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Chase Ink Business Cash℠ Credit Card Expired

$500 Cash Back
w/ $3K Spent in 1st 3-mos
+305 Deal Score
1,668,384 Views
Chase offers the Ink Business Cash℠ Credit Card with $500 Bonus Cash Back after making $3,000 in purchases during the first 3 months from account opening. Thanks Cappy123

Slickdeals may be compensated by Chase.

Card Features:
  • Earn $500 bonus cash back after you spend $3,000 on purchases in the first 3 months from account opening
  • Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
  • Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year
  • Earn 1% cash back on all other card purchases with no limit to the amount you can earn
  • 0% introductory APR for 12 months on purchases
  • Employee cards at no additional cost
  • No Annual Fee

Original Post

Written by
Edited March 31, 2020 at 02:39 PM by
Earn a $500 bonus cash back after you spend $3,000 on purchases in the first 3 months after account opening on the Chase Ink Business Cash Credit Card.Slickdeals may be compensated by Chase.

Card Features:
Created 03-22-2018 at 10:40 PM by Cappy123
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Deal
Score
+305
1,668,384 Views
$500 Cash Back
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

1,878 Comments

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Featured Comments

You did it wrong. And applying with your SSN had nothing to do with your decline. Don't pretend to have an elaborate business that you can't back up - even if you can stretch it to seem kinda plausible.

What you should have done (and could do in 30 days if you wish to reapply) is to simply apply as a "Sole Proprietor". From that point, pick a category/subcategory that makes sense for you, put minimal levels of income and years in business. I have gotten 3 Chase business cards doing exactly that (2 using my SSN, the 3rd with an EIN), as have a large number of other people - oddly enough, it is easier to get approved following those steps than for legitimate small business owners applying for their businesses.
That one has an annual fee and requires $5k spending from what I can see, but the CB and bonus amount are indeed better.
When I signed up years ago, basic Ebay sellers were viewed as a business. Today YMMV but I still have the card.

One thing to know, the buyer protections granted to customers of non-business VISA cards may not come with the business card. You may want to check carefully before using this card for higher risk purchases.

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Joined Feb 2011
L7: Teacher
> bubble2 2,244 Posts
731 Reputation
bru_that
03-09-2019 at 11:28 PM.
03-09-2019 at 11:28 PM.
Quote from saadsahir :
Hello Everyone, I have a question. I am planning to make a purchase in the next week for $5k+. What is the best option card to get maximum cash back or welcome bonus? I need a card with no annual fees. Thank you.
If the sign up bonus is high enough, why does the card have to have no annual fee?
Reply
Joined Jul 2005
L9000: Broke Member
> bubble2 3,736 Posts
584 Reputation
EffinAhole
03-10-2019 at 01:21 AM.
03-10-2019 at 01:21 AM.
Quote from saadsahir :
Hello Everyone, I have a question. I am planning to make a purchase in the next week for $5k+. What is the best option card to get maximum cash back or welcome bonus? I need a card with no annual fees. Thank you.
I have bad news for you. All the big cards with big sign up bonuses have annual fees. And some of them are vary from $95 to $450 or so. If you want no annual fees, the bonus will be like $300 tops. You will have to decide that one.
Reply
Last edited by EffinAhole March 10, 2019 at 01:43 AM.
Joined Feb 2011
L3: Novice
> bubble2 290 Posts
113 Reputation
acefspade
03-10-2019 at 10:37 PM.
03-10-2019 at 10:37 PM.
What's the rules on signing up for business cards with chase? I know you cannot get approved for more than 1 card within 30 days. Jan 9 I was approved for Southwest Biz, Feb 10 approved for CIP. Can I sign up for this card after March 13?
Reply
Joined Jan 2005
L2: Beginner
> bubble2 99 Posts
16 Reputation
tilslick
03-11-2019 at 04:45 PM.
03-11-2019 at 04:45 PM.
Quote from EffinAhole :
I have bad news for you. All the big cards with big sign up bonuses have annual fees. And some of them are vary from $95 to $450 or so. If you want no annual fees, the bonus will be like $300 tops. You will have to decide that one.
This in a thread with a card with No Annual Fee and $500 Cash Back
Reply
Joined Jul 2005
L9000: Broke Member
> bubble2 3,736 Posts
584 Reputation
EffinAhole
03-11-2019 at 04:59 PM.
03-11-2019 at 04:59 PM.
Quote from johne :
This in a thread with a card with No Annual Fee and $500 Cash Back
And probably the only card with that high of CB for no annual fee. Hes already in this thread so logic might suggest he has read this thread already. He was asking in the higher tier $5k plus category which can get in the $700-1000 CB. None of those with have no annual fee.
Reply
Joined Jan 2005
L2: Beginner
> bubble2 99 Posts
16 Reputation
tilslick
03-11-2019 at 05:51 PM.
03-11-2019 at 05:51 PM.
Quote from EffinAhole :
And probably the only card with that high of CB for no annual fee. Hes already in this thread so logic might suggest he has read this thread already. He was asking in the higher tier $5k plus category which can get in the $700-1000 CB. None of those with have no annual fee.
Agreed. So his sentence should be:
"If you want no annual fees, the bonus will be like $300 $500 tops."
Reply
Joined Oct 2011
L6: Expert
> bubble2 1,463 Posts
508 Reputation
westec2
03-17-2019 at 08:14 AM.
03-17-2019 at 08:14 AM.
Quote from SDealsLover :
Exactly my question

