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Free TrustedID Premier Credit Monitoring Service for 1 Year

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As a result of the Equifax hack, Equifax is offering one year free of their TrustedID Premier credit monitoring service, even for people who were not affected by the hack.

See the "III. What We Are Doing" section of this website for more information: https://www.equifaxsecurity2017.c...er-notice/
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Created 09-07-2017 at 02:14 PM by flyerhell
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Community Wiki

Last Edited by STPATTY3172000 September 10, 2017 at 09:06 PM
Do not enroll in this service or even check if you are affected using equifaxsecurity2017.com. You waive your right to participate in any class-action lawsuit if you enroll in TrustedID.

https://www.reddit.com/r/personal..._you_want/

http://www.equifax.com/terms

Please be aware that enrollment in the TrustedIDPremier program forces you into binding arbitration, removing your ability to be party to any class-action or even bringing action against Equifax alone should this data breach seriously affect you.

Though the Terms page I linked is going up and down, here's the important part:

...AGREEMENT TO RESOLVE ALL DISPUTES BY BINDING INDIVIDUAL ARBITRATION. PLEASE READ THIS ENTIRE SECTION CAREFULLY BECAUSE IT AFFECTS YOUR LEGAL RIGHTS BY REQUIRING ARBITRATION OF DISPUTES (EXCEPT AS SET FORTH BELOW) AND A WAIVER OF THE ABILITY TO BRING OR PARTICIPATE IN A CLASS ACTION, CLASS ARBITRATION, OR OTHER REPRESENTATIVE ACTION. ARBITRATION PROVIDES A QUICK AND COST EFFECTIVE MECHANISM FOR RESOLVING DISPUTES, BUT YOU SHOULD BE AWARE THAT IT ALSO LIMITS YOUR RIGHTS TO DISCOVERY AND APPEAL...


Edit: https://www.myfico.com/Include/St...Conditions
Attachment A has the full T&C of TrustedID services - the text for binding arbitration is more restrictive than what I've previously added.


=====

Retroactive Opt-Out of Waiver:

https://www.washingtonpost.com/ne...51b5141e28

Friday morning, after social media users began complaining about the arbitration clause, Equifax updated its terms of service to give consumers an escape hatch if they do not wish to be bound by its language.

Here's how the opt-out provision reads:

In order to exclude Yourself from the arbitration provision, You must notify Equifax in writing within 30 days of the date that You first accept this Agreement on the Site (for Products purchased from Equifax on the Site). …

[You] must include Your name, address, and Equifax User ID, as well as a clear statement that You do not wish to resolve disputes with Equifax through arbitration.


This language helps address some of the concerns, but it requires consumers to remember to write to Equifax.


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9/10/17 UPDATE FROM EQUIFAX via same Washington Post article cited above:

Update, Sept. 10, 2:25 p.m.: Equifax issued a new statement Sunday further clarifying its stance on the arbitration clause. "To confirm, enrolling in the free credit file monitoring and identity theft protection products that we are offering as part of this cybersecurity incident does not prohibit consumers from taking legal action," Equifax said. The company said it has now removed the arbitration language from the terms of use on its data breach notification site, equifaxsecurity2017.com. It also said Sunday that the terms of use on Equifax's main site, equifax.com, do not cover the TrustedID Premier service, which has its own terms of use. "Again," Equifax continued, "to be as clear as possible, we will not apply any arbitration clause or class action waiver against consumers for claims related to the free products offered in response to the cybersecurity incident or for claims related to the cybersecurity incident itself."

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Our community has rated this post as helpful. If you agree, why not rep euuser2008586?
#3
I know this isn't a hot or slick deal . But just for everyone's information

Giant Equifax data breach: 143 million people could be affected - CNN Money
https://apple.news/A8OfyOEAySSegEtbILPZRzg

More details here from the site
https://www.equifaxsecurity2017.com

Nutshell : Company to Offer Free Identity Theft Protection and Credit File Monitoring to All U.S. Consumers

Message from the trusted premier site which is supposed to offer free monitoring.

Thank You
Your enrollment date for TrustedID Premier is:
09/13/2017
Please be sure to mark your calendar as you will not receive additional reminders. On or after your enrollment date, please return to faq.trustedidpremier.com and click the link to continue through the enrollment process.

For more information visit the FAQ page.
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Last edited by devspace September 7, 2017 at 03:18 PM.
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HIDDEN
09-07-2017 at 03:03 PM
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I'm buying 25 and selling them on eBay
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#6
I went to the site to check potential impact and all it gave me was an enrollment date, no info about whether I was potentially impacted
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free Equifax monitoring probablylaugh out loud
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seems a bit ironic
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Hopefully free credit monitoring
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#10
Just had an unauthorized charge on my visa card an hour ago. Not sure if it's related but I haven't had a fraud charge in several years. Account closed. Idiots
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Good to see that Equifax can turn their own incompetence into a sales opportunity. Bravo
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Quote from dreamexecution
:
I went to the site to check potential impact and all it gave me was an enrollment date, no info about whether I was potentially impacted
Consumers can check to see if they've potentially been impacted by submitting their last name and the last six digits of their social security number. Those affected will be given a date to enroll in free identity theft protection and credit file monitoring services.
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#13
To check whether you've been affected by this, Equifax says [equifaxsecurity2017.com] to go here: https://trustedidpremier.com/elig...ility.html

I entered my info and the next screen just says Your enrollment date for TrustedID Premier is: 09/13/2017. It doesn't tell me whether my info was part of the hack or not.
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speechless...
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Quote from catnapped
:
Consumers can check to see if they've potentially been impacted by submitting their last name and the last six digits of their social security number. Those affected will be given a date to enroll in free identity theft protection and credit file monitoring services.
Regardless of whether your information may have been impacted, we will provide you the option to enroll in TrustedID Premier.
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