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Chase Ink Business Cash℠ Credit Card Expired

$500 Cash Back
w/ $3K Spent in 1st 3-mos
+305 Deal Score
1,668,344 Views
Chase offers the Ink Business Cash℠ Credit Card with $500 Bonus Cash Back after making $3,000 in purchases during the first 3 months from account opening. Thanks Cappy123

Slickdeals may be compensated by Chase.

Card Features:
  • Earn $500 bonus cash back after you spend $3,000 on purchases in the first 3 months from account opening
  • Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
  • Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year
  • Earn 1% cash back on all other card purchases with no limit to the amount you can earn
  • 0% introductory APR for 12 months on purchases
  • Employee cards at no additional cost
  • No Annual Fee

Original Post

Written by
Edited March 31, 2020 at 02:39 PM by
Earn a $500 bonus cash back after you spend $3,000 on purchases in the first 3 months after account opening on the Chase Ink Business Cash Credit Card.Slickdeals may be compensated by Chase.

Card Features:
Created 03-22-2018 at 10:40 PM by Cappy123
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Deal
Score
+305
1,668,344 Views
$500 Cash Back
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Featured Comments

You did it wrong. And applying with your SSN had nothing to do with your decline. Don't pretend to have an elaborate business that you can't back up - even if you can stretch it to seem kinda plausible.

What you should have done (and could do in 30 days if you wish to reapply) is to simply apply as a "Sole Proprietor". From that point, pick a category/subcategory that makes sense for you, put minimal levels of income and years in business. I have gotten 3 Chase business cards doing exactly that (2 using my SSN, the 3rd with an EIN), as have a large number of other people - oddly enough, it is easier to get approved following those steps than for legitimate small business owners applying for their businesses.
That one has an annual fee and requires $5k spending from what I can see, but the CB and bonus amount are indeed better.
When I signed up years ago, basic Ebay sellers were viewed as a business. Today YMMV but I still have the card.

One thing to know, the buyer protections granted to customers of non-business VISA cards may not come with the business card. You may want to check carefully before using this card for higher risk purchases.

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Joined Apr 2015
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> bubble2 67 Posts
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boarder846
03-29-2018 at 08:20 AM.
03-29-2018 at 08:20 AM.
Quote from Diesel2015 :
I've applied and received two chase cards in the past 6 months, CSR and Marriott, but no other cards from chase or other banks, what's the odd that I will receive this one? 800+ credit score.
As long as you fall under the 5/24 rule and can get Chase happy with the "business" part of the application I would say your chances are pretty good.
Reply
Joined Dec 2008
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> bubble2 3,787 Posts
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qkumbr
03-29-2018 at 11:58 AM.
03-29-2018 at 11:58 AM.
Can Chase give me an account number over the phone before I get the card?
Reply
Joined Aug 2004
...
> bubble2 10,033 Posts
5,242 Reputation
JaTaN
03-29-2018 at 12:32 PM.
03-29-2018 at 12:32 PM.
Quote from qkumbr :
Can Chase give me an account number over the phone before I get the card?
No -- you can request free expedited shipping after approval (UPS in 2-3 biz days)
Reply
Joined May 2015
L6: Expert
> bubble2 1,789 Posts
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PointsYak
03-29-2018 at 12:37 PM.
03-29-2018 at 12:37 PM.
Quote from boarder846 :
As long as you fall under the 5/24 rule and can get Chase happy with the "business" part of the application I would say your chances are pretty good.
Just like that? I'm not sure if this is a complete enough answer for a person of your higher standards. What if OP doesn't actually have a business? Or isn't an officer of that company? Or doesn't have a US mailing address? Or has applied for another Chase card in the last 30 days? Or has frozen all their credit reports?

Or perhaps your answer was sufficient and all the other information is simply unnecessary in this context.
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Joined Dec 2014
L6: Expert
> bubble2 1,376 Posts
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unknownanonymous
03-29-2018 at 12:46 PM.
03-29-2018 at 12:46 PM.
What to fill for TIN if filling as sole proprietor? It is asking for the TIN. I have put individual for all the fields in additional business information
Reply
Joined Apr 2015
L2: Beginner
> bubble2 67 Posts
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boarder846
03-29-2018 at 01:13 PM.
03-29-2018 at 01:13 PM.
Quote from PointsYak :
Just like that? I'm not sure if this is a complete enough answer for a person of your higher standards. What if OP doesn't actually have a business? Or isn't an officer of that company? Or doesn't have a US mailing address? Or has applied for another Chase card in the last 30 days? Or has frozen all their credit reports?

Or perhaps your answer was sufficient and all the other information is simply unnecessary in this context.
Clearly you didn't like when I pointed out a published Chase policy that contradicted what you said (and appears to have hurt your feelers).