I have this card and no business. I used my name and social
Reply

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Joined Jun 2018
L2: Beginner
> bubble2 73 Posts
14 Reputation
UltimateAtrophy100
03-18-2019 at 08:24 AM.
03-18-2019 at 08:24 AM.
Does anyone know which credit agency they do a credit check against? I have all my frozen since the last credit hack. I figure I would need to unfreeze at least one of my accounts.

TIA!
Reply
Joined Feb 2011
L7: Teacher
> bubble2 2,244 Posts
731 Reputation
bru_that
03-18-2019 at 11:08 AM.
03-18-2019 at 11:08 AM.
Quote from UltimateAtrophy100 :
Does anyone know which credit agency they do a credit check against? I have all my frozen since the last credit hack. I figure I would need to unfreeze at least one of my accounts.

TIA!
Depends on where you live. They will commonly pull at least Experian, and often Equifax or TransUnion in addition.
Reply
Joined Feb 2008
L2: Beginner
> bubble2 47 Posts
14 Reputation
xebec22
03-18-2019 at 02:56 PM.
03-18-2019 at 02:56 PM.
Got the card, but none of the paperwork mentions the $500 cash back after 3k/3months, is that normal?

it does say 1.5% cash back and 0% fixed intro apr for the first 12 months..
Reply
Joined Dec 2016
Banned Shill
> bubble2 1,464 Posts
1,085 Reputation
hexsneaker
03-18-2019 at 03:19 PM.
03-18-2019 at 03:19 PM.
Quote from nine0joe :
Reported income of 2k for the "business" and I put that it's been running for 2 years. I got a message saying it would take 4 weeks. I called the day after I applied and asked if they could speed things up and they approved me right there. I asked them to overnight it and no problem. All in all, very happy. Thanks OP!

What's the direct phone number. I need mine to be checked too
Reply
Joined Dec 2018
Master of my Own Domain
> bubble2 2,432 Posts
402 Reputation
HonestMammoth473
03-18-2019 at 04:21 PM.
03-18-2019 at 04:21 PM.
How long after you fulfilled the terms did you get the signup bonus? On all of my previous cards, including this one, I got the bonus within days of meeting the requirements. However, my wife got this card recently, met the terms weeks ago, and still has no bonus.

* Edit: Got it today apparently. Big Grin
Reply
Last edited by HonestMammoth473 March 18, 2019 at 06:30 PM.
Joined Mar 2012
Cheese
> bubble2 1,587 Posts
300 Reputation
MrStinkyCheese
03-18-2019 at 04:59 PM.
03-18-2019 at 04:59 PM.
Quote from xebec22 :
Got the card, but none of the paperwork mentions the $500 cash back after 3k/3months, is that normal?

it does say 1.5% cash back and 0% fixed intro apr for the first 12 months..
1.5% sounds more like the Ink Business Unlimited card. This thread is for the Ink Business Cash which is 1% on anything not in the 5% bonus categories. I believe both do have 12 month no interest though.
Reply
Joined Jul 2011
L1: Learner
> bubble2 5 Posts
10 Reputation
alphadogalpha
03-18-2019 at 07:27 PM.
03-18-2019 at 07:27 PM.
Quote from vajratlr :
This Chase Ink Cash card is my favorite card out of ALL the Chase cards. I get 5X on Amazon, and many other retailers! And gas is 2X too and no annual fee. Ink preferred is only good for the initial bonus, it's not good for collecting points after that so you'd probably cancel when the AF hits for the 2nd year.

Since there is no annual fees, can I cancel this any time after claiming bonus? What is a good exit strategy?
Reply

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Joined Dec 2018
Master of my Own Domain
> bubble2 2,432 Posts
402 Reputation
HonestMammoth473
03-19-2019 at 10:15 AM.
03-19-2019 at 10:15 AM.
Quote from alphadogalpha :
Since there is no annual fees, can I cancel this any time after claiming bonus? What is a good exit strategy?

You can, but I wouldn't unless your aim is to come back again for the bonus in 2 years (or whatever their timeframe for becoming eligible again). If you're going to close it though, the only strategy is to make sure there is nothing in the terms about a minimum time to maintain the account in order to keep the bonus.
Reply
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