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Wells Fargo Active Cash® Card: Spend $500 in First 3 Months

Earn A $200 Cash Rewards Bonus
+187 Deal Score
379,319 Views
Update: This deal is still available.

Wells Fargo is offering a $200 cash rewards bonus when you spend $500 in purchases in the first 3 months with their Wells Fargo Active Cash® Card. Earn unlimited 2% cash rewards on purchases. Low annual fee.

Thanks to Slickdeals staff member EfficientGame645 for finding this deal.

Card Features:
  • Select “Apply Now” to take advantage of this specific offer and learn more about product features, terms and conditions.
  • Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months.
  • Earn unlimited 2% cash rewards on purchases.
  • 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers. 20.24%, 25.24%, or 29.99% Variable APR thereafter; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5.
  • $0 annual fee.
  • No categories to track or remember and cash rewards don't expire as long as your account remains open.
  • Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature® Concierge.
  • Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.


Rates & Fees

Slickdeals may be compensated by Wells Fargo
Good Deal?

Original Post

Written by
Edited August 2, 2023 at 03:08 PM by
Wells Fargo is offering a $200 cash rewards bonus when you spend $500 in purchases in the first 3 months with their Wells Fargo Active Cash® Card. Earn unlimited 2% cash rewards on purchases. Low annual fee.

Card Features:
  • Select “Apply Now” to take advantage of this specific offer and learn more about product features, terms and conditions.
  • Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months.
  • Earn unlimited 2% cash rewards on purchases.
  • 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers. 20.24%, 25.24%, or 29.99% Variable APR thereafter; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5.
  • $0 annual fee.
  • No categories to track or remember and cash rewards don't expire as long as your account remains open.
  • Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature® Concierge.
  • Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.


Rates & Fees

Slickdeals may be compensated by Wells Fargo
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Earn A $200 Cash Rewards Bonus
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Featured Comments

Spending $500 to get $200 bonus and earning 2% cashback on everything is not good enough? Find one to earn more than 2% cashback on everything. Can you?
Come on. Do not add pre-conditions to earn more. We are talking about no pre-conditions to earn 2% cash back on everything purchase and you just can't find the card to earn more. If you like conditions such as annual fee, member to open a bank account etc, that is a different thing. People may not like those conditions.
Bickering comments have been removed from this deal thread. Feel free to use the comment section to discuss the deal, but do not use your comments to attack or target other members, please and thank you. Peace

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Joined Aug 2004
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> bubble2 9,265 Posts
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JaTaN
04-29-2024 at 10:38 AM.
04-29-2024 at 10:38 AM.
Quote from SociableFlower302 :
anyone know if you get approved, can you add the card to Apple Pay right away?
I had another WF card w/ existing online login -- no problem adding this new card to Apple Pay right after approval using the WF app

