Slickdeals is community-supported.  We may get paid by brands or deals, including promoted items.
Forum Thread

RETIRED The LLama and VViles Thread <3 Doi!!!!!!!!!

4,911 3,283 December 28, 2009 at 10:57 AM
GatheringGatheringGatheringGatheringGatheringGatheringGatheringGatheringGatheringGathering
Add a Comment Sorry, this thread is closed.
Reply

48,022 Comments

View Forum Thread
380381382383384

Your comment cannot be blank.

Sign up for a Slickdeals account to remove this ad.

Joined Feb 2007
L9: Master
> bubble2 5,385 Posts
4,501 Reputation
CQ1
02-21-2013 at 10:02 AM.
02-21-2013 at 10:02 AM.
Quote from VorlonFrog :
Yup, we've previously confirmed (with help from the bunny) that snow has an extremely low IQ.
It is, in fact, stupid.
Mad NOT

just because they are flakes.... Sadwalk
Like
Funny
>
Helpful
Not helpful
Reply
Joined Jul 2005
Scarydevil Monastery
> bubble2 26,631 Posts
2,340 Reputation
veritablequandary
02-21-2013 at 10:07 AM.
02-21-2013 at 10:07 AM.
Quote from AbbyGabby :
now, words words words....will Honda Financial help me out?
If they won't let you skip a payment they should at least talk to you about refinancing. Maybe also check with your bank or credit union to see about a refi, too. It might extend the length of the loan but it would almost certainly get the payments down to a manageable level too.
Like
Funny
>
Helpful
Not helpful
Reply
Joined Dec 2007
Brown Recluse Aficionado
> bubble2 7,409 Posts
1,848 Reputation
chevvy
02-21-2013 at 10:07 AM.
02-21-2013 at 10:07 AM.
Quote from vviles :
Cuz you want to be a positive role model for your kids?
I know . . . .Sadwalk

But they don't have to know! woot
Quote from nessykins :
bro, do you even lift?
Roll Really? Before I moved to boonies I was running 8 to 10 miles a day and doing weights for an hour after each run. Now I lift and haul trees around the property to try to clear it. Granted, I don't do it every day like when I like before, but I'm still the same 185 lbs I was. I've pretty much gone from training like Ivan Drago to training like Rocky. Flex
Quote from AbbyGabby :
hmm, according to a website called idreambooks dot com, "Running With Scissors" has a 68% Don't Read rating Scratchchin

vviles, what do you think about the book Glasses2
The movie was probably one of the top 5 worst movies I've ever seen.
Like
Funny
>
Helpful
Not helpful
Reply
Joined Feb 2007
L9: Master
> bubble2 5,385 Posts
4,501 Reputation
CQ1
02-21-2013 at 10:08 AM.
02-21-2013 at 10:08 AM.
Quote from AbbyGabby :
now, words words words....will Honda Financial help me out?
doubtful Frown

perhaps you could offer a lump sum buyout (since you have ~13 mos remaining), which could cut out some interest - yet, from what you indicated, that is not what you are interested in doing

you may wanna consider what you could get for resale now, and purchase preowned vehicle free&clear
Like
Funny
>
Helpful
Not helpful
Reply
Last edited by CQ1 February 21, 2013 at 10:11 AM.
Joined Jul 2008
L9: Master
> bubble2 5,257 Posts
3,968 Reputation
AbbyGabby
02-21-2013 at 10:21 AM.
02-21-2013 at 10:21 AM.
Quote from veritablequandary :
If they won't let you skip a payment they should at least talk to you about refinancing. Maybe also check with your bank or credit union to see about a refi, too. It might extend the length of the loan but it would almost certainly get the payments down to a manageable level too.
with no job, i seriously doubt i can refinance. don't you have to be employed for that? also, my rate is only 3.9% as it is. i don't see it getting much lower than that, which means my payments wouldn't change by much, right? and i'm really really really not wanting to extend how long i make payments on this car. Frown
Quote from chewspam :
The movie was probably one of the top 5 worst movies I've ever seen.
i dunno how much weight i give your movie reviews laugh out loud
Quote from CQ1 :
doubtful Frown

perhaps you could offer a lump sum buyout (since you have ~13 mos remaining), which could cut out some interest - yet, from what you indicated, that is not what you are interested in doing

you may wanna consider what you could get for resale now, and purchase preowned vehicle free&clear
i've got a car that will last me another 10 years with no problems at all, probably even more than that. there's no way i'm selling it and buying used just so i can get out of a year's worth of high payments. i've been with it for almost 4 years now, there's no turning back now. LMAO

that being said, my payoff amount right now is $8,300. my car is worth almost twice that amount just as a trade-in to a dealership. i'd get even more for it trying to sell it on my own. the whole reason i decided to buy the car was because i planned to have it for a very long time and i knew it would be a good investment.

