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Chase Ink Business Cash℠ Credit Card Expired

$500 Cash Back
w/ $3K Spent in 1st 3-mos
+305 Deal Score
1,668,971 Views
Chase offers the Ink Business Cash℠ Credit Card with $500 Bonus Cash Back after making $3,000 in purchases during the first 3 months from account opening. Thanks Cappy123

Slickdeals may be compensated by Chase.

Card Features:
  • Earn $500 bonus cash back after you spend $3,000 on purchases in the first 3 months from account opening
  • Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
  • Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year
  • Earn 1% cash back on all other card purchases with no limit to the amount you can earn
  • 0% introductory APR for 12 months on purchases
  • Employee cards at no additional cost
  • No Annual Fee

Original Post

Written by
Edited March 31, 2020 at 02:39 PM by
Earn a $500 bonus cash back after you spend $3,000 on purchases in the first 3 months after account opening on the Chase Ink Business Cash Credit Card.Slickdeals may be compensated by Chase.

Card Features:
Created 03-22-2018 at 10:40 PM by Cappy123
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Deal
Score
+305
1,668,971 Views
$500 Cash Back
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

1,878 Comments

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Featured Comments

You did it wrong. And applying with your SSN had nothing to do with your decline. Don't pretend to have an elaborate business that you can't back up - even if you can stretch it to seem kinda plausible.

What you should have done (and could do in 30 days if you wish to reapply) is to simply apply as a "Sole Proprietor". From that point, pick a category/subcategory that makes sense for you, put minimal levels of income and years in business. I have gotten 3 Chase business cards doing exactly that (2 using my SSN, the 3rd with an EIN), as have a large number of other people - oddly enough, it is easier to get approved following those steps than for legitimate small business owners applying for their businesses.
That one has an annual fee and requires $5k spending from what I can see, but the CB and bonus amount are indeed better.
When I signed up years ago, basic Ebay sellers were viewed as a business. Today YMMV but I still have the card.

One thing to know, the buyer protections granted to customers of non-business VISA cards may not come with the business card. You may want to check carefully before using this card for higher risk purchases.

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Joined Nov 2014
L2: Beginner
> bubble2 55 Posts
18 Reputation
DRG2003
12-19-2018 at 01:27 PM.
12-19-2018 at 01:27 PM.
Does anyone know how long Chase wants to typically wait before granting credit line increases?
Reply
Joined Nov 2006
L5: Journeyman
> bubble2 801 Posts
155 Reputation
slingster
12-20-2018 at 01:00 PM.
12-20-2018 at 01:00 PM.
Same question as above. Since it's 0% APR for a year I don't mind maximizing the balance I can carry until the end of the year when I will pay it all off.
Reply
Joined Oct 2013
L1: Learner
> bubble2 7 Posts
10 Reputation
parad0x86
12-21-2018 at 09:09 PM.
12-21-2018 at 09:09 PM.
Quote from DRG2003 :
Does anyone know how long Chase wants to typically wait before granting credit line increases?
I applied the 14th and got the "hold your horses buddy we'll check it out" email. Got the card in the mail today without any further emails or phone calls which I found weird. So a week for me.
Reply
Joined Nov 2016
L2: Beginner
> bubble2 44 Posts
14 Reputation
texasdriver1
12-22-2018 at 01:45 PM.
12-22-2018 at 01:45 PM.
You can check status of your application at 1-888 269-8690. It is entirely automated. All you need is your social since you probably wont have a application number. Chase doesn't really give a lot of feedback so the first sign you are approved will be when the new card shows up in the mail.
Reply
Joined Aug 2011
L2: Beginner
> bubble2 61 Posts
10 Reputation
nanohavoc
12-22-2018 at 04:27 PM.
12-22-2018 at 04:27 PM.
Will i get in trouble if i get this card and use a vacation to get the 3k spend ?
Reply
Joined Mar 2012
Cheese
> bubble2 1,587 Posts
300 Reputation
MrStinkyCheese
12-22-2018 at 04:52 PM.
12-22-2018 at 04:52 PM.
Quote from nanohavoc :
Will i get in trouble if i get this card and use a vacation to get the 3k spend ?

No. You might not have the same protections you would if you used the CSP or CSR though. Otherwise Chase doesn't really give a rats booty what you buy with their business cards.
Reply
Joined Sep 2012
L1: Learner
> bubble2 8 Posts
10 Reputation
SrirachaSauce
12-24-2018 at 08:19 PM.
12-24-2018 at 08:19 PM.
DP: I got this card without BS-ing them. I got approved putting down $1.00 revenue and 0 years of business. I just used my first and last name with SSN as recommended by multiple posts. I just let it sit there and I got approved the next day.
Reply

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Joined Oct 2015
L3: Novice
> bubble2 101 Posts
105 Reputation
d.j1088
12-24-2018 at 08:32 PM.
12-24-2018 at 08:32 PM.
Quote from SrirachaSauce :
DP: I got this card without BS-ing them. I got approved putting down $1.00 revenue and 0 years of business. I just used my first and last name with SSN as recommended by multiple posts. I just let it sit there and I got approved the next day.
Made my day 😂 I called recon line today and they told me my thousands of dollars business is not enough revenue
Reply
Joined Sep 2012
L1: Learner
> bubble2 8 Posts
10 Reputation
SrirachaSauce
12-25-2018 at 06:46 AM.
12-25-2018 at 06:46 AM.
Quote from d.j1088 :
Made my day 😂 I called recon line today and they told me my thousands of dollars business is not enough revenue

Is it a business or "business?"
Reply
Joined Jan 2011
L1: Learner
> bubble2 8 Posts
10 Reputation
msnath
12-26-2018 at 12:58 PM.
12-26-2018 at 12:58 PM.
Quote from dhlee528 :
UR points, you can transfer to CSR and make it worth more

Yes, use your SSN
Did not work for me.
Reply
Joined Mar 2008
L6: Expert
> bubble2 1,376 Posts
185 Reputation
BUYmeTHIS
12-29-2018 at 11:18 AM.
12-29-2018 at 11:18 AM.
when applying online, I got the "application pending" crap, and the card showed up without notice a week later. Spent the 3k in a few weeks, and online account already shows bonus points pending on next statement. Love Chase!
Reply
Joined Feb 2015
L5: Journeyman
> bubble2 941 Posts
146 Reputation
userno14908
12-29-2018 at 02:51 PM.
12-29-2018 at 02:51 PM.
My application was rejected 2 months ago because I have too much credit with Chase, but have since requested a 50% reduction in credit. Should I wait a few more months before reapplying to avoid another rejection?
Reply
Joined May 2008
L6: Expert
> bubble2 1,329 Posts
471 Reputation
bkobe7
12-29-2018 at 07:59 PM.
12-29-2018 at 07:59 PM.
PM me if you're thinking of applying
Reply
Joined May 2015
L6: Expert
> bubble2 1,789 Posts
687 Reputation
PointsYak
12-30-2018 at 05:51 AM.
12-30-2018 at 05:51 AM.
Quote from UserNumber01 :
My application was rejected 2 months ago because I have too much credit with Chase, but have since requested a 50% reduction in credit. Should I wait a few more months before reapplying to avoid another rejection?
Once your credit limits have been reduced, you're good to go.
Reply

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Joined Nov 2013
Show me the money!
> bubble2 1,698 Posts
394 Reputation
travelnshot
12-31-2018 at 09:48 AM.
12-31-2018 at 09:48 AM.
Quote from msnath :
Did not work for me.
What error did you get?
Reply
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