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Chase Ink Business Cash℠ Credit Card Expired

$500 Cash Back
w/ $3K Spent in 1st 3-mos
+305 Deal Score
1,668,344 Views
Chase offers the Ink Business Cash℠ Credit Card with $500 Bonus Cash Back after making $3,000 in purchases during the first 3 months from account opening. Thanks Cappy123

Slickdeals may be compensated by Chase.

Card Features:
  • Earn $500 bonus cash back after you spend $3,000 on purchases in the first 3 months from account opening
  • Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
  • Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year
  • Earn 1% cash back on all other card purchases with no limit to the amount you can earn
  • 0% introductory APR for 12 months on purchases
  • Employee cards at no additional cost
  • No Annual Fee

Original Post

Written by
Edited March 31, 2020 at 02:39 PM by
Earn a $500 bonus cash back after you spend $3,000 on purchases in the first 3 months after account opening on the Chase Ink Business Cash Credit Card.Slickdeals may be compensated by Chase.

Card Features:
Created 03-22-2018 at 10:40 PM by Cappy123
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Deal
Score
+305
1,668,344 Views
$500 Cash Back
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

1,878 Comments

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Featured Comments

You did it wrong. And applying with your SSN had nothing to do with your decline. Don't pretend to have an elaborate business that you can't back up - even if you can stretch it to seem kinda plausible.

What you should have done (and could do in 30 days if you wish to reapply) is to simply apply as a "Sole Proprietor". From that point, pick a category/subcategory that makes sense for you, put minimal levels of income and years in business. I have gotten 3 Chase business cards doing exactly that (2 using my SSN, the 3rd with an EIN), as have a large number of other people - oddly enough, it is easier to get approved following those steps than for legitimate small business owners applying for their businesses.
That one has an annual fee and requires $5k spending from what I can see, but the CB and bonus amount are indeed better.
When I signed up years ago, basic Ebay sellers were viewed as a business. Today YMMV but I still have the card.

One thing to know, the buyer protections granted to customers of non-business VISA cards may not come with the business card. You may want to check carefully before using this card for higher risk purchases.

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Joined Sep 2009
L10: Grand Master
> bubble2 15,364 Posts
4,346 Reputation
Knightshade
03-19-2019 at 10:22 AM.
03-19-2019 at 10:22 AM.
Quote from alphadogalpha :
Since there is no annual fees, can I cancel this any time after claiming bonus? What is a good exit strategy?

If there's no AF why would you want to close it? (other than planning to churn it again in a couple of years)
Reply
Joined Feb 2011
L7: Teacher
> bubble2 2,244 Posts
731 Reputation
bru_that
03-19-2019 at 10:23 AM.
03-19-2019 at 10:23 AM.
Quote from alphadogalpha :
Since there is no annual fees, can I cancel this any time after claiming bonus? What is a good exit strategy?
Since there is no annual fee, there is no reason to cancel it unless you are at the maximum number of business cards that Chase will comfortably approve you for. If you don't want the card long-term, best practice is to cancel it after a year.
Reply
Joined Nov 2016
L3: Novice
> bubble2 105 Posts
38 Reputation
hatakiller20
03-19-2019 at 10:37 AM.
03-19-2019 at 10:37 AM.
I put sole propriator and chase just send me a letter requesting proof of business, they must had caught on. Slickdeals effect oh well
Reply
Joined Jun 2013
L4: Apprentice
> bubble2 303 Posts
46 Reputation
darkfortedx
03-19-2019 at 11:13 AM.
03-19-2019 at 11:13 AM.
its asking for my Tax identification number -

It says-
Please complete these fields to continue to next step:
Tax identification number


I have filled my SS too but cant get past that page
Reply
Joined Jun 2013
L4: Apprentice
> bubble2 303 Posts
46 Reputation
darkfortedx
03-19-2019 at 11:13 AM.
03-19-2019 at 11:13 AM.
Oops double posted
Reply
Joined Feb 2011
L7: Teacher
> bubble2 2,244 Posts
731 Reputation
bru_that
03-19-2019 at 12:11 PM.
03-19-2019 at 12:11 PM.
Quote from hatakiller20 :
I put sole propriator and chase just send me a letter requesting proof of business, they must had caught on. Slickdeals effect oh well
What did you use for a business name?
Quote from darkfortedx :
its asking for my Tax identification number -