i just didn't plan for all of this Frown
Like
Funny
>
Helpful
Not helpful
Reply
Joined Feb 2007
L9: Master
> bubble2 5,385 Posts
4,501 Reputation
CQ1
02-21-2013 at 10:26 AM.
02-21-2013 at 10:26 AM.
Quote from AbbyGabby :

i just didn't plan for all of this Frown
Comfort
Like
Funny
>
Helpful
Not helpful
Reply
Joined Jul 2005
Scarydevil Monastery
> bubble2 26,631 Posts
2,340 Reputation
veritablequandary
02-21-2013 at 10:29 AM.
02-21-2013 at 10:29 AM.
AG I've heard of credit card "protection plans" where they'll make your payments if you lose your job or something. You typically have to pay for those which makes me think it's sort of a scam but maybe Hyundai has some similar scheme. You can't be the first person to have financial hardship and it doesn't do them much good to chase you around and repossess your car in six months or whatever. The point is I'm sure they'd rather work with you than just flat out say "no," but you have to call them and ask.
Like
Funny
>
Helpful
Not helpful
Reply

Sign up for a Slickdeals account to remove this ad.

Joined Apr 2004
Mr llama llama
> bubble2 3,048 Posts
89 Reputation
The Llama
02-21-2013 at 10:52 AM.
02-21-2013 at 10:52 AM.
4 pages. FOUR PAGES. Taken up describing 50 people walking through a gateway. FOUR farkING PAGES.
Not to mention it took THREE BOOKS to find the stupid bowl that NO ONE CARES ABOUT.
AND they left Mat to rot. Bitches.
Sigh. Much better.
Like
Funny
>
Helpful
Not helpful
Reply
Joined Jul 2005
Older than MLV
> bubble2 9,322 Posts
1,428 Reputation
VorlonFrog
02-21-2013 at 11:01 AM.
02-21-2013 at 11:01 AM.
Quote from veritablequandary :
AG I've heard of credit card "protection plans" where they'll make your payments if you lose your job or something. You typically have to pay for those which makes me think it's sort of a scam but maybe Hyundai has some similar scheme. You can't be the first person to have financial hardship and it doesn't do them much good to chase you around and repossess your car in six months or whatever. The point is I'm sure they'd rather work with you than just flat out say "no," but you have to call them and ask.
Secret Pssst, it's Honda.
Like
Funny
>
Helpful
Not helpful
Reply
Joined Dec 2007
Brown Recluse Aficionado
> bubble2 7,409 Posts
1,848 Reputation
chevvy
02-21-2013 at 11:02 AM.
02-21-2013 at 11:02 AM.
Bitch don't drive no Hyundai! Ranting
Like
Funny
>
Helpful
Not helpful
Reply
Joined Jun 2008
Life = YMMV
> bubble2 1,905 Posts
1,176 Reputation
teenbean
02-21-2013 at 11:14 AM.
02-21-2013 at 11:14 AM.
Quote from AbbyGabby :
with no job, i seriously doubt i can refinance. don't you have to be employed for that? also, my rate is only 3.9% as it is. i don't see it getting much lower than that, which means my payments wouldn't change by much, right? and i'm really really really not wanting to extend how long i make payments on this car. Frown

i dunno how much weight i give your movie reviews laugh out loud

i've got a car that will last me another 10 years with no problems at all, probably even more than that. there's no way i'm selling it and buying used just so i can get out of a year's worth of high payments. i've been with it for almost 4 years now, there's no turning back now. LMAO

that being said, my payoff amount right now is $8,300. my car is worth almost twice that amount just as a trade-in to a dealership. i'd get even more for it trying to sell it on my own. the whole reason i decided to buy the car was because i planned to have it for a very long time and i knew it would be a good investment.

i just didn't plan for all of this Frown
If you refinance for five year loan, then your payment will drop significantly. Then once you get a job you can still make the large monthly payment you were originally making.

