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expired Posted by jc4jax • Jun 8, 2019
expired Posted by jc4jax • Jun 8, 2019

PSA for Costco members stacking extended warranties

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I just recently bought a french door refrigerator from Costco during the Memorial Day sale and read they double the manufacturer's warranty for their members called Costco Concierge so that makes it 2 years from the manufacturer, if you pay with the Citi Costco Anywhere Visa card Citi will add 2 more years plus if you buy from Costco within 90 days of buying said appliances or qualifying electronics the Square Trade 3 year warranty (warranty cost tiered based on item price, I paid $99 for 3 years).

The way it was explained was Square Trade would start when the 2 year manufacturer warranty ends making it 5 years and then Citi 2 year warranty will start after Square Trade ends making it a total of 7 years.

https://www.costco.com/concierge-...ranty.html

So if you are a Costco member and were planning on buying a major electronic or appliance purchase in the near future figure this would be helpful if you didn't know about stacking the available warranties. I attached an image from Citi's explaining how their warranty stacks at the end.
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I just recently bought a french door refrigerator from Costco during the Memorial Day sale and read they double the manufacturer's warranty for their members called Costco Concierge so that makes it 2 years from the manufacturer, if you pay with the Citi Costco Anywhere Visa card Citi will add 2 more years plus if you buy from Costco within 90 days of buying said appliances or qualifying electronics the Square Trade 3 year warranty (warranty cost tiered based on item price, I paid $99 for 3 years).

The way it was explained was Square Trade would start when the 2 year manufacturer warranty ends making it 5 years and then Citi 2 year warranty will start after Square Trade ends making it a total of 7 years.

https://www.costco.com/concierge-...ranty.html

So if you are a Costco member and were planning on buying a major electronic or appliance purchase in the near future figure this would be helpful if you didn't know about stacking the available warranties. I attached an image from Citi's explaining how their warranty stacks at the end.

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33 Comments

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Jun 8, 2019
1,219 Posts
Joined Dec 2008
Jun 8, 2019
digdoug6179
Jun 8, 2019
1,219 Posts
Yep. Costco is the bomb. I try to buy everything I can from them. I wish they sold more products.
Pro
Jun 8, 2019
3,561 Posts
Joined Oct 2003
Jun 8, 2019
elnino2783
Pro
Jun 8, 2019
3,561 Posts
I wouldn't call this common knowledge, but it is mentioned often in costco SD threads
Jun 8, 2019
8,396 Posts
Joined Jul 2004
Jun 8, 2019
Kamyl
Jun 8, 2019
8,396 Posts
Quote from jc4jax :
The way it was explained was Square Trade would start when the 2 year manufacturer warranty ends making it 5 years and then Citi 2 year warranty will start after Square Trade ends making it a total of 7 years.
This doesn't make any sense. Doesn't Citi 2 year warranty be base on the date the purchase was made? Square Trade is a third party? Why would Citi extend their warranty base on Square Trade warranty??
Jun 8, 2019
8,081 Posts
Joined Nov 2008
Jun 8, 2019
Hrshycro
Jun 8, 2019
8,081 Posts
Are you sure the Citi warranty starts after the ST warranty ends? That seems like a pretty long stretch. Typically credit card warranties start right after the MFG warranty ends and can't be extended further into the future by extended warranty plans/coverage, like with the 3 year ST one you bought.

I'd call Citi's warranty Dept to confirm this and then return the ST warranty.

EDIT: I'm wrong. I knew Citi's was as good as AMEX's, but really doubted that their extended warranty would start after an additionally purchased extended warranty.
Last edited by Hrshycro June 8, 2019 at 06:10 PM.
Jun 8, 2019
275 Posts
Joined Aug 2013
Jun 8, 2019
antaholics
Jun 8, 2019
275 Posts
Quote from Hrshycro :
Are you sure the Citi warranty starts after the ST warranty ends? That seems like a pretty long stretch. Typically credit card warranties start right after the MFG warranty ends and can't be extended further into the future by extended warranty plans/coverage, like with the 3 year ST one you bought.

I'd call Citi's warranty Dept to confirm this and then return the ST warranty.
Citi specifically says their warranty starts at the end of extended warranties you buy, up to 7 years in total
Jun 8, 2019
5,837 Posts
Joined Nov 2004

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Jun 8, 2019
8,109 Posts
Joined Jan 2007
Jun 8, 2019
dadab
Jun 8, 2019
8,109 Posts
squaretrade is nowhere mentioned. Unless it's in the written fine print, how that plays out, it's a guess.