It says-
Please complete these fields to continue to next step:
Tax identification number


I have filled my SS too but cant get past that page
Unless you have a separate EIN, Your SSN is your Tax ID number. Just enter it into the space prompted.
Reply
Joined Mar 2019
L2: Beginner
> bubble2 59 Posts
10 Reputation
smilingangel
03-20-2019 at 04:14 PM.
03-20-2019 at 04:14 PM.
I received a letter asking proof of legal name of business, I used my name as the business name, so I send a copy of my ID but was not accepted. Acceptable documents are
- Article of Incorporation
-Certificate of formation
-IRS EIN/TIN confirmation letter
-Fictitious business name statement

Why are they are asking for that if I used my name as the name of business?
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Joined Nov 2013
New User
> bubble2 15 Posts
10 Reputation
newportcoast
03-21-2019 at 07:08 AM.
03-21-2019 at 07:08 AM.
I applied, faxed over the letter from the IRS EIN Letter, California Security of State of LLC formation and my driver license and got approved for 16k credit limit.
Reply
Last edited by newportcoast March 21, 2019 at 07:15 AM.
Joined Apr 2008
L8: Grand Teacher
> bubble2 3,201 Posts
1,317 Reputation
seiromem
03-21-2019 at 07:23 AM.
03-21-2019 at 07:23 AM.
Anyone has an idea how long does it take to get approved after applying? (Assuming that it will not get denied?). I applied on 3/17 and still getting the 30 wait message.
Reply
Joined Oct 2010
L5: Pro
> bubble2 83 Posts
18 Reputation
maifriend
03-21-2019 at 08:44 AM.
03-21-2019 at 08:44 AM.
Quote from bitt3n :
If I already have a Chase Ink Business card can I still get a Chase Ink Business Cash card?
Yes you can as long as the two cards are not the same, i.e. ink business cash and ink business unlimited. Also if you have been approved for 5 credit cards (any) in the last 24 months then you won't be approved.
Reply
Joined Oct 2010
L5: Pro
> bubble2 83 Posts
18 Reputation
maifriend
03-21-2019 at 08:48 AM.
03-21-2019 at 08:48 AM.
Quote from fordhamdude :
I don't see it (which probably answers my question), but can these points be moved to an airline rewards program or are they just UR points?
UR points can only be transferred to airline partners if you have a premium card like the sapphire preferred, sapphire reserve, ink business preferred, ink business plus or to a companion (your spouse for example) if your companion has one of the cards mentioned above.
Reply
Joined Nov 2016
L3: Novice
> bubble2 105 Posts
38 Reputation
hatakiller20
03-21-2019 at 09:28 AM.
03-21-2019 at 09:28 AM.
Quote from bru_that :
What did you use for a business name?

Unless you have a separate EIN, Your SSN is your Tax ID number. Just enter it into the space prompted.

I used my name as business name, like others have subjested
Reply
Joined Sep 2006
L5: Journeyman
> bubble2 817 Posts
100 Reputation
NashAttack
03-22-2019 at 09:10 PM.
03-22-2019 at 09:10 PM.
Quote from newportcoast :
I applied, faxed over the letter from the IRS EIN Letter, California Security of State of LLC formation and my driver license and got approved for 16k credit limit.

How were you instructed to submit copies of those documents? I filled out the application and it didn't ask for anything else. Still waiting on approval.
Reply
Joined Sep 2015
New User
> bubble2 574 Posts
52 Reputation
MichaelP84
03-23-2019 at 04:32 PM.
03-23-2019 at 04:32 PM.
Just applied for the preferred in branch, got the call us to verify info. Called and verified address, and was approved. Used my name and ss for info. I guess once it's flagged it depends who answers and process the app
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Joined Oct 2010
L5: Journeyman
> bubble2 621 Posts
124 Reputation
down2ride
03-25-2019 at 10:13 AM.
03-25-2019 at 10:13 AM.
So I signed up online last night and it showed me the "We need to verify some more" message. This morning I signed into my business checking account and the card is already linked to my account. I guess I'm approved even though I haven't gotten an official approved notice yet.
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