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Do you buy life insurance? How much is the death benefit?

1,436 50 November 9, 2010 at 07:53 AM in Question
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Joined Sep 2006
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> bubble2 19,428 Posts
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Fallacy
11-09-2010 at 11:17 AM.
11-09-2010 at 11:17 AM.
Quote from slutsky :
you said me three.

So you are either sale rep. or underwriter. cool.
And you believe everything you read in the lounge?
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Joined Jan 2004
Here's to the future
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Iaaaiws
11-09-2010 at 11:17 AM.
11-09-2010 at 11:17 AM.
Quote from slutsky :
you said me three.
I think someone asked his age Secret
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Original Poster
slutsky
11-09-2010 at 11:18 AM.
11-09-2010 at 11:18 AM.
Quote from Iaaaiws :
I think someone asked his age Secret
Sounds about right.Smilie
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Joined Jan 2007
The Mistress of All Evil!
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Maleficent
11-09-2010 at 11:20 AM.
11-09-2010 at 11:20 AM.
Quote from IVIax :
I will not get into more details about my profession.
Awww, what fun is that! Bleh

Quote from Iaaaiws :
I think someone asked his age Secret
Roll
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Joined Sep 2006
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> bubble2 19,428 Posts
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Fallacy
11-09-2010 at 11:21 AM.
11-09-2010 at 11:21 AM.
Quote from Iaaaiws :
I think someone asked his age Secret
Crylol
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Original Poster
slutsky
11-09-2010 at 11:28 AM.
11-09-2010 at 11:28 AM.
Quote from IVIax :
And you believe everything you read in the lounge?
Does it matter whether I believe or not as the conversation goes? The info she just gave to me indicated her job is related to "sales, underwriting, actuarial pricing" , sales rep...hmm . Anyway, I got my answer from her. I'll check my current insurance policy when I get home.
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Joined Apr 2007
boop bloop?
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blo0op
11-09-2010 at 12:43 PM.
11-09-2010 at 12:43 PM.
Quote from IVIax :
And you believe everything you read in the lounge?
are you still rock climbing?
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Joined Sep 2006
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Fallacy
11-09-2010 at 12:47 PM.
11-09-2010 at 12:47 PM.
Quote from blo0op :
are you still rock climbing?
Lately? On and off. Haven't had time to hit the climbing gym in the past 3-4 months.

I try to go outdoors, but I've been busy with life. Been to red-river gorge this year (one of the biggest sports/trad climbing areas near me) -- it was awesome. Pushed my limits well beyond what I've sports-lead indoors, lol.

You?
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Joined Oct 2010
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Ineedadealinny
11-09-2010 at 12:56 PM.
11-09-2010 at 12:56 PM.
My husband sells life insurance.

Quote from slutsky :
I need to buy life insurance. So you have any suggestion'?

Metlife, sunlife, john hancock?



fireman.
Metlife of course! But I am biased Smilie
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Last edited by Ineedadealinny November 9, 2010 at 12:57 PM.
Joined Oct 2010
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Ineedadealinny
11-09-2010 at 01:08 PM.
11-09-2010 at 01:08 PM.
Quote from Maleficent :
Exactly. Yet.

It's a whole life policy. Because we took it out on him when he was born, it's crazy cheap. And it's a locked-in rate for life. So as long as we (and he, after we die, which I'm hoping is the case) continues to pay the premiums, it's a guaranteed $50K in the event of his death, whenever that may be (I'm hoping he'll be at least 80, and I'll be long gone Big Grin). We'll most likely write another policy in the next decade for him, as our income increases.

So if he ever encounters some kind of medical problems that prevent him from acquiring any more life insurance, he'll at least have that.

It's something we can do now that costs us very little that could be of a huge help later if and when he has a family of his own.
That is actually a very smart decision. My hubby wishes more people thought like you. And just to let you know, depending on the child's policy, it might be possible to use towards their college tuition.
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boop bloop?
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blo0op
11-09-2010 at 03:52 PM.
11-09-2010 at 03:52 PM.
Quote from IVIax :
Lately? On and off. Haven't had time to hit the climbing gym in the past 3-4 months.

I try to go outdoors, but I've been busy with life. Been to red-river gorge this year (one of the biggest sports/trad climbing areas near me) -- it was awesome. Pushed my limits well beyond what I've sports-lead indoors, lol.

You?
well i actually had a baby 6 months ago so haven't been climbing in a while. i thought i'd get right back in after the pregnancy, but its kind of hard to find time =(
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Joined Sep 2006
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Fallacy
11-09-2010 at 04:03 PM.
11-09-2010 at 04:03 PM.
Quote from blo0op :
well i actually had a baby 6 months ago so haven't been climbing in a while. i thought i'd get right back in after the pregnancy, but its kind of hard to find time =(
O wow, congrats!!!
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