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Original Poster
Jun 8, 2019
1,330 Posts
Joined Aug 2007
Jun 8, 2019
jc4jax
Original Poster
Jun 8, 2019
1,330 Posts
Quote from Hrshycro :
Are you sure the Citi warranty starts after the ST warranty ends? That seems like a pretty long stretch. Typically credit card warranties start right after the MFG warranty ends and can't be extended further into the future by extended warranty plans/coverage, like with the 3 year ST one you bought.

I'd call Citi's warranty Dept to confirm this and then return the ST warranty.
....did you even look at the attached image from Citi card's website???
here islink to Citi card's benefits brochure pdf, check page 22
[citi.com] that shows an example (#4) how it works with them. It did not specify Square Trade but "customer purchased extended warranty" so it could be any optional purchased extended warranty and they will stack after it expires.
Last edited by jc4jax June 8, 2019 at 02:43 PM.
Jun 8, 2019
8,081 Posts
Joined Nov 2008
Jun 8, 2019
Hrshycro
Jun 8, 2019
8,081 Posts
Quote from antaholics :
Citi specifically says their warranty starts at the end of extended warranties you buy, up to 7 years in total
Wow. That's crazy! Thanks for the info
Jun 8, 2019
345 Posts
Joined Aug 2018
Jun 8, 2019
CleverString959
Jun 8, 2019
345 Posts
For anyone in this thread questioning what the OP is saying, please just STOP. The extended warranty stacking is common knowledge and has been discussed as naseum in these forums, confirmed multiple times in multiple places by Costco, Citibank, and Squaretrade.

For everyone else, start buying with the Costco Citi card. You won't regret it.
Jun 8, 2019
1,009 Posts
Joined Apr 2015
Jun 8, 2019
thesybarite
Jun 8, 2019
1,009 Posts
Quote from CleverString959 :
For anyone in this thread questioning what the OP is saying, please just STOP. The extended warranty stacking is common knowledge and has been discussed as naseum in these forums, confirmed multiple times in multiple places by Costco, Citibank, and Squaretrade.

For everyone else, start buying with the Costco Citi card. You won't regret it.
Does the extended warranty apply only at Costco?
Jun 8, 2019
1,781 Posts
Joined Dec 2011
Jun 8, 2019
su_A_ve
Jun 8, 2019
1,781 Posts
If OP purchased the Samsung French Door that was on sale, I'm sure you'll be testing manuf. ST and Citi's warranty...

I was eyeing that fridge until I start reading all the problems with ice buildup, and the class action lawsuit in place.

One thing would be having an appliance go up/down every so often and delay in getting it fixed, but a fridge could easily cost you hundreds of dollars in food being wasted...
Jun 8, 2019
15,288 Posts
Joined Sep 2009
Jun 8, 2019
Knightshade
Jun 8, 2019
15,288 Posts
Quote from thesybarite :
Does the extended warranty apply only at Costco?

Nope.

Tons of folks get TVs cheaper elsewhere for example (OLEDs especially) then add the Square Trade warranty from Costco to it.

Only difference is you lose out on the 1 extra year from Costco- so "only" 6 total years of warranty instead of 7.
Original Poster
Jun 8, 2019
1,330 Posts
Joined Aug 2007
Jun 8, 2019
jc4jax
Original Poster
Jun 8, 2019
1,330 Posts
Quote from su_A_ve :
If OP purchased the Samsung French Door that was on sale, I'm sure you'll be testing manuf. ST and Citi's warranty...

I was eyeing that fridge until I start reading all the problems with ice buildup, and the class action lawsuit in place.

One thing would be having an appliance go up/down every so often and delay in getting it fixed, but a fridge could easily cost you hundreds of dollars in food being wasted...
I bought the GE one. I know Samsung has issues with their appliances (they do look sharp though) are not as quality build as their electronics. LG is better but they too have issues. All the major brands seem to have gone down in longevity if you look at all the reviews and I have been researching for a few months, it's why I came across the warranty stacking and felt it makes a decent deal even better with some peace of mind.

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Jun 8, 2019
2,866 Posts
Joined Mar 2009
Jun 8, 2019
Ananke
Jun 8, 2019
2,866 Posts
I can attest - Samsung icemaker is designed to build up ice, eventually completely fails. Since it is internally integrated with the freezer piping, it cannot be replaced as standalone part - the whole refrigerator needs to go. It happens around the 4th year.I am yet to see a Samsung refrigerator that doesn't do it.
This above, if the compressor doesn't fail first.
I think the LG refrigerators may last longer - from the Korean brands. They use cheaper looking plastic though Smilie.
US refrigerators /if work at first/ will probably last longer, although I am not sure what is left from US manufacturers. Maybe the highest end built in ? The fans inside the consumer grade ones are all Chinese, and they always fail prematurely taken the entire electronics and refrigerators with them...
Mine and my friends experiences so far....

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