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Chase Ink Business Cash℠ Credit Card Expired

$500 Cash Back
w/ $3K Spent in 1st 3-mos
+305 Deal Score
1,669,541 Views
Chase offers the Ink Business Cash℠ Credit Card with $500 Bonus Cash Back after making $3,000 in purchases during the first 3 months from account opening. Thanks Cappy123

Slickdeals may be compensated by Chase.

Card Features:
  • Earn $500 bonus cash back after you spend $3,000 on purchases in the first 3 months from account opening
  • Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
  • Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year
  • Earn 1% cash back on all other card purchases with no limit to the amount you can earn
  • 0% introductory APR for 12 months on purchases
  • Employee cards at no additional cost
  • No Annual Fee

Original Post

Written by
Edited March 31, 2020 at 02:39 PM by
Earn a $500 bonus cash back after you spend $3,000 on purchases in the first 3 months after account opening on the Chase Ink Business Cash Credit Card.Slickdeals may be compensated by Chase.

Card Features:
Created 03-22-2018 at 10:40 PM by Cappy123
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Deal
Score
+305
1,669,541 Views
$500 Cash Back
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

1,878 Comments

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Featured Comments

You did it wrong. And applying with your SSN had nothing to do with your decline. Don't pretend to have an elaborate business that you can't back up - even if you can stretch it to seem kinda plausible.

What you should have done (and could do in 30 days if you wish to reapply) is to simply apply as a "Sole Proprietor". From that point, pick a category/subcategory that makes sense for you, put minimal levels of income and years in business. I have gotten 3 Chase business cards doing exactly that (2 using my SSN, the 3rd with an EIN), as have a large number of other people - oddly enough, it is easier to get approved following those steps than for legitimate small business owners applying for their businesses.
That one has an annual fee and requires $5k spending from what I can see, but the CB and bonus amount are indeed better.
When I signed up years ago, basic Ebay sellers were viewed as a business. Today YMMV but I still have the card.

One thing to know, the buyer protections granted to customers of non-business VISA cards may not come with the business card. You may want to check carefully before using this card for higher risk purchases.

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Joined Dec 2009
L2: Beginner
> bubble2 83 Posts
14 Reputation
RagingMoto
07-16-2018 at 07:17 PM.
07-16-2018 at 07:17 PM.
Quote from wasabi_fu :
What is AF?

Annual Fee
Reply
Joined May 2016
L5: Journeyman
> bubble2 784 Posts
54 Reputation
xuyong9719
07-17-2018 at 06:10 AM.
07-17-2018 at 06:10 AM.
Applying for this card, Some of info they requires, will effect your green card / visa process. For people whom during the I-485. I-751 or I-131 etc. Beware.
Reply
Joined Feb 2007
L7: Teacher
> bubble2 2,622 Posts
1,507 Reputation
tamilgirl07
07-17-2018 at 07:17 AM.
07-17-2018 at 07:17 AM.
Do I need to be business owner to open this card ? sorry dump question,
Reply
Joined May 2010
L9: Master
> bubble2 5,637 Posts
1,532 Reputation
haserfauld
07-17-2018 at 07:21 AM.
07-17-2018 at 07:21 AM.
Quote from tamilgirl07 :
Do I need to be business owner to open this card ? sorry dump question,
Yes and no. You do not need a corp/llc to be a business. If you ever sell things on eBay or craigslist, you can be a business. If you ever do fundraisers, or organize parties/events, you can be a business. If you even want to do these things but haven't yet, you can be a business.

Just google how to apply, or shoot me a PM. Plenty of info is also in this thread if you want to dig through it.
Reply
Joined May 2005
hackdagibson
> bubble2 605 Posts
94 Reputation
teckel1927
07-17-2018 at 08:05 AM.
07-17-2018 at 08:05 AM.
Called them up and got the approval after unfroze equifax. 😎
Reply
Joined Feb 2007
L7: Teacher
> bubble2 2,622 Posts
1,507 Reputation
tamilgirl07
07-17-2018 at 10:11 AM.
07-17-2018 at 10:11 AM.
How long does it take to use the card/approved. I need to purchase a car in a day was planning to use this card. thanks for the reply
Reply
Joined Feb 2007
L7: Teacher
> bubble2 2,622 Posts
1,507 Reputation
tamilgirl07
07-17-2018 at 10:13 AM.
07-17-2018 at 10:13 AM.
Did I understand correctly. If I make $3000 purchase there is no interest for 12 months and after 3 months they will credit $500 correct ? Do I need to have chase bank account ?
Reply

