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Citi Double Cash® Card: Earn $200 Cash Back After You Spend $1,500 In First 6 Months of Account Opening

+20 Deal Score
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Citi® is offering the following: Earn $200 cash back after spending $1,500 on purchases in the first 6 months of account opening with the Citi Double Cash® Card.

Card Details:
  • Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
  • Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time. Plus, for a limited time, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through 12/31/24.
  • Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 19.24% - 29.24%, based on your creditworthiness.
  • Balance Transfers do not earn cash back. Intro APR does not apply to purchases.
  • If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
  • There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).


Rates & Fees

Read our review on the Citi Double Cash® Card

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These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Joined Jun 2005
L4: Apprentice
> bubble2 445 Posts
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petzen
11-20-2023 at 03:46 AM.
11-20-2023 at 03:46 AM.
I'm surprised this is not FP. From doctorofcredit: "Sweet deal for the Double Cash card which now has the flexibility of being either straight cash or ThankYou points. We may have briefly seen $200 before at launch and we've also seen $100 and $150, but typically there's no bonus on this card."

Combo this with Citi Premier and you can transfer the points to airline miles
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Joined Jul 2017
L6: Expert
> bubble2 1,375 Posts
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slicksdeal
11-21-2023 at 03:32 PM.
11-21-2023 at 03:32 PM.
Is that the only benefit of the card, no travel protections or extended warranty? Also has 3% foreign transaction fee.

Does it include the virtual card numbers Citi feature?
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Last edited by slicksdeal November 21, 2023 at 05:10 PM.
Joined Nov 2022
New User
> bubble2 7 Posts
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OlivePear3796
11-22-2023 at 05:22 PM.
11-22-2023 at 05:22 PM.
They only gave me $500 credit limit while my other credit card has over 10k credit limit......That's ridiculous😡
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Joined Jun 2004
L4: Apprentice
> bubble2 417 Posts
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kaz
11-22-2023 at 07:55 PM.
11-22-2023 at 07:55 PM.
Quote from OlivePear3796 :
They only gave me $500 credit limit while my other credit card has over 10k credit limit......That's ridiculous😡

Same bank, citi? If yes you may be able to move over your credit limit from the higher one
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Joined Jul 2006
L5: Journeyman
> bubble2 819 Posts
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xseanx
11-22-2023 at 07:58 PM.
11-22-2023 at 07:58 PM.
Quote from OlivePear3796 :
They only gave me $500 credit limit while my other credit card has over 10k credit limit......That's ridiculous😡
After you got approved did they provide you the CC number so you can start using the card? Thanks
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Joined Nov 2022
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> bubble2 7 Posts
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OlivePear3796
11-22-2023 at 10:10 PM.
11-22-2023 at 10:10 PM.
Quote from kaz :
Same bank, citi? If yes you may be able to move over your credit limit from the higher one
I applied for Citi Double Cash last week and got this insulting $500 credit limit. This is my only Citi credit card. Considering closing this account now
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Joined Nov 2022
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> bubble2 7 Posts
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OlivePear3796
11-22-2023 at 10:12 PM.
11-22-2023 at 10:12 PM.
Quote from xseanx :
After you got approved did they provide you the CC number so you can start using the card? Thanks

No they didn't. I have to wait for the physical card to activate it in their website or app so that I can add the card to digital wallet.
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Joined Oct 2008
L4: Apprentice
> bubble2 368 Posts
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thewiz94
11-25-2023 at 03:27 PM.
11-25-2023 at 03:27 PM.
Anyone know if/how there is a way to refer people to this? Want to send to a friend Smilie
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Joined Jul 2017
L6: Expert
> bubble2 1,375 Posts
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slicksdeal
11-25-2023 at 03:34 PM.
11-25-2023 at 03:34 PM.
Quote from OlivePear3796 :
They only gave me $500 credit limit while my other credit card has over 10k credit limit......That's ridiculous😡
Maybe a trick so that you can't get the bonus. You will have to fully max out your limit for 3 months if that's even possible.
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Joined Jun 2011
Prince of Pennies
> bubble2 775 Posts
132 Reputation
Cheapskate27
12-01-2023 at 04:46 PM.
12-01-2023 at 04:46 PM.
I really hate these promoted CC posts, but this is really a solid credit card. Signed up years ago with no bonus offer bc it's just an easy rewards system. 2% off everything is great if you don't spend a ton (since there's no annual fee), don't want to deal with variable and dynamic rebate rates for each category of spending, especially if you don't travel. I just credit the rebate to my bill once a month. Highly recommended.
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Joined Oct 2012
L4: Apprentice
> bubble2 498 Posts
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Bob2012
12-02-2023 at 03:30 AM.
12-02-2023 at 03:30 AM.
Quote from slicksdeal :
Is that the only benefit of the card, no travel protections or extended warranty? Also has 3% foreign transaction fee.

Does it include the virtual card numbers Citi feature?

Yes to the virtual card numbers question for this particular card. Via mobile, strangely you have to do it via Chrome browser vs the Citi app.
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Joined Nov 2009
L2: Beginner
> bubble2 27 Posts
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nightf0x
12-02-2023 at 04:51 AM.
12-02-2023 at 04:51 AM.
Is there a way to track the bonus? I signed up, got the card, but I don't see anywhere on the website if the bonus is active or how much more to spend until I reach it.
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Joined May 2018
L2: Beginner
> bubble2 51 Posts
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JayW1723
12-02-2023 at 11:43 PM.
12-02-2023 at 11:43 PM.
Quote from slicksdeal :
Maybe a trick so that you can't get the bonus. You will have to fully max out your limit for 3 months if that's even possible.

Easily done every month - move all your utility, cable / streaming, car/house insurance payments to your citi card - inside of 6 months you will definitely hit 1500.
For myself, it only takes 3 months. Utilities (gas, electric, water, garbage) are ridiculous, may as well earn points/ cash back for paying them.
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