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Debit Card Transaction not showing up
ch3ap5kate86
ch3ap5kate86
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I purchased a 50" LCD TV around 5 months ago using my Debit Card from my Bank. Got it online and did a local pick up from Wal-Mart. The transaction showed in my account when I made the online order, but a few days later it was gone.
The money was never taken out of my account. I checked that statement period several times. I'm a college student and sometimes my account goes low, so I'm worried the $800 bill will show up one day when i have less that thaT amount in my BANK account. I'm sure they will collect it, but just curiouse if th is has happened to anyone. Wonder if there is some sort of limitation on how long they can wait to collect the money.
The money was never taken out of my account. I checked that statement period several times. I'm a college student and sometimes my account goes low, so I'm worried the $800 bill will show up one day when i have less that thaT amount in my BANK account. I'm sure they will collect it, but just curiouse if th is has happened to anyone. Wonder if there is some sort of limitation on how long they can wait to collect the money.
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I try to never buy anything online with my debit card because of things like this. If they do decide to charge you and you have no funds or they screw you for more than the agreed purchase price, you have very little protection as you would have had with a CC. of course, these are not fail proof either.
actually, something similar happened to me a few yrs ago during black friday: i cant remember all details but i do recall that the cashier couldn't process my transaction because of a gift card was involved in the promotion (basically she sucked). she even asked that I come back and pay for the goods if the charge never showed. Like a crazy person, i did (because I wanted to be honest) but the new cashiers had no idea how to process it either. Basically, I got a nice set of knives plus a gift card for free. Not quite a tv but good enough. lol!!
And yes, I work for a bank and see this every week. It's not as unusual as you may think...but now the problem is you never know if or when they will get their money. HTH.