStriker
+106 Score 273 Replies 56,520 Views
Post #94890632 added 01-08-2017 3:56 PM by joseph2999 in Hot Deals
Worked perfectly, thanks!
Discover Promotional 0% APR 12 months for Current Card Holders! YMMV.
Thread created 01-08-2017 by QuickStriker
+106 Score 273 Replies 56,520 Views
Post #94892688 added 01-08-2017 5:00 PM by IIII in Hot Deals
try calling again with a different customer service rep.
Discover Promotional 0% APR 12 months for Current Card Holders! YMMV.
Thread created 01-08-2017 by QuickStriker
+106 Score 273 Replies 56,520 Views
Post #94894828 added 01-08-2017 6:03 PM by jdavid in Hot Deals
My account wasn't eligible for 0% APR :(
Discover Promotional 0% APR 12 months for Current Card Holders! YMMV.
Thread created 01-08-2017 by QuickStriker
+106 Score 273 Replies 56,520 Views
Post #94900120 added 01-08-2017 8:34 PM by xceebeex in Hot Deals
Ahh, I don't have an IT card, mine is the More so maybe they are different. Anyway, I am with you, we don't carry balances on any cards unless it is a 0% offer which we use once in a while for large...
Discover Promotional 0% APR 12 months for Current Card Holders! YMMV.
Thread created 01-08-2017 by QuickStriker
+106 Score 273 Replies 56,520 Views
Post #94900172 added 01-08-2017 8:35 PM by firstdavis in Hot Deals
But are you taking money off credit card for investment purpose? I am not into investments yet. And I pay my bills comfortably. No reason to not to pay credit cards on time. :nod:
Discover Promotional 0% APR 12 months for Current Card Holders! YMMV.
Thread created 01-08-2017 by QuickStriker
+106 Score 273 Replies 56,520 Views
Post #94900468 added 01-08-2017 8:47 PM by nickt89 in Hot Deals
Are you asking if I using the credit cards for cash withdrawals for investment purposes? If so, no. I use the money I would otherwise use to pay off cards and put into stocks. There are plenty of...
Discover Promotional 0% APR 12 months for Current Card Holders! YMMV.
Thread created 01-08-2017 by QuickStriker
+106 Score 273 Replies 56,520 Views
Post #94891640 added 01-08-2017 4:26 PM by X3ria in Hot Deals
18 months actually, ive already made back way more by not selling. But Discover should alleviate a little more.
Discover Promotional 0% APR 12 months for Current Card Holders! YMMV.
Thread created 01-08-2017 by QuickStriker
+106 Score 273 Replies 56,520 Views
Post #94891696 added 01-08-2017 4:27 PM by Davzone in Hot Deals
Not every account is eligible. Poster might not have an active offer on the account but maybe next month he will. These promos are account specific. Check myfico forums for more details. The reps...
Discover Promotional 0% APR 12 months for Current Card Holders! YMMV.
Thread created 01-08-2017 by QuickStriker
+106 Score 273 Replies 56,520 Views
Post #94891740 added 01-08-2017 4:28 PM by DayaO in Hot Deals
YMMV to first time customers doing this?? I did this last year without any issue
Discover Promotional 0% APR 12 months for Current Card Holders! YMMV.
Thread created 01-08-2017 by QuickStriker
+106 Score 273 Replies 56,520 Views
Post #94891888 added 01-08-2017 4:31 PM by landslde19 in Hot Deals
Live chat is closed for the night but I will give it a try tomorrow. This would help take the sting out of a huge trip I am about ready to pull the trigger on! (After using the $1,600 rewards on my...
Discover Promotional 0% APR 12 months for Current Card Holders! YMMV.
Thread created 01-08-2017 by QuickStriker
+106 Score 273 Replies 56,520 Views
Post #94893600 added 01-08-2017 5:27 PM by fyreboltx in Hot Deals
Wow, this would be huge... got a lot of CC debt that I've been trying to pay down and this would help a lot.
Discover Promotional 0% APR 12 months for Current Card Holders! YMMV.
