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Chase Total Checking®: Earn $300 When You Open a New Account With Qualifying Activities

+38 Deal Score
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Chase is offering new checking customers a $300 bonus when you open a Chase Total Checking® account and make direct deposits totaling $500 or more within 90 days of coupon enrollment.

Thanks to staff member LD7 for finding this deal.

Details:
  • New Chase checking customers enjoy a $300 bonus when you open a Chase Total Checking® account with qualifying activities
  • Access to more than 15,000 Chase ATMs and more than 4,700 branches
  • Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
  • JPMorgan Chase Bank, N.A. Member FDIC
  • Open your account online now
  • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
  • Chase Overdraft Assist℠ – no overdraft fees if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*
Slickdeals may be compensated by Chase

Original Post

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Edited April 22, 2024 at 10:41 AM by
Chase is offering new checking customers a $300 bonus when you open a Chase Total Checking® account and make direct deposits totaling $500 or more within 90 days of coupon enrollment.

Details:
  • New Chase checking customers enjoy a $300 bonus when you open a Chase Total Checking® account with qualifying activities
  • Access to more than 15,000 Chase ATMs and more than 4,700 branches
  • Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
  • JPMorgan Chase Bank, N.A. Member FDIC
  • Open your account online now
  • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
  • Chase Overdraft Assist℠ – no overdraft fees if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*
Slickdeals may be compensated by Chase
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Created 01-12-2024 at 03:37 PM by LD7 | Staff
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These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Featured Comments

Yes the $300 was deposited 4 days after the direct deposit hit.
The slicker deal is combining it with opening a Chase savings for $900 total bonus.

Open a Chase Total Checking account and Chase Savings account using https://account.chase.com/consume...vingsoffer
Chase Total Checking: Get a $300 bonus when you set up direct deposits totaling at least $500.
Chase Savings: Get a $200 bonus when you deposit a total of $15,000 or more within 30 days of coupon enrollment and maintain the balance for 90 days.
Chase Total Checking + Chase Savings: Get an extra $400 bonus ($900 in total bonuses) when you open both at the same time and complete all qualifying activities.
i dont trust any of their offers. got burned twice. never again.
Got my $300. But I think I'll be closing the account soon. I hate chase as a company

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Joined Sep 2017
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Vice_Monkey
05-07-2024 at 06:54 AM.
05-07-2024 at 06:54 AM.
Can someone please say an easy sign up institution where we can do an ACH that will 100% be a DD? Can't believe there's 4 pages without such info.
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RacerxxLP
05-07-2024 at 10:48 AM.
05-07-2024 at 10:48 AM.
Hard pull on this?
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chinqlinq89
05-07-2024 at 02:17 PM.
05-07-2024 at 02:17 PM.
Quote from mcali786 :
Thank yuo so much for your detailed post. I actually did end up opening a CHASE business account about 3 weeks ago for the $400 bonus after keeping $2.5K and 5 debit activities.

but do you mind or know any instructions on the below?



I will tinker around in my biz chase account to see if there's a way to do ach deposit like you mentioned.
Should be something on your dashboard menus saying "Transfer money" or "ACH/Wire money" and then find something like "Add external account / recipient" where you enter your new Chase account's information.
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Joined Oct 2013
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chinqlinq89
05-07-2024 at 02:18 PM.
05-07-2024 at 02:18 PM.
Quote from RacerxxLP :
Hard pull on this?
Soft pull
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chinqlinq89
05-07-2024 at 02:28 PM.
05-07-2024 at 02:28 PM.
Quote from Vice_Monkey :
Can someone please say an easy sign up institution where we can do an ACH that will 100% be a DD? Can't believe there's 4 pages without such info.
Nothing is 100% as Chase and other institutions actively update their systems to not accept deposits as DDs from more and more places.

