dispute collection on credit report question.
Expired
Thread created 04-05-2016 by tennis4789
0 Score
14 Replies
2,851 Views
thanks everyone for input.
I disputed it by pulling my experian report today. spot on electronic report to dispute. Was an address i had never lived. i had to call experian. experian...
dispute collection on credit report question.
Expired
Thread created 04-05-2016 by tennis4789
0 Score
14 Replies
2,851 Views
Dispute it through the credit bureau
dispute collection on credit report question.
Expired
Thread created 04-05-2016 by tennis4789
0 Score
14 Replies
2,851 Views
protectmyid which is kind of like creditkarma service just says address and phone number of collection agency. shows up for experian. no amount that I can find. no description.
I called the...
dispute collection on credit report question.
Expired
Thread created 04-05-2016 by tennis4789
0 Score
14 Replies
2,851 Views
May not be typical, but if this is the first the OP has heard of it, that may be the most likely scenario. Could be someone with the same name
Agreed that you don't want to leave it alone....
dispute collection on credit report question.
Expired
Thread created 04-05-2016 by tennis4789
0 Score
14 Replies
2,851 Views
:iagree:
This is your first step. In the meantime, they have to remove it from your CR if I'm not mistaken.
dispute collection on credit report question.
Expired
Thread created 04-05-2016 by tennis4789
0 Score
14 Replies
2,851 Views
ask the collection to verify the debt. they are required to provide you with info about the original creditor, and then you can be 100% sure the debt is not yours.
this is requested by mail,...
dispute collection on credit report question.
Expired
Thread created 04-05-2016 by tennis4789
0 Score
14 Replies
2,851 Views
make sure you don't unnecessarily give any information - i.e. "oh, your birthday isn't xxx? let me update our records" - also, I would suggest communicating over certified mail so that you have a...
dispute collection on credit report question.
Expired
Thread created 04-05-2016 by tennis4789
0 Score
14 Replies
2,851 Views
1. Dispute only with the furnisher
If you know a lender is misreporting your information to a credit bureau, it may seem faster to bypass the credit reporting agency completely and deal only with...
dispute collection on credit report question.
Expired
Thread created 04-05-2016 by tennis4789
0 Score
14 Replies
2,851 Views
http://www.consumerfinance.gov/
fighting with the collectors is useless from my experience. if you must contact the collectors, you should contact them with a google voice number or something so...
dispute collection on credit report question.
Expired
Thread created 04-05-2016 by tennis4789
0 Score
14 Replies
2,851 Views
Usually those aren't placed in error (it's possible but not very common). You should definitely contact them to see what the bill is (they have all of that available on how much you owe and to whom)....
dispute collection on credit report question.
Expired
Thread created 04-05-2016 by tennis4789
0 Score
14 Replies
2,851 Views
It hit my credit report 3/31.
I called collector 3 business days ago. I got an answering machine and left a message and they have not returned my call.
Also Wondering how much it will affect...
dispute collection on credit report question.
Expired
Thread created 04-05-2016 by tennis4789
0 Score
14 Replies
2,851 Views
What did the collection agency tell you when you contacted them about the debt?
dispute collection on credit report question.
Expired
Thread created 04-05-2016 by tennis4789
0 Score
14 Replies
2,851 Views
And if they won't help, dispute with all credit agencies.
dispute collection on credit report question.
Expired
Thread created 04-05-2016 by tennis4789
0 Score
14 Replies
2,851 Views
I would start by contacting the credit agency and making sure they have the right person and the bill is legit. Usually they would have gone through a process that you would be aware of before going...
dispute collection on credit report question.
Expired
Thread created 04-05-2016 by tennis4789
0 Score
14 Replies
2,851 Views
A collection agency is trying put something on my credit report. I'm pretty sure all my bills are paid in full.
What's easiest way to get this off my credit report?
TIA