As far as approval goes, not sure. Since your car is worth more then the loan, you shouldn't have too much of a problem. They might ask for a co-signer.

Are you eligible for unemployment?
Like
Funny
>
Helpful
Not helpful
Reply
Joined Feb 2010
L6: Expert
> bubble2 1,002 Posts
80 Reputation
beanqueen
02-21-2013 at 11:22 AM.
02-21-2013 at 11:22 AM.
Early Office Closing at 2pm today!!!!! Yeaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaa! Big Grin
Like
Funny
>
Helpful
Not helpful
Reply
Joined Mar 2009
Schrödinger's Frog
> bubble2 19,383 Posts
2,134 Reputation
Frogstar
02-21-2013 at 11:40 AM.
02-21-2013 at 11:40 AM.
Quote from AbbyGabby :
now, words words words....will Honda Financial help me out?
Maybe. I had to defer a couple payments on one of my cars years ago, and the bank with the loan for my Subaru sent me a letter offering to let me defer my December payment for a fee of like $30 or $50. I'd call and ask.
Like
Funny
>
Helpful
Not helpful
Reply
Joined Jul 2009
Permanently Bland
> bubble2 15,173 Posts
2,874 Reputation
PaintTheSkyGrey
02-21-2013 at 11:45 AM.
02-21-2013 at 11:45 AM.
Like
Funny
>
Helpful
Not helpful
Reply

Sign up for a Slickdeals account to remove this ad.

Joined Jul 2008
L9: Master
> bubble2 5,257 Posts
3,968 Reputation
AbbyGabby
02-21-2013 at 11:49 AM.
02-21-2013 at 11:49 AM.
Quote from veritablequandary :
AG I've heard of credit card "protection plans" where they'll make your payments if you lose your job or something. You typically have to pay for those which makes me think it's sort of a scam but maybe Hyundai has some similar scheme. You can't be the first person to have financial hardship and it doesn't do them much good to chase you around and repossess your car in six months or whatever. The point is I'm sure they'd rather work with you than just flat out say "no," but you have to call them and ask.
I just got back from the gym with my girlfriend, and she said that most lenders have a forgiveness payment, or something along those lines. She was pretty sure that if I called Honda, they'd let me skip a payment. So I'm going to give them a call.

PS - Yes, you read that right. I WENT TO THE MUHFAWKIN GYM YALL Flex

Blush
Quote from The Llama :
4 pages. FOUR PAGES. Taken up describing 50 people walking through a gateway. FOUR farkING PAGES.
Not to mention it took THREE BOOKS to find the stupid bowl that NO ONE CARES ABOUT.
AND they left Mat to rot. Bitches.
Sigh. Much better.
OMG I don't even know what you're talking about, but I really needed that laugh. THANKS! Rofl2
Quote from VorlonFrog :
Secret Pssst, it's Honda.
Quote from chewspam :
Bitch don't drive no Hyundai! Ranting
Yeah, what they said. Who pays that much for a Hyundai?! Nono2
Quote from teenbean :
If you refinance for five year loan, then your payment will drop significantly. Then once you get a job you can still make the large monthly payment you were originally making.

As far as approval goes, not sure. Since your car is worth more then the loan, you shouldn't have too much of a problem. They might ask for a co-signer.

Are you eligible for unemployment?
I have 15 payments left, and if refinancing means extending those monthly payments, then I'm gonna go ahead and say NO to the refi option.

I filed my initial unemployment claim online, but it hasn't been processed yet so I can't see the status of it online. I wouldn't be able to collect until mid-March anyways, when my severance runs out. Calling the ESC office is on my list today.
Quote from beanqueen :
Early Office Closing at 2pm today!!!!! Yeaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaa! Big Grin
Groupwave
Quote from Frogstar :
Maybe. I had to defer a couple payments on one of my cars years ago, and the bank with the loan for my Subaru sent me a letter offering to let me defer my December payment for a fee of like $30 or $50. I'd call and ask.
See above, that's what I'm going to do. Biggrin2

I'm also going to see if my apartment complex will let me sign a 15-month lease instead of a 12-month lease. Maybe that'll help lessen the rent increase a little? If they won't extend it, then I'm definitely asking for new carpet with my lease renewal laugh out loud
Like
Funny
>
Helpful
Not helpful
Reply
Page 382 of 3202
380381382383384
Sorry, this thread is closed.
 
Link Copied

The link has been copied to the clipboard.