Thread created 01-08-2017 by QuickStriker
+106 Score 273 Replies 56,520 Views
Post #94893920 added 01-08-2017 5:36 PM by amademan78 in Hot Deals
Wow, that took literally about 5 mins of my time. Thanks OP. I did a chat through desktop site. ...
Discover Promotional 0% APR 12 months for Current Card Holders! YMMV.
Thread created 01-08-2017 by QuickStriker
+106 Score 273 Replies 56,520 Views
Post #94893968 added 01-08-2017 5:38 PM by ThatBrownDude in Hot Deals
" the standard APR of 14.49% " damn. My standard APR is 20.49%. I have the Discover IT card.
Discover Promotional 0% APR 12 months for Current Card Holders! YMMV.
Thread created 01-08-2017 by QuickStriker
+106 Score 273 Replies 56,520 Views
Post #94893992 added 01-08-2017 5:39 PM by dealshunter77 in Hot Deals
Just chatted and was given the 0% APR. Thanks QuickStriker. I have some major purchases that I need to make and will help a lot
Discover Promotional 0% APR 12 months for Current Card Holders! YMMV.
Thread created 01-08-2017 by QuickStriker
+106 Score 273 Replies 56,520 Views
Post #94894212 added 01-08-2017 5:46 PM by amademan78 in Hot Deals
I've had this card for 20 years probably and it's the one I use the most.
Discover Promotional 0% APR 12 months for Current Card Holders! YMMV.
Thread created 01-08-2017 by QuickStriker
+106 Score 273 Replies 56,520 Views
Post #94896684 added 01-08-2017 6:56 PM by toi in Hot Deals
approved.thanks OP.
Discover Promotional 0% APR 12 months for Current Card Holders! YMMV.
Thread created 01-08-2017 by QuickStriker
+106 Score 273 Replies 56,520 Views
Post #94901688 added 01-08-2017 9:31 PM by firstdavis in Hot Deals
really surprised ppl are so excited about this offer. Either I'm not making right use of money (very likely) or ppl are in debt and all. Enlighten me you guys.
Discover Promotional 0% APR 12 months for Current Card Holders! YMMV.
Thread created 01-08-2017 by QuickStriker
+106 Score 273 Replies 56,520 Views
Post #94901796 added 01-08-2017 9:36 PM by checkout in Hot Deals
I have a 0% APR for 12 months on my card but it also has a 3% transfer fee!?. Can anyone confirm that Discover waived it off for you?
Discover Promotional 0% APR 12 months for Current Card Holders! YMMV.
Thread created 01-08-2017 by QuickStriker
+106 Score 273 Replies 56,520 Views
Post #94904504 added 01-08-2017 11:44 PM by kensteele in Hot Deals
to be more precise, the law says: "...your payment will first go to make your minimum payment. The credit card company can still decide what type of balance to apply your minimum payment toward,...
Discover Promotional 0% APR 12 months for Current Card Holders! YMMV.
Thread created 01-08-2017 by QuickStriker
+106 Score 273 Replies 56,520 Views
Post #94895836 added 01-08-2017 6:32 PM by Spider210 in Hot Deals
I just got it through the chat awesome thanks
Discover Promotional 0% APR 12 months for Current Card Holders! YMMV.
Thread created 01-08-2017 by QuickStriker
+106 Score 273 Replies 56,520 Views
Post #94897016 added 01-08-2017 7:04 PM by dre4stl in Hot Deals
I tried to do chat through the app and online, how are you guys getting through?
Discover Promotional 0% APR 12 months for Current Card Holders! YMMV.
Thread created 01-08-2017 by QuickStriker
+106 Score 273 Replies 56,520 Views
Post #94899764 added 01-08-2017 8:24 PM by firstdavis in Hot Deals
After reading this I feel like I really need to start learning stock market abc! I pay my cards every month.
Discover Promotional 0% APR 12 months for Current Card Holders! YMMV.
Thread created 01-08-2017 by QuickStriker
+106 Score 273 Replies 56,520 Views
Post #94903348 added 01-08-2017 10:41 PM by Cappy123 in Hot Deals
Just a heads up for all you. If you're already in a promo with Discover, you won't get this. Also, you can lower your APR every 6 months and/or get promos like spend $1,000, get $100 Cashback....