Not sure if you can do that if its your only WF card or if you created a new login, but can confirm it works for existing WF customers
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Last edited by JaTaN April 29, 2024 at 10:40 AM.
Joined Jul 2009
L1: Learner
> bubble2 23 Posts
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alant2b
05-02-2024 at 12:45 PM.
05-02-2024 at 12:45 PM.
I need a card with no fee and the longest no interest intro - would this card be good or the Wells Fargo Reflect® Card which has 21 months interest free?
Reading further they charge 3%t for overseas transactions so not a good choice for me. also the Redi-cash also charge 3% for overseas charges.
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Last edited by alant2b May 2, 2024 at 12:59 PM.
Joined Mar 2010
L3: Novice
> bubble2 221 Posts
70 Reputation
Surveyor
05-02-2024 at 05:03 PM.
05-02-2024 at 05:03 PM.
Quote from omicron00 :
Citi custom cash card give 5% at the highest category used so if you use it only for supermarkets then it works great, up to $500 per month. No annual fee with $200 bonus. I think Amex has a 6% card with annual fee.
Chase and Discover would be the better deal since they do the same, but up to $1500 per month.
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Joined Aug 2013
L4: Apprentice
> bubble2 341 Posts
144 Reputation
Alex8919
05-02-2024 at 05:19 PM.
05-02-2024 at 05:19 PM.
Quote from SociableFlower302 :
anyone know if you get approved, can you add the card to Apple Pay right away?
Yes, I did it . And bought a mower immediately
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Joined Nov 2015
L3: Novice
> bubble2 107 Posts
65 Reputation
omicron00
05-02-2024 at 08:54 PM.
05-02-2024 at 08:54 PM.
Quote from alant2b :
I need a card with no fee and the longest no interest intro - would this card be good or the Wells Fargo Reflect® Card which has 21 months interest free?
Reading further they charge 3%t for overseas transactions so not a good choice for me. also the Redi-cash also charge 3% for overseas charges.
Capital One card, 15 months zero Apr, $200 bonus ($500 spent), 1.5% cash back, no foreign transaction fee
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Joined Dec 2018
New User
> bubble2 9 Posts
10 Reputation
StanB1842
05-06-2024 at 05:08 PM.
05-06-2024 at 05:08 PM.
I have a 790 -800 credit score and pay off my credit cards in full every month . I applied and and a few weeks later I get a letter in the mail they want me to send in my proof of income ,🖕 them.
1
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Last edited by StanB1842 May 6, 2024 at 05:11 PM.
Joined May 2012
L3: Novice
> bubble2 215 Posts
103 Reputation
Deose
05-06-2024 at 10:46 PM.
05-06-2024 at 10:46 PM.
Quote from Hieu87 :
I have this card and really regret getting it. The Wells Fargo interface is clunky and Wells Fargo limits how many times you can pay down the card using an outside bank. You can only pay using an outside bank so many times a month. They really push you to open a bank account with them. The system to redeem rewards is the most obtuse and confusing system I've ever seen in a cash back rewards credit card. Terrible card and a terrible bank. Stay away if you can.
Yup. Have had the card for about 6 months now or so I think. Plan on cancelling it this week. The UI is trash, they do a terrible job of telling you anything about your statements, and the reward/cash back program just straight up sucks. Going back to my chase freedom card with 1.5% back. The .5% difference is worth it in my opinion.
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Joined Nov 2017
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> bubble2 26 Posts
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rrragoo
05-07-2024 at 06:51 PM.
05-07-2024 at 06:51 PM.
Easy approval process.
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Joined Dec 2021
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> bubble2 601 Posts
101 Reputation
LastButNotLeast
05-10-2024 at 09:51 AM.
05-10-2024 at 09:51 AM.
8 months and still promoted on the Front Page. Really?
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Joined Oct 2016
L2: Beginner
> bubble2 36 Posts
30 Reputation
MocpacX
05-24-2024 at 02:07 AM.
05-24-2024 at 02:07 AM.
Incredible, got the offer from the bank and got errors. Complete it over here w/o a pre-approval code and done. A better option than my current WF card.
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Joined May 2006
L6: Expert
> bubble2 1,594 Posts
229 Reputation
ifoundu
05-26-2024 at 12:07 PM.
05-26-2024 at 12:07 PM.
Joined 5 months ago, spent thousands in the first 3 months, still not see the promised $200 bonus.
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Joined Aug 2004
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> bubble2 9,265 Posts
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JaTaN
05-26-2024 at 02:27 PM.
05-26-2024 at 02:27 PM.
Quote from ifoundu :
Joined 5 months ago, spent thousands in the first 3 months, still not see the promised $200 bonus.
Check your rewards history to see if $200 in there -- I don't think its a statement credit

Website and app both show a purchase tracker for me (opened mine a month ago):
"Spend $231.61 on purchases by 08/02/24 to earn your $200 in cash rewards. Track>"
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Joined May 2006
L6: Expert
> bubble2 1,594 Posts
229 Reputation
ifoundu
05-26-2024 at 04:08 PM.
05-26-2024 at 04:08 PM.
Quote from JaTaN :
Check your rewards history to see if $200 in there -- I don't think its a statement credit

Website and app both show a purchase tracker for me (opened mine a month ago):
"Spend $231.61 on purchases by 08/02/24 to earn your $200 in cash rewards. Track>"

I can see the reward from 2% cash back, but no tracker or sign for the bonus.
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Joined Nov 2020
L4: Apprentice
> bubble2 339 Posts
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samfromny
06-01-2024 at 03:58 AM.
06-01-2024 at 03:58 AM.
Quote from gavinsdadphil :
Yes. Because then you're not only paying off the debt and interest rates, but using a credit card to make some payments to re-establish better credit.
🤨🫤👆

Not sure how much the old debt is but it's not a good idea to use a credit card to pay off other debt unless YOU KNOW you can pay it off during the zero interest time frame. Most people though would not and use the card to rack up more debt and the interest rate will kill you. Save and pay off your debt first. Yes it will take time but you will then prove to yourself you can handle a credit card. I use mine like an American Express card and pay it in full every month for the last 25 years. If I can't, I don't buy. During that time I was able to save and used the card for appliances or used the seller's zero interest knowing I could pay it off at any time. Only debt purchases I have made are my home and car. Even insurance gets paid at once. August is an expensive month...
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Joined Mar 2019
L3: Novice
> bubble2 150 Posts
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Phil17
06-01-2024 at 05:45 PM.
06-01-2024 at 05:45 PM.
Been using this card for years. I like the no thought process cash back, don't travel so my other cards "points" just sit. When transfered to cash back they are almost worthless. I average $50-75 cash back every month. I pay off the card every month so I haven't ever paid any interest or fees so it works out nice
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