Go ahead and find an official policy that contradicts what I said. I'll wait.
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Joined Apr 2015
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> bubble2 67 Posts
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boarder846
03-29-2018 at 01:16 PM.
03-29-2018 at 01:16 PM.
Quote from unknownanonymous :
What to fill for TIN if filling as sole proprietor? It is asking for the TIN. I have put individual for all the fields in additional business information
Use your social security number for the TIN if applying as a sole proprietor.
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Joined Aug 2004
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> bubble2 10,033 Posts
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JaTaN
03-29-2018 at 02:26 PM.
03-29-2018 at 02:26 PM.
Quote from unknownanonymous :
What to fill for TIN if filling as sole proprietor? It is asking for the TIN. I have put individual for all the fields in additional business information
First & last name for business name -- SSN for tax ID

Name: JOHN SMITH
Business Name: JOHN SMITH
Tax ID: SSN
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Joined Dec 2014
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unknownanonymous
03-29-2018 at 02:33 PM.
03-29-2018 at 02:33 PM.
Quote from boarder846 :
Use your social security number for the TIN if applying as a sole proprietor.
Quote from JaTaN :
First & last name for business name -- SSN for tax ID

Name: JOHN SMITH
Business Name: JOHN SMITH
Tax ID: SSN
Thanks. I have applied and waiting for the approval (application under review, decision in 30 days).
Reply
Joined Sep 2009
L10: Grand Master
> bubble2 15,364 Posts
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Knightshade
03-29-2018 at 02:47 PM.
03-29-2018 at 02:47 PM.
Quote from boarder846 :
You're completely missing the point of giving people the total picture and letting them make their own decision.

On the contrary- that's exactly what I did.

I explained why Chase has that language, and why it's meaningless for if they actually care if you put personal charges on a business card (which they do not)


that is the total picture, despite you apparently having a much more complex, utterly fictional one, in your head that you can't provide a single real-life example to support.
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Last edited by Knightshade March 29, 2018 at 02:49 PM.
Joined Apr 2015
L2: Beginner
> bubble2 67 Posts
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boarder846
03-29-2018 at 03:12 PM.
03-29-2018 at 03:12 PM.
Quote from Knightshade :
On the contrary- that's exactly what I did.

I explained why Chase has that language, and why it's meaningless for if they actually care if you put personal charges on a business card (which they do not)
To be clear, you're saying you provided the "total picture" in comment 237 replying to my statement about the official Chase policy. Without me pointing it out, it would never have been discussed. Don't act like you've contributed anything other than what your experience has been.

This isn't hard. Give people info and let them make a decision.
Reply
Joined Jul 2006
L10: Grand Master
> bubble2 9,147 Posts
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gkwong
03-29-2018 at 04:29 PM.
03-29-2018 at 04:29 PM.
Apply for this or the preferred card first? I currently hold the ink plus
Reply
Joined Sep 2010
L7: Teacher
> bubble2 2,948 Posts
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tayninh
03-30-2018 at 12:35 AM.
03-30-2018 at 12:35 AM.
Quote from thehoneymoonguy :
Use this trick to get your Chase card number online while you wait for the physical card to arrive in the mail: http://thehoneymoonguy.com/get-ch...d-arrives/
This will not work if you haven't already have a business account setup. You won't be able to see the business section.
Reply
Joined Sep 2009
L10: Grand Master
> bubble2 15,364 Posts
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Knightshade
03-30-2018 at 07:55 AM.
03-30-2018 at 07:55 AM.
Quote from boarder846 :
To be clear, you're saying you provided the "total picture" in comment 237 replying to my statement about the official Chase policy. Without me pointing it out, it would never have been discussed.
Yes, if you had not incorrectly made claims about what that policy means and why it's there I would never have had to correct you.

Quote from boarder846 :
Don't act like you've contributed anything other than what your experience has been.
Sure- except I also corrected your misunderstanding of why the written policy is there and pointed out nobodys experience has differed from mine, a fact you've yet to provide any evidence to dispute.

While you have contributed literally nothing except adding confusion to a simple topic.



Quote from boarder846 :
This isn't hard. Give people info and let them make a decision.

I agree, this isn't hard. Chase doesn't care if you charge personal things to business cards. Simple.

That's why it's so weird you keep trying to make it hard. You seem incredibly determined to do so in fact.
Reply

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Joined Oct 2006
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> bubble2 264 Posts
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SUNSHINE Gal
03-30-2018 at 04:18 PM.
03-30-2018 at 04:18 PM.
Quote from JaTaN :
Family member applied on Friday -- was finally approved late last night without calling

Card showed up on existing CIP login -- sent online message to expedite the shipping
https://chaseflowchart.info

800-432-3117 then # then 3 then 1

CIC uses UR pts so you'll get 50k bonus UR pts

Click on "offer details" on the website

Chase Ink Business CashSM Offer Details
Earn $500 Bonus Cash Back

You will receive 50,000 bonus points with this bonus offer, which can be redeemed for $500 cash back. To qualify and receive your bonus, you must make Purchases totaling $3,000 or more during the first 3 months from account opening. ("Purchases" do not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.) After qualifying, please allow 6 to 8 weeks for bonus points to post to your account. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment.
Did they call to say approved or did you get an email? I got the: "Please call us" message at the end of the application process followed by the "30 days" email. I have called the automated line posted here and still get the "30 days" answer.
Thanks for any help. I would rather not call.
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