Many business banking accounts can still trigger DDs, I don't have experience sending Business > Personal checkings between the same banks but you can try.
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logangm
05-07-2024 at 03:08 PM.
05-07-2024 at 03:08 PM.
I signed up with the $900 checking/savings coupon to start a joint account with my wife. She is depositing money from her other Chase account to bring up our savings total to 15k. Im worried that money won't qualify, as it's not "new" money to Chase which the fine print said it needed to be. Should I have her transfer it out to her other bank and back into our account? Or is that an unnecessary step?

Also my initial deposit was into checking, and then I transferred it into savings, I was wondering if they're going to try and disqualify that money as well because they'll see it as coming from the attached checking account?

I've never had a Chase account before this so I'm not sure how pedantic they can be. Thanks to anyone with any advice.
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Joined Jun 2006
Wow Amazing Slick Deal
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mcali786
05-07-2024 at 03:18 PM.
05-07-2024 at 03:18 PM.
Quote from chinqlinq89 :
Should be something on your dashboard menus saying "Transfer money" or "ACH/Wire money" and then find something like "Add external account / recipient" where you enter your new Chase account's information.
Amazing! THANK YOU so much. I will let you know what it coded.
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Joined Dec 2008
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RacerxxLP
05-07-2024 at 03:50 PM.
05-07-2024 at 03:50 PM.
The site must be getting hammered? Just spins then says 'It's not working right now." Tried two different browsers....
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Joined Oct 2023
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EagerStraw668
05-07-2024 at 07:36 PM.
05-07-2024 at 07:36 PM.
Anyone know if the combined checking+savings bonus can be combined with a referral bonus too?
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Last edited by EagerStraw668 May 7, 2024 at 07:38 PM.
Joined Apr 2018
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yardmin
05-08-2024 at 08:41 AM.
05-08-2024 at 08:41 AM.
Quote from Traveler-1701 :
I did this one. Be aware that Chase certainly takes their time rewarding the $200 and $400 part of this deal. My deadline came for them to pay and it was processing for at least two weeks. Quite different for the $300 bonus on checking, which was paid almost immediately after I hit the qualification day.

Same, got the 300 DD bonus pretty quick after paycheck, savings bonus took 90 days plus couple weeks, add a few days to deposit and withdraw just to be safe and it's about 4 months of 15k locked in, not sure if it's worth the hassle.
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Traveler-1701
05-08-2024 at 10:03 AM.
05-08-2024 at 10:03 AM.
Quote from yardmin :
Same, got the 300 DD bonus pretty quick after paycheck, savings bonus took 90 days plus couple weeks, add a few days to deposit and withdraw just to be safe and it's about 4 months of 15k locked in, not sure if it's worth the hassle.

Another really annoying thing is you can't add beneficiaries to the accounts you create online. You have to go to a physical Chase location to add beneficiaries, which is absolutely frustrating. With $15k sitting in an account for 3-4 months I definitely wanted beneficiaries on the accounts. Chase seems a decade behind as other financial institutions I've worked with can all perform this function online.
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PriyoRussel
05-08-2024 at 09:22 PM.
05-08-2024 at 09:22 PM.
They need one single deposit of $500 or split deposits is ok within 90 days . I got around $150 weekly on my paycheck.. Thanks
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Vice_Monkey
05-10-2024 at 08:08 PM.
05-10-2024 at 08:08 PM.
Quote from chinqlinq89 :
All 3 of those are definite no's. If you have a business account you can typically get the DD to trigger if you ACH PUSH (initiate deposit from your existing business account), do not pull / request an ACH deposit from this new Chase account from your external bank. Almost every major institutios does not work anymore.

If you have a local/regional/obscure credit union or bank, you may be able to trigger the DD with an ACH deposit. People have been triggering it with $5 deposits or less, but keep it $5+ to be safe

Creating an Amazon sellers account & selling an item to yourself and then withdrawing into your Chase account is still working I believe.
Pretty sure fidelity will work for chase.
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Joined Oct 2008
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DontTaxBeer
05-10-2024 at 08:28 PM.
05-10-2024 at 08:28 PM.
Quote from FeistyPiranha7011 :
How the fark can you be bitchy and get burned from free money? SDers really are something else
ummm...because they never paid out? duh.
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