Discover Promotional 0% APR 12 months for Current Card Holders! YMMV.
Thread created 01-08-2017 by QuickStriker
+106 Score 273 Replies 56,520 Views
Post #94889328 added 01-08-2017 3:21 PM by heat1 in Hot Deals
Thanks!
Discover Promotional 0% APR 12 months for Current Card Holders! YMMV.
Thread created 01-08-2017 by QuickStriker
+106 Score 273 Replies 56,520 Views
Post #94901652 added 01-08-2017 9:30 PM by kensteele in Hot Deals
you should try it anyway, i have some very high apr because i have never bothered to work on the apr and have always paid my balances in full so it never mattered to me. i haven't used my disc cards...
Discover Promotional 0% APR 12 months for Current Card Holders! YMMV.
Thread created 01-08-2017 by QuickStriker
+106 Score 273 Replies 56,520 Views
Post #94962344 added 01-10-2017 9:46 AM by MIAMIGUY305 in Hot Deals
Great news! I do show I can apply a 0% offer for 12 months. would you like to take advantage of this offer? The promotional rate of 0.00% will apply to new purchases starting tomorrow through...
Discover Promotional 0% APR 12 months for Current Card Holders! YMMV.
Thread created 01-08-2017 by QuickStriker
+106 Score 273 Replies 56,520 Views
Post #95141568 added 01-14-2017 8:57 AM by mrdjman in Hot Deals
Psssh...21%? My Discover IT is 23.24%... I took the 0%/12 mo on that one, and had my normal Discover lowered to 12.74% forever...once this promo is over, I'll get the rate on IT lowered...and they...
Discover Promotional 0% APR 12 months for Current Card Holders! YMMV.
Thread created 01-08-2017 by QuickStriker
+106 Score 273 Replies 56,520 Views
Post #95187180 added 01-15-2017 2:49 PM by SL1CK-Distance in Hot Deals
I was told for 5 days I was not eligible because I am already in a promotion, and today I tried again on chat and it was offered to me and I took it. Thanks!! My apr is around 12 percent after...
Discover Promotional 0% APR 12 months for Current Card Holders! YMMV.
Thread created 01-08-2017 by QuickStriker
+106 Score 273 Replies 56,520 Views
Post #95192004 added 01-15-2017 5:22 PM by GennarioV in Hot Deals
I'm going to be trying this, thanks for the heads up! I LOOOOVE my discover card (T)he promotional rate of 0.00% will apply to new purchases starting tomorrow through 01/15/2018 and will expire on...
Discover Promotional 0% APR 12 months for Current Card Holders! YMMV.
Thread created 01-08-2017 by QuickStriker
+106 Score 273 Replies 56,520 Views
Post #95057556 added 01-12-2017 10:37 AM by catnapped in Hot Deals
Have 11.49 on mine but still got it. Only took about 5 minutes on chat. Thanks OP! That was ontop of the $6500 CL bump they gave me a week or so ago (didn't even have to ask for that)
Discover Promotional 0% APR 12 months for Current Card Holders! YMMV.
Thread created 01-08-2017 by QuickStriker
+106 Score 273 Replies 56,520 Views
Post #94993000 added 01-10-2017 8:07 PM by mister_Al in Hot Deals
I called Discover and they said NO. I'll try again later.
Discover Promotional 0% APR 12 months for Current Card Holders! YMMV.
Thread created 01-08-2017 by QuickStriker
+106 Score 273 Replies 56,520 Views
Post #94921632 added 01-09-2017 11:33 AM by QuickStriker in Hot Deals
Based on some comments and readings on this thread, seems like there are 2 common denied reasons why Discover won't give you 0% promotional APR. 1. You already have the lowest APR % possible on...
Discover Promotional 0% APR 12 months for Current Card Holders! YMMV.
Thread created 01-08-2017 by QuickStriker
+106 Score 273 Replies 56,520 Views
Post #94923040 added 01-09-2017 12:02 PM by nickt89 in Hot Deals
The proper answer is to look into loans for paying off credit card debt, or take out a personal loan with a lower interest rate. Consolidate your CC debt into one of these loans, which have extended...
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