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Joined Aug 2011
L6: Expert
> bubble2 1,573 Posts
397 Reputation
k3u
07-17-2018 at 07:35 PM.
07-17-2018 at 07:35 PM.
Quote from tamilgirl07 :
Did I understand correctly. If I make $3000 purchase there is no interest for 12 months and after 3 months they will credit $500 correct ? Do I need to have chase bank account ?

Correct on everything. No you don't need a checking, I believe they credit your credit card balance $500.
Reply
Joined Mar 2012
Cheese
> bubble2 1,587 Posts
300 Reputation
MrStinkyCheese
07-18-2018 at 07:56 AM.
07-18-2018 at 07:56 AM.
Quote from tamilgirl07 :
Did I understand correctly. If I make $3000 purchase there is no interest for 12 months and after 3 months they will credit $500 correct ? Do I need to have chase bank account ?
You get the bonus in UR points usually the next statement after hitting the min spend requirement. If you spend $3k the first week you have the card you'll get it on the next statement at the latest, some people have gotten theirs on the same statement depending on how late in the period you've met the min spend. No you don't need to have a bank account with them. You can open some chase bank accounts if you want to go for those cash incentives they offer though.
Reply
Joined Feb 2007
L7: Teacher
> bubble2 2,622 Posts
1,507 Reputation
tamilgirl07
07-18-2018 at 08:28 AM.
07-18-2018 at 08:28 AM.
I opened the card, it says in 30 days they will let me know, is there any way to expedite the process ?
Reply
Joined Nov 2011
L2: Beginner
> bubble2 86 Posts
30 Reputation
stinkypete1211
07-18-2018 at 01:56 PM.
07-18-2018 at 01:56 PM.
Quote from tamilgirl07 :
I opened the card, it says in 30 days they will let me know, is there any way to expedite the process ?
https://i.imgur.com/AZuA0tj.jpg

I was not auto approved and got the wait 30 days response. I called the status hotline after 3 days and was approved over the phone (automated approval).
Hope this helps.
Reply
Last edited by stinkypete1211 July 18, 2018 at 01:59 PM.
Joined Feb 2007
L7: Teacher
> bubble2 2,622 Posts
1,507 Reputation
tamilgirl07
07-18-2018 at 11:06 PM.
07-18-2018 at 11:06 PM.
Thank you all, I applied last night, and got approved (Automated approval). It says 10 business days to get the card. Any chance, can I call now to get the card earlier than 10 days. I need to buy a car at the most by wednesday next week.
Reply
Joined Mar 2012
Cheese
> bubble2 1,587 Posts
300 Reputation
MrStinkyCheese
07-19-2018 at 05:09 AM.
07-19-2018 at 05:09 AM.
Quote from tamilgirl07 :
Thank you all, I applied last night, and got approved (Automated approval). It says 10 business days to get the card. Any chance, can I call now to get the card earlier than 10 days. I need to buy a car at the most by wednesday next week.
Yes you can call chase and ask them to expedite it. If they haven't already sent it out they'll upgrade it to UPS Next Day PM delivery.
Reply
Joined Feb 2007
L7: Teacher
> bubble2 2,622 Posts
1,507 Reputation
tamilgirl07
07-19-2018 at 05:27 AM.
07-19-2018 at 05:27 AM.
Quote from Chevyguy85 :
Yes you can call chase and ask them to expedite it. If they haven't already sent it out they'll upgrade it to UPS Next Day PM delivery.
Thank you I called in to expedite, the application is still in process and as soon as its done they will ship it.
Reply

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Joined Feb 2007
L7: Teacher
> bubble2 2,622 Posts
1,507 Reputation
tamilgirl07
07-19-2018 at 05:28 AM.
07-19-2018 at 05:28 AM.
One last question (hopefully), can I use the card to purchase the car and show it towards the $3000 purchase condition ?

thank you
Reply
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