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Chase Ultimate Rewards Points Redemption - 10% off eBay Gift Cards YMMV
Get 10% off eBay gift cards when you redeem your points through Chase Ultimate Rewards [chase.com]
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Not true at all.
There are many options that can make a lot of sense. One of which is to sell your points to Bruce.
There are many options that can make a lot of sense. One of which is to sell your points to Bruce.
Depends what you mean by not travelling much.
Like one or two trips a year, or one or two trips a decade?
If you're just looking to blow a bunch of points on a single big trip then you'd want to first get all the points you can with signup bonuses (pending your 5/24 status), and then get yourself a CSR.
Yes, it has a big annual fee. And you'll be getting a ton more in rewards than the fee cost out of it so don't worry about that part.
Move all the points from all your chase UR cards over to the CSR- then either:
redeem them at 1.5 cents a point via the portal (which is the lowest-value travel redemption with this card- but beats the heck out of 1.1 cents for gift cards).
Or (this requires a bit more research to figure out which airline is best for where and when you want to travel) transfer those points to airline partners to get tickets where you can often get between 1.5-3 cents a point in coach airfares... 4-6 cents a point for business class... or 8-10 cents a point for first class...
For hotels many Hyatt redemptions can get you north of 2 cents a point as well.
For stuff like rental cars I'm afraid the 1.5 cents in the portal is the best you'll get
Search Bruce the Miles guy
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Looks like the only use would be for folks with Chase Freedom but can't travel (perhaps due to work/family obligations).
Or (this requires a bit more research to figure out which airline is best for where and when you want to travel) transfer those points to airline partners to get tickets where you can often get between 1.5-3 cents a point in coach airfares... 4-6 cents a point for business class... or 8-10 cents a point for first class...
For hotels many Hyatt redemptions can get you north of 2 cents a point as well.
So I don't do a lot of travel. But I do international travel couple of times a year from US to India. Usually I get return ticket for under $700. Will transferring points be able to get me a ticket any cheaper? If you wouldn't know first hand, is there a way to find out myself?
Also, for Hyatt redemptions, what would a typical night in terms of points cost like?
Eg. if at a particular location, I can get a decent hotel, say holiday inn or something for $100 a night, will using these points get a better hotel for UR points less than worth $100 in cash?
Thanks for the help
So I don't do a lot of travel. But I do international travel couple of times a year from US to India. Usually I get return ticket for under $700. Will transferring points be able to get me a ticket any cheaper? If you wouldn't know first hand, is there a way to find out myself?
Also, for Hyatt redemptions, what would a typical night in terms of points cost like?
Eg. if at a particular location, I can get a decent hotel, say holiday inn or something for $100 a night, will using these points get a better hotel for UR points less than worth $100 in cash?
Thanks for the help
This analysis is why I typically just sell my miles. I can get the 1.5x multiplier on travel, but I feel like the prices are often inflated somewhat to compensate. I've gotten 1.4cents a piece in the past, and that's cash up front...no need to wait and book a trip that I may be able to get through another portal cheaper.
As for the math on earning, I think your math is on point. If you are only spending a few thousand a year on a credit card it's hard to really get the points to add up. I might suggest a no fee cash back card in that situation. Or skip the CSR card. I have the Freedom Unlimited and Ink Bold. The latter gets me 5x points on internet, phone, cable tv...so my $350 in monthly spend gets me ~1,500 points...or nearly 20k a year just for paying my Verizon and Sprint bills.
So I don't do a lot of travel. But I do international travel couple of times a year from US to India. Usually I get return ticket for under $700. Will transferring points be able to get me a ticket any cheaper? If you wouldn't know first hand, is there a way to find out myself?
Also, for Hyatt redemptions, what would a typical night in terms of points cost like?
Eg. if at a particular location, I can get a decent hotel, say holiday inn or something for $100 a night, will using these points get a better hotel for UR points less than worth $100 in cash?
Thanks for the help
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As for the math on earning, I think your math is on point. If you are only spending a few thousand a year on a credit card it's hard to really get the points to add up. I might suggest a no fee cash back card in that situation. Or skip the CSR card. I have the Freedom Unlimited and Ink Bold. The latter gets me 5x points on internet, phone, cable tv...so my $350 in monthly spend gets me ~1,500 points...or nearly 20k a year just for paying my Verizon and Sprint bills.
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